Tech Disruptors

Tech Disruptors

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Conversations with management teams on disruptive trends in tech and fintech.

The Changes that Matter for Bank Capital Strategy in the US Basel III Endgame Reproposal
BlogApr 27, 2026

The Changes that Matter for Bank Capital Strategy in the US Basel III Endgame Reproposal

U.S. regulators released a fast‑tracked Basel III Endgame reproposal on March 19, giving banks only a three‑month comment window and hinting at a 2027 rollout. The proposal raises the market‑risk trading‑asset threshold from $1 billion to $5 billion, narrowing the pool of institutions subject...

By Tech Disruptors
Bloomberg Pro Tips: Get an Instant Auto Generated Snapshot with AID
BlogApr 24, 2026

Bloomberg Pro Tips: Get an Instant Auto Generated Snapshot with AID

Bloomberg’s latest Pro Tips episode demonstrates the AID tool, which instantly generates a time‑stamped snapshot by aggregating data from across the Bloomberg Terminal. The feature creates a consolidated view in seconds, eliminating manual data pulls. It is built into the...

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Code Crunch Japan 2025: Redefining the Quantitative Workflow Through Human-AI Collaboration
BlogApr 22, 2026

Code Crunch Japan 2025: Redefining the Quantitative Workflow Through Human-AI Collaboration

On October 9, 2025, seven of Japan’s top financial institutions showcased their AI‑enhanced quantitative workflows at Code Crunch Japan, using Bloomberg’s BQuant Enterprise platform. The demo highlighted three proprietary applications: a multi‑agent system that fuses internal data with Bloomberg feeds and automates...

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IHH Healthcare Drives Operational Excellence & Strategic Growth Through a Treasury-First Digital Transformation
BlogApr 22, 2026

IHH Healthcare Drives Operational Excellence & Strategic Growth Through a Treasury-First Digital Transformation

IHH Healthcare, Asia’s largest private hospital operator, launched a three‑year, treasury‑first digital overhaul to support its aggressive expansion and acquisition agenda. The group integrated Bloomberg’s FX aggregator with Kyriba’s Treasury Management System, creating a single source of truth for cash...

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Hong Kong Woos Investors with Improved Transparency, Liquidity
BlogApr 22, 2026

Hong Kong Woos Investors with Improved Transparency, Liquidity

Hong Kong is boosting bond market transparency and liquidity as it expands its Sustainable and Infrastructure Bond Programmes, which together can raise up to HK$500 bn (≈US$64 bn). The Hong Kong Monetary Authority (HKMA) introduced an automated pricing system that delivers indicative levels twice...

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Bloomberg Survey: UK Finance Leaders Say Inaccurate Outputs Are the Biggest Barrier to AI Adoption
BlogApr 21, 2026

Bloomberg Survey: UK Finance Leaders Say Inaccurate Outputs Are the Biggest Barrier to AI Adoption

A Bloomberg survey of over 100 senior UK finance leaders found that inaccurate AI outputs are the biggest obstacle to adoption, with 50% citing hallucinated facts or numerical errors and 27% flagging lack of explainability. Respondents favor AI features that...

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From Prediction to Precision: The Evolution of Pre-Trade Intelligence
BlogApr 20, 2026

From Prediction to Precision: The Evolution of Pre-Trade Intelligence

Bloomberg’s latest analysis highlights the growing fragmentation of liquidity across equities, fixed income and FX, which is eroding market transparency. Pre‑trade intelligence is shifting from historical transaction cost analysis to real‑time decision support that helps traders act on incomplete or...

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Rare Earths 2026 Outlook
BlogApr 17, 2026

Rare Earths 2026 Outlook

Bloomberg Intelligence’s Rare Earths 2026 Outlook warns that geopolitical friction, heightened defense budgets, and export controls are fragmenting the rare‑earth market. China’s dominance is being challenged as governments seek alternative sources for magnet‑critical materials like neodymium‑praseodymium (NdPr). While new projects...

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A Correlation-Based Framework for Market Regime Detection Using Bloomberg MAC3
BlogApr 16, 2026

A Correlation-Based Framework for Market Regime Detection Using Bloomberg MAC3

Bloomberg’s MAC3 risk model now uses cross‑asset correlation matrices to identify market regimes, revealing structural shifts that traditional volatility or spread metrics miss. The analysis shows that the 2008 financial crisis and the 2020 pandemic shock, while both risk‑off events,...

