KGST Booster Offers Up to 10% APR on Flexible Products
KGST Booster Program: Enjoy Up to 10% APR with KGST Flexible Products (2026-02-03) | Binance announcement https://t.co/4MR7VAVGxE
Early Decisions Shape Scalable Culture Beyond the Founder
Culture is what persists after the founder leaves the room. In this clip, @mlevchin explains how early decisions calcify into a company's DNA. Those decisions get embedded early. They compound and (eventually) self-enforce. Once a company scales, culture is no longer a...
WSJ Validates My Kontigo App Investigation
WSJ confirms my reporting from Jan 11th on Y Combinator- and Coinbase-backed @kontigo_app Get the full story at Fintech Biz Weekly / support independent journalism with a paid subscription:
Retail Shifts From Stagnant Bitcoin to Gold, Perps, Prediction Markets
Bitcoin is stuck in the mud, but retail isn’t going to stop trading. It’s going to rotate. Gold. Perps. Prediction markets. On this episode of @Bitsandbips, @steven_ehrlich and @EvgenyGaevoy discuss where the action is going next: 👇 Timestamps: 😈 00:40 – “If you’ve ever traded...
A Decade Later: InsurTech's Progress and Resilience
10 years later, where does insurance innovation stand ? → https://t.co/n1n8PaZslb That's what came to my mind when we worked with astoryaVC on our yearly report on "the state of InsurTech & Resilience in Europe". Here are my takeaways. https://t.co/4vm3Cc1E5O
Google’s Fintech Edge Stems From Trust, Not Hype
Google’s quiet edge in fintech isn’t hype, it’s trust and execution. Meta keeps running into the same wall Diem did: unclear value and a credibility gap. Across payments, bank AI, and infrastructure, Google is still playing the longer, stronger game. https://t.co/q3V3AYp2M1 @forbes...
Agentic AI ROI Goes Beyond Revenue—Spot Real Wins
Why Agentic AI ROI Isn’t Just Revenue – Look Wider or Miss Real Wins Topics: ↳ Why Agentic AI ROI Isn’t Just Revenue – IBM’s Call to Look Wider or Miss Real Wins ↳ AI Tokens: Enterprise Spend Surges 20% – On-Prem Open...
AI Ready to File Taxes Without Human Help
Feels like the first year where AI is going to autonomously handle a lot of people's taxes. Either OpenClaw or Claude Cowork pointed at a folder of business docs, quickbooks reports, bank statements, docusign downloads, emails with accountant.
X402 Lacks Real-Time Pay‑As‑You‑Go for LLMs
x402 experts: we're examining integration of this into venice. From our research, x402 doesn't support any billing mechanism where we don't know the charge amount upfront. So for LLMs (where we don't know the fee until the end), the...
Senate Banking Committee Set to Hear Debanking Issue
#debanking hearings in the Senate Banking Committee are finally about to gear up, Sen Lummis just told the local press: https://lnkd.in/eTUGjZfd
Aave's $140M Automated Liquidation Proves Market Resilience
Yesterday was another significant stress test to Aave's +$50B onchain lending markets. Aave Protocol liquidated over $140M collateral across multiple networks without any issues, fully automated demontrating (yet again) the market leader protocol resiliency. Aave will win.
Bitcoin and Gold Tumble, Digital Gold Proves Risky
Bitcoin just hit its lowest level since the 2025 tariff shock. The slide comes as gold and other precious metals also sell off sharply, a reminder that in stress moments, even “digital gold” trades like a risk asset. Macro pressure is back...
Bitcoin Knots vs Core V30: Key Differences Explained
Bitcoin Knots vs Core v30 - Part X w/ Jonny Bair (aka Bitmex Research) of Blocksize Wars https://t.co/Rw83t1G3pe
AI's True Value Demands Redesigning Work, Not Just Tools
Early lesson for the AI age. When electricity arrived, factories didn’t get smarter by swapping engines. They only unlocked real gains after redesigning how work actually flowed. AI agents are the same. Dropping them into old org charts won’t work. The real...
Add Kid‑Task Crypto Rewards to Boost Engagement
On to more productive conversations. Here is a great one I just received: --- i had a feedback/suggestions, i wanted to talk about something positive lol. i think we all agree that Square needs to improve, but tbf, it’s a new function, and...
