FinTech Social Media and Updates

XRP Hits Extreme Fear as Options Volume Explodes
SocialJan 23, 2026

XRP Hits Extreme Fear as Options Volume Explodes

⚠️XRP has entered Extreme Fear per Santiment, while options volume surged 200%+ in a single day, according to Finbold. Sources: Santiment and Finbold https://t.co/3KJjWazCYJ

By Wendy O
The Term “Seed Round” Is Officially Retired
SocialJan 22, 2026

The Term “Seed Round” Is Officially Retired

We are now officially retiring the term "seed round". Thank you for your attention to this matter. https://t.co/NzL2sy9dUJ

By Alex Johnson
Generative AI Promises Personalized, Pocket‑sized Insight Despite Hurdles
SocialJan 22, 2026

Generative AI Promises Personalized, Pocket‑sized Insight Despite Hurdles

There will be mistakes, regulations, and challenges. But generative AI will make us more informed, better served, and more personalized than ever, all from a device in our pocket. https://t.co/7pJLU4gZ91

By Jim Marous
Tokenization Boosts Profits for BlackRock, Surveillance for Governments
SocialJan 22, 2026

Tokenization Boosts Profits for BlackRock, Surveillance for Governments

BlackRock likes tokenization because it improves their bottom line Governments like centralized tokenization because improved their surveillance https://t.co/zYx9GYIia1

By Wendy O
Treat Generative AI as Intelligence, Not Deterministic Software
SocialJan 22, 2026

Treat Generative AI as Intelligence, Not Deterministic Software

We often talk about LLMs as another tool to tack onto a workflow, but that framing isn't quite right. In this clip, Naeem Abraham (Senior Director of Product Strategy at C&R) presents a ... better perspective. Generative AI doesn't behave like a...

By Alex Johnson
Seeking High‑quality Fintech, Finance, and Stablecoin Analysts
SocialJan 22, 2026

Seeking High‑quality Fintech, Finance, and Stablecoin Analysts

I've been re-calibrating who I follow on X, to reduce noise/shameless self promoters and increase signal. Who's posting original, fact-based analysis on fintech, banking, finance, stablecoins that I should be following?

By Jason Mikula
Elon Musk Praises Lemonade's Tesla‑FSD Insurance Offering
SocialJan 22, 2026

Elon Musk Praises Lemonade's Tesla‑FSD Insurance Offering

Exciting to read @elonmusk highlighting the recent InsurTech offer Lemonade unveiled, targeting Tesla cars with a specific insurance offer (which leverages the FSD feature). https://t.co/sVKEyHPgn3

By Florian Graillot
Senate Ag Committee Expands CFTC Power, Leaves DeFi Unclear
SocialJan 22, 2026

Senate Ag Committee Expands CFTC Power, Leaves DeFi Unclear

💥UPDATE: Senate Ag Committee updates crypto bill text, expanding CFTC authority while key issues like DeFi remain unresolved. Source: Senate Ag Committee https://t.co/ncqEe0tMym

By Wendy O
Rethink Dispute Processes to Turn Fraud Into Advantage
SocialJan 22, 2026

Rethink Dispute Processes to Turn Fraud Into Advantage

Banks can turn first-party fraud from a hidden vulnerability into a competitive advantage if they rethink dispute processes. Join our conversation with @shanthi_peace, CEO of Casap. Watch the full episode: https://t.co/aCTj9YH63K https://t.co/vmuPbei31q

By Jim Marous
Volume Colors Don’t Indicate Trades—Only Magnitude Matters
SocialJan 22, 2026

Volume Colors Don’t Indicate Trades—Only Magnitude Matters

A lot of traders get this wrong about volume. --> Green volume bars show buys --> Red volume bars show sells There is only high volume and low volume. Colours mean nothing. https://t.co/n9RGGP2ea7

By Koroush Khaneghah
UNDP: Chinese Open‑Source AI Crucial to Prevent APAC Divide
SocialJan 22, 2026

UNDP: Chinese Open‑Source AI Crucial to Prevent APAC Divide

A sobering UNDP report warns that unmanaged AI risks widening inequality between nations — and that China's open-source models are the only way for many nations not to be left behind The UNDP’s “The Next Great Divergence: Why AI May...

By Richard Turrin
Fintech Faces Headwind as Nationalism Fuels Foreign Distrust
SocialJan 22, 2026

Fintech Faces Headwind as Nationalism Fuels Foreign Distrust

Foreign neobanks and US stablecoins just got a reality check as growing insularity & nationalism threaten fintech's global ambitions The latest Edelman Trust Barometer (37,500 respondents across 28 countries) reveals a stark reality for fintech: 70% of people now distrust...

