Revolut Fined €13M in Italy, Compliance Gaps Persist
Reuters just reported `Italy fines Revolut over $13 million for alleged unfair commercial practices.` Some will say, the fine is small and is part of doing business. That isn't okay for the leading innovator and especially after a year-on-year increase in their risk/compliance headcount of 42% and just receiving their UK full banking license. @maxkarpis this has to be fixed. What does it take? Is it people ad/or systems? https://t.co/oWkW4gw96d
Plasma Leads Stablecoin Revolution with First Native Neobank
Pick the fastest-growing segment in crypto - and build the best product. That’s @Plasma I believe stablecoins are the killer application in crypto, and Plasma is building the rails for that future - supported by @tether and a growing set of...
Ripple's Acquisition Targets Long‑standing SWIFT Partner G Treasury
You know that G Treasury, which was acquired by Ripple. G Treasury has been a SWIFT partner since 2014, which would explain potentially why Ripple would acquire them... $XRP https://t.co/PCCNn7NaAB
Agentic Spend: Cards, Stablecoins, or Both?
Agentic spend. Is it going to cards? Stablecoins? Both? LOVED this chat with @lithic 's Reggie Young 👇 https://t.co/mM0xZ7sARL
What Banks and Data Should Plaid Prioritize?
Which banks, data elements, or account types would you most like to see @Plaid add or improve?
Agentic Finance Eliminates Presence, Beyond DeFi's Permissionless Rails
DeFi gave us permissionless rails Agentic finance gives us autonomous actors The difference? One removed intermediaries. The other removes the need for you to be there at all. We're not ready for what comes next.
Snowflake's Data Cloud Becomes Financial AI Gravity Well
Snowflake: Morningstar partnership, new CRO, rising AI workloads. Three signals, one direction. Enterprise data clouds aren't just storage. They're gravity wells for financial intelligence. The platform that controls data access controls the AI output.
Stripe Drops TomoCredit; Adyen and Chargebee Remain
Per @JeffKauflin of Forbes, @stripe has ceased processing payments for TomoCredit -- but @Adyen still is A review of Tomo's site reveals it also works with subscription billing management platform @chargebee https://t.co/0zGTS6SQGG
Sessions Collapse Micropayments Into Two On‑Chain Transactions
Sessions are a killer feature of the @mpp Machine Payments Protocol It helps agents transact as quickly as possible by streaming tokens for real-time billing/pricing. Works with cards, stablecoins, and other payment methods
Central Bank Labs Demo Stablecoins, Shaping Tokenized Money
Before this podcast with the @bankofengland I didn't realize entral bankers build demo's to show how stablecoins work There's a lot going on at the central bank level for the future of tokenized money
Monument Bank Launches BaaS Platform for Building Societies
Monument Bank isn't just tokenizing deposits for its own clients. It's packaging the entire blueprint - legal, regulatory, technical - as a BaaS platform for building societies. First client: Ecology Building Society. From interest income to recurring SaaS fees. Details https://t.co/JGUF1elkZI
Ripple Prime Earns Investment-Grade Rating, Boosting Market Momentum
Clear validation of @Ripple Prime’s strength, reliability and tech with today’s investment grade issuer rating from Kroll. Momentum builds when markets recognize these things.
AI Agents Will Soon Need Crypto Wallets via X402
Every AI agent deserves a crypto wallet. In fact, there will be more AI agents transacting online than humans very soon. x402 is the internet payments layer (which has been missing for the last 30 years), and will enable this. The new...
DeFi Must Embrace Open, Builder‑First Infrastructure
The DeFi space needs more OpenClaw energy Less: • Ponzinomics • Vampire attacks • Token incentive death spirals • Governance theater More: • Open protocols • Composable rails • Builder-first infrastructure We're building the financial layer of the machine economy
Coinbase AI Payments Protocol Joins Linux Foundation Alliance
JUST IN: Coinbase’s AI payments protocol x402 joins the Linux Foundation with Google, Stripe, and AWS to standardize high-frequency, micro AI transactions https://t.co/nL9YqAaVsW
SoFi Remains Strong Amid Geopolitical Turmoil, Bullish Long-Term
$SOFI platform continues to get stronger despite IRAN conflict puking all over equities. Short term is extremely volatile for the entire market but hard not to be long term bullish on this company. 💪🏻
Maintenance Lending Launches Scalable ftUSD, Enables Hedged Returns
Maintenance based lending is the first true defi evolution after LTV based lending. Enables an entirely new suite of hedged strategies that can move from active management to passive management. Less stress for borrowers, better yield for depositors. Many new features...
