Bitcoin Gains Application Layer with Live cBTC & ctUSD
Bitcoin just got its application layer. 🧱⚡ Thanks to @citrea_xyz for sponsoring Unchained and for expanding what BTC can actually DO: 👉cBTC: trust-minimized BTC on a programmable platform 👉ctUSD: a native Bitcoin stablecoin 👉Bitcoin Capital Markets bringing real utility to the network Mainnet is LIVE. Explore 👉 https://t.co/vzYw2uRI9e https://t.co/sSCgC42VWS
Mobile Wallets Boost Security and Credit Card Utilization
Using payment services like Apple Pay and Google Pay can offer extra security and encourage you to maximize your credit cards. https://t.co/VPFoaKTwsB
Robinhood’s “Free” Trades Generate $4.5B Revenue
Day 3 of 30: How $HOOD Robinhood actually makes money Spoiler: "free trading" was never free... $4.5B in revenue in 2025. Up 52% Here's who's actually paying 🧵
Google Adds Verified Caller to Block Spoofed Scam Calls
Google's building a better way for Android to protect more of you from scam calls Verified caller feature lets select bank apps check incoming calls for number spoofing scams ✅ Details - https://t.co/qVPRffCqze https://t.co/nmOEHKf0av
AI Model Retuning Triggers Securities Fraud Disclosure Duty
When AI Model Tuning Becomes Securities Fraud The Upstart Case: Why AI Lending Model Performance Is Now a Disclosure Obligation Model 22, Upstart`s AI lending model was retuned, performed differently than disclosed, and executives allegedly knew about it and sold $15 million...
402‑fold Payment Scalability via Flexible On‑chain
Big scalability improvement for agentic payments: x402 "Upto". Pre-authorize up to an amount, use as much as you want, the final amount gets settled onchain.
Nordic‑Baltic Nations Deploy Offline Card Payments for Essentials
Nordic/Baltic states are creating system to allow offline card payment purchases for essentials like gas/medicine/food to continue in case of internet/grid outage due to war/cyber/sabotage. Systems supposed to be in place this yr. Announcement last yr: https://t.co/KKJqG76TR9
Financial Services Face Biggest AI Gains—And Risks
Financial services has the most to gain – and the most to lose – from #AI https://t.co/hwIgXUEg7M #Fintech #Artificialintelligence
Bunq Wins AI AML Battle, Expands to US
How bunq is reinventing the Neo-banking model for 2026. 🏦✨ Ali Niknam, CEO of bunq, just sat down at Davos to reveal how they became the first profitable EU neo-bank and their bold plan for the US. 💎 Watch the full deep...
AI Agents Are Now Autonomous Players in Crypto Economy
🚨 UPDATE Something crazy is happening between AI and Web3 that most people aren’t fully getting yet and not using to its full potential. AI agents aren’t just tools anymore, They’re becoming a big part of the global economy. They hold wallets,...
Regulated Bitcoin Platform Powers UK's Digital Asset Future
The UK’s future depends on leading in digital assets. Leaders like Nigel Farage get it. Innovation is more than a talking point, it drives growth. Proudly British born, we care about the future of crypto in the UK. Today’s transaction proves...
Toronto FinTech Symposium 2026: Open Banking, AI, Digital Finance
Excited to be heading to #Toronto next month for the Canada FinTech Symposium 2026! If Open Banking, AI, and digital finance are part of your 2026 strategy, this is a conversation you don’t want to miss. Register Now 👉 https://t.co/bYuAXP2loh @chyppings @CanadaSymp70327...
Circle Could've Frozen Stolen USDC but Didn’t
I asked @Amanda_S_Wick why Circle didn't freeze the stolen USDC. She said: it's not that they can't. It's that they chose not to. They have the tools. They have the mandate. They watched it happen for 6 hours. And they...
Aave's Landmark Vote Makes DAO Treasury Token‑Centric
Aave Will Win, the most important proposal in Aave's history just passed with a landslide. Here's the master plan going forward: General Direction - Aave becomes fully token-centric: one asset, one model: $AAVE - To date, protocol revenue per AIP-1 has accumulated to the...
User Doubts OneKeyCash After Missing Payment Option
Alright, is OneKeyCash a complete scam? I've booked 8 properties for an upcoming trip and not once have I ever had the opportunity to select OneKeyCash as a payment option. @vrbo @expedia @hotelsdotcom
Speedy Tokenization & Broken AI Governance Threaten Banking Loyalty
Tokenized Securities Settlement: Speed Kills Corporate AI governance is a sham, and 89% of your bank customers are one tap away from leaving In all my years of writing, I’ve never had two two-part articles in a single newsletter, so enjoy...
