Tech Disruptors

Tech Disruptors

Creator
0 followers

Conversations with management teams on disruptive trends in tech and fintech.

Compliance Fundamentals: Trade Surveillance in Financial Services
BlogMar 9, 2026

Compliance Fundamentals: Trade Surveillance in Financial Services

Bloomberg’s latest post outlines the fundamentals of trade surveillance, emphasizing its role in detecting insider dealing, spoofing, and other market abuse across asset classes. It details regulatory expectations that mandate scenario‑based alerts, robust audit trails, and periodic risk assessments. The...

By Tech Disruptors
AI: Mind the Rhetoric–Reality Gap
BlogFeb 25, 2026

AI: Mind the Rhetoric–Reality Gap

Bloomberg Intelligence surveyed 100 senior CIOs and CTOs at leading asset managers and found a stark gap between AI hype and actual spend. While AI dominates boardroom discussions, roughly 70% of firms allocate less than 10% of operating expenses to...

By Tech Disruptors
February Global Regulatory Brief: Digital Finance
BlogFeb 25, 2026

February Global Regulatory Brief: Digital Finance

Recent regulatory developments across major economies highlight growing scrutiny of AI, cybersecurity, and operational resilience in finance. In the UK, the Treasury Committee criticised the FCA and BoE for a reactive stance, urging AI‑specific guidance and stress testing by 2026....

By Tech Disruptors
February Global Regulatory Brief: Risk, Capital, and Financial Stability
BlogFeb 25, 2026

February Global Regulatory Brief: Risk, Capital, and Financial Stability

The February 2026 regulatory brief highlights four major initiatives: the RBI proposes a broader credit‑derivatives framework adding total‑return swaps and index products; MAS seeks tighter liquidity‑risk‑management rules for Singapore fund managers; the ECB releases 17 recommendations to simplify EU banking...

By Tech Disruptors
Bloomberg Pro Tips: Fast-Forward Your Credit Research with CRAN
BlogFeb 24, 2026

Bloomberg Pro Tips: Fast-Forward Your Credit Research with CRAN

Bloomberg’s latest Pro Tips episode demonstrates how analysts can accelerate issuer credit research using CRAN, the Credit Research Analysis tool on the Bloomberg Terminal. The tutorial walks users through data retrieval, rating analysis, and key financial metrics in minutes. Bloomberg...

By Tech Disruptors
Meet ASKB: A First Look at the Future of the Bloomberg Terminal in the Age of Agentic AI
BlogFeb 23, 2026

Meet ASKB: A First Look at the Future of the Bloomberg Terminal in the Age of Agentic AI

Bloomberg unveiled ASKB, a conversational AI interface now in beta on the Bloomberg Terminal, aiming to accelerate investment research. The agentic system taps Bloomberg’s massive data, news, and research libraries, delivering answers with transparent source attribution and even the underlying...

By Tech Disruptors
Building an Effective Surveillance Lexicon Policy
BlogFeb 20, 2026

Building an Effective Surveillance Lexicon Policy

Bloomberg’s February 2026 article outlines how compliance teams can build effective surveillance lexicon policies amid evolving AI and regulatory scrutiny. It defines lexicons, explains their precision and transparency, and highlights challenges such as language drift and false positives. The piece recommends...

By Tech Disruptors
Trump Card Cap Adds to Clouds over US Consumer at Big Banks
BlogFeb 18, 2026

Trump Card Cap Adds to Clouds over US Consumer at Big Banks

U.S. banks posted robust Q4 consumer‑loan growth, but all warned that a proposed 10% credit‑card rate cap could restrict credit access and hurt borrowers. JPMorgan’s credit‑card revenue fell short of forecasts by 7.6% and the bank now expects card‑loan growth...

By Tech Disruptors
The Agility Advantage: Navigating Growth with a Composable Operating Model
BlogFeb 6, 2026

The Agility Advantage: Navigating Growth with a Composable Operating Model

Bloomberg’s Head of IBOR Product Mark Ellis outlines a composable operating model that lets asset managers replace, scale, and evolve technology components without disruptive overhauls. The model leverages Bloomberg’s API‑first, cloud‑native microservices and high‑fidelity data to create a modular stack...

By Tech Disruptors
Strong US Earnings, Fed Hold to Counter Weak Dollar Concerns
BlogFeb 4, 2026

Strong US Earnings, Fed Hold to Counter Weak Dollar Concerns

The Federal Reserve left its policy range at 3.5‑3.75% after a 10‑2 vote on Jan. 28, citing an improving economic outlook. Early S&P 500 earnings reported a 20% jump in aggregate profits, reinforcing the Fed’s view of resilience. Meanwhile, the Bloomberg Dollar...

