Real‑time Alerts Stopped a $60K Fraud for Cardi B
I was out here swiping my card, already knowing I was about to have to “figure it out” later… Scamming myself. But the SAME alert notification I use to keep myself in check now? That’s what helped Cardi B catch a $60K+ fraud attempt in real time on her Amex a couple weeks ago. She just told us on her Live just now.
Kalshi Cites First Federal Ruling on CEA Preemption
With a ruling imminent in Arizona federal court, Kalshi wastes no time in filing the CA3 decision as supplemental authority in the AZ case, noting that it is the first federal appeals court decision to decide whether the CEA preempts...
Appeals Court Says NJ Cannot Ban Kalshi Prediction Market
New Jersey has no right to ban Kalshi's prediction market, US appeals court rules - Engadget
Polymarket Upgrades: Swaps USDC.e for New USDC Token
JUST IN: Polymarket is upgrading its trading infrastructure by swapping USDC.e for a new USDC-backed token and rolling out enhanced contracts to streamline settlements.
DeFi Yields Underpay Risk: 250‑400bps Gap
rates in DeFi are too low for the level of risk $11.7B sitting in Morpho vaults today at 2-4% APY. retail is funding these markets via exchanges thinking it's a savings account. it's not. they're taking real credit risk on crypto-collateralized...
Circuit Court Victory Boosts Kalshi, Validates Federal Oversight
Important circuit court win for Kalshi and prediction markets "This state regulation is exactly the patchwork that Congress replaced wholecloth by creating the CFTC"
Crypto's Speed Highlights Need for Traditional Finance Regulation
"If you had 2/5 smart contract setup, you could have taken control at any time. That feels pretty bank-like. ... what crypto is speed-running here is why TradFi regulation exists." -- @austincampbell https://t.co/jfZlSDnB86
Hub‑Spoke Architecture Enhances Lending Protocol Flexibility
I've seen this somewhere before 👀 Jokes aside, I do think hub/spoke architecture is the right direction for a lending protocol to capture wide range of existing and future use-cases and access more granular risk controls. Good call. https://t.co/slQ6zbyYnp
Chaos Labs Departs, Aave Maintains Two‑Layer Risk Model
We respect the decision of Chaos Labs to step down as one of the two risk managers for the Aave DAO. We want to thank Chaos Labs for their work over the years. They have been a valuable partner to the...
Valuation Hype Blinds Investors; Fundamentals Still Matter
Startuping is hard. Bolt, the one-click checkout turned financial “super app," raised nearly $1B, and hit an $11B valuation. Now it's cut a third of its staff, struggling to pay contractors, and its app has 5,000 downloads with mostly one-star reviews. Capital...
First Stablecoin Week Launches September 7‑11
We're excited to launch the first-ever Stablecoin Week, coming this summer from September 7th to 11th! 📅 A week of decentralized events. 💪 Built by the stablecoin ecosystem, for the stablecoin ecosystem. 5 days of stablecoin content, events, and alpha -- sign up...
MIT Professor Warns AI's Major Flaw in Finance Advice
AI has a big problem when it comes to financial advice, MIT professor says. https://t.co/b2VMAS1AcK
MercadoLibre’s Integrated Logistics‑Fintech Flywheel Fuels Growth
4 Stocks Dominating E-commerce + Fintech Outside the U.S. 👇 $MELI MercadoLibre is compounding via a tightly integrated ecosystem. Reinvested 5–6 pts of margin into logistics + credit while handling 500M additional deliveries YoY. Brazil unit shipping costs dropped 11% in local...
Banking's Future Belongs to Non‑bank Platforms
The future of banking isn’t just banks. It’s the companies that can manage money, offer services, and integrate financial solutions directly into everyday experiences. https://t.co/qb906qDgnl
Modular AI Set to Disrupt $13T Mortgage Monopoly
Mortgages are the $13T prize, yet they run on Cobol mainframes that break at 99 draws. Cagney and Berman reveal how modular AI finally kills the bank monopoly. (0:00) Why Are Mortgages the $13T Prize? (0:49) Can Modular Tech Finally Remake...
ISO 20022 & Blockchain Drive 2026 Payment Evolution
J.P. Morgan: 5 Payment Trends to Watch in 2026 4) Always Connected: ISO 20022 revolutionizing payments with richer data. 88% of finance pros say direct bank connectivity very/extremely beneficial, 85% would switch banks for direct ERP connectivity. 5) Blockchain Realized: 60%...
Fast Billing Boosts Revenue and Customer Satisfaction
In my experience, billing speed directly impacts customer satisfaction and daily revenue. With Affino Retail, I ensure every transaction is fast, accurate, and hassle-free. It helps serve more customers, reduce errors, and keep operations smooth with complete real-time control. #AffinoRetail #BillingSoftware #RetailBilling...
