Azharuddin | Azha Investing
Individual investor sharing daily FX and Asian equity insights, including Malaysia stocks and macro commentary.
Unlock Malaysia Banking Secrets & RM1M Blueprint
Join us on 9 May for an exclusive investing deep-dive, in collab with Shinji Ong of The Futurizts @thefuturizts What’s on the Agenda: •Malaysia Banking sector: Mastering fundamentals, key metrics, & reliable passive income strategies—by me, Azha •The RM1 mil Blueprint: Shinji’s personal investment & the math behind reaching a seven-figure portfolio—by Shinji Seats are filling fast. Register now. https://luma.com/bcmwws7c?locale=en-GB
Markets Shift From Fear to Fundamentals, Target Energy, Banks
Market is repricing from extreme fear back to fundamentals. What’s happening? •Unwinding of geopolitical risk built during initial escalation of war. •Talks continuing, probability of extreme outcomes declining—for now. •Stocks rebounding, USD softening, oil down from elevated levels, gold resilient. Opportunities...
Ringgit Surges as War Risks Fade and USD Weakens
Ringgit “trumps” semua currency, consolidating ~3.95 vs USD as war risk dissipates. Ringgit today against: •Spore $. Highest since 26 Mar. •Rupiah. 4335.5 Rp just below ATH. (Or RM230 per 1mil Rp) •Yen. Above 40 Yen, up 0.7% Why? •US-Iran mngkin bincang semula....
Indonesia Approves US Request for Overnight Airspace Access
Not bad lah Indonesia… “The U.S. is seeking "blanket overnight access" for American military aircraft through Indonesian airspace, several media outlets reported on Sunday, adding that President Prabowo had APPROVED the proposal.” Let’s wait for confirmation.
Trump Threatens Hormuz Blockade, Demands Direct Call
Trump pula nak block Strait of Hormuz yg dah di blocked. We need to have a phone call with Trump, otherwise no one’s getting oil.
US Core Inflation Jumps to 3.3% Amid Iran War
Latest. Inflasi Mac 2026 US: Spiked to 3.3%, tertinggi hampir 2 tahun (Feb: 2.4%). Kenaikkan di sebab perang US-Iran driving up energy cost. Possibly no rate cut US in 2026 jika trend crude oil dan perang berterusan. “Figures came in line...
Petroleum Prices Stay High as Gulf Tensions Persist
Harga produk petroleum belum pasti turun masa terdekat. Ceasefire pun masih rapuh. Lapuran Bloomberg situasi Hormuz: • “Time will tell whether it is a pause or a peace but, in the meantime, it is highly unlikely that trade into the...
Fiscal Strain Drives Rupiah to Record Low
Rupiah at Record Low of 17,080. It’s not just the war. Polisi fiskal memberi bebanan. Between 2025 and April 2026: •Rupiah jatuh 5% in 2025 •Deficit 2.92% of GDP, widest in several years. •Foreign investors sold off bonds •Bank Indonesia (BI) buys govt bonds...
CIMB's Customer Service Blames Busy Lines, Not Help
CIMB sidai saya a few times today. Called them to ask them about my World Mastercard. They said “can’t transfer to fraud dept because line busy.” Also said “we tried calling you but couldn’t get maybe You blocked the number?” 🤔...
Oil Hits 2008 Highs; Supply Shock Warns Food Price Surge
Kita perlu be more transparent on the risk ahead and plan. Harga & supply. Worst in history, highest in nearly 20yrs. NOT FAKE NEWS. IT’S REALITY. Other prices will spike next: FOOD. Harga minyak futures Vs harga actual jauh beza....
Trump’s Vague Iran Remarks Spark War‑trade Market Swing
Trump’s live 20 mins speech over. He opened saying Iran is decimated. Didn’t say if US is withdrawing war. •Brent Oil rose again by 4% •Korea and Japan stocks lower by 1-3% •USD up slightly •Gold lower by 3% Total opposite of yesterday’s performance. War...
Markets Kick Off Q2 Bullish on Yield Drop, Asia Gains
Markets looking to start 2Q 2026 on positive note: •US stocks ended 1Q last day sharply higher. Led by Mag 7 stocks up as much as 7%. •10 UST yield softened to 4.29% •S Korea and Japan up 3-4% early morning •Gold higher...
Ringgit Slides to 4.00/USD, Investors Eye Fuel Subsidy Risk
Ringgit seeing weakness the last few days. It’s now: • 4.00 against USD • 3.12 against SGD Since the US war began, ringgit has weakened against Yuan, Yen, GBP, EUR. Could it be investors becoming a bit concerned about rising fuel subsidy bill?