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Bloomberg Unveils ASKB Roadmap for Clients to Augment Their Investment Process with Agentic AI
BlogApr 16, 2026

Bloomberg Unveils ASKB Roadmap for Clients to Augment Their Investment Process with Agentic AI

Bloomberg announced a 2026 roadmap for its ASKB conversational AI, now in beta, to embed agentic AI across the Terminal’s investment workflow. The plan adds enterprise‑grade integrations with Portfolio & Risk Analytics, Research Management Solutions, alternative‑data feeds and expert‑network content,...

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Bridging Global Markets: Unlocking Opportunities in Korea’s Evolving Treasury Landscape
BlogApr 14, 2026

Bridging Global Markets: Unlocking Opportunities in Korea’s Evolving Treasury Landscape

South Korea is shedding its historic "Korea discount" by overhauling the Treasury Bond market and aligning capital‑market standards with global indices. Deputy Prime Minister Koo Yun Cheol announced reforms such as 24‑hour FX trading, omnibus account integration, and extended settlement hours,...

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Asset Allocation for Alternatives: Digital Assets
BlogApr 13, 2026

Asset Allocation for Alternatives: Digital Assets

Digital assets are moving from niche holdings into mainstream institutional portfolios, driven by better market infrastructure and the rise of index‑based products. The report outlines how crypto exposure, often paired with gold and the US dollar, can improve risk‑adjusted returns...

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Sophisticated Trading Strategies Through Automation and Real-Time Feeds
BlogApr 13, 2026

Sophisticated Trading Strategies Through Automation and Real-Time Feeds

Financial institutions are accelerating a shift to cloud‑native, API‑driven architectures to support real‑time intelligence and automation. BBVA partnered with Bloomberg and AWS to rebuild its volatility‑marking system in the cloud, while Singapore‑based dtcpay leverages automated stablecoin‑fiat swaps across Asia. Executives...

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The Iran Conflict: Out-of-Sample Evidence for Global Energy Diversification
BlogApr 8, 2026

The Iran Conflict: Out-of-Sample Evidence for Global Energy Diversification

The Iran‑driven closure of the Strait of Hormuz has sharply disrupted global oil and LNG flows, exposing the limits of region‑centric benchmarks. Murban crude surged to about $50 a barrel, creating a historic $48 spread versus WTI, while European gas...

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From Patience to Precision: How Family Offices Are Adapting to a More Complex Investment Environment
BlogApr 8, 2026

From Patience to Precision: How Family Offices Are Adapting to a More Complex Investment Environment

Family offices, long valued for patient capital, are confronting a more complex investment landscape marked by geopolitical uncertainty, longer private‑market exits and rapid market dislocations. A Bloomberg Family Office Summit poll shows they are becoming more selective, with 63% favoring...

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Automation Vs. Instinct: Striking the Right Balance in Modern Treasury
BlogApr 6, 2026

Automation Vs. Instinct: Striking the Right Balance in Modern Treasury

Modern treasury now blends human instinct with digital intelligence, using automation to free treasurers from routine tasks while preserving strategic decision‑making. Most treasury systems can forecast cash flows but stumble at execution, prompting a shift toward connected, policy‑driven workflows that...

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Understanding the Market Slippage Trap
BlogApr 6, 2026

Understanding the Market Slippage Trap

Corporate treasurers often rely on rolling FX forwards, assuming each renewal fully neutralises exposure, but each roll creates market slippage that erodes margins. Bloomberg’s Global Head of Buyside Treasury, Chintan Shah, warns this hidden cost can turn a prudent hedge...

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ASIC’s Evolving Oversight of Australia’s Private Markets
BlogMar 31, 2026

ASIC’s Evolving Oversight of Australia’s Private Markets

Australia’s private markets are shifting from niche alternatives to a core pillar of capital formation, with private credit expanding 500% to over AUD 200 billion (≈USD 132 billion) and superannuation funds now managing AUD 4.3 trillion (≈USD 2.8 trillion), of which more than 20% is allocated to unlisted...

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March Global Regulatory Brief: Trading and Markets
BlogMar 26, 2026

March Global Regulatory Brief: Trading and Markets

The International Financial Services Centres Authority (IFSCA) released a consultation paper proposing a standalone market‑abuse framework for IFSC securities, replacing reliance on SEBI rules and introducing hybrid principle‑ and rule‑based standards. In Europe, ESMA approved supplementary deferral timelines for sovereign...

