Lending Markets Need External Data, Making Efficiency Impossible
"An AMM or exchange is very self-contained. It doesn't care about the outside world. It has to balance a single variant. "If you look at a credit or lending market, they really care about the outside environment -- the volatility of the assets, which require a third-party report, liquidity, and that's what it makes it so hard to build a viable, capital-efficient lending market. "I'm resigned to say it's just not possible" 😢 -- @euler_mab https://t.co/VXgrNx6VmA
Gemini Launches MCP API for AI Trading Bots
Calling all robots 🤖. Check out @Gemini's new MCP API, designed specifically for AI agents to trade predictions, crypto, and more.
2026 Tech Trends Highlight Agentic Identity Access Management
JP Morgan Chase top 20 technology trends for 2026 (hat tip Rich Turrin) https://t.co/bAPTUD5kVv "Agentic identity access management" https://t.co/5TchYZDOlS
Sparks spUSDT Stands Alone as USDT Liquidity Survivor
Quite impressive that Sparks spUSDT was the only USDT yield product in all of DeFi that kept having liquidity throughout all of this. Literally every single other USDT market seized up - I have a feeling Spark will be getting...
Seamless Online‑Offline Experience Is Now Expected
Customers expect continuity. Start online, finish offline, or vice versa. Seamless engagement is now the baseline. 📖 Learn how branches evolve in Branch Tomorrow: https://t.co/7yibAIVrHK https://t.co/X9AbSlAL8L
Harvard's $9B Interchange Fee Claim Is Incorrect
A new Harvard report claims credit card interchange fees result in an annual transfer of $9 billion from lower- to higher-income consumers. The report is wrong. Here's why: https://t.co/I2oIrt10rc
SBI Remit Adds Tottori Bank, Reaches 26 Partners
BIG: 🇯🇵 Ripple-powered SBI Remit partners with Tottori Bank to expand remittance and payroll services for foreign workers in Japan, bringing total bank partnerships to 26 https://t.co/g3IvnOMAH9
AI-Built Finance Tools Force Bloomberg to Slash Prices
Just stumbled on GitHub's #1 project today, a "Bloomberg competitor" vibe-coded by Claude. One financial data platform after another is launching every week. The cost of building this stuff is collapsing. Bloombergs of the world will survive. I don't think any vibe-coded...
Laniakea Standardizes Governance, Boosting Security for Sky and Partners
Laniakea is a project in Sky to bring all structures of governance and collateral exposure into standardized formats, with strict standardization and best practice optimization across 4 critical dimensions: Smart contracts, risk management, data infrastructure and legal recourse. With Laniakea...
DeFi Lending’s Trust in Custodians Fuels Systemic Risk
The Defi lending protocols(and lenders) rejecting cryptographic proof and relying on RPCs, custodian wrapped assets, small quorums is a big part of how we got here.
Identity: The Foundation of Agentic Commerce
Identity is the basic building block for agentic commerce. https://t.co/eLMUCUAZWk #agenticcommerce #verifiablecredentials #authorisation #Mastercard #Visa
Schwab Expands Into Crypto and Prediction Markets
Charles Schwab is making moves. Getting into the crypto markets. Getting into the predictions markets 👀. Plus a world class trading platform in TOS.
Personal Finance Agent Fails; DIY OpenClaw Takes Week
🧠 Wallet Wars Pt 4: The Personal Finance Agent. https://t.co/idNPzqkWsX "Sure you can pay some guy $6,000 to do it for you, but this is a product that should just work. It doesn’t." It took me, on and off, about a week...
Mercury's Economist Ad Marks Major Brand Evolution
So cool to stumble on to a @mercury ad in the economist. How far they have come. Well done team. https://t.co/9G8BxxAo7q
Master Apple Card: Move Money & Maximize Rewards
Just joining the complex Apple Card ecosystem? It's smart to learn how to move your money around, including funding your Apple Cash. Here's a primer that explains how everything interrelates and how to maximize your rewards: https://t.co/ZPP9OBmIZw #applecard #applecash #banking...
Free Open‑Source Bloomberg Terminal Clone Released
This guy made a Bloomberg Terminal clone. Then open sourced it (for free). Get it here:
BRICS to Launch PIX‑style Cross‑border Digital Currency System
BRICS is preparing a payment system inspired by Brazilian PIX... ...that will allow direct transactions between countries using national #digitalcurrencies for without relying on the dollar or Western #banks as intermediaries. @clickpetroleoeg. #payments https://t.co/1oj8tj7cvu
Geopolitical Turmoil Boosts Demand for Dollar Alternatives
As geopolitical uncertainty grows, so does interest in alternatives to the US dollar. Stablecoins and basket currencies are entering the conversation. https://t.co/e2EvVLtbv1
Visa's Growth Hinges on AI‑driven Tokenization, Not Cards
Visa's CEO just called the company a "hyperscaler for payments." Can $V be $ Trillions? 💲 That one phrase is the real story of FY25. Hyperscalers like Google, Microsoft and Amazon are in the trillion dollar market cap club. Can Visa join the...