Shift4 Wins on Price, Not Product Quality
It is clear that Shift4 can win on price and subsidies. This former VP at Shift4 readily capitulates that Toast is a better product than Shift4, but notes their ability to pay off merchants and give away hardware often convinces...
Base Hits 5k TPS, Becomes Top Chain for Trading
Base is now even faster (5k TPS and growing). Base is the best chain for trading, payments, and agents.
Taxi App Users Report Double‑charge Scam After Failed Payments
Taxi App Users Warn Of Scam — Drivers Claim The Payment Failed, Then Charge You Again [Roundup] - View from the Wing https://t.co/De6rUCzdhq
Poor Must Trek Days Just to Send Money Home
My maternal grandfather was a house servant in Mumbai. Every time he had to send money back home to my grandmother and kids, he had to walk 3-4 km to reach the nearest post office. Home was a small village...
Shift4 Lures Merchants with Free Hardware, Paid Termination Fees
Former VP at $FOUR notes that Shift4 can be very aggressive with signing up merchants by not only offering free hardware, but also paying their termination fees.
Kuvera's Decline Drives Users to New
The enshittification of Kuvera has begun, with Cred "revamping" the app. What mutual fund app is now everyone moving to?
Substack's In-App Payments Set for Global Rollout by Mid‑2026
Substack in-app payments haven't become a big thing yet, as they're only available in the US and a few other countries. But I think they'll be rolled out globally by mid-2026 https://t.co/iHQrkcgbb6
Circle Expands CCTP to Multiple Assets, Building Cross‑chain Hub
We built the most widely adopted cross-chain pipes with CCTP, and are now in the process of opening the highway to other asset issuers. Arc will become an asset issuance, liquidity and distribution hub. "Expected later this year, CCTP will...
AI Unifies Finance Tools, Turning Chaos Into Clarity
there are a lot of finance tools out there. quickbooks, xero, netsuite, salesforce, hubspot, stripe, petadocs, dropbox sign, common paper, avalara, slack, campfire, rillet, numeral, sage intacct, the list keeps growing. the problem is not having tools. the problem is getting them to...
Machine Payments Launch Strong, Volume Growing Rapidly
Machine Payments have started. Consistent. Real volume. And growing. The early signs for @mpp are VERY encouraging.
Fintech Funding Rises While Deal Count Plummets
Venture funding to fintech companies is up year over year so far, but concentrated into significantly fewer companies, Crunchbase data shows. Global venture funding to financial technology startups totaled $12B across 751 deals in 2026 as of April 6, per @Crunchbase...
Klarna's First Invoice Sparked BNPL Revolution
FINTECH FLASHBACK: 21 YRS FROM THE 1ST BNPL On this day in 2005 (April 10, 11:06:40 AM): Klarna (then called Kreditor) processed its very first transaction. The merchant: Pocketklubben, a small bookstore in Stockholm, Sweden. The customer...
On‑chain Payments Finally Outpace Legacy, Just Like Linux
People were dismissing onchain payments because the legacy systems have been around forever, that was the same energy as people dismissing Linux in the 90s because Microsoft and the proprietary systems were too dominant. The new thing starts rough and everyone...
Robot Money Merges Allocation and Fund Management, Agent Handles Allocation
This is a good product and I’m excited to integrate it There is a difference between asset allocation (ie treasury management) and fund management (ie manufacturing a fund) Robot Money is built from both @RobotMoneyAgent focuses on the former
Gemini Expands Beyond Crypto with Unified Market Platform
Crypto was just the beginning. A broader vision is taking shape at Gemini The new https://t.co/OqQQvZFPGw reflects a shift toward a single platform built for the full scope of modern markets See what’s next
Tokenized Deposits Could Be Massive If Viable
How realistic is the Versabank $VBNK Real Bank Tokenized Deposits opportinity? I have no idea re feasibility, but could be massive even if just a bit successful.
