Insurance Innovation Spurs New “Resilience” Startup Category
Here is how I would summarize the state of insurance innovation. → https://t.co/BM8A74dCul Insurance innovation happens everywhere in the market, and new challenges arise which creates a new startup category ‘Resilience’. https://t.co/U0TxsVLQ03
2026 Shifts: AI Governance, Global Digital Infrastructure, Tightening Sanctions
Top 2026 Trends Finale: Why 2026 will not look like 2025 Topics: -Top 2026 Trends, No. 4: Strong AI Governance Will Become The Norm — But Only After a Meltdown Forces Companies to Act -Top 2026 Trends, No. 5: Digital Public Infrastructure...
Polygon Pivots to Payments, Stays Away From App Chain
Polygon is shifting to payments, but @0xMarcB says that the network is not becoming an application chain Listen 👇 https://t.co/VGiGSOPu98
Banking Becomes Proactive, Contextual, Integrated with New Interfaces
When new interfaces meet financial intelligence, banking becomes proactive, contextual, and seamlessly integrated into everyday decisions. https://t.co/Yh0uB8tZFZ
Senate Allows Activity Rewards, Bans Passive Stablecoin Yield
📍Senate unveils new draft bill: stablecoin reward Senate draft clarifies stablecoin rewards debate: ⛔️ Platforms CANNOT pay yield just for holding stablecoins (protecting bank deposits), but ✅ CAN offer activity-based rewards for trading, staking, providing liquidity, or loyalty programs. The compromise...
AI Will Reshape Bank Jobs, Not Just Cut Them
Wall Street banks are aligning on one thing. AI will change head count. They just don’t agree how. Jamie Dimon, Jane Fraser, and David Solomon all highlight AI-driven efficiency, but diverge on outcomes. Some expect fewer roles. Others see jobs shifting,...
Evolve Bank Exec Pleads Fifth on Yotta FDIC Risk
Fintech Biz Weekly just dropped: Evolve Bank exec pleads the 5th Amendment in missing money case. Ex-head of BaaS Hank Word declined to answer questions under oath about if the bank did anything to jeopardize FDIC coverage of Yotta end users'...
Balancing Speed and Trust: Banking’s New Imperative
[New Episode] SPEED VS. TRUST IN BANKING. With Phil Thomlinson and Pragya Agarwal of @TaskUs. Watch the latest episode: https://t.co/Vz857MVBk5 https://t.co/0fOzccerwM
AI Hype May Stall, Risking Massive Financial Fallout
Trillions are flowing into AI on the belief that progress toward AGI will keep accelerating. That belief may be more fragile than markets assume. Yoshua Bengio warns that AGI development could hit a wall, even as investment continues to surge. If expectations...
FBI Traces $1 B in Crypto Through Figueira’s Wallets
“The FBI has identified approximately a billion dollars' worth of cryptocurrency that was passed through crypto wallets utilized by Figueira and his laundering operation” (h/t @criptolawyer) https://t.co/BNb8abIyKy
Split Banking Lobby to Counter Anti‑Yield Crypto Divide
It would be smart strategy to try to split the banking lobby, since community banks are the face the anti-yield argument. Indeed, the banks have been doing the same: driving a wedge between Coinbase and the rest of crypto. Not sure what...
Coinbase Stands Firm on Its Non‑Negotiable Principle
Great points in this thread. There’s a reason why Coinbase has made this the hill it’s willing to die on.
Hidden Stripe Fees Lurk Beyond Dashboards
I wonder how much of Stripe’s margin comes from junk fees that aren’t on any of the pretty dashboards, only the CSV that takes 24 hours to generate.
