We Must Digitally Sign Everything for True Identity
No one is listening to Steve Jobs’s advice https://t.co/j1lR6Oe33R No one is listening to my advice either, but let's hope they listen to Jamie... "We don’t have good identity tools for people, let alone artificial intelligence. So we need to start digitally signing everything" https://t.co/nRXBM3TuCQ
Tether Becomes User‑Facing Wallet with Lightning Payments
Tether Shifts From "Plumbing" to "Interface": Capturing End-User Relationships Front-end financial interface via self-custodial wallet. Self-custody = users hold private keys, Tether has zero access. Optional cloud backup (controversial, crypto purists critical like Ledger Recover debate). Only filor 4 assets (USDT,...
Internet Rebuilding: Salesforce Goes Headless, Stripe Expands Agent‑First Services
The internet is being rebuilt right before our eyes. Salesforce went headless yesterday. Today, Stripe added more services to their agent-first provisioning https://t.co/XDnpBEZ0mA thing.
Digital Banks Lead Rankings, but Trust Stays with Traditional Banks
🇵🇭Digital banks top Forbes ranking, but giants still most trusted: #Philippines' digital-native #MariBank and @GoTymeBank have seized the top spots in the 2026 World’s Best Banks ranking compiled by Forbes and Statista, yet the study revealed that traditional #banks still hold...
FinTechs Win: Cloud‑Native, AI‑Ready Agility Beats Banks
Traditional banks face a technical and cultural agility challenge. FinTechs thrive because they’re cloud-native, AI-ready, and innovation-ready. https://t.co/oJYdm8EXun
Kraken’s Parent Payward Acquires Bitnomial for $550M
JUST IN: Payward, Kraken's parent company, is buying the Bitnomial derivatives exchange for $550 million.
Mastercard Agent Pay Expands to Open AI Agent Ecosystems
BOOM : Mastercard Agent Pay Goes Meets Open Agent Ecosystems Now extending to open platforms via https://t.co/i2xPY83QVu. OpenClaw = one of fastest-growing open-source projects (1M+ agents, 20+ messaging platforms). Mastercard Agent Pay enables consumers to delegate purchasing to AI agents without...
Neobanks Capture 40% of New Banking Relationships
Neobanks are the new kings of banking. With almost 40% of the new banking relationships worldwide, 52% satisfied with their bank, and 72% of consumers now have two or more banks. A few years ago, there was a serious debate about...
X Money's Promise: Why Elon’s Vision Will Falter
Just published a new Fintech Snark Tank post on Forbes: Elon Musk’s X Money: How It Could Win (And Why It Won’t) Hurry up and read it before someone finds a reason to take down the article https://t.co/cirBj5mp6U
OCBC Launches GenAI Training for 900 Wealth Advisors
🇸🇬OCBC rolls out #GenAI skills training programme for wealth advisors: The bank has rolled out a six-month a generative #AI-powered skills training programme for its 900 wealth advisors in Singapore. Malaysia and Hong Kong to follow at a later date. @SBRMagazine: https://t.co/9KoSTqY5Dy...
Banks Claim Coinbase Coerced by Proposed Clarity Act
WATCH: Fox Business says banks are upset with Coinbase, saying they were effectively forced to accept terms under the proposed Clarity Act https://t.co/xYt3Hzy4Ye
Citadel Watches Prediction Markets, Not Trading Yet
"Citadel Securities isn’t involved in trading event contracts currently, but the firm is “absolutely, keeping an eye on developments in the market”" Citadel Securities Looks at Prediction Markets as Trading Scales https://t.co/3priEzHR9U
Gain Full Visibility Into AI Spend with Ramp
Anthropic made its first dollar three years ago. last month it crossed $30B in revenue. that money is coming from somewhere, and your CFO probably can't tell you where. the problem isn't the spending. the companies on Ramp investing the most...
Ruling Allows Link-Out, Not In-App Payments, Violates
This isn’t a valid interpretation of the most recent Epic Games v. Apple ruling and my belief is that CalAI was in violation of App Store policy: - the ruling forces Apple to allow link-out, not alternative payments in in-app webviews -...
Robinhood's Massive Revenue, Profit, and Diversified Business
Everyone sold $HOOD on crypto. Here's what they missed: $4.47B revenue (+52%) $1.88B net income (42% margin) Rule of 40: 108 — Hyper-Elite 11 revenue streams over $100M each 4.2M Gold subscribers (+58%) Trump Accounts: govt contract for 25M families This isn't a trading app anymore. Full breakdown: https://open.substack.com/pub/dralexkoh/p/hood-deep-dive-i-called-this-stock