FinTech Social Media and Updates

Legacy Core Systems Stifle Banking Innovation in AI Era
SocialJan 8, 2026

Legacy Core Systems Stifle Banking Innovation in AI Era

Legacy core systems slow innovation, limit personalization, and hold banks back in an AI-driven world. Modern architecture is no longer optional. Joined by Sairam Rangachari, Chief Product Officer at @Temenos. Watch the full video: https://t.co/u3T8bi10eb https://t.co/zl0zx8toz8

By Jim Marous
Fintech Firms Dominate Top In-Demand Equity Rankings
SocialJan 8, 2026

Fintech Firms Dominate Top In-Demand Equity Rankings

still a lot of fintech (and fintech-adjacent) companies in the top 30 in-demand equity: #5 - @stripe #11 - @tryramp #12 - @Revolut #15 - @Polymarket #19 - @deel #20 - @krakenfx #24 - @Kalshi #27 - @Ripple https://t.co/C2dLJoqK1t

By Nik Milanovic
OCC Proposes Rule to Clarify National Trust Banks' Authority
SocialJan 8, 2026

OCC Proposes Rule to Clarify National Trust Banks' Authority

OCC just dropped notice of proposed rule making to “clarify” the authorities of national trust banks: https://t.co/lAzLETRWVx

By Jason Mikula
TomoCredit, Backed by Mastercard, Still Committing Fraud
SocialJan 8, 2026

TomoCredit, Backed by Mastercard, Still Committing Fraud

Periodic reminder that Mastercard- and Morgan Stanley-backed TomoCredit is still running a straight up fraud: https://t.co/rpegLuEn28

By Jason Mikula
Outdated Credit Models Stifle Mobility and Bank Growth
SocialJan 8, 2026

Outdated Credit Models Stifle Mobility and Bank Growth

When outdated credit models deny access, education alone cannot fix the problem. Mobility stalls and banks lose the growth they claim to seek. This episode breaks down why. Watch the full episode: https://t.co/m6PArSdD2z https://t.co/LYFit4gX3H

By Jim Marous
Bankers Split: Where They Stay Vs. Plan to Leave
SocialJan 8, 2026

Bankers Split: Where They Stay Vs. Plan to Leave

🔴 Banking talent retention: Tale of two extremes New data on where bankers actually want to stay - and where they're planning their exit. https://t.co/pJptl27mrB https://t.co/vTyi6YmB5r

By Efi Pylarinou
Most Americans Would Ditch Credit Cards if Rates Capped
SocialJan 8, 2026

Most Americans Would Ditch Credit Cards if Rates Capped

Correction to the Yahoo story @ChopraUSA cites: Most Americans would not have credit cards if credit card rates were capped as Trump proposed.

By Jason Mikula
Kontigo Detects and Thwarts New Authentication Attack
SocialJan 8, 2026

Kontigo Detects and Thwarts New Authentication Attack

Kontigo claims it detected & stopped another "hack" attempt; English: "We detected a new attack attempt targeting our authentication processes. Our security team contained it in time and activated additional protocols."

By Jason Mikula
User Reports Repeat Hack, Funds Vanished without Trace
SocialJan 8, 2026

User Reports Repeat Hack, Funds Vanished without Trace

A @kontigo_app user saying they were hacked again; English translation: "they emptied my account again, but this time there was no transaction record left. I need urgent help, please."

By Jason Mikula
VeChain Leads Blockchain Traceability in Supply Chains
SocialJan 8, 2026

VeChain Leads Blockchain Traceability in Supply Chains

Crypto infrastructure is entering operational supply chains, and VeChain stands out for its focus on traceability and enterprise use. VET shows how blockchain can support trusted processes, automation, and sustainability. Microblog @antgrasso #CryptoExplained #Blockchain https://t.co/2MDxi52tPB

By Antonio Grasso
Advisors Must Navigate AI Bubble Fears, Not Dismiss
SocialJan 8, 2026

Advisors Must Navigate AI Bubble Fears, Not Dismiss

We have this conversation about once every 18 to 36 months or so. I think it's time for a version of scary markets conversation. This one is some version of, are we in an AI bubble? And what are you...

By Michael Kitces
Banks Profit From Back‑office AI; Fintechs Lead Agent Integration
SocialJan 8, 2026

Banks Profit From Back‑office AI; Fintechs Lead Agent Integration

Banks capture 68% of AI value from back-office efficiency, only 32% from customer-facing despite prioritizing it. Meanwhile fintechs embed agents across journeys. The gap: AI currently outperforms experts on just 30% of finance tasks. Integration defines winners. Agentic AI in Banking...

