Tokenization of Money
In this episode of the Bankers Bookshelf, co‑editors Michael Salmani and Salim Yadzici discuss their new book *Tokenization of Money: From Fiat Currencies to Stablecoins*, outlining why tokenized money matters and how it’s reshaping payments. They explain that tokenization—wrapping money in a cryptographic token—offers near‑instant, low‑cost transfers compared to traditional systems like SWIFT, and they compare the emerging forms: central‑bank digital currencies (CBDCs), commercial‑bank deposit tokens, and private stablecoins. The guests argue that while stablecoins may become the dominant form of digital money, interoperability across diverse token ecosystems is the biggest challenge, and they draw on global perspectives from regulators, banks, and fintechs to illustrate regional differences in design, business models, and regulation.
How Chime Beat All Banks at Account Growth
The episode explains how Chime outpaced major banks in new checking account openings by eliminating long‑standing banking frictions such as fees, slow payroll processing, and cumbersome onboarding. Host highlights Chime’s three‑part flywheel—operational simplification, making the account the primary payroll hub,...
Inside Institutional Payments At Scale with Debo Sen, Head of Payments, Services, Citi | Episode 490
In this episode, Debo Sen, Head of Payments for Services at Citi, shares insights from nearly three decades at the bank, highlighting how Citi’s $6 trillion‑a‑day scale gives it a unique view of global payment trends and regulatory developments. He explains...
Stablecoins, AI Agents, and The Future of Global Banking
In this episode, a16z partner Angela Strange talks with Dalip Tasman, founder and CEO of Jeeves, about how the company is building a stablecoin‑native financial operating system for global enterprises. Tasman explains Jeeves' rapid growth—10x revenue and 8x volume—driven by...
"The Banks Are Feeling FOMO" On Bitcoin Lending W/ SALT Lending CEO Shawn Owen | BMP Ep 10
In this episode, Bitcoin Magazine host Brandon Green chats with SALT Lending CEO Shawn Owen about the rapid evolution of Bitcoin lending, from early skepticism to institutional adoption. Owen highlights SALT's new "Salt Switch" product offering rates as low as...
The Mid Market Tech Gap with David Robinson, Founder of Stratos Development Group | Episode 489
In this episode, host Greg Myers talks with David Robinson, founder of Stratos Development Group, about the underserved "mid‑market" segment that sits between large consulting firms and small boutique shops. Robinson explains how Stratos positions itself as a software‑focused managed...
Bank Charter Confusion Exposed: Trust Charters, Fed Access, and Hidden Risks
In this episode, Ted Huff and Steve Bishop dissect the complexities of bank charters, especially the surge of trust charters among fintechs and crypto firms. They explain that a charter is merely a legal authorization, with the real operational challenges...
How Figure Is Cutting Mortgage Costs From $12,000 to $1,000, with CEO Michael Tannenbaum
In this episode, Figure CEO Michael Tannenbaum explains how his blockchain‑based platform slashes mortgage origination costs from roughly $12,000 to $1,000 and speeds closing from 45 days to five. He describes Figure’s end‑to‑end solution—automated underwriting, instant appraisal, and a capital‑markets...
Embedded Payments Are Becoming Core to Vertical SaaS
In this episode, host Rima Katz talks with Brad Penneke of Worldpay and Don Apgar of Javelin Strategy about how vertical SaaS platforms are evolving from niche tools into core operating systems for SMBs, with embedded payments becoming a natural...
How Digital Assets Are Changing Banking
In this episode, Morgan Stanley’s Global Head of Banks and Diversified Finance Research, Betsy Grasik, projects how digital assets will reshape global wholesale banking by 2030. She identifies three drivers—fintech market support, clarifying U.S. legislation (the Genius Act in 2025...
The Hidden Cost of Fraud Disputes Is Hitting Banks Hard
In this episode, host Rima Katz talks with Steve Derny of Quavo Fraud and Disputes and Suzanne Sando, lead analyst at Javelin, about the hidden costs of fraud disputes for banks. They explain how inefficient dispute processes erode revenue through...
Special Series: The Trust Advantage - Surcharging Done Right with Jim Oberman, CEO, Payroc | Episode 487
In this episode of the Trust Advantage series, Payroc CEO Jim Oberman explains credit‑card surcharging—what it is, why merchants use it, and how it differs from dual pricing, convenience fees, and service fees. He highlights that surcharging is only permissible...
What Bank Executives Miss About the Fintech Threat
In this episode, fintech investor Rex Salisbury explains that the real threat to legacy banks isn’t digital wallets but the rapid unbundling of banking services through tech platforms, embedded finance, and AI. He highlights how mass‑affluent customers are migrating to...
The Stablecoin Rulebook Is Here: What Banks and Fintechs Need to Do
In Q1 2026 the U.S. regulatory landscape for stablecoins accelerated, highlighted by the OCC’s 376‑page Genius Act rulebook that defines Permitted Payment Stablecoin Issuers (PPSIs) and strict reserve requirements focused on short‑term Treasury bills. Attorney Rob Musiala explained how this clarifies...
AR Automation: Cutting Through the Hype
Bob Schultz talks with Chris Capron, the founder of Sephora Software, about the rapid shift in accounts receivable (AR) automation driven by AI. Capron argues that legacy vendors are nervous because AI tools like Claude and Vibe coding can replace...