Kids' Social Media Use Doesn't Require Identity Disclosure
Whether under-16s should be on social media or not is widely contested, but no one needs to present their "identity" to social media companies. #verifiablecredentials #authentication #socialmedia #ageverification https://t.co/9cAmJlKwxA

AI Will Transform Payments, Payments Will Shape AI
Thinking about what AI will do for payments (and what payments will do for AI) https://t.co/Jb8eYuz2hs https://t.co/S513uVHayQ

Toronto FinTech Symposium 2026: Open Banking, AI, Digital Finance
Excited to be heading to #Toronto next month for the Canada FinTech Symposium 2026! If Open Banking, AI, and digital finance are part of your 2026 strategy, this is a conversation you don’t want to miss. Register Now 👉 https://t.co/bYuAXP2loh @chyppings @CanadaSymp70327...

Unveiling the Dollar’s Parallel Life
A cup of tea and Sunday as the Lord intended: listening and learning about The Dollar's Parallel Life https://t.co/pxVH4gPcrk with the brilliant Izzy Kaminska. https://t.co/VhALGHNKQm

Modest Digital ID Proposed to Defuse Populist Backlash
Scaled-back digital ID scheme can combat populism, UK minister says https://t.co/JTmh350e94 "Jones said 'conspiracy theorists' would focus on the use of digital ID..." I'm not a conspiracy theorist I'm a competence theorist. https://t.co/zVZDrtgc5A

47 TPAP Wallets Command 97% of UPI Volume
Unstoppable https://t.co/oDDWykTjkX "Overall, there are 47 TPAP wallets accounting for 97.1% of UPI volume and 44 bank wallets accounting for just 2.9% of volume." Nice data point from Jeremy. https://t.co/Lz96XQDV8M
Usability Trumps Ideology: Cash Beats Bitcoin for Crime
In 2021, I asked why criminals still used cash instead of Bitcoin. The answer was simple: usability beats ideology. https://t.co/3uYQEUKCL3 Yesterday’s future. Progress optional.

Moltbook Leaderboard Quickly Overrun by Crypto Scams
New on the not-a-newsletter... The Computer Is Your Friend https://t.co/fDjGtvq1RU Only a few days after launch the Moltbook “leaderboard” was already largely given over to cryptoscams of one form or another with the occasional bot swarm coming up the ranks. https://t.co/Y06s5ePXwG

Sex, Drugs, and Economics: A Curious Book?
Wasn’t there a book called “Sex, Drugs and Economics”? I’m sure I remember reading it a few years ago… cc Diane Coyle https://t.co/5UndYu9Hqt

Iran's Moves
What Iran means for the dollar: a perfect storm for the petrodollar - Deutsche Bank Research Institute https://t.co/gVdGKCUzyc Why have fiat as an intermediary when you could trade oil tokens for wheat tokens (or whatever) ? https://t.co/ocO6m7zPVd

Simple KYC Rules Can Shift Fraud Burden to Platforms
We may not be able to force social media companies to pay their share for the fraud that they facilitate, but a few simple rules around KYC can help to tilt the scales back in our favour: https://t.co/35VgzwI9OI https://t.co/BNQRr49aHQ

Retail CBDC Banned Until 2030, Private Digital Money Grows
In 2021 I said legal tender laws were mostly theatre, a CBDC mandate was unlikely, and private digital money would lead. Five years on, the Fed sits on the sidelines, the Senate bans a retail CBDC through 2030, and digital...

Exploring Money's Past, Present, and Future on Podcast
I had a thoroughly enjoyable conversation with @Jessica Ellerm on the @ThemeliaApp podcast. If you’re interested in the past, present and possible future of money, you might enjoy the full discussion: https://t.co/j8aDGlc0oI https://t.co/lxnSe1jb0c
Self‑Driving Cars Stall in China, Raising Resilience Concerns
Bye bye Vegas see y’all again in the fall. By the way, talking about resilience, this is what World War III looks like. It’s not all your shit blowing up it’s all your shit not working. Baidu's Apollo Go self-driving cars stop...
Consumers Shouldn't Bear the Burden of Spotting Scams
Why should consumers be the ones trying to work out whether something is a scam or not? #CyberSecurity #Scam #Fraud #DigitalSignatures https://t.co/UykiRfLj5z