By Efi Pylarinou
BofA's Unexpected Expansion Strategy Revealed with Will Smayda
SocialJan 8, 2026

BofA's Unexpected Expansion Strategy Revealed with Will Smayda

[New Episode] Inside BofA’s Surprising Expansion Strategy with Will Smayda of @BankofAmerica. Watch the full episode: https://t.co/VPOW1o2ea0 https://t.co/Sca88jockt

By Jim Marous
Complex Finance Traps Consumers, Benefits Hidden Players
SocialJan 8, 2026

Complex Finance Traps Consumers, Benefits Hidden Players

Why do consumers struggle with even basic financial choices? And who really benefits from that complexity? I explore these questions with Tarun Ramadorai of the @imperialcollege. Watch the full episode: https://t.co/ULBFc2UkuF https://t.co/QyvYkI9NI3

By Jim Marous
Real‑world AI Deployment Compounds Value over Time
SocialJan 7, 2026

Real‑world AI Deployment Compounds Value over Time

Institutions that move beyond pilot programs and deploy AI in live environments will create advantages that grow stronger over time. Action compounds value. https://t.co/rvTr4BICNz

By Jim Marous
Google's AI Comeback Threatens Private Valuations, Trade Secondaries Wisely
SocialJan 7, 2026

Google's AI Comeback Threatens Private Valuations, Trade Secondaries Wisely

Google is back in the AI game Private market valuations are going to get crushed when the IPOs come Trade your secondaries carefully

By Lex Sokolin
Outdated Credit Data Bars Millions; Modernize Now
SocialJan 7, 2026

Outdated Credit Data Bars Millions; Modernize Now

Millions of financially capable people are locked out of credit because banks rely on yesterday’s data describing yesterday’s behavior. This episode explains why that must change. Watch the full episode here: https://t.co/m6PArSdD2z https://t.co/005ysiH05e

By Jim Marous
Hacked Venezuelan Stablecoin Promotes 10% Tether Returns
SocialJan 7, 2026

Hacked Venezuelan Stablecoin Promotes 10% Tether Returns

Recently hacked Venezuelan stablecoin "bank" @kontigo_app says crypto withdrawals are now possible; is encouraging users to convert to Tether by offering 10% returns: https://t.co/7UUNhXkfY7

By Jason Mikula
MSCI Abandons Crypto Exclusion as Firms Hold Bitcoin
SocialJan 7, 2026

MSCI Abandons Crypto Exclusion as Firms Hold Bitcoin

MSCI drops plan to exclude digital assets MSCI reversing digital asset exclusion plan. Can't exclude crypto when companies like Strategy (MicroStrategy) hold massive Bitcoin treasuries. Index providers adapting to corporate blockchain adoption reality https://t.co/zWABxQJHJD https://t.co/DEyVcQUi4P

By Efi Pylarinou
Stripe's Crypto Payments May Speed Merchant Adoption
SocialJan 7, 2026

Stripe's Crypto Payments May Speed Merchant Adoption

https://t.co/exA8No4Pz0, Stripe direct crypto payments Strategic integration: Stripe enabling https://t.co/exA8No4Pz0 transactions for merchants. Bridging crypto-native liquidity with mainstream commerce infrastructure. Question: Does this accelerate merchant crypto adoption? https://t.co/uvmFO7TTc3

By Efi Pylarinou
Single-Core Banking: Essential Insights for Modern Banks
SocialJan 7, 2026

Single-Core Banking: Essential Insights for Modern Banks

[New Episode] The Single-Core Advantage: What Banks Must Know Now with Sairam Rangachari of @Temenos. Watch the full episode now: https://t.co/u3T8bi10eb https://t.co/PHwFDofv1v

By Jim Marous
Airwallex Chooses Netherlands as EU Payments Hub
SocialJan 7, 2026

Airwallex Chooses Netherlands as EU Payments Hub

Tencent-backed fintech Airwallex to invest in Netherlands Airwallex expanding into Netherlands with Tencent backing. Strategic EU hub selection for payments infrastructure. Cross-border fintech scaling European operations despite regulatory complexity https://t.co/qHblBllwuu https://t.co/3KKz5igqCO

By Efi Pylarinou
Stablecoins and AI Redefine Fintech Landscape for 2026
SocialJan 7, 2026

Stablecoins and AI Redefine Fintech Landscape for 2026

The Top 10 Most Popular Insights of 2025 Carry these ten insights with you into 2026, as they will shape the coming year. This week, we’re looking back at 2025 to share your top insights from the past year. This was a big...

By Richard Turrin
PwC Expands Services to Include Crypto Audit, Tax, Consulting
SocialJan 7, 2026

PwC Expands Services to Include Crypto Audit, Tax, Consulting

Big Four firm PwC adds crypto offerings for audit, tax and consulting clients https://t.co/O73aYtH9ak https://t.co/U9htDH4Lr7

By Efi Pylarinou
Hainan FTZ: China’s Tech Hub Streamlining Trade
SocialJan 7, 2026

Hainan FTZ: China’s Tech Hub Streamlining Trade

Hainan Free Trade Port should be on your radar. It's not just a free trade port but a place where all of China's tech comes together to make China trade easier than ever. Watch as digital customs, payment, and...

