Prof. Jayanth R. Varma’s Financial Markets Blog

Prof. Jayanth R. Varma’s Financial Markets Blog

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Indian markets and regulation commentary by IIM professor and markets expert; macro/policy drivers for India equities.

Indian Banks: From Credit Provision to Liquidity Provision?
NewsFeb 17, 2026

Indian Banks: From Credit Provision to Liquidity Provision?

India’s corporate funding is increasingly sourced domestically as the yield gap with US Treasuries narrows to about 2.5%, eroding the cost advantage of foreign‑currency debt. Deepening private‑credit markets now finance even near‑investment‑grade borrowers, exemplified by a recent $3.4 billion rupee‑denominated deal....

By Prof. Jayanth R. Varma’s Financial Markets Blog
Gradual End of Bank Dominance in India
NewsFeb 9, 2026

Gradual End of Bank Dominance in India

India’s household financial portfolio is shifting away from traditional safe assets toward equities and managed funds. Between March 2021 and March 2025, bank deposits fell from roughly 47.5% to 43.5% of total financial assets, while mutual‑fund and pension holdings rose...

By Prof. Jayanth R. Varma’s Financial Markets Blog