E‑com Founders' Friday Night: Store Down, Not Party.
Everyone on Friday night: Going out. Ecom founders on Friday night: Realising their payment processor just disconnected and their store is down. Different problems. Different life.
Regulated Giants Choose Private Canton Over Permissionless Chains
"Goldman's on Canton. DTCC is on Canton. There's a reason they're moving there rather than permissionless blockchains. It would be very hard for a regulated institution with trillions of dollars to connect to a permissionless chain right now." — Jessi https://t.co/OMA9HmxIQs
Companies Embrace Prediction Markets, Outpacing Crypto Trading
"I just added prediction markets into our company policies. People are trading these constantly — even more so than crypto these days." — Jessi Brooks on @DEXintheCityPod https://t.co/OMA9HmxIQs
Four Agentic Commerce Models to Power Financial Discovery
There are 4 agentic commerce models for Banks, Fintechs, and Insurance. You can play on several fronts. Start the foundational work. Where will you be discoverable? 🎥 Agentic Commerce: 4 Models for Banks & Fintechs (10min full video )https://t.co/aeoEeYpOBM https://t.co/miAd0gAxJp
Improving Stablecoin Interoperability for Seamless Money Transfers
Money should be better. Even within stablecoins, where the #1 product advantage is interoperability, it's still difficult to move seamlessly fiat stables or even stable stable. I'm glad that @SamBroner and @AdamZuck13 are working on this at @bettermoney_co. https://t.co/uMN0vHxZ7n
Save $17,000 on International Money Transfers
I sent $340k internationally over 2 years and paid $20,400 in fees. but i could have saved $17,000 of that. if you're moving money internationally, here's how you can save $17,000 in fees:
Crypto and TradFi Converge: On‑Chain Payments Boom
The perception shift in crypto has been wild honestly. We went from 'this is a scam' to the biggest corporations and banks on the planet racing to figure out stablecoins and onchain payments. Two worlds that used to want nothing to...
Ripple and Convera Team up for Faster Stablecoin Cross‑border Payments
JUST IN: Ripple partners with Convera to enable financial institutions to send and receive faster, more reliable cross-border payments using stablecoins
LATAM Pays Under 1% for Stablecoin Transfers
$13 on a $200 transfer and ppl just live with it. Wild honestly. Nine companies in LATAM doing it on stablecoin rails for under 1%. LATAM gets stablecoin payments more than anyone right now.
Outdated Rules Threaten Markets; Tech Demands Swift Adaptation
Technology can circumvent outdated rules quickly. If we don’t adapt, we leave markets and citizens exposed to risk. https://t.co/8CPvJQAThZ
Tradeify 3.0 Boosts Rewards, Outperforms Competitors
Tradeify 3.0 dropping with new rewards & platforms 👀 Platform updates often mean better conditions for traders. Curious to see how these changes stack up against other firms. Check the full comparison at https://t.co/pKoy2KH6Y5 to see where they rank now...
Ant Digital Shows Fintech Can Match Hyperscalers with Full‑Stack AI
Ant Digital Unveils Full-Stack AGI Architecture at IDC Question: Can fintech giants compete with hyperscalers on full-stack AI? Ant Digital positioning with complete vertical integration: → proprietary foundation models (Ling-1T trillion params) → finance-grade agent platform (Agentar-Fin-R1) → specialized infrastructure (ZOLOZ...
New PhD Tackles GenAI Governance in Finance
Generative AI is moving fast into financial services, but model management, explainability, and governance are still catching up. The teams at Nationwide and Cardiff shared this funded PhD with me, and I wanted to share it with my network. The...
Fintech Parity Levels the Playing Field for Small Banks
The playing field is shifting. Smaller banks and credit unions now have access to the same innovation through solution providers and fintech partners. That changes everything. https://t.co/cBR5eKzmzK
FNZ Select Launches Premium Service with AI‑Driven Innovation
Pleased to see the launch of FNZ Select, our new premium service proposition. It builds on the progress we have made to strengthen our global service model and platform capabilities, raising the baseline of service delivered to all clients and...
KYC Approval Doesn't Ensure Payouts: AML Flags Matter
This highlights a key issue many don't realize - passing KYC ≠ guaranteed payouts. Payment processors have separate AML databases that can flag accounts even after firm approval. @AJLucidTrading being transparent about the process. Compare firm policies at https://t.co/1I4O2dByrK ⚠️
Vetting Traders and Firms Essential After Processor Refusal
When even the payout processor says 'absolutely not' to a trader, that's next level sketchy 👀 @AJLucidTrading dealing with some serious due diligence issues. This is why vetting both firms AND traders matters. Full firm reviews at https://t.co/pKoy2KGz8x 🚩
Master Apple Card: Move Money & Maximize Rewards
Just joining the complex Apple Card ecosystem? It's smart to learn how to move your money around, including funding your Apple Cash. Here's a primer that explains how everything interrelates and how to maximize your rewards: https://t.co/ZPP9OBmb9Y #applecard #applecash #banking...