47 TPAP Wallets Command 97% of UPI Volume
Unstoppable https://t.co/oDDWykTjkX "Overall, there are 47 TPAP wallets accounting for 97.1% of UPI volume and 44 bank wallets accounting for just 2.9% of volume." Nice data point from Jeremy. https://t.co/Lz96XQDV8M
Insurtech Trio Thrives Amid Record Industry Profitability
how has the #insurtech trio performed in a year of spectacular profitability for the insurance sector? https://t.co/9v9qlzrsRL via @LinkedIn @jeffroth77 @GalenDShaffer @JimMarous @FGraillot @nigelwalsh @SpirosMargaris @jblefevre60 @robgalb @RonnoArnold @hedgequote @Nick_Lamparelli @antgrasso @hugues_bertin @globaliqx @psb_dc @an_battista
Defining Liability for Autonomous Finance Errors Now
When the Agent Gets It Wrong, Who Pays? The rails for autonomous finance are live. The liability architecture for those rails is being written right now, by the institutions and regulators willing to commit to an answer. https://t.co/fHnMD6byH6 https://t.co/ejtLZek5s3
Stripe Already Offers Free FX Quotes API in Beta
I was going to tweet @stripe should add a free exchange rates API after my OpenExchangeRates API started rate limiting me aggressively Then I searched and it already exists and is in beta called the Stripe FX Quotes API I'll try it...
EU Laws Open Data Markets to New Entrants
Initiatives like the Data Act, the Digital Markets Act, and the Second Payment Services Directive (PSD2) reflect a broader shift towards opening up data-driven markets to new entrants https://t.co/3koMS2B5Ui
AI and Open Banking Recover $14K Tax Overpayment
AI and Open Banking just saved a guy $14k on his taxes. @perplexity_ai computer and @plaid found double-taxing errors in @abcdabcd987's accounts That a $2,000 CPA missed. Correct to the cents. Personal Finance Agents are ALMOST here.
Google Wallet Redesign Adds Favorites, Sorting, and Search
Google Wallet's big redesign starts rolling out gradually with features such as favorites, sorting and search The updated UI focuses on frequently used cards and passes ✅ More details with screenshots - https://t.co/k2FcpkbTlX https://t.co/KYaCmSQXRG
AI Meets Finance: Startup Redefines Investment Automation
This week on H1G we're featuring a startup who is integrating AI and finance. Very ambitious. The headline wraps up the value prop perfectly. Subscribe at https://t.co/HULd13ZpSd, an explanation for why this headline works will arrive fresh in your inbox tomorrow morning....
Brian Armstrong Backs Bipartisan Crypto Clarity Act Push
JUST IN: Brian Armstrong is pushing for the crypto Clarity Act to pass, crediting the bipartisan Senate work.
Polygon's Upgrades Target 100k TPS, Redefining On‑Chain Payments
"Build a new model that makes the old one obsolete." 3 mainnet upgrades in 4 months. We're fully all in on payments and every upgrade gets us closer to gigagas and 100k TPS, the kind of throughput where Polygon is just...
Legacy Thinking Stalls Banking’s Digital Transformation
Legacy thinking is the biggest barrier to digital success. What worked 20 years ago won’t drive results today. Leaders must be willing to rethink how banking gets done. https://t.co/Po6hCNKTEE
Open Digital Personal & Business Accounts—Skip AI Banking
You can open personal and business accounts digitally (and easily) at @citizensedmond. Don't rely on AI for your banking.
Stablecoins: Payment Tool, Not High‑Yield Savings Alternative
To be clear, we offer above market yields for savings (3.61 APY) and checking (2 APY) @bankonroger. I'm not concerned about competition & love embracing faster payments, I'm concerned about the impact to local economies. Stablecoins should be a payments...
Iran Now Demands $2M Bitcoin for Hormuz Passage
Iran is charging up to $2M in Bitcoin to pass through the Strait of Hormuz. This isn't a win it was literally free just a few weeks ago...
Stablecoin Drain: Banks Overstate, White House Shows Minimal Impact
New on the @TokenizedPod Newsletter The banks said stablecoins will drain $6.6trn of deposits damaging lending The White House said the number is closer to $2.1bn 0.02% of the deposit base. A rounding error. Oof https://t.co/jeQLj8h9Es
New KPI Markets Launch: Predict Fundamentals with Fiscal API
I've always had a dream of markets where investors can focus on core business results and ignore the noise. A focus on the KPIs that actually matter. 🎉 So excited to share that @fiscal_ai @Kalshi @Benzinga have partnered up to make...
Prediction Markets Prioritize Fees Over Trading Efficiency
"But the biggest prediction markets today are not primarily built around trading efficiency. Kalshi, for example, operates more like a square sportsbook than a sharp sportsbook. Its model is built around bringing in price-insensitive takers and letting market makers trade...
Master Apple Card: Move Money, Fund Cash, Boost Rewards
Just joining the complex Apple Card ecosystem? It's smart to learn how to move your money around, including funding your Apple Cash. Here's a primer that explains how everything interrelates and how to maximize your rewards: https://t.co/ZPP9OBmb9Y #applecard #applecash #banking...
