Tokenization Will Democratize Finance for 4 Billion Adults
Tokenization is top of mind for many companies right now. It’s going to democratize access for 4 billion unbrokered adults, while increasing efficiency and reducing risk for all. Coinbase Tokenize can help (see link below). https://t.co/g0qMes2E60
Bots Don’t Absolve You From Tax Responsibility
“Just because a bot did it doesn’t mean you’re not responsible for the taxes.” — Laura Walters (@CryptoTaxGirl) Get $100 OFF expert help https://t.co/e7PgpLcMIk https://t.co/GHssNfOjvI
Report Prediction Market Gains and Losses Separately
“With prediction markets, you report all winnings and losses separately — you can’t just net them.” — Laura Walters (@CryptoTaxGirl) Get $100 OFF expert help https://t.co/e7PgpLcMIk https://t.co/GHssNfOjvI
Stablecoins Taxed as Property, Not Cash, Despite No Gain
“Stablecoins are treated like property right now, not cash — even though there’s no real gain or loss.” — Laura Walters (@CryptoTaxGirl) Get $100 OFF expert help https://t.co/e7PgpLceSM https://t.co/GHssNfNLGa
Mixing Retirement Crypto with Personal Wallets Risks Account Loss
“If you mix retirement crypto with personal wallets, you can discredit your entire retirement account.” — Laura Walters (@CryptoTaxGirl) Get $100 OFF expert help https://t.co/e7PgpLceSM https://t.co/GHssNfNLGa
Blank Cost Basis Defaults to Zero, Overpay Taxes
“If the cost basis is left blank, the default is zero — and that can cause people to substantially overpay on their taxes.” — Laura Walters (@CryptoTaxGirl) Get $100 OFF expert help https://t.co/e7PgpLcMIk https://t.co/GHssNfOjvI
Hyperliquid's Equity and Commodity Perpetuals See Explosive Growth
“Since Hyperliquid released their equity and commodity perpetuals, the growth of that segment has been extraordinary.” - @RyanWatkins_ https://t.co/GHssNfOjvI
Afghan Startup Uses Blockchain for Secure Humanitarian Aid
An Afghan start-up, @HesabPay_, is pioneering blockchain-based humanitarian aid transfers, enabling fast, trackable, and secure distribution of funds. "It's one of the coolest examples of crypto's real-world positive impact." https://t.co/GHssNfNLGa
Exchanges, Stablecoins Proven; Crypto Payments Lag, Banks Shrink
.@cz_binance's take from Davos 👀 ✅ Exchanges and stablecoins are proven infrastructure ❌ Crypto payments still haven’t broken through 🏦 Traditional banks will keep shrinking, he says The DEX in the City crew discusses his stance. https://t.co/GHssNfNLGa
Congress Backs SEC Crypto Oversight, Denies CFTC Authority
"Congress will be comfortable allowing the SEC to oversee all kinds of crypto assets but it's not going to give the CFTC reciprocal authority." @TuongvyLe12 https://t.co/GHssNfNLGa
2026 Banking Trends: Data-Driven Insights and Bold Opinions
Netscape CEO Jim Barksdale once said, “If we have data, let's look at data. If all we have are opinions, let's go with mine.” I have both--data and opinions--so let's go with mine on both fronts. See the 2026 What's Going...
Price for VAT Upfront or Lose 20% Margins
VAT will kill your international margins if you don't price for it upfront. Here's the mistake I see all the time: Brand launches in the EU. Pricing stays the same as in the US. Orders start coming in, and revenue looks good...
Customers Stay with Banks; Stablecoins Won’t Shift Deposits
I very much agree with this sentiment. There’s nothing stopping Chase and BofA customers from moving to get higher rates today. They choose not to. Yield-bearing stablecoins won’t fundamentally change that dynamic. (This also means that Coinbase will likely be less successful...
Aave Joins Tangem, Unlocking Non‑custodial Yield for 6M Users
Aave is now integrated into @Tangem. Providing non-custodial yield from the most trusted lending protocol to +6M hardware wallet users.
Physical Branches Shape Customer Perception More Than Expected
Consumers are used to seeing physical locations, even if they rarely go inside. Presence shapes perception in ways banks often underestimate. https://t.co/8MifwF83r7
Nvidia Fuels Europe's AI Stack with Massive 2025 Investments
Nvidia quietly went on a European shopping spree in 2025. 14 funding rounds, double the year before, backing names like Mistral, Revolut and Lovable. Excess cash recycled straight into the AI ecosystem. This looks less like opportunistic VC and more like long-term...