BTC Rebound Likely Bear Rally, Not Reversal, Says CryptoQuant
UPDATE: CryptoQuant says BTC’s ~21% rebound since Nov. 21 looks like a bear market rally, not a trend reversal. They warn demand is weak, spot buying is contracting, and ETF inflows are muted. Source: The Block https://t.co/YgkEwjYAoa
Community Banks Face Bigger Threat Than Stablecoins
The biggest threat to community banks isn’t stablecoins 🏦 @CampbellJAustin explains what actually is 👇 https://t.co/oAs3VHUr6c
Stablecoins Could Drain $6 T From Banks
How do Stablecoins pull $6 trillion out of banks If the *entire* market cap of stablecoins is estimated to be $2 trillion by 2030? 🤔
Stablecoin Failures Mirror Banking‑as‑a‑service Risks
Is the stablecoin space "speed running" the problems we saw in banking-as-a-service? @AlexH_Johnson and I did a bonus ep of Fintech Recap, discussing what lessons banks & "infrastructure" companies should learn from the Kontigo mess. https://t.co/kh6Hi6EYHb
Coinbase Abandons Market‑structure Bill, Fracturing Crypto Lobbying Unity
Coinbase pulls support from crypto market structure bill Policy pivot: Coinbase deciding regulatory status quo better than codified framework. Implications for crypto industry - unified lobbying front collapsing. Does this strengthen or weaken path to comprehensive legislation? https://t.co/moOU63OeQc
XRP Tops South Korea Crypto Trading in 2025
💥XRP NEWS: XRP was South Korea’s most traded crypto in 2025, surpassing BTC & ETH. XRP/KRW led trading all year, with $1T+ in volume processed on Upbit. Source: coinpaper https://t.co/9qDekrCy8n
Aave V4 Scales Risk Management to Trillion‑Dollar Ecosystem
Read how Aave V4 evolves Aave’s risk management framework to scale from billions to trillions in value, serving millions of users and institutional partners.
HK and Shenzhen Forge Cross‑Border Fintech AI Hub
Hong Kong + Shenzhen planning deeper fintech & AI cooperation to build world-class fintech hub. ‣ Shenzhen financial institutions → fintech subsidiaries in HK ‣ Cross-border data corridor (banking/finance) within 1-2 years ‣ Tap HK capital markets https://t.co/rbQCsgMhxQ
Weekly Wrap: InsurTech Resilience, Banking Innovation, Smart Rings
I've just released my weekly wrap-up. 1️⃣ The state of InsurTech & Resilience in Europe 2️⃣ The state of innovation in banking 3️⃣ Are Smart Rings the next health wearables ? 👉 https://t.co/K91ijPwvOY — fgtrends
New Stablecoin Leverages USDS for Optimal Yield
New stablecoin using USDS as yield generating infrastructure. USDS makes sense for this usecase since it is the only stablecoin that is entirely focused on providing the best possible risk adjusted return
Live: Europe's 2025 InsurTech & Resilience Outlook
🔴 We're live ! → https://t.co/vWqJMN31s1 The state of InsurTech & Resilience in Europe, 2025 FY https://t.co/CpJtxIg9oV
Sportsbooks Predict Customer Value Faster Than Banks
All of this is nuts, but these two facts are especially mindblowing: - One gambling consultant tells The Economist that “By the time a customer places his first bet, [sportsbooks] are 80-90% certain they know the lifetime value of the account.” -...
Wells Fargo Execs Mock Bilt’s Profitable Model
“If Bilt can do it and be profitable” The executive at Wells Fargo are laughing their asses off right now.
Coinbase Rejects Clarity Act Draft over Tokenized Equity Ban
This is interesting. One of the reasons that Brian Armstrong said that Coinbase can't support the current draft of the Clarity Act is because it includes a "de facto ban” of tokenized equities. Apparently, from Coinbase's POV, a de facto ban means...
Trump’s Rate Cap Push Meets Banks’ Stablecoin Yield Fight
Trump is calling for a cap on credit card interest rates as banks fight crypto over stablecoin yield. Is it linked? Listen to what Blockchain Association CEO and former CFTC commissioner @SKMersinger has to say… 👀 https://t.co/HRELgnHudK
Stablecoin Yields Signal Crypto's Waning Momentum
Has crypto lost the fight over stablecoin yield? Here's what former CFTC commissioner @SKMersinger thinks 👇 https://t.co/pEBBqmqrcz
Seeking Partner to Integrate Superstate Into DeFi
I'm looking for somebody awesome to work with me and integrate Superstate into DeFi. Best job of your life guaranteed https://t.co/jsGLNTcw2t
Blockchain Leader Optimistic About Crypto Market Structure Bill
Can crypto market structure legislation pass? Blockchain Association CEO and former CFTC commissioner @SKMersinger says she is “optimistic” 👇 https://t.co/DKAidoSSYd
Quantum Threat Highlights Bitcoin’s Need for Early Prep
Quantum computing isn’t science fiction anymore,a nd when it arrives, Bitcoin won’t be able to upgrade overnight. Alex Pruden explains why Bitcoin’s slow governance is exactly why devs need to start preparing now 👇 https://t.co/5TvOPraNmP
Stripe Cuts Off Payment Processing for YC-Backed Kontigo
Looks like YC-backed Stripe may have cut off merchant acquiring for YC-backed Venezuelan sanctions evasion app Kontigo (English: the main use I gave to @kontigo_app died yesterday. It seems like @stripe stopped their card processor.)