Adyen Boosts Model Training 195× with NVIDIA
@Adyen — 195x speedup in model training with NVIDIA accelerated computing. Real-time routing & conversion optimisation at $1T+ in payment volume. https://t.co/HxmnbS6Y8V
Simple KYC Rules Can Shift Fraud Burden to Platforms
We may not be able to force social media companies to pay their share for the fraud that they facilitate, but a few simple rules around KYC can help to tilt the scales back in our favour: https://t.co/35VgzwI9OI https://t.co/BNQRr49aHQ
Agentic Commerce Fails; Invisible, Agent‑native Payments Win
Agentic commerce is dead. Despite ALL the hype from payments companies, agentic commerce isn't happening. Walmart saw a 66% drop in conversion when adding agentic commerce. We shouldn't embed checkouts in chatbots. We should make payments invisible and agent-native.
Iran Mandates Crypto Tolls for Ships in Strait of Hormuz
JUST IN: Iran is now requiring cryptocurrency payments as tolls for ships transiting the Strait of Hormuz.
Wall Street Launches 24/7 Tokenized Trading for Trillions
Wall Street Braces for 24/7 Trading via Tokenization DTCC intends to tokenize entire $100 trillion asset catalog, beginning with U.S. Treasuries later this year. NYSE Digital Trading Platform (announced Jan 2026): 24/7 onchain trading + settlement of U.S. equities/ETFs, instant settlement,...
Agentic Commerce Flops as ChatGPT Checkout Underperforms
Walmart's checkout inside ChatGPT converted 66% worse than their website. OpenAI just removed its Instant Checkout. Agentic commerce is failing. But maybe we've been thinking about it all wrong. 🧵 https://t.co/RXEaiA9wGK
Asia Leads Digital Wallets; Stablecoins Diversify Beyond USD
What Asia Knew First: Digital Wallets Now Lead Global Payments 👉Topics: ➢ What Asia Knew First: Digital Wallets Now Lead Global Payments Digital wallets are taking over payments, and the days when cards were king are behind us. Asia remains a decade...
AI Ready to Replace 500‑Year‑Old Finance System
Every company still runs its finances on a system from 1494 — when the fastest way to move information was a man on a horse. Wrote why I think AI and real financial networks are finally ready to replace it. Long read,...
Switzerland Secures Constitutional Right to Cash
Is physical money disappearing? Not if the Swiss have anything to say about it. Full video here: 👉 https://t.co/IAUzYbgXsT ➟ Connect on my LinkedIn (208,000 Followers): https://t.co/gizvhtU0kS 💬 In this video, we break down why Switzerland—one of the most technologically advanced financial hubs—just...
ICE Pours $600M Into Polymarket, Launches Institutional Data Tool
ICE Invests Further $600M Into Polymarket ICE launched Polymarket Signals & Sentiment tool (Feb 2026): normalizes chaotic real-time trading data into structured feed = institutional traders see Polymarket's implied probabilities next to bond yields + S&P 500 futures. Context: Polymarket launching...
Cloud‑Native Banks Accelerate Growth with Speed, Savings, Scale
Cloud-native banks are redefining growth. Faster onboarding, lower costs, and better customer experiences at scale. https://t.co/AlxGiU2q70
Card Networks Secure Agentic Payments, Dispute Rules Lag
Mastercard Completes Its First Live Authenticated Agentic Transaction in Hong Kong - HSBC and DBS on Production Rails An AI agent booked a ride to Hong Kong airport. HSBC and DBS authenticated it. Existing Mastercard rails settled it. The big card networks...
Regulators' Data Mandate Created Massive Identity Leak
A fintech left tens of thousands of government identity docs on a public server for 5 years. Not rogue behavior. Standard behavior under a framework that mandates collection but not protection. Regulators built the honeypot. Companies just filled it. https://t.co/xpczIoR9i0
Open Finance Boosts Competition and Inclusion, Yet Challenges Persist
Opening doors to open finance: International experiences with #OpenFinance, its impact on competition, market entry and financial access, incl. the challenges that remain. 🆕Paper by @Hakan_Eroglu_tw, et al., @BIS_org: https://t.co/L6SV8MkeGL #financialinclusion https://t.co/jplwbELwpm
Community Banks Challenge OCC's Coinbase Trust Charter Approval
JUST IN: US community banks are fighting the OCC's approval of Coinbase's trust charter, claiming it doesn't meet regulatory requirements and risks consumers and the financial system.
X402 Enables Internet-Scale Money Flow with Industry Leaders
The way finance is moving right now, money needs to flow on the internet the way data and email do and x402 makes that happen. Super proud to see @0xPolygon alongside @Coinbase, @Google, @awscloud, @stripe, @Mastercard, @Visa and many more as...
