Brennan Schlagbaum, CPA (Budgetdog)
CPA and author; budgeting, family wealth building, investing discipline, and financial independence.
Turn $304K Debt Into $1M in 7 Years
My wife and I went from $304k in debt to $1M in 7 years. Here's how we did it in 30 min/mo:
Invest $288 per Paycheck, Retire with $2M Tax‑free
If you... - Put $288 per paycheck in a Roth IRA - Invest in low cost ETFs - Starting at age 30 - Until retirement You'll only pay $263k. But you'll EARN $2,032,680 (tax free). Here's exactly how it works:
Simple Blueprint: Talent, Value, Passive Income, Tax Mastery
Stocks Bitcoin Real Estate Businesses Private Equity Buy talent Invest in skillsets/education Provide value to marketplace Income to passive investments Aggressively maximize the tax code That’s my blueprint to $100M. Don’t overcomplicate the game.
From $304k Debt to Millions: My Recovery Blueprint
12 years ago, I was $304k in debt. Today, I'm a multimillionaire. If I lost everything tomorrow, here's how I'd get it back:
Earn $100k+? Cut Debt with 17 2026 Changes
If you're making over $100k/yr but are still in debt... Stop what you're doing. Here are 17 changes you need to make to get ahead in 2026:
Taxes Are a Year‑Round Game, Not a One‑Time Event
Treating taxes as a one time event is a middle class move. It’s why you overpay in taxes every year. It’s a year round game for the wealthy.
Stop Paying to Escape Your Weekday Problems
Stop spending hundreds of dollars every weekend just to forget the problems you have M-F
One Hour Weekly Grew Net Worth $150K
This is Taylor. In 6 months, she: -> Found $35k of "free money" -> Grew her net worth by $150k -> Fired her financial advisor for good Here's how she did it in 1 hour per week:
Investors Chase Trends, Repeat Home‑bias Cycle
Over the past decade, most U.S. investors quietly abandoned international investing. Why? Because the U.S. was outperforming. Now that international is starting to lead, give it a few years and watch the same crowd pile back in. It’s the same cycle, over and...
Today's $100k Requires $243k to Match 1990 Lifestyle
Uncomfortable Truth: If your parents made $100k in 1990... You'd need $243k today to live the same life. 30 more uncomfortable truths that nobody's talking about:
Spend 30 Minutes Monthly, End Endless Money Stress
People already spend HOURS every week on their finances. Worrying. Stressing. Fighting about money. Checking their bank balance anxiously. Moving money around manually. When 30 min/mo of focus would fix their finances forever.
Crossing $100K Unlocks Compounding, $1M Becomes Inevitable
The $100,000 portfolio is the mark when a lot of stuff changed for us. It wasn’t the actual amount, but the fact we were able to build a system that generated a substantial enough amount to show us that the...
