Cade Invests
Investing writer/creator posting about simplifying portfolios with a few core ETFs and sharing favorites for different objectives.
Maxed Roth IRA: Exact Buys, Gains, and Returns
Did a full Roth IRA reveal in this week's video - How I maxed my Roth IRA - Total gains and return - My exact buys Give it a search on YouTube (and hit it with a like if you find it helpful)
Simplify: Just 1‑3 ETFs for Solid Investing
You don't need 17 ETFs Most need - 1 core US stock ETF - 1 international ETF if you want global exposure - 1-2 growth or dividend funds depending on their plan This goal isn't to build a complicated portfolio It's to build one that's easy...
Simple Habits Automate $100K Wealth
Many think $100,000 invested is impossible. Then they realize it comes down to mostly boring habits. Automating investing Avoiding lifestyle creep Increasing income Buying simple index funds Once you build the machine, it really starts helping you.
Treat HSA as Investment, Not Everyday Checking Account
One of the biggest mistakes people make... Using their HSA like a checking account. Save your medical receipts. Let your HSA compound and grow. Reimburse yourself later.
Who Maxed Their 2025 Roth IRA After Deadline?
So.... Now that April 15th has passed. Who maxed our their Roth IRA for 2025?
7 Apps That Built My 6‑Figure Portfolio
I’ve probably tested 100+ investing apps and websites over the years. Most are useless. But 7 of them actually helped me build a 6-figure portfolio in my 20s. Dropping the full breakdown video at 4:30pm CT today for YouTube subscribers.
Don’t Chase Dips; Average in Small, Stay Patient
Buying the dip works until the bottom falls out. Then you are out of cash as the market continues to fall. Average in with small positions and stay patient. We aren’t going back to all-time highs tomorrow.
Only 1 in 10 Active Funds Beat Benchmarks
Why I avoid a lot of actively managed funds. Over 15-20 years over 90% underperform their benchmark. In other words.... Only 1 in 10 are really worth your money.
Start a Roth IRA Now, Millionaire by 50
How high school kids can set themselves up to be a millionaire. 1. Get a job 2. Open a Roth IRA 3. Start contributing $300/month By their mid 50's they'll have a 7 figure account.
Investing's Simple; Mastering Emotions During Market Swings Is Tough
Investing is the easy part. Controlling your emotions when your portfolio drops -20% and then bounces +30%... That's hard.
Turn Your HSA Into a Tax‑Free Compounding Machine
91% of people use their HSA wrong. Here is how to turn this account into a tax free compounding machine. 👇
War Boosts Returns; Your Reaction Is the Real Risk
War actually isn’t a bad time to invest… • Large caps averaged ~11.4% returns • Small caps averaged ~13.8% returns • Volatility was lower than normal The real risk to your portfolio isn’t war It’s your reaction to it.
War Often Spurs Market Gains, Not Losses
Most people think war = bad time to invest. History says the opposite. Markets have actually performed better during major conflicts. And “waiting it out” can cost you major gains. I broke it down with real data. Reply “war” and I’ll DM you the video.
Start Early: $1 Grows to $73 by Retirement
$1 invested for a 20 year old can turn into $73 by retirement. But don't go in blind Here are 5 must know rules to guide new investors:
Start at 20, Save $270 Monthly for $1M
Here is how much you will need to invest every month to get $1,000,000 by 60. Assuming an 8.5% annual return. Age: 20: $270 25: $414 30: $643 35: $1,015 40: $1,650 45: $2,819 50: $5,350 The clock is ticking.