Drone Attack Threatens Dubai's Aviation‑Driven Economy
Dubai under serious stress. Airport Dubai atau DXB tutup akibat serangan drone berdekatan. Implications? •Home of Emirates, the world’s most profitable airline, pretax profit USD6.2b (31 Mar 25). •Dubai Airport is the 2nd busiest in the world. •The aviation sector amat penting,...
Ringgit Leads Asian Currencies Amid Oil‑Price Surge
So far ringgit is doing well, but the longer oil supply is affected, region and Msia will be seriously affected. Ringgit performance; •up against most currencies since US war on Iran started. •seen as least impacted or net beneficiary of...
Oil Rebounds to $100, Heralding Broader Economic Shock
Oil price back to $100. Even though the EIA said member countries will release 400m barrels of oil. At this rate…this is just the beginning the oil shock will send to the economy, supply chain and consumer price.
Trump Predicts Quick War End Amid Oil Dip
War might end “soon” - Trump. Oil price menjunam semula bawah $100. According to Bloomberg: “…mounting economic and political pressures..” Question is - can we believe him?
BNM Holds 2.75% Rate Amid Middle East Uncertainty
BNM maintains OPR 2.75%. BNM mentioned “conflict in Mid East” risk: “The MPC acknowledges the uncertainties from the ongoing conflict in the Middle East. The impact to the global & Malaysian economy will depend on how these developments evolve....
Bank Sector Yields Surge Above 5%, Top Three Near 6%
Bank stocks annual div yield (as at 2 March) post-4Q2025 earnings. All except Alliance, AM will pay interim div in March 2026. Top 3 highest (2026 estimates): •Bank Islam: 6.22% •*CIMB: 5.92% •RHB: 5.91% =Average Sector DY: 5.10% (10 banks) [*incl Special Div 7sen]
Nestle's Profit Surge Boosts Margin, Dividend Amid Share Dip
Nestle. Continuing profit revival. •4Q Net Profit RM126m, up 12% QoQ •Total 2025 RM513m, up 23%YoY. •Net profit margin rose to 7.5% (2024: 6.7%) •Div 2025 220sen (2024: 179 sen). Maintains high div payout of 100%. •Perhaps seeing lower cost pressure,...
Public Bank Posts Record Profit, Highest Dividend Yield
Public Bank. Highest Annual Net Profit •4Q Net Profit RM1.88b, up 2% •Total 2025 RM7.22bn, highest ever. •ROE ~12%, upper league among banks •Div 12 sen, 2025 total 22.5 sen (2024: 21 sen). Record high div payout ~60%. Annual div yield around...
POS Malaysia Teeters on Insolvency After Nine Years Loss
POS Malaysia “Survival Before Recovery”. •Another Net loss RM209m FY25 •9 tahun berturut rugi. It’s a structural earnings problem, reflecting business model under sustained pressure. •Accum losses driven reserves to deeply negative ~RM1 bil •Net Asset per share only 11sen. Balance sheet now thinly...
Mixed Q4 Earnings Split Sentiment; Banks Key for Outlook
Minggu ini investors will be swamped with Q4 2025 earnings syarikat Bursa. Sehingga ini hanya 8 syarikat besar (>RM10b mkt cap) yg umum, due to CNY. •CDB - Below Estimate. Stock Down •Maxis - Above. Up •99 SM - Within....
SCOTUS Overturns Trump Tariffs, Global Markets Surge
Trump Tariffs (most of them, not all) struck down by SCOTUS. Immediate reaction on stocks: •US higher (Mag7 up led by GOOGL +4%). •Europe higher: London, Paris, Amsterdam at ATH. •Asia likely positive, but on the contrary the front loadings...
South Korea, Turkey, Thailand Lead YTD Market Gains
Best performing stock markets in the world (local currency) year-to-date. 1. S Korea +34.7% 2. Turkey +24.1% 3. Thailand +18.6% In Asia only Indonesia, India negative. Malaysia is up only 4.3%.
Asian Markets Pause for Extended CNY Holiday
Asia stocks headed for long CNY break. •Those that traded today did reasonably well, incl HK which opened half day. •Volume, not surprisingly, is light. •Most mkts will close for 2 days, China whole week. HK reopens Friday. •Japan, India...
US AI Sell‑off Drags Japan, Korea From Record Highs
Tech, AI-related selling in US having early impact on Japan -1.6% and S Korea -0.7% stock markets. Both coming off record highs. Spore was also at record high yesterday. Some negative headlines.
Public Bank Hits Record High, Boasts Top Efficiency
Public Bank at record high close RM5.08. The bank is celebrating 60 yrs in 2026. Founded in 1966 by TS Teh Hong Piow. Largest Shareholders: 1. Consolidated Teh Holdings: 21.6% 2. EPF: 18.25% 3. KWAP: 5.02% Public is most efficient from cost & ROE...