EU Pushes Data‑sharing Rules to Level Market Information
Efforts to level the informational playing field across firms — by mandating data-sharing or expanding access to consumer risk information — are increasingly at the centre of Europe’s digital regulatory agenda. https://t.co/3koMS2B5Ui
China Clamps Down on Consumer Lending, Forces Lower Rates
Interesting Caixin article on China’s intensifying crackdown on the consumer lending and loan-facilitation business, with regulators summoning major platforms for talks and pressing the industry to sharply curb borrowing costs. https://t.co/BIv3i5trGx
Cross‑border Interoperability Makes WERO, Euro CBDC Essential
The WERO cross border interoperability is what matters most. Wero, Euro stablecoins, the Euro CBDC, and the EU ID; are foundational and will have network effects.
Exploring Money's Past, Present, and Future on Podcast
I had a thoroughly enjoyable conversation with @Jessica Ellerm on the @ThemeliaApp podcast. If you’re interested in the past, present and possible future of money, you might enjoy the full discussion: https://t.co/j8aDGlc0oI https://t.co/lxnSe1jb0c
Arc Makes Crypto Seamless, Delivering Magical Money Experiences
Arc will deliver magical experiences where crypto fades into the background and users are delighted with just using money in powerful new ways.
Kalshi Lets You Enter and Exit Bets Instantly
Kalshi: you can put bet on and take it off at any time. Close it out after a spike. (there is a very minor delay at times)...
USDC and X402 Infrastructure Boosts Agentic Payments
It's great to see the scaffolding building up around USDC & x402 for agentic payments.
Clear Communication Key to Successful Feature Launches
Good to see @BrettSimba at Tradeify listening to trader feedback on their elite program. Clear communication is crucial when launching new features - traders need to understand exactly what they're getting into. Full Tradeify breakdown at https://t.co/pKoy2KGz8x 📊
Payment Precision Now Mandatory for Payer Leadership
Payment integrity isn’t about clawbacks anymore. It’s about getting it right the first time. Why payment precision is now a mandate for payer leadership 👇 https://t.co/wFxAgapVAF #AMPS #ClaimInsight #HITSM
Airwallex Turned Down $1.2B, Built $8B Empire
In 2018, Stripe offered $1.2B for Airwallex. They refused and built an $8B company instead. Here's how they did it👇
USDC Refuses Freezing Assets without US Government Request
"The problem is that USDC is just not it — they just don't ... I haven't heard a good explanation for why they're so hesitant to freeze things." -- @kaiynne @tayvano_ : They won't do it unless the US government...
Midnight Now Accepts Any Cryptocurrency for Private Payments
One of the most exciting product features of Midnight. This allows Midnight to accept any cryptocurrency as payment for privacy
Ramp Launches Controversial Auto‑opt‑in Gamified Points System
We built Ramp to save businesses time & money. But we won't build the future of finance by looking backwards. Introducing Rampwards. A gamified points system that goes against everything we stand for. Now available to our 50,000+ customers, who were all...
Red‑team Your AI: Guard Against Fraudsters and Edge Cases
Your AI harness needs to handle adversarial inputs Financial services aren't just about helpful customers asking good-faith questions It's fraudsters, edge cases, and people trying to break your system for profit. If your testing doesn't include red-teaming, you're not ready
Stablecoin AI Payment Hype Crashes as Volumes Plummet
Stablecoin Firms Bet Big on AI Agent Payments That Barely Exist Stripe co-founder Collison projects "torrent of agentic commerce" on crypto rails: 24/7 settlement at <$0.01 per transaction = structural advantage vs card networks on micro-payments. Reality check: x402 volumes dropped...
Quantum‑Resistant Share Certificates on Organic Paper Launched
Today, I'm proud to announce Superstate Offchain: You can now hold shares of funds and companies in quantum-resistant, blockchain-agnostic certificates, printed on state of the art 100% organic paper 📜 Follow @SuperstateInc to learn more https://t.co/kyp8n34eo6
Base Launches 24/7 Global Economy with Stablecoin Payments
Base is powering a new global economy with: - 24/7 markets for all kinds of assets - Cheap, instant, private, global stablecoin payments - The best builder ecosystem for humans and agents More details on how we'll get there in the blog.
