Patrick McKenzie

Patrick McKenzie

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Advisor to Stripe; payments and banking technology

Claude Code Creates Custom Animations in Minutes
SocialMay 17, 2026

Claude Code Creates Custom Animations in Minutes

I am really loving Claude Code for bespoke animations/simulations, where you probably wouldn't want to spend a week of a team's time to compress into 30 seconds but where CC can do that in about 10-30 minutes of one person's...

By Patrick McKenzie
Long‑Distance Goal Fuels Extra Miles Every
SocialMay 9, 2026

Long‑Distance Goal Fuels Extra Miles Every

~1,000 km later. Unsolicited plug: continues to be the best hack I’ve ever found for motivating me “Eh, come on, why not one more mile.” on my morning constitutional. https://t.co/gp4C5neciL

By Patrick McKenzie
Not a Politics Breaker, Just a Bank‑Tax Enthusiast
SocialMay 8, 2026

Not a Politics Breaker, Just a Bank‑Tax Enthusiast

I feel really bad for all the new followers from the last two weeks who think that I routinely break politics-adjacent news. But if you also are fascinated with the interaction between banks and property tax collection vis escrow services...

By Patrick McKenzie
His Holiness Deemed PEP, Triggers Enhanced Bank Due Diligence
SocialMay 6, 2026

His Holiness Deemed PEP, Triggers Enhanced Bank Due Diligence

In the defense of the unnamed bank, His Holiness is, under U.S. law, ~certainly a politically exposed person (PEP) as a head of state, and therefore a wide range of routine things need enhanced due diligence. Also, possible the banker's UI...

By Patrick McKenzie
Avoid Fake Entities—Bank Fraud Laws Are Broad
SocialMay 1, 2026

Avoid Fake Entities—Bank Fraud Laws Are Broad

A word to the wise. Don't invent a fictitious entity and attempt to open a bank account for it. The laws for bank fraud are drafted *broadly.*

By Patrick McKenzie
AI's Clear Moral Refusal Impresses User Despite Disagreement
SocialApr 30, 2026

AI's Clear Moral Refusal Impresses User Despite Disagreement

Today is April 30th, 2026, and today was the first day I can recall being impressed with moral reasoning articulated by a software product in refusal to do a thing I asked it to do. It misparsed my intent,...

By Patrick McKenzie
Ask LLMs to Verify Uncited Journalistic Beliefs
SocialApr 22, 2026

Ask LLMs to Verify Uncited Journalistic Beliefs

Journalists: if you ever have a thing you understand to be true, but cannot cite it or get it past editors due to commitments made to sources, describe your belief about the world to an LLM and ask the LLM...

By Patrick McKenzie
LLM Outperforms Expectations Finding AML/KYC Guidelines
SocialApr 22, 2026

LLM Outperforms Expectations Finding AML/KYC Guidelines

An anecdote for you from LLM land: I sent Opus 4.7 out to do a literature survey of various government law enforcement internal guidelines w/r/t AML and KYC usage in prosecutions. It was much more successful at finding these docs...

By Patrick McKenzie
Rejection Isn't Personal: Selection Focuses Elsewhere
SocialApr 22, 2026

Rejection Isn't Personal: Selection Focuses Elsewhere

Would extend this to “You are aggressively socialized to read a rejection as being about you and attributes within your control. When you actually operate a selection process, 90% of thoughts will not be about the candidate. Few people reconcile...

By Patrick McKenzie
AML/KYC Tripwires Generate Crimes to Aid Prosecutors
SocialApr 22, 2026

AML/KYC Tripwires Generate Crimes to Aid Prosecutors

A thing I once said about AML/KYC functioning as tripwires with the explicit intention that the process crimes they create would make life easier for prosecutors. https://t.co/smfT68BVSb

By Patrick McKenzie
Startup Accidentally Exposes Personal Info via Public Roadmap
SocialApr 20, 2026

Startup Accidentally Exposes Personal Info via Public Roadmap

A startup just CCed me its roadmap because a) its roadmap is on Github and b) minor notes on that roadmap named my Twitter account which c) lexically equivalent to my Github account. Had never thought of that route for information...

By Patrick McKenzie
Let an LLM Review Your Taxes Before Signing
SocialApr 15, 2026

Let an LLM Review Your Taxes Before Signing

Happy almost tax day. FYI: The most dollar-denominated impactful thing I've ever done for geeks, by sum of claims in my inbox, is the piece on salary negotiation. The second most impactful, rising fast, is "Have an LLM review your taxes before...

By Patrick McKenzie
AI's Real Role in SaaS: Less Hype, More Value
SocialApr 14, 2026

AI's Real Role in SaaS: Less Hype, More Value

Next up at MicroConf: @robwalling on How to use AI in SaaS. This has been something of an undercurrent in a lot of conversations here. Lots of unease and anxiety about it, and IMHO a bit overblown w/r/t impact on SaaS...

By Patrick McKenzie
83K MRR Equals $1M ARR, Attendees Surprised
SocialApr 13, 2026

83K MRR Equals $1M ARR, Attendees Surprised

A very MicroConf moment: Attendee: What does this number mean? Four people: $83k monthly recurring revenue is a million a year. https://t.co/T3JH26DOvg

By Patrick McKenzie
Patrick McKenzie | Pulse