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March Global Regulatory Brief: Risk, Capital and Financial Stability
BlogMar 26, 2026

March Global Regulatory Brief: Risk, Capital and Financial Stability

Recent financial stress has spurred a wave of regulatory initiatives worldwide. In the United States, the Treasury signaled a possible reset of bank liquidity rules, including a review of the Liquidity Coverage Ratio and discount‑window caps. China’s CSRC introduced a...

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March Global Regulatory Brief: Green Finance
BlogMar 26, 2026

March Global Regulatory Brief: Green Finance

Bloomberg’s March Global Regulatory Brief highlights a wave of green‑finance rulemaking across four jurisdictions. Australia’s Treasury is consulting on a sustainable‑product labeling regime with a submission deadline of 13 March, while the EU has published its final sustainability omnibus law, tightening...

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APAC Buy-Side Firms Embrace AI, Automation To Optimize Business Processes
BlogMar 17, 2026

APAC Buy-Side Firms Embrace AI, Automation To Optimize Business Processes

A new Bloomberg‑WatersTechnology survey of 50 APAC buy‑side firms shows AI and automation have moved from pilot projects to production‑grade deployment. Seventy‑two percent of respondents use AI moderately, primarily for research and market analysis, while 84 percent have integrated APIs...

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How to Use Pre-Trade Data to Better Target Automation on Rule Builder
BlogMar 11, 2026

How to Use Pre-Trade Data to Better Target Automation on Rule Builder

Bloomberg’s Rule Builder (RBLD) lets buy‑side firms convert high‑quality pre‑trade data into automated routing and alerting rules for fixed‑income orders. The tool ingests pricing, axes, dealer performance and other signals to prioritize dealers and reduce market impact. A Bloomberg study...

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Compliance Fundamentals: Trade Surveillance in Financial Services
BlogMar 9, 2026

Compliance Fundamentals: Trade Surveillance in Financial Services

Bloomberg’s latest post outlines the fundamentals of trade surveillance, emphasizing its role in detecting insider dealing, spoofing, and other market abuse across asset classes. It details regulatory expectations that mandate scenario‑based alerts, robust audit trails, and periodic risk assessments. The...

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AI: Mind the Rhetoric–Reality Gap
BlogFeb 25, 2026

AI: Mind the Rhetoric–Reality Gap

Bloomberg Intelligence surveyed 100 senior CIOs and CTOs at leading asset managers and found a stark gap between AI hype and actual spend. While AI dominates boardroom discussions, roughly 70% of firms allocate less than 10% of operating expenses to...

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February Global Regulatory Brief: Digital Finance
BlogFeb 25, 2026

February Global Regulatory Brief: Digital Finance

Recent regulatory developments across major economies highlight growing scrutiny of AI, cybersecurity, and operational resilience in finance. In the UK, the Treasury Committee criticised the FCA and BoE for a reactive stance, urging AI‑specific guidance and stress testing by 2026....

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February Global Regulatory Brief: Risk, Capital, and Financial Stability
BlogFeb 25, 2026

February Global Regulatory Brief: Risk, Capital, and Financial Stability

The February 2026 regulatory brief highlights four major initiatives: the RBI proposes a broader credit‑derivatives framework adding total‑return swaps and index products; MAS seeks tighter liquidity‑risk‑management rules for Singapore fund managers; the ECB releases 17 recommendations to simplify EU banking...

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Bloomberg Pro Tips: Fast-Forward Your Credit Research with CRAN
BlogFeb 24, 2026

Bloomberg Pro Tips: Fast-Forward Your Credit Research with CRAN

Bloomberg’s latest Pro Tips episode demonstrates how analysts can accelerate issuer credit research using CRAN, the Credit Research Analysis tool on the Bloomberg Terminal. The tutorial walks users through data retrieval, rating analysis, and key financial metrics in minutes. Bloomberg...

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Meet ASKB: A First Look at the Future of the Bloomberg Terminal in the Age of Agentic AI
BlogFeb 23, 2026

Meet ASKB: A First Look at the Future of the Bloomberg Terminal in the Age of Agentic AI

Bloomberg unveiled ASKB, a conversational AI interface now in beta on the Bloomberg Terminal, aiming to accelerate investment research. The agentic system taps Bloomberg’s massive data, news, and research libraries, delivering answers with transparent source attribution and even the underlying...

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Building an Effective Surveillance Lexicon Policy
BlogFeb 20, 2026

Building an Effective Surveillance Lexicon Policy

Bloomberg’s February 2026 article outlines how compliance teams can build effective surveillance lexicon policies amid evolving AI and regulatory scrutiny. It defines lexicons, explains their precision and transparency, and highlights challenges such as language drift and false positives. The piece recommends...