Startups Swarm Mercury for Business and Personal Banking
LOVE @mercury for business banking services (not an investor but wish I was). 90%+ of startups I work with use them (including myself) and they now have personal banking services... so good.
Crypto's Security Flaw: Quantum Attacks Expose Real Risk
Literally the most braindead cope Newsflash: cryptographic currencies are vulnerable to cryptographic attacks Nic investing in quantum solutions to Bitcoin is conviction in the problem, not conflict of interest Focusing on the COI is denial cope
Tokenized Deposits May Not Outperform Stablecoins, Says BlackRock
Great point from the @BlackRock head of digital assets on tokenized deposits Its not clear why they're better than Stablecoins for many use cases They may in fact be worse
Revolut’s $6B Revenue Masks Four Hidden Fault Lines
Revolut: $6B revenue. 38% margins. The North Star of banking. I found four fault lines that the earnings release doesn't mention. Full analysis on Substack / Subscribe 👇 https://t.co/kJ1iPnoooe https://t.co/B0plPkOngz
SEA QR Payments Surge, Powering Cross‑Border Trade
The IMF has a MUST-READ report covering Southeast Asia’s (SEA’s) QR-based digital payment revolution that is transforming cross-border payments, promoting local currency usage, and boosting trade and inclusion. Humble QR payments, born in China back in 2014, are now changing all...
Integrate AI Into Banking Operations for Competitive Edge
AI is no longer a “test and learn” exercise. Those who integrate it into live operations will set the pace for competitive advantage in banking. https://t.co/9jfjXgRP2i
CBDC Leaders Still Back Cash, Not Eliminating It
Is this what passes as scholarship at the @OMFIF these days? "Don’t kill cash - OMFIF" No CBDC-building nation has proposed the elimination of cash. Look at China and India as examples of the two largest. Both...
Asian Banks' Personal Touch Losing to Tech Scale
🌏Are Asian banks’ human-led model losing the #wealth war to tech rivals? Traditional #banks can no longer rely on personal ties alone as tech rivals use massive digital scale to rewrite the rules of #WealthManagement. Ed Lin, @BainandCompany via @AIWealth_net: https://t.co/Oxb9J9WGa4 #WealthTech...
Advancing Taiwan's Nation‑State Bitcoin Adoption Strategy
Many thanks to Legislator @dAAAb for hosting me at the Legislative Yuan to speak on Nation-state Bitcoin Adoption Strategies for Taiwan. Dr. Ko is a great ally & works to advance Bitcoin adoption in Taiwan, engaging with the Central Bank...
Payments Shouldn’t Depend on Location in 2026
This is sooo needed. Getting paid shouldn't be a geography problem in 2026. This is awesome to see. @koshmoney go get it 🔥
Digital Upgrades on Broken Cores Guarantee Failure, Not Transformation
many banks are building sleek digital experiences on top of broken core systems. That’s a recipe for failure, not transformation. Watch the full episode now: https://t.co/BQNDlxuwMR https://t.co/zpEHfYUGzi
Mike Cagney’s Blueprint to Tokenize the $74T DTCC
Mike Cagney is dismantling the $74 trillion DTCC monopoly. Why wait for incumbents to innovate when you can just build a better, cheaper, and more transparent financial stack yourself? (0:00) Why hasn't the $74T DTCC been tokenized? (0:18) Why won't stocks trade...
Roger Reshapes Banking for the Military Community
“ROGER exists to re-establish what banking should look like for the military community: stable, modern, transparent, and designed around service members’ realities" - https://t.co/YrpJ4hBrFZ featured today in https://t.co/xUPIH1zqKM! https://t.co/koyDa67vBl
SOFI Shares Plunge 53% While Membership Soars
SOFI is down 🔻53% since November. Meanwhile, membership growth has shown no sign of slowing down.
US Market Proves Too Tough for Foreign Neobanks
Monzo is leaving the US. ~50 layoffs, accounts wind down by June. This is the pattern now. N26 left in 2022. Revolut's US push has stalled. The thesis that a better mobile bank can simply be exported into the US market...
Monzo Exits US Market, Informs Customers via Email
Monzo is calling it quits in the US, per emails the company has sent to customers: https://t.co/O6zV63RcXB