By Richard Turrin
Demand Real-Time Payments, Never Settle for Less
SocialJan 7, 2026

Demand Real-Time Payments, Never Settle for Less

@moneymasternw I couldn't agree more regarding real-time payments: " Why should anyone settle for less? "

By Richard Turrin
Financial System Intentionally Makes Decisions Needlessly Complex
SocialJan 6, 2026

Financial System Intentionally Makes Decisions Needlessly Complex

From savings to loans to retirement, financial decisions are harder than they should be. The system is not broken. It is designed this way. We discuss why with co-author of Fixed, Tarun Ramadorai of the @imperialcollege. Watch the full episode:...

By Jim Marous
Seeking USDC-to-Bolivar Withdrawal Success via Pago Móvil
SocialJan 6, 2026

Seeking USDC-to-Bolivar Withdrawal Success via Pago Móvil

Are any @kontigo_app users able to successfully withdraw from USDC to Bolivars via Pago Móvil or bank transfer?

By Jason Mikula
Prediction Markets: Socially Valuable but Impractical; Sports Betting: Fun, Useless
SocialJan 6, 2026

Prediction Markets: Socially Valuable but Impractical; Sports Betting: Fun, Useless

The irony of prediction markets is that the most socially beneficial use cases (elections, foreign affairs, etc.) are infrequent, not that fun to casually gamble on, difficult to split into binary outcomes, and easy for insiders to manipulate. Sporting events, by...

By Alex Johnson
Senate Returns to Crypto Bill Amid Tight Deadline
SocialJan 6, 2026

Senate Returns to Crypto Bill Amid Tight Deadline

U.S. Senate back to crypto talks as industry's make-or-break bill faces time crunch https://t.co/IUik0cLfNz @jesseahamilton @coindesk

By Spiros Margaris
Banking’s Biggest Gap: Inaction, Not Technology.
SocialJan 6, 2026

Banking’s Biggest Gap: Inaction, Not Technology.

The biggest gap in banking today is not technology. It’s inaction. While many institutions debate risk, others are moving forward and learning in real time. Standing still is the most dangerous choice of all. https://t.co/SywxxsYmHW

By Jim Marous
Tempo's TIP-20 Enhances Stablecoins with Memos and Filters
SocialJan 6, 2026

Tempo's TIP-20 Enhances Stablecoins with Memos and Filters

One of the tiny details I love about Tempo is TIP-20 the token standard It extends the most popular stablecoin standard with some quality of life features like - Memo's for reconciliation - Block/allow lists And *so* much more. Dive in...

By Simon Taylor
Agentic AI Set to Reshape Asian Banking Operations
SocialJan 6, 2026

Agentic AI Set to Reshape Asian Banking Operations

AI in Asia: Reimagining banking operations through agentic AI Report by McKinsey https://t.co/ScJT4HPwjx My POV 👇 https://t.co/sDEg32nFZZ

By Efi Pylarinou
Prediction Markets Secure Funding, Seen as Price Discovery
SocialJan 6, 2026

Prediction Markets Secure Funding, Seen as Price Discovery

Polymarket and Kalshi hit it big on 2025 fintech funding surge Prediction market funding boom reflects validation of information markets as financial product. Investors betting these platforms become price discovery mechanism, not just gambling venues https://t.co/lZ7eIqT79C https://t.co/vxKY4qKpN6

By Efi Pylarinou
Morgan Stanley's Bitcoin ETF Signals Bright Future
SocialJan 6, 2026

Morgan Stanley's Bitcoin ETF Signals Bright Future

Morgan Stanley entering the bitcoin ETF game is all you need to know about bitcoin's future prospects.

By Anthony Pompliano
Fintech Professionals Share Their Most Bizarre Real‑World Tales
SocialJan 6, 2026

Fintech Professionals Share Their Most Bizarre Real‑World Tales

LinkedIn Fintech nerds. I'm writing something in a couple of weeks and I need your help. Share your war stories. What's the weirdest most "how is this even reality" story from Fintech? Comment below or DM if you want to stay anon.

