William Wighton
Equity research analyst; engages on analyst career paths, MBA/ER pivots, and market-facing analysis relevant to capital markets and valuation.
Max Retirement First, Then Brokerage, Before Property
You’re 29, Management Consultant, Chicago. $190k income. Single, no kids, renting. $80k retirement, $60k brokerage, $25k cash. You want to accelerate wealth. Do you Max retirement accounts, Build a taxable brokerage, or Save for real estate?
Weighing Spouse’s Early Exit: Income Loss vs Savings
You’re 40, Finance Director, Boston. $350k household income. Married, 2 kids. $500k retirement $200k brokerage. Your spouse wants to stop working ($150k of the income) Do you support it or ask them to keep working 5 more years
Rent and Invest, Skip the $1.2M Condo
You’re 33, Software Engineer, New York. $280k income. Single, no children. $200k retirement, $300k brokerage. Rent and invest aggressively OR Buy a $1.2M condo
Budgeting Variable Income: How Much Should You Allocate?
You’re 36, Tech Sales Director, Austin. $200k-$500k income. Married, 2 kids. $700k retirement, $300k brokerage, $50k cash. Your comp is highly variable. How much to you budget for expenses each year
Prioritize Retirement Savings over Apartment Down Payment
You’re 32, Software Engineer, NYC. $250k income. $350k retirement $250k brokerage. Do you max retirement/brokerage accounts or focus on saving for a $1M apartment down payment?
Weighing Public vs $70k Private School for Kids
You’re 41, Tech Executive, San Jose. $1.2M income. $3M invested assets. 3 kids (all in middle school). Public school or $70k/year private?
Weigh Mortgage Payoff versus Investing for High Earners
You’re 35, Tech Director, Seattle. $600k household income. $900k retirement $700k brokerage $300k home equity with $1.2M mortgage Pay off your mortgage or keep investing
Weighing Partnership Payoff Against Life Balance
You’re 37, Corporate Lawyer, New York. $550k income. Married, 2 kids. $600k retirement $300k brokerage $200k cash. You’re on the partnership track, but the hours are brutal. Some say partnership is worth the grind. Others say quality of life matters more. Option A: Stay for the partnership...