News•Apr 9, 2026
Better Than Venmo and Zelle: Transfer Money with Push-Only ACH
The article explains that many banks now allow “push‑only” ACH links, letting you send money to another person’s account using only their routing and account numbers without ownership verification. Bank of America and Fidelity provide one‑way ACH connections that settle same‑day or next‑day after a brief prenote period, supporting transfers up to $100,000 per day. This method bypasses the low limits, fees, and platform‑specific requirements of Venmo, Zelle, PayPal, and wire transfers. The piece also outlines setup steps and current constraints such as lack of recurring payments.
