Market Ignores Token Dilution as Arc May Exit Circle
Why is the market not saying that the token will be dilutive to the equity? -- Chris on Circle/Arc 💸 One theory: an expectation that Arc will not remain in Circle. If it is to become payment rails, it cannot be controlled by the issuer. -- Austin https://t.co/BIrBhgvWAN
Circle's $222M Token Presale Tests Institutional Crypto Future
Circle's $222 million token presale: It's the first publicly listed company to run a token presale, with a16z, Blackrock, ICE, Apollo, General Catalyst, etc. as investors Is this going to be THE institutional rail or a dead-end private chain? -- Austin https://t.co/74yrKrKmOJ
AI Agents Cut Month‑end Close by One Day
We shaved 1 day off our already fast month-end close with accounting AI agents Here is how we built them... https://t.co/e7DsRg4Pcb
On‑chain Margin Accounts Enable Multi‑Asset Trading Across Blockchains
Should really call it "margin accounts" more than "lending" since it feeds into lending, spot, leverage, total return swaps, perps, options, insurance, the works. Margin based trading directly onchain coming to all blockchains (as we slowly rollout).
Free Bloomberg Terminal Clone Built in Minutes, No Setup
A Bloomberg Terminal costs $30,000 a year. Someone just built one for free. In minutes. With no local setup.
Five-Year Review: How 869 Fintechs Actually Performed
Over the past 5 years I've covered 869 companies in Fintech Brainfood. I thought I'd go back and look and how they've fared. 👇 https://t.co/pdOhXfOCEo
Businesses Reject Tap Payments Over Dispute Risks
Apparently A LOT of businesses are no longer taking tap payments …. Been to like 5-6 places over the past 2-3 days that have said no we don’t take tap or not allowed to anymore. Are yall experiencing this? I...
UPI Thrives; Dollar‑stablecoins May Harm India, Regulator Praise.
UPI has been incredible for India to say the least. Also to all the smart folk, some friends of mine who champion the need for a dollar backed stable coins(I’m speaking for dollar backed stablecoin specifically), this seems like a bad...
Fintech’s Ramp Card Silently Reshapes Corporate Finance
In 2020, Ramp launched a corporate credit card. Banks didn't take it seriously. Another fintech trying to take on Amex. Five years later, 50,000 companies run their entire finances through Ramp. Nobody saw it coming:
AI Models Become Banks' New Competitive Moat
Revolut's Pragma: Financial Game Changer or Niche Tool? Conversations and Insights with NVIDIA's Georgios Kolovos. Full video: 👉 https://t.co/BOdoxP14ld 💬 Is Revolut’s "Pragma" the breakthrough the financial world has been waiting for, or just another niche update? 📈 We explore how...
Most Firms Adopt AI; Regulators Largely Ignore Adoption Data
4 in 5 firms now use AI in production. 43% of regulators don't collect any data on industry AI adoption and have no plans to start.
Seeking UAE Testers for Real‑Time Grid Banking Integration
We recently added full realtime interop with the UAE 🇦🇪 banking rails via @lightspark grid. I want to test a Grid Global Account with my @openclaw M coordinating the payment on WhatsApp. Who in Dubai or Abu Dhabi wants to...
AI Agents Learning Payments Overlook Credit Card Rewards
Love watching AI people learn payments in real-time. Does you agent NOT want credit card rewards?
SoFi’s Explosive Growth, yet Market Still Confused
What did $SOFI do to deserve this? Last quarter numbers: - Members up 35% - Revenues up 41% - Profits up 134% All-in net charge off rate remained stable around 4.4%. Make it make sense..
Instant Account Opening and Loan Approval: Customers' Expectation
The goal is clear. A checking account opened in minutes. Loans and savings accounts approved instantly with no rekeying of data. That’s the future customers expect. https://t.co/PpRWo1qaTB
DeFi United Shows Code Isn't Always Law
The moment that stuck with me from @DEXintheCityPod: a non-crypto FinTech exec heard about DeFi United and asked, 'I thought code is law.' @kkirkbos @TuongvyLe12 and Jessi Brooks on what it means when it can. https://t.co/0e1ITmym8E
Threads Drives Massive Payments with Minimal Costs
- 378M users - $7.2B global payments volume - $38M revenue per employee Dirt cheap
London Urges UK Tech to Build Digital Verification Network
City of London calls UK tech firms to set up digital verification network https://t.co/oBpIOdWJWW This is exactly what was proposed by the TechUK/APAC working group that I co-chaired approximately a thousand years ago (it feels like). https://t.co/0MqQctxXpK
Regulators Must Use Crypto to Craft Effective Policies
Government officials need to be able to hold Bitcoin. Hold stablecoins. Open a crypto account. 🪙 If the people writing the rules can't use the thing, you don't get good policy. You get policy written by tourists. ~ Faryar Shirzad view https://t.co/Mwr3RXyd81
Banks Deploy Aggressive Strategy to Tackle Stablecoins
"The banks have a pretty comprehensive strategy against stablecoins. They're not going to let this issue rest." 🏦 https://t.co/Mwr3RXyd81
Stablecoin Yield Battle Continues, Threatening Rewards Programs
The stablecoin yield fight in the Clarity Act may not be over yet. Coinbase's Faryar Shirzad (@faryarshirzad ) on what the banks lost with the current compromise, and why staking rewards, points, and loyalty programs could be in the crosshairs. Today at...