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Trump Card Cap Adds to Clouds over US Consumer at Big Banks
BlogFeb 18, 2026

Trump Card Cap Adds to Clouds over US Consumer at Big Banks

U.S. banks posted robust Q4 consumer‑loan growth, but all warned that a proposed 10% credit‑card rate cap could restrict credit access and hurt borrowers. JPMorgan’s credit‑card revenue fell short of forecasts by 7.6% and the bank now expects card‑loan growth...

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The Agility Advantage: Navigating Growth with a Composable Operating Model
BlogFeb 6, 2026

The Agility Advantage: Navigating Growth with a Composable Operating Model

Bloomberg’s Head of IBOR Product Mark Ellis outlines a composable operating model that lets asset managers replace, scale, and evolve technology components without disruptive overhauls. The model leverages Bloomberg’s API‑first, cloud‑native microservices and high‑fidelity data to create a modular stack...

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Strong US Earnings, Fed Hold to Counter Weak Dollar Concerns
BlogFeb 4, 2026

Strong US Earnings, Fed Hold to Counter Weak Dollar Concerns

The Federal Reserve left its policy range at 3.5‑3.75% after a 10‑2 vote on Jan. 28, citing an improving economic outlook. Early S&P 500 earnings reported a 20% jump in aggregate profits, reinforcing the Fed’s view of resilience. Meanwhile, the Bloomberg Dollar...

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EU Regulatory Outlook 2026
BlogFeb 2, 2026

EU Regulatory Outlook 2026

The EU will accelerate a sweeping regulatory agenda in 2026, focusing on capital‑markets integration, digital resilience, and sustainable finance. Key initiatives include the Savings and Investment Union to mobilise €33 trillion of household savings, expanded ESMA supervision over market infrastructures, and...

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Beyond Headwinds: Building Durable Growth in APAC Insurance
BlogFeb 2, 2026

Beyond Headwinds: Building Durable Growth in APAC Insurance

APAC insurers are poised for double‑digit growth through 2026, but must navigate heightened geopolitical tensions, rising claim costs from new‑energy vehicles, and an increasingly complex regulatory environment. Bloomberg’s suite—including MARS, PORT, AIM, and RMS—offers end‑to‑end asset‑liability management, scenario testing, and...

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Jane Street Enhances ETF Liquidity and Execution Efficiency with Bloomberg RFQe
BlogFeb 2, 2026

Jane Street Enhances ETF Liquidity and Execution Efficiency with Bloomberg RFQe

Jane Street is expanding ETF liquidity and execution efficiency in Asia‑Pacific by leveraging Bloomberg RFQe. The platform uncovers deeper order‑book depth than exchange screens and supports sophisticated NAV and portfolio trades. Automated RFQe workflows deliver sub‑second responses, saving two hours...

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Compliance Fundamentals: Communications Surveillance
BlogJan 30, 2026

Compliance Fundamentals: Communications Surveillance

Bloomberg Vault’s guide outlines how financial firms must move beyond simple record‑keeping to active communications surveillance, monitoring emails, chats, voice and social media for misconduct. Regulators worldwide demand comprehensive capture of business‑related communications and risk‑based supervisory review, penalising off‑channel activity....

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Gulf Regulatory Outlook 2026
BlogJan 29, 2026

Gulf Regulatory Outlook 2026

Regulatory momentum in the Gulf is shifting from rapid framework‑building to concrete execution, as authorities embed recent reforms into supervision, enforcement and market infrastructure. Saudi Arabia and the UAE are loosening foreign‑ownership rules and aligning with IOSCO standards to attract...

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Bloomberg Pro Tips: Discover Curated Charts Faster Across Sectors with CHRT
BlogJan 29, 2026

Bloomberg Pro Tips: Discover Curated Charts Faster Across Sectors with CHRT

Bloomberg’s latest Pro Tips episode showcases the CHRT tool on the Bloomberg Terminal, a centralized hub for curated charts across sectors, tickers, and portfolios. The feature lets users pull sector‑wide visualizations, apply custom filters, and export charts without leaving the...

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Realizing Africa’s Digital Potential
BlogJan 26, 2026

Realizing Africa’s Digital Potential

Bloomberg’s Africa Business Summit in Johannesburg underscored the continent’s massive digital upside, driven by a youthful population, abundant critical minerals and rapid AI, fintech and e‑commerce adoption. Executives warned that unreliable power, limited data‑center capacity and fragmented regulation threaten scaling...

