Financial AI Must Predict Crises, Not Just Automate
Look Financial institutions are sitting on mountains of data But they're using AI like a calculator This is the problem: • AI reads reports humans already wrote • AI summarizes data humans already know • AI automates tasks humans already perfected We're not harnessing AI We're domesticating it Real financial AI should: → Predict liquidity crises before they surface → Identify systemic risks across markets → Generate alpha from correlation breakdowns → Model counterparty risk in real-time Stop using a Ferrari to deliver pizza Harness the power or get left behind
DeFi’s $300M Kelp Hack Forces Liability Debate
The Kelp DAO exploit put a real number — $300M — on the question DeFi keeps avoiding: Who's liable when the infrastructure fails? @kkirkbos @TuongvyLe12 and Jessi Brooks on @DEXintheCityPod. 🎧 Timestamps: 🎙️ 0:00 Introduction live from the Eve Wealth Summit, Phoenix 🔓 2:08...
Hidden Sales‑tax Compliance Erodes Margins as You Scale
Your finance team is spending more time on sales tax than you think. It's almost never the obvious stuff that compresses margin as you scale. CAC is fine, conversion is holding, and new channels are producing. The top line looks great. What's...
NY Sues Coinbase, Gemini in Prediction Market Showdown
🚨 New York sues Coinbase and Gemini Titan in three-way war over who controls America’s prediction market boom 💥 Source: https://t.co/d5g4nW68KA https://t.co/uroOTmwMZ4
Finance Cycles Back: AI Replaces Human Intermediaries
The DeFi playbook: - Remove intermediaries - Transparent code - You push the button The agentic finance playbook: - AI intermediaries everywhere - Black box models - Your agent pushes the button We've come full circle, just with silicon instead of suits.
TradFi and DeFi Converge via Blockchain Tokenization Alliance
Ondo Finance, Clearstream, 360X Form Alliance To Merge TradFi with Blockchain-Based Tokenization The line between DeFi and TradFi is getting more blurred. Public, permissionless blockchains for execution AND settlement within regulated systems https://t.co/j6jUqwrSWn
AI Moves From Pilot to Core in Asian Finance
From Bangkok to the Boardroom: AI in Finance Has Left the Lab – At @Money2020 Asia 2026 in #Bangkok, the shift from experimentation to execution was evident. Leading institutions are no longer piloting AI – they are scaling it across operations,...
Three Mandates to Accelerate Your Bank's AI Transformation
If your AI strategy is still on the innovation roadmap, you are already behind. In this episode, I share 3 leadership mandates to move toward a self driving bank. 👉 Watch the latest episode: https://t.co/P54LuzdywH https://t.co/KaTfkodOPt
Morgan Stanley Unveils Regulated Stablecoin Reserves Fund
NEW: Morgan Stanley launches "Stablecoin Reserves Portfolio," a government money market fund offering stablecoin issuers a regulated, low-risk place to hold reserves https://t.co/kx3yYKDt3X
Swiss Firms Lead Crypto Services for Retail and Institutions
I am not surprised that Swiss-based players dominate in crypto services both for retail and for corporate/institutional players. Great article @obchakevich_
Lightweight Symmetric Crypto Boosts Blockchain Fintech Solutions
A #blockchain technology with advanced lightweight symmetric cryptography schemes and https://t.co/AwE7VWQktB #fintech #Data @SpirosMargaris @ahier @Khulood_Almani @efipm @BetaMoroney @dinisguarda @FrRonconi
Fed's Crypto Master Account Sparks Bank Opposition, Benefits Competition
New on the not-a-newsletter... Skinny is Good https://t.co/bujchlQubN The Fed has given a master account to a crypto exchange. The banks are mad. I understand why - but they are wrong. It is better for everyone if banks face real competition....
Citi Wealth Launches AI Advisor Powered by Google Gemini
.@Citigroup's wealth unit launches Citi Sky, a Google-powered wealth advisor https://t.co/IwwDU1eovF @GoogleCloud's partnership with Citigroup is starting to pay off as Citi Wealth, a unit of Citibank, launched an AI agent that utilized the Gemini Enterprise Agent Platform and…
Social Media Spawns Citizen Journalists; Polymarket Creates Citizen Insider Traders
Geesh, the same way social media turned tons of regular people into journalists, polymarket and the like are turning tons of regular people into insider traders. https://t.co/uAjDDk22Ka
Canton Touted as DocuSign for Tokens, Faces Scrutiny
.@gluk64 on @unchained_pod: Canton is “a DocuSign for tokens.” @yuvalrooz disagreed — and pointed to $400B of Broadridge repo to make the case that Canton is load-bearing. @hosseeb asked whether any of this is different from how USDC works. Full segment: https://t.co/WuHWGRuDtO
Aave Must Incentivize Market, Not Rely on Bailouts
"If a single person is not going to come out and bail out the entire protocol ... you need to get the market to do it ... How do you get the market to do it? you offer them more...