Fintech Biz Weekly's Easter/Passover Special Drops Sunday
Stay tuned for a special Easter (slash Passover) edition of Fintech Biz Weekly on Sunday.... lotta fun easter eggs 😉
Banks Poised to Battle SoFi's New Stablecoin
Noteworthy in that this is coming from SoFi CEO - which offers crypto and has announced its own stablecoin, SoFiUSD. Banks (insured depositories), understandably, are gonna fight tooth & nail on this-
CashApp Launches BNPL for Peer‑to‑peer Payments
The @CashApp just shipped BNPL for person-to-person payments Few thoughts 1: A lot of people want to pay back friends, feel guilty, and this unlocks that with better cashflow 2: CashApp FINALLY shipping AfterPay integrations that work 3: There's a BNPL for your drug...
SoFi's Fintech Façade Hides Risky Unsecured Loan Engine
$SOFI's "fintech" mask hides a massive unsecured lending operation - Bank in disguise: lending ~90% of profits, NII >60% - Growth driven by risky unsecured loans in a saturated market - Aggressive accounting inflates earnings - Re-rate to bank multiples => 60%+ downside https://t.co/ZZ8DRGoMRM
Apex Model Now Accessible via API
The #1 question I got last week was "Will @Fin_ai's Apex model be available as an API" The answer, now, is yes. Good read below as to why...
Revolut's Tiny Fine Masks Looming AML Supervision Costs
Revolut's 2025 profit: $2.3 billion. The Lithuanian AML fine: €3.5 million. Trivial relative to profit. But it may have just put Revolut at the top of AMLA's direct supervision list starting 2028. AMLA supervision isn't a fine. It's a permanent structural overhead. That changes...
Revolut's PRAGMA AI: Data Moat Boosts Fraud Detection
Revolut Builds Its Own Foundation Model - PRAGMA Trained on 40 Billion Behavioral Events Revolut is building the AI infrastructure incumbents will struggle to replicate. PRAGMA: trained on 40B behavioral events from 25M users. 20% better fraud detection. Money laundering investigations from...
Google Pay Speeds up Android P2P Payments
Making money moves smooth since 2013. Also we didn’t forget Android. Google Pay is making your P2P payments faster too ⚡️
Fintechs Chartering Banks Face Traditional Price‑book Valuations
Gonna be interesting to see what happens to all these fintechs that are chartering banks, which are commonly valued on a price/book basis (rather than imaginary startup metrics, like rev multiples or MAUs)
Stablecoins Enable Scalable Agentic Payments and Smart Contracts
If you want to deploy agentic payments and smart contracts at scale, stablecoins are the natural fit. The infrastructure already exists. That’s where innovation is happening. https://t.co/YK1SyELUqQ
Public Chain + ZK Proofs Enable Regulator Transparency, User Privacy
Every bank building tokenized deposits chose a private or permissioned chain. @monument_bank chose a public chain - 𝐂𝐚𝐫𝐝𝐚𝐧𝐨’𝐬 𝐌𝐢𝐝𝐧𝐢𝐠𝐡𝐭 𝐧𝐞𝐭𝐰𝐨𝐫𝐤 - and solved privacy with zero-knowledge proofs. Regulators see everything. The public sees nothing. This is what convergence looks like in practice. https://t.co/JGUF1elkZI
ANT Scales 300% Revenue, Expands Across Asia
ANT`s performance Hong Kong HQ (since April 2025) → 300+ partners + 10K+ biz customers → 300% revenue growth. Regional momentum: Malaysia (Kenanga Investment Bank wealth Super App, TNG Digital 16M verified users), Indonesia, Philippines, driving growth. ZOLOZ eKYC deployed...
Payments Innovation Accelerates: Two Decades of Digital Insight
Innovation in payments is accelerating at an unprecedented pace. In this re-release of our episode with Rich Clow from @BankofAmerica, he shares insights from more than two decades at the forefront of digital payments transformation. Watch the full episode: https://t.co/nTriooD0iX
Banks Adopt Fractional Investing, Threatening WealthTech Edge
🇸🇬Are banks crashing WealthTech's investing party? Fractional investing helped #WealthTech players like Endowus, Syfe, and StashAway stand out and scale fast in a crowded market. Now banks such as OCBC and DBS are launching similar features, turning a former differentiator into...
Retail CBDC Banned Until 2030, Private Digital Money Grows
In 2021 I said legal tender laws were mostly theatre, a CBDC mandate was unlikely, and private digital money would lead. Five years on, the Fed sits on the sidelines, the Senate bans a retail CBDC through 2030, and digital...
Money Needs Trust; Blockchains Lack It
Money only works in a trusted, shared system ... which is why blockchains don't work - https://t.co/NoJNSaq0iM
Revolut Fined €13M in Italy, Compliance Gaps Persist
Reuters just reported `Italy fines Revolut over $13 million for alleged unfair commercial practices.` Some will say, the fine is small and is part of doing business. That isn't okay for the leading innovator and especially after a year-on-year increase in...