By Tech Disruptors
EU Regulatory Outlook 2026
BlogFeb 2, 2026

EU Regulatory Outlook 2026

The EU will accelerate a sweeping regulatory agenda in 2026, focusing on capital‑markets integration, digital resilience, and sustainable finance. Key initiatives include the Savings and Investment Union to mobilise €33 trillion of household savings, expanded ESMA supervision over market infrastructures, and...

By Tech Disruptors
Beyond Headwinds: Building Durable Growth in APAC Insurance
BlogFeb 2, 2026

Beyond Headwinds: Building Durable Growth in APAC Insurance

APAC insurers are poised for double‑digit growth through 2026, but must navigate heightened geopolitical tensions, rising claim costs from new‑energy vehicles, and an increasingly complex regulatory environment. Bloomberg’s suite—including MARS, PORT, AIM, and RMS—offers end‑to‑end asset‑liability management, scenario testing, and...

By Tech Disruptors
Jane Street Enhances ETF Liquidity and Execution Efficiency with Bloomberg RFQe
BlogFeb 2, 2026

Jane Street Enhances ETF Liquidity and Execution Efficiency with Bloomberg RFQe

Jane Street is expanding ETF liquidity and execution efficiency in Asia‑Pacific by leveraging Bloomberg RFQe. The platform uncovers deeper order‑book depth than exchange screens and supports sophisticated NAV and portfolio trades. Automated RFQe workflows deliver sub‑second responses, saving two hours...

By Tech Disruptors
Compliance Fundamentals: Communications Surveillance
BlogJan 30, 2026

Compliance Fundamentals: Communications Surveillance

Bloomberg Vault’s guide outlines how financial firms must move beyond simple record‑keeping to active communications surveillance, monitoring emails, chats, voice and social media for misconduct. Regulators worldwide demand comprehensive capture of business‑related communications and risk‑based supervisory review, penalising off‑channel activity....

By Tech Disruptors
Gulf Regulatory Outlook 2026
BlogJan 29, 2026

Gulf Regulatory Outlook 2026

Regulatory momentum in the Gulf is shifting from rapid framework‑building to concrete execution, as authorities embed recent reforms into supervision, enforcement and market infrastructure. Saudi Arabia and the UAE are loosening foreign‑ownership rules and aligning with IOSCO standards to attract...

By Tech Disruptors
Bloomberg Pro Tips: Discover Curated Charts Faster Across Sectors with CHRT
BlogJan 29, 2026

Bloomberg Pro Tips: Discover Curated Charts Faster Across Sectors with CHRT

Bloomberg’s latest Pro Tips episode showcases the CHRT tool on the Bloomberg Terminal, a centralized hub for curated charts across sectors, tickers, and portfolios. The feature lets users pull sector‑wide visualizations, apply custom filters, and export charts without leaving the...

By Tech Disruptors
Realizing Africa’s Digital Potential
BlogJan 26, 2026

Realizing Africa’s Digital Potential

Bloomberg’s Africa Business Summit in Johannesburg underscored the continent’s massive digital upside, driven by a youthful population, abundant critical minerals and rapid AI, fintech and e‑commerce adoption. Executives warned that unreliable power, limited data‑center capacity and fragmented regulation threaten scaling...

By Tech Disruptors
Global Risk Management Amid Macro Shocks
BlogJan 23, 2026

Global Risk Management Amid Macro Shocks

Macro‑economic shocks—from U.S. tariffs to rapid interest‑rate swings—have exposed weaknesses in banks' traditional risk frameworks. Linear, historically‑driven models failed to anticipate third‑order effects such as Treasury sell‑offs, prompting a shift toward stochastic and reverse stress testing. Institutions are bolstering intraday...

By Tech Disruptors
Beyond the Relationship: How “Human + Data Intelligence” Is Winning the Next Generation of APAC Wealth
BlogJan 23, 2026

Beyond the Relationship: How “Human + Data Intelligence” Is Winning the Next Generation of APAC Wealth

Bloomberg’s 2025 Asia Private Wealth Survey shows technology has become the primary growth lever for APAC wealth firms, with 41% of leaders ranking it above relationship factors. A generational shift toward Gen X and Millennial investors is driving demand for real‑time,...