AI Is Transforming Insurance From Buzzword to Reality
"AI in insurance" is probably the hottest trend in our ecosystem. → https://t.co/q1jVJEffNr Beyond the buzzword, it's a growing... reality ! This is my takeaway from the report we released a few days ago with astoryaVC. https://t.co/6qDiotJPQZ
AI Agents Trade Capability for Controllability and Reliability
AI Agents aren't as smart as you think.... Among production agents in the survey, 68% execute at most 10 steps before requiring human intervention, with 47% executing fewer than five steps. But there’s more. After constraining agents, 74% of models rely primarily...
Enterprise AI Stalls Due to Lack of Domain Experts
So is AI failing, or is it the management? Only 17% of Fortune 500 senior leaders have meaningful technical skills — just 5% ever held a technical role. That’s why the single biggest bottleneck holding back enterprise AI isn’t the tech. It’s...
BlackRock Expands Bitcoin ETF Lineup Beyond Two Offerings
Blackrock is only has 2 crypto ETFs Bitcoin and Ethereum BlackRock officially filed an S-1 for another BITCOIN ETF https://t.co/p5vzheQmbj
Senate Set to Vote on Crypto Bill to Curb Manipulation
🇺🇸 The U.S. Senate will vote on a crypto market structure bill on January 29. If the bill is passed, it could help reduce the level of manipulation in the crypto market. https://t.co/iiOfHCj6Fu
AI Must Learn When to Pause, Not Just Answer
AI is getting better at answers. The next step is knowing when not to rush one. New research argues for artificial metacognition: giving AI systems the ability to reflect on their own thinking, detect uncertainty, spot conflicts, and slow down when...
Kraken's DeFi Earn Taps Aave for Reliable Yields
Kraken's DeFi Earn is powered by @aave, the most trusted lending protocol. Veda, Sentora, and Chaos vaults leverage Aave’s deep liquidity and long-established track record to deliver yield to Kraken users through a seamless experience. DeFi will win.
Post‑Davos Spotlight: Stablecoins, Bitcoin Buying, BlackRock, AVAX ETF
With Davos over, the only thing we have left to discuss is stablecoins, Strategy buying more Bitcoin, BlackRock's latest application for a Bitcoin product, and the AVAX ETF. https://t.co/GztfLJvb4F
Kontigo's Neobank Facade Leaves No Clear Accountability
Kontigo looks and acts like a neobank, but there’s no bank standing behind it. At least with BaaS middleware, the end user had a legal and contractual relationship with a bank. So, there's a clear line of responsibility (whether the issue was...
VanEck Debuts First US Spot AVAX ETF
TODAY:🚨VanEck launches $VAVX, the first U.S.-listed ETF offering spot exposure to $AVAX. Source: Vaneck https://t.co/gbzVuyLjWO
Banks Must Drive Ongoing Activity, Not Just Ownership
Account ownership is not enough. Banks must design propositions that encourage ongoing activity while building sustainable revenue models. Download the report for free: https://t.co/0wah7wPuXN https://t.co/kupkgsdHhe
Bitcoin Empowers the Financially Oppressed, Not Just Elites
Wait -- they reposted it after getting ratioed on the first one? 😂 ICYMI, this was my comment: Whoa … is this from 2013?? Spoken like people with a lot of financial privilege. Go ahead and tell an Argentinian or...
Banks Should Use Personalization to Build Trust, Not Push Sales
Banks must rethink personalization as a relationship engine, not a sales trigger. Getting this wrong weakens trust over time. Read more here: https://t.co/bBd6Gks1RH https://t.co/N9sg2C4Ct5
Tech Is Erasing the Line Between Banks and Fintech
Distinctions between banks and other kinds of FIs blurring because of technology.... can you guess what year this was written? https://t.co/WcajuBHnoU
White House Credits Trump for Making America Crypto Capital
The White House credited Trump with making America the crypto capital, while the CFTC chair said regulators are working to deliver that vision. Sources: White House & Mike Selig https://t.co/vDroIuv0eL
AI Expands Risks Yet Powers Scalable Security Solutions
Tech and AI lead the global risk landscape as they increasingly expand the attack surface. The good news? The same tools can help us move faster, see more clearly, and respond at scale. Our Risk & Security Outlook explores what's...