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Global Risk Management Amid Macro Shocks
BlogJan 23, 2026

Global Risk Management Amid Macro Shocks

Macro‑economic shocks—from U.S. tariffs to rapid interest‑rate swings—have exposed weaknesses in banks' traditional risk frameworks. Linear, historically‑driven models failed to anticipate third‑order effects such as Treasury sell‑offs, prompting a shift toward stochastic and reverse stress testing. Institutions are bolstering intraday...

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Beyond the Relationship: How “Human + Data Intelligence” Is Winning the Next Generation of APAC Wealth
BlogJan 23, 2026

Beyond the Relationship: How “Human + Data Intelligence” Is Winning the Next Generation of APAC Wealth

Bloomberg’s 2025 Asia Private Wealth Survey shows technology has become the primary growth lever for APAC wealth firms, with 41% of leaders ranking it above relationship factors. A generational shift toward Gen X and Millennial investors is driving demand for real‑time,...

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Ten Data Insights Showing the Continued Rise of Climate Risk  – and What Investors Should Lookout for in 2026
BlogJan 22, 2026

Ten Data Insights Showing the Continued Rise of Climate Risk – and What Investors Should Lookout for in 2026

Bloomberg’s January 2026 analysis spotlights ten data‑driven signals that illustrate the accelerating financial impact of climate risk. A 10‑percentage‑point rise in modeled asset‑damage risk lifts a firm’s weighted‑average cost of capital by roughly 22 basis points, while Europe’s adaptation‑focused green‑bond issuance...

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RBC and SILAC Partner with Bloomberg to Set a New Standard for FIA Index Design
BlogJan 22, 2026

RBC and SILAC Partner with Bloomberg to Set a New Standard for FIA Index Design

RBC Capital Markets and SILAC Insurance teamed with Bloomberg to launch the Bloomberg VERSA 10 (BVERSA10) index, a volatility‑targeted, multi‑asset benchmark for fixed indexed annuities. The index addresses insurers' need for adaptable, low‑volatility benchmarks by targeting 10% volatility and incorporating long/short...

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Why Capital Efficiency Is Make-or-Break for Asia’s Insurers
BlogJan 22, 2026

Why Capital Efficiency Is Make-or-Break for Asia’s Insurers

Asia’s insurers are posting strong capital returns—4.8% versus benchmarks—yet face mounting pressures from natural‑catastrophe exposure, volatile markets and a low‑interest‑rate environment. The core challenge is capital efficiency: holding only regulator‑mandated capital while deploying it profitably across the enterprise. Dynamic asset‑liability...

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How Automation, TCA and Broker Wheels Work Together in Modern Equity EMS
BlogJan 21, 2026

How Automation, TCA and Broker Wheels Work Together in Modern Equity EMS

Bloomberg outlines how its Execution Management System integrates pre‑trade TCA, a rule‑based engine (RBLD), and broker wheels (WHLS) into a closed‑loop workflow. The system scores orders, routes them automatically, and feeds post‑trade BTCA data back to refine rules and allocations....

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How ETFs Are Changing Portfolio Construction and Market Access
BlogJan 20, 2026

How ETFs Are Changing Portfolio Construction and Market Access

ETFs are reshaping portfolio construction by offering liquid, transparent access to crypto, commodities and alternative assets. Bitcoin ETFs dominate the $153 billion crypto‑ETF market, while commodity ETFs drew roughly twice the inflows of crypto products in 2025, driven by gold and...

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Compliance Fundamentals: Building a Resilient and Intelligent Recordkeeping System
BlogJan 20, 2026

Compliance Fundamentals: Building a Resilient and Intelligent Recordkeeping System

The proliferation of digital collaboration tools and hybrid work has dramatically expanded the venues where regulated business occurs, prompting a wave of SEC enforcement actions that have levied over $700 million in penalties since 2023. Firms now require comprehensive data‑capture solutions...

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Optimizing Investment Operations Through Automated Day Routing with RBLD
BlogJan 16, 2026

Optimizing Investment Operations Through Automated Day Routing with RBLD

All Nippon Asset Management (ANAM) upgraded its trading infrastructure by moving to Bloomberg AIM in 2023 and then implementing RBLD for automated day routing. Within four months the firm automated roughly 30% of its thousands of trades across equities, futures,...

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