Simon Taylor

Simon Taylor

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Head of Strategy at Sardine and writer of the Fintech Brainfood newsletter [cite: 4].

Tempo's Zones: Private, Liquid, Fast Transactions for Institutions
SocialApr 16, 2026

Tempo's Zones: Private, Liquid, Fast Transactions for Institutions

Zones are a bespoke privacy solution from @tempo It balances the need for confidential transactions where needed With the benefits of liquidity, and fast settlement across the wider Tempo network Designed in partnership with some of the world's largest institutions...

By Simon Taylor
Amex Unveils ACE Kit, Letting Agents Pay Directly
SocialApr 14, 2026

Amex Unveils ACE Kit, Letting Agents Pay Directly

Amex just enabled agents to pay on their network. Thy launched the Agentic Commerce Experiences (ACE) developer kit. And this is SUPER different to the other payments networks in a lot of ways. Why? https://t.co/MGvhQapsUO

By Simon Taylor
AI-Powered CFO Automates Your Finances Effortlessly
SocialApr 14, 2026

AI-Powered CFO Automates Your Finances Effortlessly

Perplexity and Plaid built your personal CFO. Beta testers are building: - Student loan repayment plans. - Subscription trackers that cancel unused service - Getting help filling their taxes with almost zero effort One guy told Computer to email his wife every time a DraftKings...

By Simon Taylor
SEC Grants DeFi Front Ends Five‑year Safe Harbor
SocialApr 14, 2026

SEC Grants DeFi Front Ends Five‑year Safe Harbor

The SEC says DeFi front ends have a 5 year safe harbor if they prepare *securities* transactions This is where I point out most of these interfaces don't currently trade securities. Which. Tracks when you consider they would have been quite...

By Simon Taylor
Ramp's Daily April Posts Can Transform Your Business
SocialApr 13, 2026

Ramp's Daily April Posts Can Transform Your Business

Why is this month suddenly Ramp releases a BANGER x post per day April? You could rebuild your entire company just reading their stuff. I'm dead serious.

By Simon Taylor
Machine Payments Launch Strong, Volume Growing Rapidly
SocialApr 10, 2026

Machine Payments Launch Strong, Volume Growing Rapidly

Machine Payments have started. Consistent. Real volume. And growing. The early signs for @mpp are VERY encouraging.

By Simon Taylor
AI and Open Banking Recover $14K Tax Overpayment
SocialApr 10, 2026

AI and Open Banking Recover $14K Tax Overpayment

AI and Open Banking just saved a guy $14k on his taxes. @perplexity_ai computer and @plaid found double-taxing errors in @abcdabcd987's accounts That a $2,000 CPA missed. Correct to the cents. Personal Finance Agents are ALMOST here.

By Simon Taylor
Stablecoin Drain: Banks Overstate, White House Shows Minimal Impact
SocialApr 9, 2026

Stablecoin Drain: Banks Overstate, White House Shows Minimal Impact

New on the @TokenizedPod Newsletter The banks said stablecoins will drain $6.6trn of deposits damaging lending The White House said the number is closer to $2.1bn 0.02% of the deposit base. A rounding error. Oof https://t.co/jeQLj8h9Es

By Simon Taylor
Karpathy's LLM Council Skill Excels at Essay Review
SocialApr 8, 2026

Karpathy's LLM Council Skill Excels at Essay Review

Yeah @karpathy's llm council as a skill is overpowered for draft essay reviewing HMU if you want the skill file

By Simon Taylor
AI Transforms Favorite Songs Into Endless New Tracks
SocialApr 8, 2026

AI Transforms Favorite Songs Into Endless New Tracks

Take your favorite songs Paste the YouTube link into Gemini Ask it to describe the sound to an audio engineer and producer Turn that into a prompt for suno Loop that with your agent Now you have endless new music based on...

By Simon Taylor
Neobanks Rush to Offer Stablecoin Financial Accounts
SocialApr 7, 2026

Neobanks Rush to Offer Stablecoin Financial Accounts

Ramp just launched its stablecoin financial accounts Now most neobanks are all adding stablecoins Here's why 👇

By Simon Taylor
Agentic Commerce Fails; Invisible, Agent‑native Payments Win
SocialApr 5, 2026

Agentic Commerce Fails; Invisible, Agent‑native Payments Win

Agentic commerce is dead. Despite ALL the hype from payments companies, agentic commerce isn't happening. Walmart saw a 66% drop in conversion when adding agentic commerce. We shouldn't embed checkouts in chatbots. We should make payments invisible and agent-native.

By Simon Taylor
Agentic Commerce Flops as ChatGPT Checkout Underperforms
SocialApr 5, 2026

Agentic Commerce Flops as ChatGPT Checkout Underperforms

Walmart's checkout inside ChatGPT converted 66% worse than their website. OpenAI just removed its Instant Checkout. Agentic commerce is failing. But maybe we've been thinking about it all wrong. 🧵 https://t.co/RXEaiA9wGK

By Simon Taylor
Integrating OpenAI Into Claude: True Tech Hustle
SocialApr 4, 2026

Integrating OpenAI Into Claude: True Tech Hustle

Acquiring what tech loves - @openclaw - @tbpn And making OpenAI work inside Claude code Is true hustle. Kudos to @OpenAI - code red worked.

By Simon Taylor