Banks Must Embrace Risk to Stay Competitive
Good marketing requires risk. If your bank refuses to take risks, it cannot evolve or compete in today’s environment. https://t.co/Tmpk1Ux8lW
Competitors Using AI Cut Mortgage Costs 25%
“It’s not AI that’s your competition. It’s your competitors using AI.” A real-world example from mortgage origination 👇 The frustratingly high cost to originate a mortgage (>$10K!) has persisted for decades. Except for originators on Vesta . Powerful stats from...
Crypto Tax Filing for Last Year Is Complicated
No longer business as usual? Filing last year's crypto taxes would be tricky, @CryptoTaxGirl says https://t.co/rxyDjXRcXk
Coinbase Seeks Bank Perks, Dodges Regulatory Duties
It's funny because the old response from Armstrong would have been, "regulators would never let us become a bank." Obviously, that's not true right now, which suggests that Coinbase wants privileges of being a bank without the obligations of being one.
AI Sharpens Pricing Strategy, Not Replaces It
Pricing is no longer just spreadsheets and gut feeling. Generative AI can simulate scenarios, test price elasticity, and surface insights that once required whole analytics teams. But the real edge doesn’t come from the model alone. It comes from asking the right...
Tokenized Equities Poised to Transform Finance, Led by US
Yep Tokenized equities are going to make a major positive change to the financial system, and it's going to be here very soon Best of all, the U.S. is on the frontier here
Kontigo's SUNACRIP License Expired;
One add'l q for @jecastillof: has @kontigo_app renewed its SUNACRIP license, which expired on Jan 8, 2026? Crixto, the other Venezuelan crypto platform, was granted a license on Jan 2, valid through end of 2026.
Early Private Deals Hide High Fees and Delayed Costs
Getting into hot companies before they go public sounds irresistible. But the fine print is brutal: high fees, opaque structures, long lockups, and risks most investors don’t see upfront. Access isn’t the same as advantage. Sometimes the real price of “early” is...
Garlinghouse: Market Structure Bill Crucial for Crypto Growth
NEW: Garlinghouse says advancing the market structure bill is a key step toward the regulatory clarity needed for crypto’s long-term growth. Source: Brad Garlinghouse https://t.co/E1Uv2nGQnJ
Seeking Transparency on Kontigo's Internal Review and Sanctions Compliance
To avoid any claims to the contrary, I have emailed @kontigo_app CEO @jecastillof a set of questions regarding the company's "internal review" and stated commitment to comply w/U.S. laws & sanctions: https://t.co/5NwmienN2p
Profitability Over Hype: Ethos’s IPO Success Blueprint
Sequoia-backed Ethos made it to the public markets while most life insurtech rivals didn’t. The difference wasn’t hype. It was timing, focus, and an early pivot to profitability when easy money disappeared. Ethos IPO’d as a business, not a promise. In 2026,...
2025 Crypto Tax Changes Demand New Strategy
New tax accounting rules are taking effect for crypto. Do old tax strategies still apply? In this comprehensive @Unchained_pod episode, joins me to unpack: 🤔 What is in the 1099-DA 😬 Why 2025 crypto taxes will be “tricky” 💡 The best strategy for...
Only Stock Tokens Offer Real Ownership, Not Crypto
Traders Misreading Signals; Moves Reflect Deeper Market Forces
Steve Ehrlich speaks with @EvgenyGaevoy, founder and CEO of Wintermute, on what current market moves are actually responding to, and what traders may be misreading. https://t.co/JTgHPOAblZ
Gold Rally Signals Bitcoin’s Liquidity Surge Amid Fiat Decline
The future is hyperbitcoinization, but that's not where we are today. Today, Bitcoin is too small to compete with sovereign debt, and that's ok. Gold running is bullish for Bitcoin. Fiat is dying. Gold front-runs liquidity. Bitcoin responds to liquidity. Nothing new....
Sky Ecosystem Forecast Projects USDS Reaching $20B by 2026
Read the first financial report and outlook ever made for Sky Ecosystem, predicting growth of USDS to 20 billion by end of 2026 It's based on the default assumptions of the open source forecast model maintained by Sky Frontier Foundation https://t.co/OoAtpKtc1D
SEC and CFTC Meet to Align U.S. Crypto Regulation
TODAY: SEC and CFTC will meet to discuss aligning crypto regulation as part of the push to make the U.S. a global crypto hub. Source: SEC https://t.co/ylhKQqVUGR
Stop DIY Taxes—Automate with Anrok for Scale
4 signs you should not be going it alone, tax-wise: 1. You are not, in fact, an accountant. 2. You crossed the $1M annual sales mark and your tax filings went from 2 --> 40, overnight. 3. You did not...