PayPal Rebrands as Tech Company, Embraces AI
PayPal says it’s ‘becoming a technology company again’ — that means AI 🤖 💬 PayPal is looking toward the future, despite its falling stock and looming layoffs. In its first-quarter earnings call, CEO Enrique Lores told investors that PayPal needs...
Web3 Leaders Convene at Cannes to Shape DeFi Future
JUST IN: On April 2, during EthCC week, Cointelegraph Connect: Cannes Edition gathered Web3 experts to discuss DeFi, RWAs, infrastructure, startups, and the industry's future.
Align Front and Back-End Systems to Accelerate Growth
If your onboarding process is slow, your growth is already constrained. In this episode, I explore why aligning front and back end systems is critical to improving customer experience. 💡 Watch the full episode: https://t.co/5dcOvVfGgn https://t.co/LX3PcJWk9b
AWS Predicts AI Agents Will Handle Future Payments via Micropayments
AWS knows AI agents will be making payments for us in the future – and the first step starts with agent-to-agent micropayments. https://t.co/f4Zs4F5JlV
YC‑backed Parker Files Chapter 7 Bankruptcy After $200M Claim
🚨SCOOP: YC-backed Parker, which claimed to have raised "over $200 million in funding," officially filed for Chapter 7 bankruptcy yesterday, I can be the first to report. The news follows the abrupt shutdown of the ecom-focused banking & credit card startup...
Morgan Stanley Enters Crypto, Threatening Coinbase Amid Clarity Push
Morning Minute: Morgan Stanley Is Coming for Coinbase ⚔️ 💬 Morgan Stanley just launched crypto trading on ETrade, while the White House wants the Clarity Act signed by July 4. https://t.co/SJofPaYnQE https://t.co/7ilJCNJ7lH
Stablecoins and Money's Future at LatAm Forum
Follow live from 09:00 CET as I speak at the LatAm Economic Forum, organised by @BancoDeEspana. I will discuss stablecoins and the future of money. Watch here https://t.co/qunwAimIBw
CIOs Now Steer Banks' Future, Not Just IT
The CIO is no longer running IT … they’re running the future of the bank - https://t.co/5uAP8RzEpN
Polygon Delivers Compliant On‑chain Privacy for Business Payments
Businesses dont broadcast their transactions, they never have. They want control over their financial flows and we just gave them that. Onchain was forcing them to either go fully public or get stuck in a permissioned silo, neither cuts it...
Banks Favor Regulated XRPL, DeFi Likely Delayed
Banks want regulated infrastructure, not chaos. KYC, AML, OFAC compliance on chain. The XRPL delivers that. The DeFi component of the Clarity Act is what Democrats and banks both push back on because accountability is missing there. Scams, no disclosures,...
J.P. Morgan Secures AI Agent Identity for Future Payments
J.P. Morgan Payments has partnered with Mirakl to build infrastructure for agentic commerce in an effort to radically transform the traditional payment rail. But as autonomous agents move from browsing to buying, they introduce some risks: processing untrusted inputs, accessing sensitive...
Seamless P2P USDC Payments: Crypto Becomes Invisible
p2p USDC payment experiences are about to get super smooth. the next wave of growth will be driven by UX that puts crypto into the background.
Fintech’s Future Is Crypto‑Powered, AI Agents Join Finance
'There will be no more fintech without crypto.' – @alive_eth of @a16zcrypto says new fintech is now entirely crypto-powered in the backend — and that AI agents will become first-class members of the financial system. 🤖 His full investment thesis for...
Three New Features Launch with Limited‑time Sale
We just launched 3 great features that we’ve been cooking up for the last month. 1) Brokerage Connections 2) Our own news feed - also available via API and MCP 3) Price alerts in notification panel And to celebrate we’re running a sale for...
