Robot Money Merges Allocation and Fund Management, Agent Handles Allocation
This is a good product and I’m excited to integrate it There is a difference between asset allocation (ie treasury management) and fund management (ie manufacturing a fund) Robot Money is built from both @RobotMoneyAgent focuses on the former
AI Agents Now Authorized to Spend via Card Payments
Thrilled to see this launch from @Nevermined_ai connecting @Visa @coinbase and @getVGS > Persistent delegation of payment cards to AI agents > Agent-specific card authorization designed for machine-native usage > The ability to delegate spending to third-party agents > ...
Valuation Hype Blinds Investors; Fundamentals Still Matter
Startuping is hard. Bolt, the one-click checkout turned financial “super app," raised nearly $1B, and hit an $11B valuation. Now it's cut a third of its staff, struggling to pay contractors, and its app has 5,000 downloads with mostly one-star reviews. Capital...
Standard AI Control Plane Will Dominate the Decade
The AI stack today: 🔥 Model layer: crowded, commoditized 🤝 Application layer: fragmented, chaotic ⚡ Harness layer: wide open Whoever builds the standard control plane wins the decade A good AI harness is the next frontier
Agentic Finance Eliminates Presence, Beyond DeFi's Permissionless Rails
DeFi gave us permissionless rails Agentic finance gives us autonomous actors The difference? One removed intermediaries. The other removes the need for you to be there at all. We're not ready for what comes next.
DeFi Must Embrace Open, Builder‑First Infrastructure
The DeFi space needs more OpenClaw energy Less: • Ponzinomics • Vampire attacks • Token incentive death spirals • Governance theater More: • Open protocols • Composable rails • Builder-first infrastructure We're building the financial layer of the machine economy
Red‑team Your AI: Guard Against Fraudsters and Edge Cases
Your AI harness needs to handle adversarial inputs Financial services aren't just about helpful customers asking good-faith questions It's fraudsters, edge cases, and people trying to break your system for profit. If your testing doesn't include red-teaming, you're not ready
AI Handles Tasks; Humans Make the Decisions
Look The debate is always the same: • Automation vs humans • Efficiency vs empathy • Cost vs culture Claude Max can write code, analyze data, draft memos, summarize meetings What work actually needs human judgment? Hire Claude for leverage Hire humans for decisions
US Market Proves Too Tough for Foreign Neobanks
Monzo is leaving the US. ~50 layoffs, accounts wind down by June. This is the pattern now. N26 left in 2022. Revolut's US push has stalled. The thesis that a better mobile bank can simply be exported into the US market...
AI's True Power Lies in Effective Harnessing, Not Size
Foundation models = electricity Harness = the grid You can have infinite power but without distribution infrastructure, it's just potential energy waiting to dissipate A good AI harness is the next frontier, and it's worth more than another parameter bump
Finance Should Be Frictionless, Not App‑driven
The neobank era taught us one thing: People don't want to think about money Agentic finance takes that to its logical conclusion Zero cognitive load Zero manual intervention Zero friction We're not building better apps We're building systems that make apps obsolete
Mastering AI Thought Control Will Dominate Enterprise Market
We went from "can it think?" to "can we control what it thinks?" A good AI harness is the next frontier And the companies that crack it will own the enterprise market
Agentic Finance Automates DeFi, Eliminating Manual Banking Tasks
DeFi: You still need to click the buttons Agentic Finance: The buttons click themselves This isn't about removing banks anymore It's about removing the manual labor of being your own bank
OG Builders Champion Native Tokenization Over Traditional Finance
I love that OG builders in the space are speaking their mind so plainly Finally No more LARP Great points from @lex_node about native tokenization vs the more pragmatic but intermediated approach of today’s tradfi. We ran into this at @Consensys in...
Robo‑advisors Rebalance; Agentic Finance Does More
Roboadvisors rebalance your portfolio Agentic finance negotiates your mortgage, finds tax alpha, and moves capital while you sleep These are not the same category