By Tech Disruptors
Ten Data Insights Showing the Continued Rise of Climate Risk  – and What Investors Should Lookout for in 2026
BlogJan 22, 2026

Ten Data Insights Showing the Continued Rise of Climate Risk – and What Investors Should Lookout for in 2026

Bloomberg’s January 2026 analysis spotlights ten data‑driven signals that illustrate the accelerating financial impact of climate risk. A 10‑percentage‑point rise in modeled asset‑damage risk lifts a firm’s weighted‑average cost of capital by roughly 22 basis points, while Europe’s adaptation‑focused green‑bond issuance...

By Tech Disruptors
RBC and SILAC Partner with Bloomberg to Set a New Standard for FIA Index Design
BlogJan 22, 2026

RBC and SILAC Partner with Bloomberg to Set a New Standard for FIA Index Design

RBC Capital Markets and SILAC Insurance teamed with Bloomberg to launch the Bloomberg VERSA 10 (BVERSA10) index, a volatility‑targeted, multi‑asset benchmark for fixed indexed annuities. The index addresses insurers' need for adaptable, low‑volatility benchmarks by targeting 10% volatility and incorporating long/short...

By Tech Disruptors
Why Capital Efficiency Is Make-or-Break for Asia’s Insurers
BlogJan 22, 2026

Why Capital Efficiency Is Make-or-Break for Asia’s Insurers

Asia’s insurers are posting strong capital returns—4.8% versus benchmarks—yet face mounting pressures from natural‑catastrophe exposure, volatile markets and a low‑interest‑rate environment. The core challenge is capital efficiency: holding only regulator‑mandated capital while deploying it profitably across the enterprise. Dynamic asset‑liability...

By Tech Disruptors
How Automation, TCA and Broker Wheels Work Together in Modern Equity EMS
BlogJan 21, 2026

How Automation, TCA and Broker Wheels Work Together in Modern Equity EMS

Bloomberg outlines how its Execution Management System integrates pre‑trade TCA, a rule‑based engine (RBLD), and broker wheels (WHLS) into a closed‑loop workflow. The system scores orders, routes them automatically, and feeds post‑trade BTCA data back to refine rules and allocations....

By Tech Disruptors
How ETFs Are Changing Portfolio Construction and Market Access
BlogJan 20, 2026

How ETFs Are Changing Portfolio Construction and Market Access

ETFs are reshaping portfolio construction by offering liquid, transparent access to crypto, commodities and alternative assets. Bitcoin ETFs dominate the $153 billion crypto‑ETF market, while commodity ETFs drew roughly twice the inflows of crypto products in 2025, driven by gold and...

By Tech Disruptors
Compliance Fundamentals: Building a Resilient and Intelligent Recordkeeping System
BlogJan 20, 2026

Compliance Fundamentals: Building a Resilient and Intelligent Recordkeeping System

The proliferation of digital collaboration tools and hybrid work has dramatically expanded the venues where regulated business occurs, prompting a wave of SEC enforcement actions that have levied over $700 million in penalties since 2023. Firms now require comprehensive data‑capture solutions...

By Tech Disruptors
Optimizing Investment Operations Through Automated Day Routing with RBLD
BlogJan 16, 2026

Optimizing Investment Operations Through Automated Day Routing with RBLD

All Nippon Asset Management (ANAM) upgraded its trading infrastructure by moving to Bloomberg AIM in 2023 and then implementing RBLD for automated day routing. Within four months the firm automated roughly 30% of its thousands of trades across equities, futures,...

By Tech Disruptors
Streamlining Disconnected Data and Inefficient Workflows
BlogJan 14, 2026

Streamlining Disconnected Data and Inefficient Workflows

Banks are struggling with fragmented ALM and ALCO data, forcing manual reconciliations that delay decision‑making and increase compliance risk. The article highlights how siloed datasets, disparate subsidiary systems, and bolt‑on tools hinder net interest margin management and regulatory reporting. It...

By Tech Disruptors
Buy-Side Programmatic Research Infrastructure and Tooling
BlogJan 14, 2026

Buy-Side Programmatic Research Infrastructure and Tooling

Buy‑side firms are rapidly centralizing programmatic research infrastructure to handle expanding data volumes and increasingly complex investment workflows. A recent survey of 66 professionals across the US, UK and Europe shows 44% view reducing platform complexity and cost as the...

By Tech Disruptors
Macro Shocks Prompt Reset in APAC Risk Management
BlogJan 14, 2026

Macro Shocks Prompt Reset in APAC Risk Management

Increasing macroeconomic volatility—driven by geopolitical tension, trade disruptions, and interest‑rate swings—is exposing weaknesses in APAC banks' legacy risk frameworks. A new report, co‑produced with Regulation Asia, shows that traditional linear models can no longer capture the speed and magnitude of...

