EBAday Agenda to Provide Blueprint for the 2030 Payments Playbook

Why It Matters

The event sets the strategic direction for Europe’s payments industry, aligning regulators, incumbents and innovators around the technologies and policies that will dominate the next decade.

Key Takeaways

• EBAday 2026 gathers 1,400+ European payment leaders.
• Focus on PSD3, PSR, FIDA regulatory impacts.
• AI, quantum, e‑identity to modernize infrastructure.
• Digital euro launch planned for 2029, PSP preparation needed.
• Cross‑border and fraud collaboration emphasized for 2030.

Pulse Analysis

EBAday’s Copenhagen edition positions itself as the premier forum for European payments stakeholders to converge on a shared 2030 vision. By situating the conference in a city celebrated for fintech funding and business friendliness, organizers underscore the importance of a supportive digital ecosystem. The agenda’s blend of high‑level keynotes, strategic round‑tables and deep‑dive tracks ensures that regulators, banks, fintechs and PSPs can align on policy trajectories such as PSD3, the Payment Services Regulation (PSR) and the Financial Industry Digitalisation Act (FIDA). This regulatory clarity is critical for scaling cross‑border services and fostering competition across the eurozone.

Technology takes centre stage as the conference examines how AI, quantum computing and e‑identity can overhaul payment infrastructure. Participants will hear concrete use‑cases where agentic AI automates fraud detection, while quantum‑grade security protocols protect transaction data. Open banking’s evolution from data access to value‑creation is another focal point, highlighting embedded‑finance models that embed payment capabilities directly into non‑financial platforms. Simultaneously, the digital euro’s anticipated 2029 rollout prompts PSPs to re‑engineer settlement rails, balancing public‑sector trust with private‑sector innovation such as stablecoins and tokenised deposits.

The broader implication for the industry is a coordinated push toward faster, cheaper and more secure payments across borders. By fostering collaboration on fraud‑prevention frameworks, verification of payee standards and real‑time correspondent banking, EBAday aims to reduce friction in international transactions. The conference’s outcomes will likely inform the European Payments Strategy Board’s next policy cycle, making the insights generated here essential for any organization seeking to stay competitive in the rapidly evolving European payments landscape.