Judge Converts TRO to Preliminary Injunction, Vacates May Hearing
NEW: The Arizona federal judge in the Kalshi/CFTC v. AZ prediction markets lawsuit will be converting the TRO granted to the CFTC into a preliminary injunction after the parties submit proposed language, vacates PI hearing scheduled for May 6th. https://t.co/Lc4JPo30wX
Guardian Launches: Non‑Custodial Coordination for Institutional Crypto
When we incubated @0xMiden at Polygon labs, the thesis was clear. Privacy-first infrastructure built for serious on-chain finance. Today they shipped Guardian. A non-custodial coordination layer that solves one of the hardest problems in institutional crypto. Users retain their keys. Providers...
Plaid Hits $500M ARR, AI‑Powered Growth Surge
We just published @Plaid's 2025 Shareholder Letter. 2025 highlights • >$500M ARR (~40% YoY); profitable; strong margins • >1m new connections every day • New products >20% of revenue growing at >90% • Major progress in Credit Scoring and Fraud Analytics • AI has accelerated...
ETH Lending Stuck with Low Yields, Insufficient Risk Premium
"Lenders in the ETH market were facing a risk of impairment on loans that were illiquid with indefinite duration and no defined maturity. "The risk premium they should be receiving were not being compensated at a yield of 3%, but...
Aave's Umbrella Module Under‑Capitalized, Fails to Cover $250M Exploit
"The Aave Umbrella module, meant to cover bad debt, which had $250 million going into the exploit, seemed like a nice cushion, because Aave has had less than $5 million worth of bad debt throughout its history. "But now we see...
Fintech Book Library: Curated Reads Shaping Finance's Future
Today we're launching our Fintech Book Library, a curated discovery hub for the books shaping the future of finance. 👉 Explore the library: https://t.co/FfXpCy9BJQ From AI in banking to digital assets, embedded finance to wealth management, every book we've discussed at...
Musk Could Acquire PayPal for $45B, Merge Into X
At $45 billion valuation - Elon Musk should just buy PayPal and integrate it into X (finally).
AI Advisor Beats $5k Advisors, Disrupts Wealth Management
Your financial advisor charges $5,000/year and doesn't know what you had for breakfast. Astor connects to your actual brokerage, reads your real portfolio, and texts you AI-driven advice in real time. $200M in assets connected in under 2 months. The wealth management industry...
Stablecoins Dominate This Year's Merchant Payments Ecosystem
Great chatting with @IgorTomych at @FintechGarden again, stablecoins was one of the biggest topics covered at Merchant Payments Ecosystem this year, and it's easy to see why with so much going on in the space... Listen in on YouTube 👉 https://t.co/yW228At80A
Stablecoins Are Now Core Payment Rails; Policy Lags
Stablecoins are becoming the default rails for global value movement, and the gap now is policy catching up to real usage at scale. TRON is already operating at that scale.
Hard-to-Cancel Subscriptions May Violate Consumer Law
Question @RobertFreundLaw Isn't it illegal to make unsubscribing from an automatic billing service difficult like this? No way to cancel besides speaking to a chat rep - but they're never available... https://t.co/wdxnAyz21e
AI Agents and Stablecoins Shaping Payments Future
I’m really excited to share this new @AIRinnovate #podcast because it’s a glimpse of the future. Great conversation with @RkBench & @anders94 of @radiustech_xyz on AI agents, stablecoins and the future of payments. 🎧 https://t.co/aIO7MtzfTY #Fintech #AI https://t.co/yKlrDW7HWm
Free Software Drives Data Value; Plaid Powers Financial AI
Value is going to flow back to data when software is free to build @Plaid is in a fantastic spot to enable financial AI services Congrats to the team and here’s to more robot money in the world 🥂
Late Stablecoin Adoption Risks Economic Obsolescence
Countries slow to adopt stablecoins will face the same problem as late internet adopters. Sending money across borders still costs 6% and takes days, while stablecoins settle in seconds for fractions of a cent with no intermediaries sitting in the...
Jimmy Wales Dismisses Source, Mirrors Wikipedia's Gaps
Perfect microcosm of Wikipedia: I tell Jimmy Wales that JangaFX was written in Odin. He asks for a source. A JangaFX founder replies to him and confirms that it was. Jimmy ignores his (and my) response, while replying to later...
ECB Fuels US‑payment Paranoia to Accelerate Digital Euro
ECB's Piero Cipollone is currently being grilled by Nicolas Veron on the digital euro in a refreshingly sharp way. Veron just pointed out that the ECB's paranoia about the US payment companies pulling out of Europe is somewhat far-fetched, to...