By Tech Disruptors
Compliance Fundamentals: Capture, Archival, and Recordkeeping
BlogJan 13, 2026

Compliance Fundamentals: Capture, Archival, and Recordkeeping

The post outlines the fundamentals of data capture, archival, and recordkeeping for financial services, emphasizing that regulators require firms to maintain tamper‑evident, multi‑year records of transactions and communications. It details the types of data—transaction details, emails, chats, voice, and metadata—that...

By Tech Disruptors
Managing Bank Risk in a Fragmented Regulatory Environment
BlogJan 12, 2026

Managing Bank Risk in a Fragmented Regulatory Environment

Bloomberg highlights how banks must grapple with fragmented Basel III and FRTB implementations that vary by jurisdiction and timeline. Divergent rules cause duplicated capital calculations, especially where U.S. stress‑testing overlaps with standardized models. Bloomberg’s MARS platform and FRTB Data Solution centralize...

By Tech Disruptors
Asia-Pacific Insurance 2026 Outlook
BlogJan 9, 2026

Asia-Pacific Insurance 2026 Outlook

Asia‑Pacific insurers enter 2026 with earnings momentum and capital strength that outpace regional benchmarks, buoyed by strong investment returns and disciplined underwriting. Life insurers are projected to achieve double‑digit new‑business‑value growth, while property‑and‑casualty firms benefit from pricing power and declining...

By Tech Disruptors
$41 Trillion Credit Market: How Is Private Credit Reshaping the Landscape?
BlogJan 8, 2026

$41 Trillion Credit Market: How Is Private Credit Reshaping the Landscape?

At SuperReturn Europe, Mark Phillips, Global Head of Private Credit, highlighted the $41 trillion addressable credit market and argued that private credit could replace up to 15 % of traditional financing. He explained how data analytics and artificial intelligence are reshaping underwriting,...

By Tech Disruptors
What Type of Data Is Needed to Find Opportunities
BlogJan 6, 2026

What Type of Data Is Needed to Find Opportunities

Investment managers are turning to alternative and unstructured data, combined with scalable AI and agentic workflows, to generate uncorrelated alpha in a volatile market. Bloomberg’s Enterprise Tech & Data Summit highlighted how firms aim to increase data vendors, accelerate idea‑to‑production...

By Tech Disruptors
Bloomberg Pro Tips: Visualize Company Trends with GF
BlogDec 29, 2025

Bloomberg Pro Tips: Visualize Company Trends with GF

Bloomberg’s latest Pro Tips video demonstrates how the GF function on the Bloomberg Terminal lets users graph segment data, key performance indicators, and fundamentals in a fully customizable view. The tool also supports building bespoke spreads and ratios, enabling deeper...

By Tech Disruptors
December Global Regulatory Brief: Digital Finance
BlogDec 24, 2025

December Global Regulatory Brief: Digital Finance

In December 2025, regulators across the UK, Singapore, Malaysia and Australia unveiled coordinated steps to shape digital finance. The FCA emphasized that AI advances must be paired with human judgement and announced a forthcoming consultation on transaction reporting. Singapore’s MAS...

By Tech Disruptors
December Global Regulatory Brief: Green Finance
BlogDec 24, 2025

December Global Regulatory Brief: Green Finance

In December 2025 regulators across four jurisdictions unveiled major green‑finance initiatives. South Africa’s Treasury proposed classifying carbon credits as unlisted securities and linking its registry to the UN‑Article 6 framework to scale the domestic market. The European Commission introduced a streamlined...

By Tech Disruptors
December Global Regulatory Brief: Risk, Capital and Financial Stability
BlogDec 23, 2025

December Global Regulatory Brief: Risk, Capital and Financial Stability

The December Global Regulatory Brief highlights four major developments: the UK PRA confirmed Basel 3.1 market‑risk rules will take effect in January 2027 with the Internal Model Approach delayed to January 2028; Australia’s APRA announced a phased removal of Additional Tier 1 capital instruments...

By Tech Disruptors
December Global Regulatory Brief: Trading and Markets
BlogDec 23, 2025

December Global Regulatory Brief: Trading and Markets

The EU Commission unveiled a sweeping market‑integration package that revamps MiFID‑R, UCITS, EMIR and other rules, introducing a pan‑European market operator and expanding ESMA’s supervisory remit. In the United States, SEC Chair Paul Atkins announced a reform agenda to scale...

By Tech Disruptors