America Needs Fair Regulation to Lead Crypto
America is NOT the crypto capital of the world yet We need regulation that is fair to retail (major adjustments to the accredited investor law) Samurai wallet and tornado cash developers pardoned Yield on Stablecoins Dev protections Defi semi except Fair crypto tax
Ethereum Holds 65% of Tokenization Market, XRP Lags
65% of tokenization is on ETHEREUM not XRP XRPL RIPPLE 1/24/2026 #xrp #crypto #fyp #ethereum
Bitcoin’s Value Isn’t Tied to Everyday Merchant Adoption
Gold, the quintessential form of money, has a $35 trillion market cap with zero merchant adoption. So why do people think Bitcoin can only have value if it’s used for everyday merchant payments?
Data Advantage: Reach Right Consumers, Right Time, Right Channels
Data advantage is not about dashboards. It is about connecting with the right consumers at the right time across the right channels. We unpack how with Preston Carroll and Eddie Tu of @FM_Direct. Watch the full episode: https://t.co/ZqirpHta6S https://t.co/aHsytjhuZ4
AI Bias Stems From Human Loops, Not Just Data
Bias in AI isn’t just a data problem. It’s a human one. How we prompt, question, interpret, and act on AI outputs feeds back into the system and shapes outcomes over time. Bias emerges from this loop, not from models alone. That’s...
AI's Real Power Lies in Widespread Adoption, Not Breakthroughs
At Davos, the focus shifted from AI breakthroughs to AI adoption. In a conversation at the World Economic Forum, Larry Fink and Jensen Huang agreed that AI’s real impact won’t come from how advanced the models are, but from how widely...
BTC Net Realized Profit Hits March‑2022 Low
According to CryptoQuant: #BTC Net Realized Profit has dropped to a level not seen since March 2022. https://t.co/ovZfPMp9yh
Trade Base and Solana Tokens Instantly on Coinbase
Now you can trade millions of @base and @solana tokens on Coinbase, without waiting for a listing.
Institutions Are Embracing Crypto, Says Coinbase CEO
TODAY: Coinbase CEO Brian Armstrong says it's foolish to pretend the institutions aren't adopting crypto
Today's Top Crypto Updates: Stablecoin Ban, XRP Claim, BNB ETF
Crypto things you might have missed: -Bank lobby pushes stablecoin yield ban -Claim free XRP via @krakenfx -Grayscale files for BNB ETF -New Bitwise BTC & precious metals ETF -ADA founder slams political crypto donations -Kansas crypto reserve JOIN THE 10:30 AM LIVESTREAM
Brex Deal Reveals Liquidation Preferences to Many Shareholders
Any VC types want to opine on how this plays out for Brex employees / common shareholders?
AI Investment Now Outpaces Consumption as Growth Engine
A useful reality check on AI and the economy. In early 2025, AI capex and consumer spending added roughly the same amount to net-new GDP. That’s striking, given that consumer spending still makes up about 70% of total GDP. But for growth...
Bankers Association Seeks Ban on Yield‑bearing Stablecoins
NEW: 🚨 The American Bankers Association is pushing to block yield-bearing stablecoins, warning they could drain bank deposits. Source: Cryptopolitan https://t.co/Owa8Up6OAO
Tokenization Threatens Traditional Intermediaries' Role
As tokenization catches on, @kkirkbos says a philosophical question arises: Where do intermediaries go? Listen below 👇 https://t.co/1jdrPJOMEK
Why Banking Marketing Data Fails—And How to Fix It
[New Episode] Why Marketing Data Fails in Banking and How to Fix It. With Preston Carroll and Eddie Tu of @FM_Direct. Watch the latest episode: https://t.co/ZqirpHta6S https://t.co/IusElPW1cE
Stablecoins Overstate Benefits, Face Liquidity Spread Challenges
In what it calls “inconvenient truths” Pitchbook lays out five very real problems with stablecoins. The first of the two most critical is that stablecoins consistently overstate their advantages, particularly in nations with fast and free payments, including the US (FedNow),...
Key Global Risks, Mobile Spend, and AI Investment Trends
I've just released my weekly wrap-up. 1️⃣ Risks to get ready to tackle, according to the WEF 2️⃣ Where did customers spend money on mobile app last year? 3️⃣ The state of AI investment worldwide 👉 https://t.co/5QeUE7tAmk — fgtrends
Fintech Infrastructure Battle Benefits Nerds, Hurts EWS/FIS
This is the best case scenario for nerds like me who are interested in obscure fintech infrastructure and data-sharing consortiums. And it's the worst case scenario for EWS and/or FIS. Getting dragged into this fight is the last thing they want.