LiveMore Mortgage Matcher to Be Integrated Into MAB Adviser System

Why It Matters

By expanding affordable mortgage options for older borrowers, the partnership enhances MAB’s advisory value and taps an underserved UK market, driving higher conversion rates for both firms.

Key Takeaways

• LiveMore Mortgage Matcher now embedded in MAB adviser platform.
• Tool evaluates affordability using income, expenses, rentals, pensions.
• Access to over 250 later‑life mortgage products instantly.
• No minimum income requirement expands options for retirees.
• Integration speeds application process and improves adviser‑client conversations.

Pulse Analysis

The UK’s later‑life mortgage market has long been constrained by rigid underwriting criteria that exclude retirees with non‑traditional income streams. LiveMore’s Mortgage Matcher addresses this gap by aggregating a wide array of income sources—pensions, rental yields, savings—and translating them into a clear borrowing capacity. This technology reflects a broader shift toward data‑driven affordability models, allowing lenders to assess risk more holistically while offering borrowers realistic pathways to home ownership or equity release.

Embedding the Matcher into MAB’s adviser platform creates a seamless workflow for mortgage professionals. Advisors can now filter through more than 250 LiveMore products in seconds, eliminating manual spreadsheet calculations and reducing the time from enquiry to application. The system’s “no minimum income” rule widens the pool of eligible clients, enabling advisers to present options that were previously invisible. This efficiency not only improves client experience but also boosts advisory firms’ throughput and revenue potential.

The integration signals a strategic move for both LiveMore and MAB as they position themselves at the forefront of inclusive lending. As the population ages, demand for flexible, retirement‑focused mortgage solutions will intensify, prompting other intermediaries to adopt similar matching engines. By championing affordability and product breadth, the partnership sets a benchmark for the industry, encouraging lenders to rethink criteria and fostering a more competitive, customer‑centric market.