AI Agents Simplify On-Chain Options with DeriveXYZ
"Options are complex. AI agents don't care about complexity. @itseneff makes the case that this is the unlock for onchain options — and why he's building @DeriveXYZ to be agent-friendly from day one: https://t.co/7d3TBYVbSP
Basis Trade Collapse Clears Path for On‑Chain Options Yield
I hadn't fully understood how much the basis trade was crowding out onchain options as a yield product until this conversation. @itseneff and @maybeltr lay out why this moment is different from every failed experiment before. @unchained_pod: https://t.co/wbU8NeFLsm Timestamps: 🚀 0:00 How crypto...
Scale Demands Automation, but Human Review Remains Essential
When you're at a scale where you need an automated system to flag deviants, fraudsters, and other nefarious kinds of users, laws of scale dictate that your automation tooling will produce a significant number of very dangerous false positives. NEVER seen...
Safaricom Penalizes Diaspora Users After My
This is what @safaricom does to their diasporan customers after forcing them to move to their new Myoneapp. Wueh. https://t.co/syTE56DLno
Fast 45% LTV XRP Loans via Arch Lending
DWP has three lending partners for XRP-backed loans: Mabel Finance, Galaxy Digital, and Arch Lending. Arch handles most clients, funds in 45 minutes, holds assets at Anchorage, and offers 45 percent LTV with a $25,000 minimum. Understand the risks before...
Poland's Second Override Attempt Fails, Market Uncertainty Persists
JUST IN: Poland's second attempt to override the crypto bill veto has failed, extending market uncertainty.
Looks Don't Matter—Accurate Real‑time Data Drives Alpha
Looking “pretty” isn’t going to generate alpha. Funny when you see all these vibe-coding, clickbait tweets about all these fintech tools being built with Claude code when they don’t really tell you that you still need to subscribe to...
Blocking Stablecoins Harms Banks Like Rejecting Computers
Blocking yield-bearing stablecoins to protect small banks is like refusing to adopt computers because some businesses can't keep up. That's @KavitaGupta19's framing, and it's hard to argue with. @bitsandbips 🎧 https://t.co/mzefkCBYaF
XRP Serves as Neutral Bridge for Diverse Stablecoins
Financial institutions will not settle in ROUSD. They will issue their own stablecoins and keep the yield. That means every counterparty is running a different stablecoin and none of them will accept each other's. XRP is the neutral bridge in...
AI-Driven Dynamic Pricing Aligns Sales and Finance
Machine learning enables dynamic pricing through demand signals and competitive data in real time. As margins narrow and volatility grows, algorithmic updates align sales and finance around measurable targets and limit manual pricing decisions. Microblog by @antgrasso https://t.co/qNFrchAIzD
Immigrant Young Founders, Stablecoins Raise AML Concerns
Is it bad that whenever I see immigrant founder + Stablecoins + early 20s my first thought is "I hope it's not an AML hole."
Machine‑Ready Diversified Portfolios Across All Asset Classes
We can take any asset class in the world and build it into an asset allocation accessed by machines and built by machines Here is a project token, protocol tokens, USD equivalents, fixed income and equities It is out of...
Agentic Payments at $10k/Day, Poised for Explosive Growth
Real daily volume of Agentic Payments $10k/day Growing fast. Unlimited potential. But we're still SUPER early. I think that changes when the Anthropic and OpenAI have to hit profit post IPO.
We Must Digitally Sign Everything for True Identity
No one is listening to Steve Jobs’s advice https://t.co/j1lR6Oe33R No one is listening to my advice either, but let's hope they listen to Jamie... "We don’t have good identity tools for people, let alone artificial intelligence. So we need to start digitally...
Tether Becomes User‑Facing Wallet with Lightning Payments
Tether Shifts From "Plumbing" to "Interface": Capturing End-User Relationships Front-end financial interface via self-custodial wallet. Self-custody = users hold private keys, Tether has zero access. Optional cloud backup (controversial, crypto purists critical like Ledger Recover debate). Only filor 4 assets (USDT,...
FinTech Set to Hit $1.8T by 2034, Top Firms Soaring
The global FinTech industry is projected to reach $1.8 trillion in 2034. Up from $395B today (18% CAGR). Top 10 fastest growing FinTechs: • COIN +22% • RELY +26% • HOOD +27% • AFRM +30% • SOFI +37% • SE +38% • TIGR +42% • NU +45% • MELI +45% •...
