The Truth About Mortgage

Chase Rolls Out Another Mortgage Rate Sale as Rates Fall Below 6%

JPMorgan Chase has launched a limited‑time mortgage rate promotion that applies to both home‑purchase and refinance loans. The program offers an automatic 0.25 percentage‑point discount, with rates potentially dropping from 5.50 % to 5.25 %, and is available until March 8 2026 with a 60‑day lock period. In addition, borrowers can “stack” the discount with Chase’s relationship pricing, which can provide up to an additional 1 % off the rate for sizable new deposits. Analysts caution shoppers to evaluate closing costs and fees, as competing lenders may present lower all‑in rates.