By Richard Turrin
Airwallex's Longstanding Red Flags Tied to Evolve Bank
SocialJan 22, 2026

Airwallex's Longstanding Red Flags Tied to Evolve Bank

Red flags on Airwallex have been obvious for some time (incl its prior relationship with... Evolve Bank & Trust)

By Jason Mikula
Full Customer View Enables Speed and Relevance
SocialJan 22, 2026

Full Customer View Enables Speed and Relevance

Customers expect relevance and speed. Without a complete view of the customer, representatives cannot deliver either. https://t.co/cvbaoUmh1n

By Jim Marous
Ethereum Powers 65% of Tokenized Assets, Says BlackRock
SocialJan 22, 2026

Ethereum Powers 65% of Tokenized Assets, Says BlackRock

NEW: BlackRock says Ethereum powers 65% of tokenized assets and stands to benefit from tokenization growth. Source: Decrypt https://t.co/79kQkbUrsm

By Wendy O
Coinbase Burns Political Capital, Gains No Clear Win
SocialJan 21, 2026

Coinbase Burns Political Capital, Gains No Clear Win

Must listen for anyone following crypto market structure legislation. Coinbase seems to have expended a lot of political capital, made enemies in its own industry, and for no clear win-

By Jason Mikula
New Deal Framework Enables Profitable 10% Cap Credit Lending
SocialJan 21, 2026

New Deal Framework Enables Profitable 10% Cap Credit Lending

Good news: I have formed the framework of a future deal to profitably do credit card lending with a 10% rate cap 😐

By Jason Mikula
Bitcoin Now Behaves as a Risk Asset
SocialJan 21, 2026

Bitcoin Now Behaves as a Risk Asset

"In a period like this, you'd expect something like bitcoin to be doing better... Bitcoin has become a risk asset, whether you like it or not" https://t.co/rBDQRtSqza

By Laura Shin
Introducing an Integrated, Agentic On‑Chain Trading Platform
SocialJan 21, 2026

Introducing an Integrated, Agentic On‑Chain Trading Platform

“We’re creating a new way to trade that’s agentic onchain and integrated in one product” — @ASvanevik https://t.co/rBDQRtSqza

By Laura Shin
AI Preps Trades, Humans Execute: Finding the Right Balance
SocialJan 21, 2026

AI Preps Trades, Humans Execute: Finding the Right Balance

Alex says Nansen's new agent prepares trades, checks venues, and finds pricing Humans still hit execute Is that the right balance? w/ @ASvanevik @nansen_ai https://t.co/rBDQRtSqza

By Laura Shin
Live: AI Agent Transforms Smart Money Trading
SocialJan 21, 2026

Live: AI Agent Transforms Smart Money Trading

We’re going live with Nansen CEO @ASvanevik to break down • What this new AI trading agent actually does • How it changes following smart money • Where agentic trading goes next https://t.co/rBDQRtSqza

By Laura Shin
Balance Launches Aave‑powered Earn for All Customers
SocialJan 21, 2026

Balance Launches Aave‑powered Earn for All Customers

Balance, a regulated custodian is now offering Aave-powered Earn program to all their customers. Enjoy Aave, the most trusted lending protocol.

By Stani Kulechov
Enterprise AI Shifts From Pilots to Trusted Production
SocialJan 21, 2026

Enterprise AI Shifts From Pilots to Trusted Production

Davos 2026 made one thing clear. Enterprise AI has moved past demos and drafts. At the World Economic Forum, the focus shifted to agents that reason, orchestrate workflows, and act inside real systems. From Salesforce’s EVA concierge to firms automating large...

By Spiros Margaris
Auditors Can Cut Report Time Tenfold with AI
SocialJan 21, 2026

Auditors Can Cut Report Time Tenfold with AI

ai skill gap: auditors need 4 weeks to produce an audit report when they could smash it out 10x faster by using @V7Labs

By Nathan Benaich
Banks Overlook Billion-Dollar Fraud Crisis
SocialJan 21, 2026

Banks Overlook Billion-Dollar Fraud Crisis

[New Episode] The Billion Dollar Fraud Crisis Most Banks Are Missing. With @shanthi_peace, CEO of Casap. Watch the latest episode now: https://t.co/aCTj9YH63K https://t.co/dJky1nDo6a

