Dave Birch

Dave Birch

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Global Ambassador at Consult Hyperion; author and commentator specializing in digital identity and digital money [cite: 12, 13].

AI Will Transform Payments, Payments Will Shape AI
SocialApr 14, 2026

AI Will Transform Payments, Payments Will Shape AI

Thinking about what AI will do for payments (and what payments will do for AI) https://t.co/Jb8eYuz2hs https://t.co/S513uVHayQ

By Dave Birch
Toronto FinTech Symposium 2026: Open Banking, AI, Digital Finance
SocialApr 13, 2026

Toronto FinTech Symposium 2026: Open Banking, AI, Digital Finance

Excited to be heading to #Toronto next month for the Canada FinTech Symposium 2026! If Open Banking, AI, and digital finance are part of your 2026 strategy, this is a conversation you don’t want to miss. Register Now 👉 https://t.co/bYuAXP2loh @chyppings @CanadaSymp70327...

By Dave Birch
Unveiling the Dollar’s Parallel Life
SocialApr 13, 2026

Unveiling the Dollar’s Parallel Life

A cup of tea and Sunday as the Lord intended: listening and learning about The Dollar's Parallel Life https://t.co/pxVH4gPcrk with the brilliant Izzy Kaminska. https://t.co/VhALGHNKQm

By Dave Birch
Modest Digital ID Proposed to Defuse Populist Backlash
SocialApr 10, 2026

Modest Digital ID Proposed to Defuse Populist Backlash

Scaled-back digital ID scheme can combat populism, UK minister says https://t.co/JTmh350e94 "Jones said 'conspiracy theorists' would focus on the use of digital ID..." I'm not a conspiracy theorist I'm a competence theorist. https://t.co/zVZDrtgc5A

By Dave Birch
47 TPAP Wallets Command 97% of UPI Volume
SocialApr 10, 2026

47 TPAP Wallets Command 97% of UPI Volume

Unstoppable https://t.co/oDDWykTjkX "Overall, there are 47 TPAP wallets accounting for 97.1% of UPI volume and 44 bank wallets accounting for just 2.9% of volume." Nice data point from Jeremy. https://t.co/Lz96XQDV8M

By Dave Birch
Usability Trumps Ideology: Cash Beats Bitcoin for Crime
SocialApr 10, 2026

Usability Trumps Ideology: Cash Beats Bitcoin for Crime

In 2021, I asked why criminals still used cash instead of Bitcoin. The answer was simple: usability beats ideology. https://t.co/3uYQEUKCL3 Yesterday’s future. Progress optional.

By Dave Birch
Moltbook Leaderboard Quickly Overrun by Crypto Scams
SocialApr 9, 2026

Moltbook Leaderboard Quickly Overrun by Crypto Scams

New on the not-a-newsletter... The Computer Is Your Friend https://t.co/fDjGtvq1RU Only a few days after launch the Moltbook “leaderboard” was already largely given over to cryptoscams of one form or another with the occasional bot swarm coming up the ranks. https://t.co/Y06s5ePXwG

By Dave Birch
Sex, Drugs, and Economics: A Curious Book?
SocialApr 8, 2026

Sex, Drugs, and Economics: A Curious Book?

Wasn’t there a book called “Sex, Drugs and Economics”? I’m sure I remember reading it a few years ago… cc Diane Coyle https://t.co/5UndYu9Hqt

By Dave Birch
Iran's Moves
SocialApr 7, 2026

Iran's Moves

What Iran means for the dollar: a perfect storm for the petrodollar - Deutsche Bank Research Institute https://t.co/gVdGKCUzyc Why have fiat as an intermediary when you could trade oil tokens for wheat tokens (or whatever) ? https://t.co/ocO6m7zPVd

By Dave Birch
Simple KYC Rules Can Shift Fraud Burden to Platforms
SocialApr 6, 2026

Simple KYC Rules Can Shift Fraud Burden to Platforms

We may not be able to force social media companies to pay their share for the fraud that they facilitate, but a few simple rules around KYC can help to tilt the scales back in our favour: https://t.co/35VgzwI9OI https://t.co/BNQRr49aHQ

By Dave Birch
Retail CBDC Banned Until 2030, Private Digital Money Grows
SocialApr 3, 2026

Retail CBDC Banned Until 2030, Private Digital Money Grows

In 2021 I said legal tender laws were mostly theatre, a CBDC mandate was unlikely, and private digital money would lead. Five years on, the Fed sits on the sidelines, the Senate bans a retail CBDC through 2030, and digital...

By Dave Birch
Exploring Money's Past, Present, and Future on Podcast
SocialApr 2, 2026

Exploring Money's Past, Present, and Future on Podcast

I had a thoroughly enjoyable conversation with @Jessica Ellerm on the @ThemeliaApp podcast. If you’re interested in the past, present and possible future of money, you might enjoy the full discussion: https://t.co/j8aDGlc0oI https://t.co/lxnSe1jb0c

By Dave Birch
Self‑Driving Cars Stall in China, Raising Resilience Concerns
SocialApr 1, 2026

Self‑Driving Cars Stall in China, Raising Resilience Concerns

Bye bye Vegas see y’all again in the fall. By the way, talking about resilience, this is what World War III looks like. It’s not all your shit blowing up it’s all your shit not working. Baidu's Apollo Go self-driving cars stop...

By Dave Birch
Consumers Shouldn't Bear the Burden of Spotting Scams
SocialMar 31, 2026

Consumers Shouldn't Bear the Burden of Spotting Scams

Why should consumers be the ones trying to work out whether something is a scam or not? #CyberSecurity #Scam #Fraud #DigitalSignatures https://t.co/UykiRfLj5z

By Dave Birch