Andrew Lokenauth (The Finance Newsletter)
Finance educator posting frequent macro/market datapoints (e.g., PPI, flows) and implications for U.S. equities.
US Inflation Peaks as Hormuz Shock
JUST IN: US PPI inflation rises to 4%, its highest since February 2023. Meanwhile, the Strait of Hormuz supply shock is estimated to cause oil demand to contract by 80,000 barrels per day — the largest drop since COVID. Are you ready for what's next?
Sellers Outnumber Buyers by 600K, Affordability Crisis Freezes Market
JUST IN: Home sellers now outnumber buyers by 600,000. That's the largest gap ever recorded in US history. The housing market isn't frozen because nobody wants to sell. It's frozen because nobody can AFFORD to buy. A $400K home now costs $960 more...
Trump Escalates Middle East Crisis with Hormuz Blockade
Do you understand what happened in the past 12 hours? > President Trump ordered US Navy to block all ships entering or leaving the Strait of Hormuz effective immediately. > President Trump threatened s 50% tariff on China if it sends any...
By 2055, Everyday Costs Will Skyrocket
If inflation stays consistent over the next 30 years (as the past 30 years), here’s how much life will cost by 2055: - Average Rent: $6,500/ month - Average Home: $1,600,000 - Average Car: $218,200 - Coffee: $28/ cup - Gas: $16/ gallon
Engineered Bacteria Consume Tumor Core, Overcoming Drug Barriers
JUST IN: Scientists built bacteria that EATS cancer from the inside out. The future of cancer treatment isn't a drug. It's a living organism that devours tumors from the inside. Here's how it works: Solid tumors have a dead center. No oxygen. No...
Married 30‑Year‑Olds Homeownership Halved Since 1960
Married and own a home by 30 year old in the US: 2025: 12% 2010: 25% 2000: 35% 1990: 43% 1980: 45% 1970: 48% 1960: 52% I’m sure everything is fine.
Geopolitical Risk Dominates S&P 500 10‑K Disclosures
I analyzed fifty S&P 500 10-Ks. The data is wild. I scanned for 8 risk themes: tariffs, war, geopolitical risk, oil/energy, sanctions, supply chain, interest rates, and recession. Morgan Stanley has 221 mentions of geopolitical risk. Citigroup has 269 mentions. Bank of America had...
Maine Leads Nationwide Push to Ban New Data Centers
JUST IN: Maine is about to become the first US state to ban new data centers. And 10 other states are right behind it. Maine wants to freeze massive construction projects until late 2027. The bill passed the Democratic-controlled House (with Republican support)....
US Private Sector Jobs Shrink, Biggest Loss Since 2020
Jerome Powell: “There is effectively ZERO net job creation in the private sector.” US job growth in February has been revised down from to a total loss of -92,000 jobs to -133,000 jobs. It's the largest loss since December 2020.
Living Costs Outpace Income Growth by Decades
Median family income in the US increased from $10,000 in 1971 to $106,000 today, only a 10x increase. However, the median cost of homes increased from $25,000 to $445,000, a 17x increase. And the median cost of cars increased from $3,600 to...
Mortgage Payments Up $1,300 Monthly Since 2021
A $500K mortgage was $1,900/month in 2021. A $500K mortgage is now $3,200/month. $1,000+ more each month for the same home.
Oil Spikes 35% in Week, 90% Since December
Oil just did something it hasn’t done in 40 years. It’s now up +35% in a week. Up 90% since December’s low of $55/barrel. Now crossing $105+. This isn’t normal.
From One Salary to Two: Middle-Class Squeeze
Just ONE generation ago, our fathers could support an entire family on a single paycheck. Afford homes, buy cars, raise kids, family vacations, and retire with pensions… all on ONE middle-class salary. Today? Two incomes barely cover rent in most cities.
Invest $145 Weekly, Retire with $1.4 M
The Roth IRA limit is $7,500 for 2026. That's $145/week. If you invest $145/week in an S&P 500 index fund for 30 years, you'll spend $225,000 of your own money. But at retirement you should have $1.4 million. That’s the power of compound interest.
Mag‑7 Premium Plummets From 100% to 10‑year Low
The Mag-7 used to trade at a 100% premium over the rest of the S&P. It's now collapsed to a 10-year low. Do you realize what's happening?
