Wallet Hacks

Wallet Hacks

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Practical money guides on earning, saving, spending, and investing.

How to Earn ~7% APY From Raisin
NewsApr 26, 2026

How to Earn ~7% APY From Raisin

Raisin, a fintech partner of banks, is running a limited‑time promotion with Everbank that locks a 4.10% APY for 90 days and adds a cash bonus ranging from $70 to $1,500 depending on deposit size. By combining the interest earned...

By Wallet Hacks
How to ACATS Lock Your Brokerage Account
NewsApr 15, 2026

How to ACATS Lock Your Brokerage Account

Automated Customer Account Transfer Service (ACATS) lets investors move securities between brokerages without tax consequences, but criminals can hijack the process by opening fraudulent accounts and initiating unauthorized transfers. Recent reports, including a Bogleheads forum post, show thieves siphoning up...

By Wallet Hacks
How to Prepare for a Recession in 2026
NewsApr 6, 2026

How to Prepare for a Recession in 2026

The article warns that recession risk in the United States has risen sharply in 2026, driven by the Iran‑Russia conflict, higher tariffs, and lingering economic uncertainty. Moody's AI‑based recession model now shows a 49% probability, just shy of the 50%...

By Wallet Hacks