By Jim Marous
SEC Commissioner: Senate Nears Crypto Market Structure Bill
SocialJan 20, 2026

SEC Commissioner: Senate Nears Crypto Market Structure Bill

JUST IN: SEC Commissioner Hester Peirce says the Senate is finalizing the details of the crypto market structure bill. She emphasized the importance of getting all the pieces right before it moves forward. Source: Bloomberg https://t.co/bDl0n7iIoU

By Wendy O
Your Crypto‑bank Integration Is Fundamentally Flawed
SocialJan 20, 2026

Your Crypto‑bank Integration Is Fundamentally Flawed

If this is how you’re integrating crypto into tradfi bank app, you’re doing it wrong: https://t.co/kWU3jPhsdf

By Jason Mikula
Consumers Test Financial Services Before Full Commitment
SocialJan 20, 2026

Consumers Test Financial Services Before Full Commitment

Financial relationships take time. Consumers kick the tires before committing fully, just like buying a used car. Digital players understand this patience. https://t.co/2BdOuNRPaG

By Jim Marous
DTC Must Embrace Tokenization or Face Blockbuster Fate
SocialJan 20, 2026

DTC Must Embrace Tokenization or Face Blockbuster Fate

If DTC doesn't go all in on tokenization... they are in trouble, they'll become a Blockbuster, says @kkirkbos https://t.co/IYyWwt1LDc

By Laura Shin
Fed Refuses Transparency on Synapse Oversight, Cites Confidentiality
SocialJan 20, 2026

Fed Refuses Transparency on Synapse Oversight, Cites Confidentiality

Fed continues stonewalling all requests for transparency regarding its oversight of Synapse, arguing it is confidential supervisory information: https://t.co/VQcPyPqkNw

By Jason Mikula
Alex Zozos Explains Securitize‑Galaxy Partnership Details
SocialJan 20, 2026

Alex Zozos Explains Securitize‑Galaxy Partnership Details

Want to know about the Securitize - Galaxy partnership? Hear from @SuperstateInc's GC @AlexZozos https://t.co/IYyWwt1LDc https://t.co/EmzS0EAAFX

By Laura Shin
Mantle's $4B Hackathon Fuels RWA & DeFi Innovation
SocialJan 20, 2026

Mantle's $4B Hackathon Fuels RWA & DeFi Innovation

Shoutout to @0xMantle for backing the next wave of RWA and DeFi innovation 🌍🛠 With a $4B treasury, 7M+ user reach, and $150k in prizes, the Mantle Global Hackathon 2025 is where onchain builders should be looking. Register here: https://t.co/agPHHmb6Sd

By Laura Shin
Crypto Could Unlock Wealth for 4 Billion People
SocialJan 20, 2026

Crypto Could Unlock Wealth for 4 Billion People

About to go live on @BloombergLive to talk about how crypto will unlock wealth generation opportunity for 4 billion people https://t.co/J3Sp2JSZBA

By Brian Armstrong
Fintech Secures 11% Venture Funding, Second to AI
SocialJan 20, 2026

Fintech Secures 11% Venture Funding, Second to AI

Fintech is quietly back in the spotlight. It now captures 11% of global venture funding, second only to AI. Rounds are getting larger, and investors are focusing less on hype and more on business models that actually scale. The signal matters. As...

By Spiros Margaris
Mask Network Takes Helm of Lens SocialFi Infrastructure
SocialJan 20, 2026

Mask Network Takes Helm of Lens SocialFi Infrastructure

Over the years, we have built some of the most important onchain financial primitives. We later expanded that ambition to social primitives that users truly own. We built the Lens Protocol and its underlying onchain rails, including state-of-the-art decentralized data storage...

By Stani Kulechov
NYSE Builds Own Blockchain, Seizes Tokenized Securities Lead
SocialJan 20, 2026

NYSE Builds Own Blockchain, Seizes Tokenized Securities Lead

NYSE tokenised securities platform New York Stock Exchange building native blockchain infrastructure for tokenized securities. Not partnering with crypto platforms - owning the stack. Traditional finance claiming on-chain territory before crypto-native players dominate. Infrastructure land grab accelerating https://t.co/UnfYczgDRl

By Efi Pylarinou
Tokenization Can Democratize Global Markets for All
SocialJan 20, 2026

Tokenization Can Democratize Global Markets for All

There’s a fundamental problem with global wealth creation: - Capital markets overwhelming benefit the rich - Working income growth is massively outpaced by capital income - Most people are unable to or priced out from participating in the best financial markets Everyone should have...

