News•Apr 6, 2026
How to Prepare for a Recession in 2026
The article warns that recession risk in the United States has risen sharply in 2026, driven by the Iran‑Russia conflict, higher tariffs, and lingering economic uncertainty. Moody's AI‑based recession model now shows a 49% probability, just shy of the 50% threshold that historically precedes a downturn within a year. To mitigate personal financial fallout, the piece outlines nine practical steps, from expanding emergency savings to renegotiating debt and diversifying income streams. It emphasizes extending the emergency fund to twelve months of expenses and preserving retirement contributions despite market volatility.