By Simon Taylor
AI Ready to Trade and Shape Capital Markets
SocialJan 6, 2026

AI Ready to Trade and Shape Capital Markets

The entire investment thesis of Robot Money is what @mustafasuleyman just said Can AI participate in the capital markets and economy

By Lex Sokolin
US Investors May Discount LatAm Fintech Valuations
SocialJan 6, 2026

US Investors May Discount LatAm Fintech Valuations

PicPay files for U.S. IPO on Nasdaq PicPay's Nasdaq filing reflects strategy: Build in Brazil, list in U.S. for valuation multiple expansion. Question: Do U.S. investors understand LatAm fintech economics or discount for market risk? https://t.co/y5xEAKdJNV https://t.co/vpUASSRXX8

By Efi Pylarinou
Serving the Underserved Is No Longer Optional
SocialJan 6, 2026

Serving the Underserved Is No Longer Optional

[New Episode] Serving the underserved is no longer optional for financial institutions. It is the strategy gap holding the industry back, according to this powerful discussion. Watch the full episode now: https://t.co/m6PArSdD2z https://t.co/gChE8uddFq

By Jim Marous
AI Fuels US Productivity Surge While EU Falls Behind
SocialJan 6, 2026

AI Fuels US Productivity Surge While EU Falls Behind

US to extend productivity lead on back of AI boom, say economists EU continues to lag: Pro: US productivity was set to “pull away from other developed market economies” thanks to the country’s dynamic capital markets, flexible labour force and lead in...

By Richard Turrin
Stablecoins Shift Profits to Private, Risks to Public
SocialJan 6, 2026

Stablecoins Shift Profits to Private, Risks to Public

Stablecoins: Privatizing Gains, Socializing Losses..... Don't believe me? Read this stunning passage: "People familiar with Bank of England thinking have told OMFIF that a systemic stablecoin that ran into liquidity or redemption turbulence would be able to draw on central...

By Richard Turrin
Asia Leads 2026 Digital Finance Revolution
SocialJan 6, 2026

Asia Leads 2026 Digital Finance Revolution

Great perspective from an Asia-centric PoV. 2026 digital finance: From pilots to production • Asia leads CBDC/stablecoin real-world use • Tokenized deposits + assets boom • AI agents automate banking ops • Regulatory green lights accelerate shift #fintech #tech #finserv #AI @BetaMoroney @efipm @BrettKing @spirosmargaris @jasuja @enricomolinari @mikeflache https://t.co/sCNXBRoTuk

By Richard Turrin
Bitcoin ATMs Cost Americans $333M in 2025 Fraud
SocialJan 6, 2026

Bitcoin ATMs Cost Americans $333M in 2025 Fraud

Americans lost $333 million to Bitcoin ATM fraud in 2025 — FBI says there is a ‘clear and constant rise’ of this scam, and that it is ‘not slowing down.’ So this is the future of money? The authorities are acting...

By Richard Turrin
Smart Contracts Power Carbon‑Neutral, Inclusive Investing
SocialJan 6, 2026

Smart Contracts Power Carbon‑Neutral, Inclusive Investing

Imagine investments that automatically support carbon-neutral and inclusive outcomes. Smart contracts make this possible. Learn how in The Rise of Technosocialism. Get your copy today: https://t.co/jyXuGZfElq https://t.co/LEQQiVX1Jj

By Brett King
Coinbase Shifts to Traditional Stocks, Chasing Robinhood
SocialJan 5, 2026

Coinbase Shifts to Traditional Stocks, Chasing Robinhood

Coinbase launching stock trading ... not tokenized stock trading, just regular old stock trading ... is really surprising to me given how laser focused the company has historically been on crypto. Feels a little desperate, like the company is chasing Robinhood.

By Alex Johnson
Kontigo Stablecoin Bank Hacked; Users to Be Reimbursed
SocialJan 5, 2026

Kontigo Stablecoin Bank Hacked; Users to Be Reimbursed

Y Combinator-backed stablecoin "bank" Kontigo, which has links to JPMorgan Chase & Checkbook, was hacked, user funds appear to have been stolen. English translation: "We detected an unauthorized access that affected funds of some users. Your funds are protected and any...

By Jason Mikula
Bluecrest Delivers 50%+ Annual Returns Six Times
SocialJan 5, 2026

Bluecrest Delivers 50%+ Annual Returns Six Times

Michael Platt and Bluecrest have posted a 50% annual return or higher for 6 of the last 10 years. That is 50%+ net of all fees and expenses too. Insane. https://t.co/BmIWxiaOuL

By Anthony Pompliano
Synthetic Data Pipelines: The True Fintech AI Edge
SocialJan 5, 2026

Synthetic Data Pipelines: The True Fintech AI Edge

2026 prediction: Every fintech will claim they're "AI-powered" Most will just be running basic ML models from 2026 The real alpha? Companies building synthetic data pipelines for financial training sets That's where the actual infrastructure play lives

By Lex Sokolin
ECB's Digital Euro Vote 2026 Threatens US Card Dependence
SocialJan 5, 2026

ECB's Digital Euro Vote 2026 Threatens US Card Dependence

‘Down to the wire’: ECB’s digital euro project faces decisive vote in 2026 The EU Parliament may be divided, but in the end, the dependence on US Visa and MasterCard, with ever more erratic behavior in Washington, will win the day. EU...

By Richard Turrin