Bitcoin Poised for ATH, but Holder Sell‑off Risk Looms
Bitcoin will reach an ATH... But there are some risks: will long term holders keep selling? https://t.co/5TvOPraNmP
Crypto Momentum Builds: New Futures, XRP Surge, Privacy Gains
Crypto things you might have missed: -Ripple supports market structure, Coinbase doesn't -XRP search interest surges -CME Group to launch ADA, LINK, XLM futures -Privacy tokens are outperforming -JPMorgan expects crypto inflows to rise in 2026 JOIN THE 10:30 AM LIVESTREAM
Crypto's Tiny Share Could Explode in Wealth Portfolios
"Less than 0.5% of U.S.advised wealth (RIAs, wealth advisors...) is allocated to crytpo." What happens when that grows to just a few percentage points? 💥 https://t.co/5TvOPraNmP
Institutions Flood Bitcoin ETFs with $1B in 2026
"In December, you had $1b coming out of bitcoin ETFs... then you saw $1b of inflows in the first 2 trading days of 2026." The institutions are BACK https://t.co/5TvOPrblcn
Petro's Digital Promise Fell Short on Trust and Adoption
Petro promised to turn Venezuela’s natural wealth into digital money. In practice, it never gained trust… or users. @cryptonomista explains why 👇 https://t.co/7i1DdStByz
BNB Chain Overtakes Ethereum in 2025 EVM Adoption
Not vs, just &. BNB Chain vs Ethereum - 2025's EVM adoption trends are now giving way to... - AMBCrypto https://t.co/oYdYxHZgqK.
Banks Deploy AI Agents, Yet Governance Still Lagging
57% of banks expect AI agents in risk/compliance. 56% in credit/KYC. But nearly half are still creating roles to supervise them. Governance chasing deployment. https://t.co/5M2Opq6LQC https://t.co/QLL4lGpUqf
Q4 Wins Global AI Award for Finance Innovation
Q4 @q4tweets wins AI in Finance & Banking category in Global AI Awards Q4, the investor relations (IR) platform offering AI-powered tools for earnings communications, investor targeting, sentiment analysis. Corporate finance functions getting agentic capabilities https://t.co/6a7IvPvaGJ
AI’s Energy Bottleneck Fuels Deflation, Pressures the Fed
AI is changing productivity, inflation, and also monetary policy 🤖📉 On @bitsandbips, @CampbellJAustin, @ramahluwalia & @perkinscr97 are joined by @DivesTech to unpack: ⚡ AI’s energy bottleneck 🏦 Pressure on the Fed ₿ Why Bitcoin enters the picture Timestamps: 🚀 00:00 Introduction ⚖️ 6:36 Why the DOJ probing...
10% Cap Threatens Access, Fuels Predatory Lending
The 10% credit card cap has split financial services. Fintechs see opportunity. Banks see disaster. But here's what I see from outside the US: → Displaced borrowers won't all find better alternatives. Many will end up with payday lenders at 400% APR. → American...
Asia’s Payment Boom Fuels Surge in New Fraud
Visa just exposed 5 new fraud patterns exploding in 2026 — and they're hitting hard in Asia. • Account takeover up 300% via social engineering • AI-generated deepfakes fooling KYC • Mule networks using instant payments (PIX/UPI) • Synthetic identities surging in Asia • Card-not-present...
AI Poised to Reshape London’s Finance Hub Swiftly
AI won’t just disrupt factories. Could it hit financial and professional hubs like London even faster? https://t.co/ciwzjvJZWh @PickardJE @Melissahei @ft
Venezuelans Choose Stablecoins for USD Access, Unexpected Reasons
Stablecoins are the preferred way to access USD in Venezuela, but not for the reasons you think. @cryptonomista explains 👇 https://t.co/bNoc2RM5Sk
Bank Opens Branch Aimed at Podcasters
They opened a new bank branch in town, and the target market seems to be… podcasters? https://t.co/25dDb4UEIc
Permission‑Based Personalization: AI Must Respect Trust
The future of personalization is permission based. AI must serve customer needs, not cross trust boundaries. https://t.co/dpD6MT21TW
Stablecoins Emerging as Default for Cross‑Border Payouts
Global payouts are becoming default stablecoins Especially for cross-border. Here's a practical guide to evaluating when and how to use stablecoins for this use case
Superhuman Adds Saifr AI for Compliant Finance Email
Superhuman to Integrate Saifr's AI Agents to Support Scalable Compliant Enterprise Communication in Financial Services Perfect pairing: Superhuman's email productivity meets Saifr's compliance-native AI (Fidelity Labs origin). Financial services firms need AI that doesn't just write emails - needs to understand...