Demand Transparency: Test a Government CBDC for Tax Tracking
Americans do have the right to know exactly where our tax dollars are going. Test out a CBDC on the government https://t.co/670p3X4NoE
Payment Fees Are a Business Cost, Not a Complaint
The people surprised by this have yet to learn of the cost of doing business and just how much a payment provider does for them. $17k on $600k revenue isn’t something you complain about out. You price it in.
Proactive Data Use Keeps Customers, Inactive Banks Lose Them
Customers expect their financial institution to use the data they already have to help them, not just react when problems occur. If your bank isn’t proactive, someone else will be. https://t.co/lAKdvKwfQg
Mobile Wallets Boost Security and Credit Card Utilization
Using payment services like Apple Pay and Google Pay can offer extra security and encourage you to maximize your credit cards. https://t.co/VPFoaKTwsB
USDC Accounts Now Essential for Growing Businesses
One of fastest growing financial platforms for businesses just launched USDC-based stablecoin accounts for use across treasury and payments. Pretty soon, if you're an SME, Startup or growth company, not having USDC support will be a competitive disadvantage.
Wells Fargo Forces Bilt Users to Opt Out
Kind of crazy, given Wells Fargo’s history, that Bilt users had to opt OUT of receiving a WF card during the “Bilt 2.0” transition https://t.co/j8RxDGWQh5
Finance Should Be Frictionless, Not App‑driven
The neobank era taught us one thing: People don't want to think about money Agentic finance takes that to its logical conclusion Zero cognitive load Zero manual intervention Zero friction We're not building better apps We're building systems that make apps obsolete
Expert Witnesses Essential as AI Advice Liability Gaps Grow
When Conversational AI Meets the Courtroom: Why Expert Witnesses Matter for Financial Services Question: if agentic AI becomes standard for financial advice, who's liable when the agent hallucinates? Expert witnesses assess training data + logs to reconstruct chatbot behavior, determine foreseeability...
Stablecon Launches First Policy Council of Stablecoin Experts
I'm excited to announce our inaugural @TheStablecon Policy Council: 🧠 @JoAnnBarefoot of @AIRinnovate 🧠@ChrisBrummerDr of @blupryntco and @Georgetown 🧠@CodyCarboneDC of @DigitalChamber 🧠@ccatalini of @MITSloan 🧠@_jikim of @crypto_council 🧠@Amanda_S_Wick of @AWICglobal 🧠And Stablecon's Head of Policy, Justin Friedman. These are current and former regulators, founders,...
Stripe’s Slow Rollout of Payment Cards Invites Competition
I think @Stripe needs to add payment cards ASAP to spend your balance Because I still don't have one and others are adding them fast Once the other fintechs also add checkout options (like @Airwallex has) there's a real switching opportunity for...
On‑chain Private Credit Will Outvalue Fiat Tokenization
Stablecoins are the first step in tokenization, but digital money is just where it starts. Many fintech and payments companies rely on access to responsive, reliable debt funding. Moving private credit on-chain will unlock even more value than on-chain fiat. https://t.co/0IXFQyd2Ti
Aave V4 Launches on Ethereum, Redefining Lending Protocol
Today marks the beginning of a new chapter for Aave as we launch Aave V4 on the Ethereum mainnet. Aave V4 is a next-generation lending protocol designed to expand Aave’s lending capabilities and establish the foundation for lending market structure...
Monument Bank Launches Tokenized Deposits for Mass‑Affluent
Tokenized deposits on a public blockchain. Not Citi. Not HSBC. Not the Big Six. A UK challenger bank targeting the mass affluent - @monument_bank Full post + carousel 👇 https://t.co/Kg4TjAbsqA https://t.co/ooy6zhmCvb
Execution, Not Clarity, Holds Back Banking Transformation
Clarity is not the problem in banking transformation. Execution is. In this episode, we explore why efforts around digital, AI, payments, and partnerships are falling short and what leaders must do differently. Watch the full episode: https://t.co/qrsFZDRVT6 https://t.co/ly49Ctb5m9
BlackRock Hires Head to Drive Crypto Expansion
NEW: BlackRock is hiring a Head of Digital Asset Strategy in NYC to lead its expansion into crypto, stablecoins, and tokenization
Reverse Thinking Reveals Hidden Risks in FICO
"The mental habit of thinking backwards forces objectivity." – Charlie Munger. Many investors look at $FICO and see a perfect toll-bridge. But to truly understand it, you have to try to disprove the thesis. That's what I did. I just published Part...