Internet Rebuilding: Salesforce Goes Headless, Stripe Expands Agent‑First Services
The internet is being rebuilt right before our eyes. Salesforce went headless yesterday. Today, Stripe added more services to their agent-first provisioning https://t.co/XDnpBEZ0mA thing.
Digital Banks Lead Rankings, but Trust Stays with Traditional Banks
🇵🇭Digital banks top Forbes ranking, but giants still most trusted: #Philippines' digital-native #MariBank and @GoTymeBank have seized the top spots in the 2026 World’s Best Banks ranking compiled by Forbes and Statista, yet the study revealed that traditional #banks still hold...
New Activist Targets PayPal, SG May Swap Buyer
Paypal $PYPL -- Big call out of Gordon Haskett (Bilson) saying they believe there is a new big activist in Paypal $PYPL Paypal has caught our attention and we see some signs in the Q1...
FinTechs Win: Cloud‑Native, AI‑Ready Agility Beats Banks
Traditional banks face a technical and cultural agility challenge. FinTechs thrive because they’re cloud-native, AI-ready, and innovation-ready. https://t.co/oJYdm8EXun
Kraken’s Parent Payward Acquires Bitnomial for $550M
JUST IN: Payward, Kraken's parent company, is buying the Bitnomial derivatives exchange for $550 million.
Mastercard Agent Pay Expands to Open AI Agent Ecosystems
BOOM : Mastercard Agent Pay Goes Meets Open Agent Ecosystems Now extending to open platforms via https://t.co/i2xPY83QVu. OpenClaw = one of fastest-growing open-source projects (1M+ agents, 20+ messaging platforms). Mastercard Agent Pay enables consumers to delegate purchasing to AI agents without...
Neobanks Capture 40% of New Banking Relationships
Neobanks are the new kings of banking. With almost 40% of the new banking relationships worldwide, 52% satisfied with their bank, and 72% of consumers now have two or more banks. A few years ago, there was a serious debate about...
X Money's Promise: Why Elon’s Vision Will Falter
Just published a new Fintech Snark Tank post on Forbes: Elon Musk’s X Money: How It Could Win (And Why It Won’t) Hurry up and read it before someone finds a reason to take down the article https://t.co/cirBj5mp6U
OCBC Launches GenAI Training for 900 Wealth Advisors
🇸🇬OCBC rolls out #GenAI skills training programme for wealth advisors: The bank has rolled out a six-month a generative #AI-powered skills training programme for its 900 wealth advisors in Singapore. Malaysia and Hong Kong to follow at a later date. @SBRMagazine: https://t.co/9KoSTqY5Dy...
Banks Claim Coinbase Coerced by Proposed Clarity Act
WATCH: Fox Business says banks are upset with Coinbase, saying they were effectively forced to accept terms under the proposed Clarity Act https://t.co/xYt3Hzy4Ye
Citadel Watches Prediction Markets, Not Trading Yet
"Citadel Securities isn’t involved in trading event contracts currently, but the firm is “absolutely, keeping an eye on developments in the market”" Citadel Securities Looks at Prediction Markets as Trading Scales https://t.co/3priEzHR9U
Gain Full Visibility Into AI Spend with Ramp
Anthropic made its first dollar three years ago. last month it crossed $30B in revenue. that money is coming from somewhere, and your CFO probably can't tell you where. the problem isn't the spending. the companies on Ramp investing the most...
Ruling Allows Link-Out, Not In-App Payments, Violates
This isn’t a valid interpretation of the most recent Epic Games v. Apple ruling and my belief is that CalAI was in violation of App Store policy: - the ruling forces Apple to allow link-out, not alternative payments in in-app webviews -...
Robinhood's Massive Revenue, Profit, and Diversified Business
Everyone sold $HOOD on crypto. Here's what they missed: $4.47B revenue (+52%) $1.88B net income (42% margin) Rule of 40: 108 — Hyper-Elite 11 revenue streams over $100M each 4.2M Gold subscribers (+58%) Trump Accounts: govt contract for 25M families This isn't a trading app anymore. Full breakdown: https://open.substack.com/pub/dralexkoh/p/hood-deep-dive-i-called-this-stock
AI Accelerates Change in Insurance and Finance
How #ArtificialIntelligence Is Rapidly Transforming The Insurance And #FinancialServices Sector https://t.co/QdW6v0o3DR #fintech #Data @SpirosMargaris @Khulood_Almani @BetaMoroney @AkwyZ @JimMarous @efipm @dinisguarda