Winning the Attention War Redefines Banking
[New Episode] How to Win the Attention War: Why Banking Will Never Be the Same. Interview with @AlexH_Johnson of @FintechTakes & @MaryMWisniewski of @CstoneAdvisors. Watch the latest episode: https://t.co/KgtYKWsdlp https://t.co/1YoAmwYkAd
Brokers' Crypto Access Signals Full Securities Tokenization
Major brokers like Schwab now offering direct crypto access are simply a precursor to full securities tokenization… Brokers are building full infrastructure stack to handle crypto alongside tradfi investments. These investments will ultimately merge into one. Seems obvious.
Prepare for Agentic AI: When Agents Talk to Agents
The question isn't if you'll use Agentic AI—it’s how you’ll handle it when your customers’ AI agents start talking to your AI agents. 🤖💬 91% of leaders are already seeing AI-driven crime. The "manual" era is over. Join @twifintech x @Alloy on...
Fintech Funding Rises as Deal Count Slumps
Fintech funding is shifting. 👀 Total dollars are up, but deals are down. Investors are getting more selective, making fewer bets but writing bigger checks with more conviction. @crunchbasenews has the story. 🔗: https://t.co/vIW079CMlE https://t.co/zd0zeVDB34
Banks Must Balance Digital Speed with Human Service
The key for banks is finding the right balance between digital convenience and the human touch. https://t.co/62qDI7uerN
Prosecutors Admit No Clear Accountability in DeFi
"Most of my friends who are still prosecutors in government, when I ask who is responsible in DeFi, they say, 'What is DeFi? There's always someone to send a subpoena to.'" 👀 -- Jessi Brooks https://t.co/Ii8rYK8RJX
Citizens Bank Deploys Human‑AI Teams for Consultative Branches
Citizens Bank: Human-AI Teams Turn Branches From Transactional to Consultative AI tools to help staff: find policies, prepare customer summaries (history + sentiment + life events), suggest vetted next-best actions. Appointed branch distribution transformation lead = physical design + roles...
Cash App Launches Kid‑friendly Accounts for Ages 6‑12
Today, we're launching Cash App accounts for kids age 6-12. Parents manage the accounts. Kids get to learn about safety, start saving for goals, and design and use their own debit card. Next generation banking never looked so good. Proud...
Enterprise Clients Go Live; Advisory Services Launched
Enterprises lime @DoorDash @CoastalBankWA and @arq_finance are now Live on Tempo. In production. And we launched our advisory arm. Ever wanted a stablecoin strategy or engineering support to deliver? We're here to help.
Nasdaq, Boerse Stuttgart Urge EU to Accelerate Tokenization Rules
JUST IN: Firms like Nasdaq and Boerse Stuttgart are pushing the EU to speed up its DLT pilot regime, warning Europe could lag behind the US in tokenized assets.
Visa, TikTok Debut Debit Card for UK Live Creators
Visa and TikTok just launched a debit card for UK LIVE creators. This is way more fascinating than it seems at first glance. To understand that you need to understand LIVE Gifting, and the card business model. https://t.co/6fRWRKaP7Z
Coinbase Launches Yield‑bearing Stablecoins, Keeping Deposits Intact
Nailed it: Coinbase offers yield-bearing stablecoins today and deposits are not displaced "This debate is stupid" @AlexH_Johnson https://t.co/Lz7T1WdQTT
We Won: New EU Banking Permit Prioritizes User Safety
Challenging Regulators: Our Bold Fight for User Safety 💪 | In conversation with Ali Niknam, founder and CEO of bunq. |Davos WEF 2026 🇨🇭 — Enjoy the full video here: 👉 https://t.co/SL8iK4Wuvc 💬 We challenged regulators to put user interests first,...
Presenting the New ABCs of Digital Identity
Excited to be hitting the Inner Forum Stage at #Money2020EU today to discuss 'The New ABCs of Digital Identity - Access, Business, and Consent'. See you at 16:00! @chyppings @money2020 #Money2020Asia
Bolt Employees Lose Paychecks Amid Payroll Glitch Claims
Sources telling me @bolt employees have had their most recent paychecks clawed back from their bank accounts. Bolt is blaming 'tech glitch' at payroll processor, but speculation is Bolt can't even make payroll, per sources familiar w/situation.
Canton Network Explains Limits on Unchecked Stablecoin Minting
"What prevents any stablecoin provider from minting one billion new coins onchain?" 🛡️ -- @YuvalRooz, defending @CantonNetwork https://t.co/xtIdxNvnOf
Ensuring Single Bitcoin Version Amid Separate Party Views
"In Canton itself, how do you ensure that you don't produce two versions of Bitcoin? Because your infrastructure only provides each party with their view." -- @gluk64 https://t.co/xtIdxNvnOf
Canton Network Secures Major Tokenized JGB Deals
😎 "We didn't do a pre-mine, we didn't publish all these white papers. We just very quietly executed, and now we're signing all these deals. "Today we signed deals around with Mizuho and Nomura and JPX around tokenized JGBs." --...