Ian Kar

Ian Kar

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Fintech Today cofounder; investor; product/fintech analysis

Top Non‑Stripe Payment Solutions for Quick EIN Setup
SocialMar 17, 2026

Top Non‑Stripe Payment Solutions for Quick EIN Setup

what are the best non-stripe options to accept payments? trying Square for online payments (can never do PayPal I'd rather use crypto) but any other for quick setup with an EIN?

By Ian Kar
Founders Prefer Employee Roles Over Bankruptcy Risks
SocialMar 17, 2026

Founders Prefer Employee Roles Over Bankruptcy Risks

"it's because we are attracting founders that actually want to be employees. They don't think and say 'if I don't pull this off, I'm going to become bankrupt. My life is over.'" incredibly based take

By Ian Kar
Switch to HTML Microsites, Reserve PDFs for Requests
SocialMar 16, 2026

Switch to HTML Microsites, Reserve PDFs for Requests

little @perplexity_ai computer hack: it seems to default towards making PDFs which take a little long. add a memory to make html/css microsites instead and only create PDF's when asked. speeds things up a lot

By Ian Kar
Disappointed with ONAA, Except for Its Car Chase
SocialMar 16, 2026

Disappointed with ONAA, Except for Its Car Chase

fine ill say it i really did not like ONAA as much as everyone else apparently (beside that insane car chase scene.)

By Ian Kar
AI Agents Make Personal Research Virtually Costless
SocialMar 15, 2026

AI Agents Make Personal Research Virtually Costless

Building experimental stuff nowadays is so worthwhile. The opportunity cost is near 0: you just have these agents run research and analysis and notify you when they're done. I know @karpathy's autoresearcher does this but feel like you can take...

By Ian Kar
Cash App Shifts From Underbanked Aid to Gambling Gateway
SocialMar 13, 2026

Cash App Shifts From Underbanked Aid to Gambling Gateway

cash app used to pride itself on helping the underbanked. now its... lets connect the underbanked to digital casinos i guess

By Ian Kar
Built AI-Powered Options Screener in 35 Minutes
SocialMar 12, 2026

Built AI-Powered Options Screener in 35 Minutes

holy shit, @perplexity_ai computer build an options screener with AI built in for my parents in 35 minutes

By Ian Kar
Dwarkesh and TBPN Deliver Top‑Tier Media Ad Reads
SocialMar 11, 2026

Dwarkesh and TBPN Deliver Top‑Tier Media Ad Reads

sizzling hot take: dwarkesh and @tbpn do the best ad reads in media. like all of media.

By Ian Kar
Perplexity API Becomes Full‑stack, Model‑agnostic Search Platform
SocialMar 11, 2026

Perplexity API Becomes Full‑stack, Model‑agnostic Search Platform

i've been saying this to whoever listens but the Perplexity API is an insanely great product. Sonar is probably the best web search API. And now it has a bunch more functionality. Excited to play around w/ it

By Ian Kar
Choosing Between Google's Embeddings 2 API and Memory Agent
SocialMar 11, 2026

Choosing Between Google's Embeddings 2 API and Memory Agent

not sure whats more interesting, Google's Embeddings 2 API or GCP's always on memory agent.

By Ian Kar
Stripe Pushes Risky In‑app Billing, Leads to Apple Bans
SocialMar 11, 2026

Stripe Pushes Risky In‑app Billing, Leads to Apple Bans

any idea why Stripe would try to convince devs to shoot themselves in the foot with app and move to in app billing? this only works for Epic, not everyone. fishy

By Ian Kar
Rate Limits Halt Hours of Claude Coding
SocialMar 11, 2026

Rate Limits Halt Hours of Claude Coding

ah ok we're back to "1 hour of work and i get rate limited" claude code

By Ian Kar
Closed AI Models Can't Run Locally on Personal GPUs
SocialMar 10, 2026

Closed AI Models Can't Run Locally on Personal GPUs

kinda a dumb question sorry but theres absolutely no way to run closed models on my own GPU right

By Ian Kar
AI Agents Need Locked, Capped Cards—Lithic Leads
SocialMar 5, 2026

AI Agents Need Locked, Capped Cards—Lithic Leads

giving ai agents specific cards that can be locked per merchant and have spending caps is an obvious payment solution. probably more obvious than stablecoins which have a ton of payment adoptions. @lithic is probably the only fintech platform company...

By Ian Kar
OpenAI Trails Anthropic, Mistral in Finance AI Race
SocialMar 5, 2026

OpenAI Trails Anthropic, Mistral in Finance AI Race

OpenAI is eons behind here, esp for financial modeling. Think they were in early on Rogo which may help (probably good acquisition opportunity tbh) but Anthropic has been crushing and Mistral is doing well with EU banks (mainly because of...

By Ian Kar
Seeking AI GRC Founder Connections After Impressive Vendor Meet
SocialMar 4, 2026

Seeking AI GRC Founder Connections After Impressive Vendor Meet

Looking to talk to more AI GRC platforms: 2 clients met with a vendor recently and were really impressed with the companies and space. Would love to meet some dope founders if anyone has recs

By Ian Kar