Sifted Fintech

Sifted Fintech

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In-depth reporting on European startups with a specific focus on the fintech sector.

Wise Set to Downgrade London Listing This Quarter
NewsApr 13, 2026

Wise Set to Downgrade London Listing This Quarter

Wise confirmed it will move its primary listing from London to Nasdaq on May 11, completing the transition this quarter. The fintech cites greater U.S. visibility, deeper capital pools, and a more liquid market as key benefits. In Q4, transaction volume...

By Sifted Fintech
Revolut Rolls Out AI Assistant as Part of Product Expansion Push
NewsApr 9, 2026

Revolut Rolls Out AI Assistant as Part of Product Expansion Push

Revolut has introduced AI by Revolut (AIR), an in‑app conversational assistant for UK users. The tool lets customers manage spending, investments, subscriptions, freeze cards, and plan travel budgets, including buying eSIMs, directly through chat. AIR accesses only data customers can...

By Sifted Fintech
Why Is the US so Hard for European Neobanks to Crack?
NewsApr 7, 2026

Why Is the US so Hard for European Neobanks to Crack?

European neobanks have struggled to enter the US, with Monzo and N26 exiting after costly attempts. The US market’s fragmented regulatory framework and a banking model focused on lending make it expensive for fee‑free, payments‑centric fintechs. Revolut is pursuing a...

By Sifted Fintech
Blackcat CTO on the Future of European Fintech: Multi-Rail Finance and Operational Maturity
NewsMar 11, 2026

Blackcat CTO on the Future of European Fintech: Multi-Rail Finance and Operational Maturity

Blackcat rebranded from Blackcatcard and launched a unified multi‑wallet app that merges a personal EUR IBAN, SEPA transfers, card payments and regulated crypto services. The new architecture lets users manage separate fiat and crypto wallets within a single interface, reducing...

By Sifted Fintech
How Infrastructure Is Changing Agentic Payments: ‘A Quiet but Fundamental Shift’
NewsMar 2, 2026

How Infrastructure Is Changing Agentic Payments: ‘A Quiet but Fundamental Shift’

Agentic payments are emerging as a new fintech wave, driven by AI‑powered partnerships such as Mastercard‑Microsoft and Stripe‑OpenAI. Startups are shifting focus from consumer‑facing apps to programmable rails, policy‑driven permissions, and secure APIs. European AI‑agent firms have raised over €1 bn...

By Sifted Fintech
Revolut Eyes $100bn Valuation with Fresh Share Sale
NewsFeb 25, 2026

Revolut Eyes $100bn Valuation with Fresh Share Sale

Fintech giant Revolut is weighing a secondary share sale in the second half of 2026, which could lift its valuation to roughly $100 bn, up from the $75 bn price set by last year’s secondary transactions. The move is being driven by...

By Sifted Fintech
How Startups Are Creating Financial Technical Debt without Realising It
NewsFeb 9, 2026

How Startups Are Creating Financial Technical Debt without Realising It

Startups often cobble together disparate banking, expense, and FX tools, relying on spreadsheets for reconciliation. This patchwork creates financial technical debt that manifests as data silos, manual labor, and costly headcount as the business scales. Investors warn that the debt...

By Sifted Fintech
What Messy Finance Stacks Signal to Investors – and How to Fix Them Before Series B
NewsJan 28, 2026

What Messy Finance Stacks Signal to Investors – and How to Fix Them Before Series B

Venture capitalists are now treating operational discipline as a core due‑diligence criterion, especially as startups approach Series B. Investors from Accel, Octopus, Cherry, Firstminute and 13books warn that messy finance stacks, inflated ARR figures, and disorganized bookkeeping are strong red flags....

By Sifted Fintech
Sequence Raises $20m to Build a CFO Revenue Platform Amid B2B Fintech Boom
NewsDec 16, 2025

Sequence Raises $20m to Build a CFO Revenue Platform Amid B2B Fintech Boom

Sequence, a London‑New York fintech startup, closed a $20 million round led by 645 Ventures with participation from Andreessen Horowitz and other backers. The capital will fuel its AI‑driven revenue platform that automates billing, contract processing and invoice issuance for finance teams....

By Sifted Fintech
Monzo Board Pushed CEO Out After IPO Dispute, Reports Say
NewsDec 16, 2025

Monzo Board Pushed CEO Out After IPO Dispute, Reports Say

Monzo’s board has asked CEO TS Anil to step down after months of friction over the company’s IPO timetable. Anil advocated an earlier public listing, while several directors preferred delaying to expand overseas and improve valuation. The board has installed...

By Sifted Fintech
Dutch Fintech Mollie Buys GoCardless for €1.1bn
NewsDec 11, 2025

Dutch Fintech Mollie Buys GoCardless for €1.1bn

Dutch fintech Mollie announced a €1.1 billion acquisition of UK payments startup GoCardless, creating one of Europe’s largest integrated payment providers. The deal, expected to close by mid‑2026, will combine the two firms’ merchant bases to roughly 350,000 customers and add...

By Sifted Fintech
Revolut Offers Ex-Staffers Chance to Cash Out Shares at 30% Discount
NewsDec 9, 2025

Revolut Offers Ex-Staffers Chance to Cash Out Shares at 30% Discount

Revolut, Europe’s largest neobank valued at $75 bn, has opened a share‑buy‑back for former employees. The program offers ex‑staff $966.74 per share, a 30% discount to the $1,381.06 price paid in the latest secondary sale. Despite the discount, the price is...

By Sifted Fintech