SEC Chair Declares Crypto Ready for 401(k) Inclusion
SEC CHAIR PAUL ATKINS SAYS ITS THE RIGHT TIME TO BRING CRYPTO TO 401KS Sentiment is at all time low but the future is bright. https://t.co/aA59EMprXk
2026 Still Stuck Using Outdated Microdeposit Verification
Literally insane anyone still needs to do microdeposits for bank account verification in our year of the lord 2026 https://t.co/jubY3sc9qB
Bitcoin at ETF Realized Price; Further Break May Deepen Decline
Bitcoin has dropped to the ETF realized price level. A break below it could extend the current downtrend. https://t.co/F5vye2pmT9
Banks Need Modern Back Offices to Scale Efficiently
[New Episode] Banks Can’t Scale Without a Modern Back Office. With guests, Richard Ullenius and @BrandonSailors from @csg_i. Watch the latest episode: https://t.co/n0Vuv4oh4u https://t.co/8vX6TWAPDB
Cyber InsurTech Hits Turning Point with Massive Funding
Cyber InsurTech at a crossroads ? → https://t.co/lkwru1czZC This reflects the largest round announced recently, which happened to come from a cyber InsurTech startup. https://t.co/NIanaOZPp2
Arculus Adds Yield Xyz for Native Staking in Cold Wallet
Arculus has integrated 'Yield xyz' to unlock native and liquid staking for ETH, SOL, ADA, and more directly within its hardware-backed cold storage wallet. Sources: Arculus & Yield xyz https://t.co/vVP3A1UYWl
White House to Meet Crypto Leaders on Market Structure Bill
UPDATE: White House to meet crypto and banking execs Feb. 2 to discuss crypto market structure legislation
Seamless Omnichannel Banking Boosts Customer Loyalty
Seamless experiences drive loyalty. Meet customers on their terms with a banking journey that moves effortlessly between channels. Read the article: https://t.co/QAWbgEQBZP https://t.co/zxjYnCYX18
Crypto Market Heats Up: Dollar Dip, XRP Surge, ETFs
Crypto things you might have missed: -US dollar collapses to 4-year low -21Shares predicts $2.69 $XRP in 2026 -WisdomTree launches tokenized funds on Solana - @BitwiseInvest files for Uniswap ETF -Morgan Stanley launches digital asset strategy -Fed rate cut announcement today?
Matching Treasury $1k for Kids' Early Bitcoin Investments
Starting to invest early is more important than ever. @TrumpAccounts is a great move to kick-start financial security + literacy for children. We're proud to join @POTUS's initiative by matching the $1k from the U.S. Treasury for all eligible...
Team Delivers Faster, Reliable All‑in‑One Exchange
Thank you - the team has crushed it. And lots more work going into app quality first half this year. Speed, reliability, UX, reducing frictions and defects, etc. And now with the everything exchange (trade stocks, millions of crypto assets, prediction...
Switching to CHF Only for Salary Stability
I’m no longer accepting payment in USD. CHF only. I like my salary stable, not on life support.
Tether Hoards $23B Gold, Mimicking Central Bank Balance Sheets
Tether has amassed roughly $23 billion worth of gold as it expands beyond stablecoins, signaling a strategy that increasingly mirrors a central bank’s balance sheet.
Stablecoins Set to Transform Financial Services Landscape
[New Episode] How Stablecoins Will Reshape Financial Services. Watch our latest episode with @lamontkblack of @DePaulU: https://t.co/pKKUHeEv80 https://t.co/PdwZcM76uV
Bermuda Teams with Coinbase, Circle to Put Economy On-Chain
Fun picture, but serious partnership - Bermuda is bringing its national economy onchain with Coinbase and Circle https://t.co/FifKk6ATwI
Institutional Demand and XRP ETFs Drive XRPL Interest
🔥Franklin Templeton says growing institutional demand and XRP ETFs are boosting interest in the XRPL. Source: Paul Barron https://t.co/TimZkK1RFm
Morgan Stanley Appoints Amy Oldenburg as Digital‑asset Chief
JUST IN: Morgan Stanley names longtime executive Amy Oldenburg as its new head of digital-asset strategy