Cade Invests
Investing writer/creator posting about simplifying portfolios with a few core ETFs and sharing favorites for different objectives.
Who Maxed Their 2025 Roth IRA After Deadline?
So.... Now that April 15th has passed. Who maxed our their Roth IRA for 2025?
7 Apps That Built My 6‑Figure Portfolio
I’ve probably tested 100+ investing apps and websites over the years. Most are useless. But 7 of them actually helped me build a 6-figure portfolio in my 20s. Dropping the full breakdown video at 4:30pm CT today for YouTube subscribers.
Don’t Chase Dips; Average in Small, Stay Patient
Buying the dip works until the bottom falls out. Then you are out of cash as the market continues to fall. Average in with small positions and stay patient. We aren’t going back to all-time highs tomorrow.

Only 1 in 10 Active Funds Beat Benchmarks
Why I avoid a lot of actively managed funds. Over 15-20 years over 90% underperform their benchmark. In other words.... Only 1 in 10 are really worth your money.
Start a Roth IRA Now, Millionaire by 50
How high school kids can set themselves up to be a millionaire. 1. Get a job 2. Open a Roth IRA 3. Start contributing $300/month By their mid 50's they'll have a 7 figure account.
Investing's Simple; Mastering Emotions During Market Swings Is Tough
Investing is the easy part. Controlling your emotions when your portfolio drops -20% and then bounces +30%... That's hard.
Turn Your HSA Into a Tax‑Free Compounding Machine
91% of people use their HSA wrong. Here is how to turn this account into a tax free compounding machine. 👇

War Boosts Returns; Your Reaction Is the Real Risk
War actually isn’t a bad time to invest… • Large caps averaged ~11.4% returns • Small caps averaged ~13.8% returns • Volatility was lower than normal The real risk to your portfolio isn’t war It’s your reaction to it.
War Often Spurs Market Gains, Not Losses
Most people think war = bad time to invest. History says the opposite. Markets have actually performed better during major conflicts. And “waiting it out” can cost you major gains. I broke it down with real data. Reply “war” and I’ll DM you the video.
Start Early: $1 Grows to $73 by Retirement
$1 invested for a 20 year old can turn into $73 by retirement. But don't go in blind Here are 5 must know rules to guide new investors:
Start at 20, Save $270 Monthly for $1M
Here is how much you will need to invest every month to get $1,000,000 by 60. Assuming an 8.5% annual return. Age: 20: $270 25: $414 30: $643 35: $1,015 40: $1,650 45: $2,819 50: $5,350 The clock is ticking.
Master Simple Money Habits, Transform Your Finances
The basics to crush your finances: - Track spending - Aim to save/invest 25% - Full 401k match - Max out Roth/HSA - Pay off high interest debt - 6+ month emergency fund Nailing the basics goes a long way.
Know the Difference: Choose the Right Fund
If you’re investing and don’t know the difference between: • Index Funds • Mutual Funds • ETFs You might be choosing the wrong one without realizing it. New vid tomorrow is going to breakdown the pros and cons of each so you can pick the...
Simple, Low‑cost ETFs Outpace Fancy Strategies
I'll say it 1,000 times... Simple > complicated. A few low-cost ETFs, consistent contributions, and patience beat most “fancy” strategies. Boring plans quietly build six-figure accounts.