
Student loan refinance rates remained stable through February 26 2026, with Credible leading the market at a 3.69% fixed APR. Variable rates across lenders start around 3.99% and can climb higher as market conditions shift. Major platforms such as ELFI, LendKey, Splash, and Student Choice offer competitive fixed rates ranging from 4.19% to 4.74% and provide cash‑bonus incentives for new borrowers. Refinancing can dramatically lower monthly payments and total interest, but borrowers must weigh the loss of federal loan protections.

The College Investor lists the top 12‑month certificates of deposit as of February 25, 2026, with yields topping 4.05% APY. Credit One Bank leads with a 4.05% jumbo CD requiring a $100,000 minimum, while Bank of Utah, Live Oak, Navy Federal and...

The College Investor offers a free 529 plan calculator that lets parents model college savings growth by adjusting a child’s age, current balance, monthly contributions, and expected rate of return. The tool uses a conservative 7% annual return, reflecting post‑fee...