By Brian Armstrong
Noble Shifts Toward Tempo‑style IBC for Stablecoin Synergy
SocialJan 20, 2026

Noble Shifts Toward Tempo‑style IBC for Stablecoin Synergy

Everyone has been asking “What does Noble leaving Cosmos mean?” It just means that Noble is becoming more like Tempo with an IBC flavor than the Cosmos SDK chain. This is a path towards improved CCTP support , better commonality with other...

By Zaki Manian
AI Boom Driven by Real Productivity, Not Bubble Speculation
SocialJan 20, 2026

AI Boom Driven by Real Productivity, Not Bubble Speculation

AI bubble fears are colliding with a calmer message from the sell side. At the World Economic Forum, Christian Keller argues that the AI investment boom is grounded in real productivity gains, not just speculation. In his view, tech can keep...

By Spiros Margaris
Uniswap Trading API: Enterprise Liquidity for Builders
SocialJan 19, 2026

Uniswap Trading API: Enterprise Liquidity for Builders

Big thanks to @Uniswap for supporting the podcast 🙌 If you’re building and need onchain trading, the Uniswap Trading API gives you enterprise-grade access to deep liquidity, without the complexity. Learn more: https://t.co/N5QwEWdW6D

By Laura Shin
NYSE's 24/7 Trading Marks Industry Validation
SocialJan 19, 2026

NYSE's 24/7 Trading Marks Industry Validation

"24/7 trading, developed by NYSE? This is a validating moment for the industry." @DavidDuong https://t.co/Gk31A9o8P7

By Laura Shin
Without Protections, DeFi Will Flee Offshore Regardless of ETFs
SocialJan 19, 2026

Without Protections, DeFi Will Flee Offshore Regardless of ETFs

If developer protections get stripped from the bill, does DeFi just move offshore, no matter what happens to ETFs? 👀 https://t.co/Gk31A9o8P7

By Laura Shin
Regulatory Frameworks Unlock Trillions From Institutions
SocialJan 19, 2026

Regulatory Frameworks Unlock Trillions From Institutions

If you have a regulatory framework, a lot of institutions will be able to come with their trillions of dollars $$, says @DavidDuong https://t.co/Gk31A9o8P7

By Laura Shin
Sky's USDS Uniquely Leads Institutional Yield Stablecoin Surge
SocialJan 19, 2026

Sky's USDS Uniquely Leads Institutional Yield Stablecoin Surge

Digging into why Sky offers something unique with USDS, the worlds largest yield-generating stablecoin, at a moment when institutions are finally going all in on blockchain and stablecoins

By Rune Christensen
Embedded Banking Unlocks New Revenue Streams for Banks
SocialJan 19, 2026

Embedded Banking Unlocks New Revenue Streams for Banks

Embedded banking is creating new revenue opportunities for traditional financial institutions by capturing transactions that happen outside their own channels. Download the free report: https://t.co/08DiNXh0DA https://t.co/NHedOV5MTH

By Jim Marous
Crypto Advocates Push Democratized Finance at Davos
SocialJan 19, 2026

Crypto Advocates Push Democratized Finance at Davos

Just arrived in Davos for @WEF. Three main goals this week: 1) Talk to world leaders about economic freedom and how crypto can update their financial systems 2) Continue the push for market structure legislation 3) Keep pushing for tokenization to democratize access...

By Brian Armstrong
Chase Tacks Ads Onto Coinbase ACH Funding Statements
SocialJan 19, 2026

Chase Tacks Ads Onto Coinbase ACH Funding Statements

I do love that when you fund a Coinbase account via ACH debit from Chase, Chase inserts an advertisement into your statement: https://t.co/b5WB6xasj4

By Jason Mikula
Remote Work May Demote Auto Loans in Repayment Hierarchy
SocialJan 19, 2026

Remote Work May Demote Auto Loans in Repayment Hierarchy

Dave Wasik and I revisit a Great Recession line about auto loans and consumers' repayment hierarchies: “you can sleep in your car, but you can’t drive your house to work.” Then we ask the 2026 question: with work-from-home and Uber/Lyft now...

By Alex Johnson
Banking Now Competes with Every Digital Experience
SocialJan 19, 2026

Banking Now Competes with Every Digital Experience

Banking is no longer competing with the branch down the street. It is competing with every digital experience customers have before opening a banking app. Phil Tomlinson and Pragya Agarwal of @TaskUs share their insights. Watch the full episode: https://t.co/Vz857MVBk5...

By Jim Marous