Charge Cards Now Offer $250K Pay‑in
I wonder how high these offers go. $250K limit on a charge card is beefy. (It's pay-in-full, different than a traditional credit card.) https://t.co/CMTSp1Evw1
Fintechs Choose Polygon for Instant Cross‑Border Settlements
40% of cross border remittances still take more than a day to settle. Polygon settles in seconds. Billions of transactions happen each year, you do the math… The cost in moving money has always been time, and somehow we kept pricing it...
Stripe Preps for Autonomous AI Agent Commerce
MyPOV: How @Stripe sees agentic commerce developing https://t.co/34FonQslNH Stripe is designing its agentic AI commerce flows to be ready for when AI agents are going to transact without humans in the loop and become significant economic players. @ldignan @constellationr
Core Deposits Are a Myth—Everything’s Movable
At this year’s Financial Brand Forum, Jim Marous and I did an episode of Pardon the Finterruption. During it, I said, somewhat nonchalantly: “The concept of core deposits no longer holds. There are no core deposits. They're all movable." Here's why: https://t.co/m0uQiifQLE
NVIDIA Explores Revolut's PRAGMA and Transaction Foundation Models
Watch our dicsussion w/ Georgios Kolovos, #NVIDIA's Payments and Fintech practice in EMEA, on 𝐑𝐞𝐯𝐨𝐥𝐮𝐭'𝐬 𝐏𝐑𝐀𝐆𝐌𝐀, 𝐓𝐫𝐚𝐧𝐬𝐚𝐜𝐭𝐢𝐨𝐧 𝐅𝐨𝐮𝐧𝐝𝐚𝐭𝐢𝐨𝐧 𝐌𝐨𝐝𝐞𝐥𝐬 & 𝐀𝐠𝐞𝐧𝐭𝐢𝐜 𝐁𝐚𝐧𝐤𝐢𝐧𝐠! Full discussion 👉 https://t.co/nJSsfnXgBH https://t.co/aR8XqBtoLW
Simplify Onboarding to Unlock Growth without Bigger Budgets
Growth is not always about new marketing or bigger budgets. Sometimes it is about removing friction. In this episode, I show how simplifying onboarding can transform results. 👉 Watch the full episode: https://t.co/5dcOvVfGgn https://t.co/JP2RsfesqE
Join Canada FinTech Symposium: Open Banking, AI, Digital Finance
Less than two weeks until the Canada FinTech Symposium 2026! If Open Banking, AI, and digital finance are part of your 2026 strategy, this is a conversation you don’t want to miss. Register Now 👉 https://t.co/ClXiwMnrfL @chyppings @CanadaSymp70327 https://t.co/BdNJ0ZlIK4
BNY Mellon Deepens Crypto Foothold in Abu Dhabi
BNY Mellon just expanded its crypto services in Abu Dhabi. The world’s biggest custody bank is now going deeper into digital assets in the Middle East. TradFi adoption keeps on growing. 🚀 https://t.co/3vHekGV0FY
JPMorgan and Ripple Execute First Tokenized Treasury Redemption
Ripple and JPMorgan just completed the first cross-border tokenized Treasury redemption on the XRP Ledger. This is a big real-world use case for on-chain Treasuries. Big institutions are now settling real money directly on blockchain. RWA momentum is speeding up. https://t.co/00UFITs8d9
Banks Hedge XRP Risk with Pre‑Negotiated Contracts
High XRP prices are not a problem for banks. They write it off under Section 179 as infrastructure or software. Beyond that, most already locked in pre-negotiated contracts with Ripple. Over 1,700 NDAs reportedly signed. Those agreements let institutions buy...
Solana Enables Full Equity Tokenization After Securitize‑Jump‑Jupiter Deal
Along with the Securitize + Jump + Jupiter news, there is now a clear path to get all equities tokenized natively on Solana Amazing
Old Glory Replaces Mercury for Easy LLC Banking
Mercury used to be the go-to but their onboarding has gotten harder. Old Glory is the current recommendation for LLC business banking. No affiliate link, no partnership, just consistently easy to work with. Most people are getting accounts there without...
Democrats Block Bill, Paving Way for Digital Dollar
Senate Democrats just blocked the bill that would’ve stopped the Fed from creating a CBDC. Read between the lines... They WANT a government-controlled digital dollar. Every transaction tracked. Every purchase monitored. Less financial freedom. https://t.co/8IBwE1aOwz
Liability Requires Proving Developer Knew Intended Use
Can you hold software/DeFi developers liable for product defects? "You have to determine that the software developer knew it was going to be used like that." -- @kkirkbos 💥 https://t.co/6bvQAYco0w
AI Agents Will Trade Using Programmable Stablecoins, Not Visa
When AI agents need to transact with each other, they won't use Visa They'll use programmable money Stablecoins. Smart contracts. Instant settlement. Robot money for robot economies We're building the financial system for machines, not just humans