RJ (RJ Trades)
Practitioner sharing educational and timely posts on large‑cap performance (e.g., FAANG/mega‑cap comparisons) and market context.
Maxing 401(k) 15 Years Yields Near‑Retirement Savings
If tou mqx out 401k for 15 years most people will have almost retirement money.
Most Stocks Slump, SPY Barely Down—Favor Index Investing
Lot of people are are down 30-40-50%. But $SPY is still below 10%, hence majority of your investment should be in index.
Stock Market Remains Rewarding Yet Perpetually
Dyam those $META puts. A reminder for everyone including me stock market is best but also not easy like last few years this is how it always have been.
First $40 MRR Achieved, 3K Leads Ready
I have been really busy building SAAS and finally seeing some traction. I was not posting much but here I am 39.99 MRR not bad so far. I will update as we go, I have 3000 leads and trying to...
11.6K Views Earned $205—Scale YouTube Income Consistently
I show you how much YouTube paid me with one video that got 11,600 views and generated $205 in revenue. I break down the watch time, subscriber growth, and explain how these earnings can scale if you multiply the views....
XRP $1,000 Target Implies $54T Market Cap
It seems like $XRP is heading below 1 Anyone saying $XRP to $1,000 needs a quick market cap lesson. Market cap = circulating supply × price. At $1,000, XRP’s market cap = $54 Trillion. For context, the entire US stock market = ~$60 Trillion. Not...
Compounding Beats Social Security Contributions by Millions
Social Security vs Investing 🤔 So far I’ve paid ~$200K into SS Will add ~$15K/year → ~$560K total by 62 If that same money was invested in SPY… ≈ $2.3M 📈 That’s ~$1.8M in gains vs a system you don’t control....
Growing HSA to $6k with Yearly $1k Boost
Slowly building this HSA account almost at $6,000 one of the best account. Also every year increasing it to have $1000 extra till I max. Right now $4000 my portion and employer put $1000.
Earn 8‑9% APY on USDC with Aave
If you are in Crypto and have $USDC AAVE is providing 8-9% APY . https://aave.com/r/3155E3
Buy the Dip; AI and EVs Drive Future Growth
SPY & QQQ down 1% while oil rips higher? Classic fear trade. But here’s the truth: short-term noise can’t stop exponential innovation. AI, robotics, EVs, — these are rewriting the economy. This dip? A gift. Load up. The future doesn’t...