Falsely Accused, Bail Granted; Fraud Was Impersonator Scheme
I want to address what happened to Neeraj and me last week. Of course, it was quite shocking to us as well and honestly very disheartening. But today, we want to talk about what actually happened and more importantly, what...
Tokenized Deposits Outperform Stablecoins by 1250% Efficiency
Why Tokenized Deposits Are More Efficient Than Stablecoins: The 1250% Efficiency Gap Banks Can’t Ignore This Week's Topics: ↳ Why Tokenized Deposits Are More Efficient Than Stablecoins: The 1250% Efficiency Gap Banks Can’t Ignore ↳ I Found a Prompt Injection Attack Buried...
InsurTech Leads European FinTech Growth, Finch Report Shows
InsurTech is the hottest FinTech category ! → https://t.co/1thMdAvdfp When I came across Finch Capital's yearly report on the European FinTech ecosystem, I was curious to double check that claim. https://t.co/qM03B1qZ2p
Starling Unveils UK's First Agentic AI Money Manager
Starling Bank just gave its AI permission to move your money. Not advise. Execute. Starling's agentic assistant is live and the CIO chairs the Bank of England's AI Taskforce. Starling Bank Launches UK's First Agentic AI Money Manager https://t.co/guiDaZ3vdT
Africa and Asia Drive Stablecoin Adoption in Emerging Economies
Africa and Asia are leading in stablecoin use despite the “disconnect” with the hype, which focuses on a massive, but mostly illusory market cap, and actual everyday adoption. BVNK worked with YouGov, who surveyed 4,658 adults online aged 18+ years across...
AI vs Fraud and Stablecoins as Infrastructure
Let's go! I'm in Las Vegas for Fintech Meetup 2026, hitting the stage tomorrow for two insightful discussions - 'Can AI Fight Fraud Faster Than Fraud Fights Back?' and 'Are Stablecoins Finally The Infrastructure, Not The Asset?' Will you be there? #FintechMeetup...
Agentic Finance Automates DeFi, Eliminating Manual Banking Tasks
DeFi: You still need to click the buttons Agentic Finance: The buttons click themselves This isn't about removing banks anymore It's about removing the manual labor of being your own bank
Coinbase's Spam Alerts Reveal Shocking QA Lapses
What an embarrassing climb down after spamming users with endless push alerts encouraging them to gamble. Either he's lying, or this is the level of QA before Coinbase pushes code to PROD. Either way, bad sign.
On‑chain Payments Thrive Where Traditional Cross‑border Systems Stall
If there is one takeaway from whats happening geopolitically right now, its that cross-border payments were built for a stable world and we don't live in one right now. Settlement still runs through corridors and intermediaries that seize up the moment...
Compliance as Code: GENIUS Act Redefines Financial Infrastructure
🔺 Is the "old era" of compliance finally dead? 🪦 In this episode of Fintech Conversations & Insights, Beth Haddock (Stablecoin Standard) explains why the GENIUS Act is forcing a total rethink of financial infrastructure. We dive into: ❌ Why "Honeypot" data collection...
Stablecoins Serve Unbanked Merchants, Not Replace Cards
My conversation with @nlevine19 and @robbiepetersen_ crystallized something: stablecoins aren’t replacing cards. They’re serving the merchants that cards can’t reach. https://t.co/CPDcFRHO46
Polygon Equips AI Agents with Proven Transaction Rails
AI agents are going to transact orders of magnitude more than humans ever will. They need wallets, identity, settlement, cross-chain movement and we gave them exactly that with Polygon Agent CLI. And the rails are already proven... 493 million stablecoin transactions...
OG Builders Champion Native Tokenization Over Traditional Finance
I love that OG builders in the space are speaking their mind so plainly Finally No more LARP Great points from @lex_node about native tokenization vs the more pragmatic but intermediated approach of today’s tradfi. We ran into this at @Consensys in...
MAS Releases Comprehensive AI Governance Framework with Case Studies
MAS dropped 173 pages of operational AI governance - agentic AI named explicitly. DBS, BlackRock, Julius Baer case studies. This is what exam-ready governance looks like. MAS unveils AI Risk Management Toolkit for Singapore's financial sector https://t.co/zLPlP0lcaL
Gemini Launches Multi-Network Withdrawal API for Major Tokens
New @Gemini REST API endpoint that enables multi-network withdrawals for USDC, USDT, ETH, and RLUSD. Check it out and let us know what you think. https://t.co/zZVRCoxMW6
Robo‑advisors Rebalance; Agentic Finance Does More
Roboadvisors rebalance your portfolio Agentic finance negotiates your mortgage, finds tax alpha, and moves capital while you sleep These are not the same category