Oxbridge Re Unveils New Tokenized Reinsurance Sidecar Securities with 20% & 42% Return Targets
•February 10, 2026
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Why It Matters
The offering demonstrates how blockchain can streamline capital for reinsurance, delivering uncorrelated, high‑yield exposure that appeals to alternative‑asset investors. It signals growing confidence in digital‑ledger‑based risk financing within the insurance sector.
Key Takeaways
- •Oxbridge launches T20-2027 and T42-2027 token tranches
- •Targets 20% and 42% annual returns respectively
- •Tokens now issued on Solana blockchain
- •Prior sidecar tokens delivered up to 49% returns
- •Investor hurdle rates set at 8% and 16%
Pulse Analysis
The reinsurance market has long relied on capital‑intensive sidecars to underwrite catastrophe risk, but Oxbridge Re’s SurancePlus platform is reshaping that model with blockchain‑based tokens. By moving the latest issuance to Solana, the company reduces transaction costs and settlement latency while preserving the transparency of a public ledger. This shift also broadens access for crypto‑savvy investors who seek exposure to property‑casualty risk without the traditional underwriting gatekeepers.
Performance data from Oxbridge’s earlier token rounds underscores the appeal of tokenized reinsurance as a yield engine. The DeltaCat token generated a 49% return, and the EtaCat tranche’s target was recently raised to 25% after surpassing expectations. Such results position the T20‑2027 and T42‑2027 tranches as compelling alternatives to conventional high‑yield assets, offering investors priority returns through 8% and 16% hurdle rates before the sponsor participates in upside. The dual‑tranche structure caters to both balanced‑yield and high‑risk appetites, aligning capital with the firm’s quota‑share agreements for Gulf Coast wind exposure.
For the broader insurance and fintech ecosystems, Oxbridge’s move signals a maturing intersection of decentralized finance and traditional risk transfer. Regulators are watching tokenized sidecars for compliance with capital adequacy and solvency standards, while other reinsurers consider similar digital offerings to diversify funding sources. As institutional investors increasingly allocate to non‑correlated strategies, the scalability of blockchain could accelerate the adoption of tokenized reinsurance, potentially reshaping capital markets for catastrophe risk.
Oxbridge Re unveils new tokenized reinsurance sidecar securities with 20% & 42% return targets
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Oxbridge Re Holdings Ltd., the Cayman Islands based reinsurance company, has confirmed its two tranche offering of tokenized reinsurance securities that will fund its collateralized reinsurance sidecar vehicle Oxbridge Re NS for the 2026/2027 reinsurance contract year, with 20% and 42% return targets.
Recall that Oxbridge Re launched is Web3-focused venture SurancePlus back in 2022, utilising digital ledger technology to create tokenized reinsurance securities using the Avalanche blockchain.
These tokenized reinsurance securities serve as a funding mechanism to bolster the firm’s collateralized reinsurance sidecar vehicle, Oxbridge Re NS.
Investors who purchase these securities gain access to reinsurance-linked returns produced through the sidecar and its quota share agreements with Oxbridge Re.
Oxbridge Re raised $2.4 million through its first sale of digital or tokenized reinsurance securities, the DeltaCat Re tokens issued in 2023. The company used that $2.4 million of capital to support collateralized reinsurance contracts, underwritten via its sidecar structure, Oxbridge Re NS.
The DeltaCat Re tokenized reinsurance sidecar securities realised a 49% return for their investors, which surpassed initial and updated expectations.
Then, in early 2024, Oxbridge Re raised $2.88 million for its sidecar structure through a series of EpsilonCat Re tokenized reinsurance securities, issued by its subsidiary SurancePlus Inc, which had a target return of 42%.
In early 2025, Oxbridge Re, through SurancePlus, arranged two tranches of tokenized reinsurance securities.
As we reported at the time, these tranches were, balanced yield EtaCat Re securities with a 20% return target and high yield ZetaCat Re securities with a 42% return target, both of which supported its provision of reinsurance coverage to property and casualty insurers within the Gulf Coast region of the United States through the 2025 to 2026 wind season.
As we reported last September, Oxbridge Re said at the time that its EtaCat Re and ZetaCat Re tokenized reinsurance securities remained on-track to achieve their targeted returns of 20% and 42%, respectively.
Oxbridge Re has now updated expected returns, saying that the balanced yield EtaCat Re securities now continues to track towards a 25% return, while the high yield ZetaCat Re securities remains on track to achieve its 42% target.
“These results highlight the strength of SurancePlus’ underwriting discipline and the growing demand for tokenized access to reinsurance as an uncorrelated, yield-focused alternative investment,” Oxbridge Re said.
Oxbridge Re has now unveiled its latest offering for the 2026/2027 reinsurance contract year, with the company once again utilising a two tranche approach, one being higher-yield and one a lower-yielding reinsurance investment opportunity, labelled “T20-2027” and “T42-2027”, respectively.
Much like its offering for 2025, Oxbridge Re has also confirmed that its latest offering has targeted annual returns of 20% and 42%, but this year the company is listing the tokens on Alphaledger, utilising the Solana blockchain instead of Avalanche.
The company said: “The 2026–27 offering is structured to strongly align SurancePlus with investors. Investors receive priority returns through preferred annual hurdle rates of 8% for the T20 Balanced-Yield strategy and 16% for the T42 High-Yield strategy, meaning SurancePlus participates only after investors first achieve these returns.”
Oxbridge Re also added: “Subscriptions for the upcoming 2026-27 contracts will be accepted through March 31, providing investors with the opportunity to participate in this year’s offering following the strong performance of the prior program.”
Jay Madhu**,** Chairman and CEO of Oxbridge and SurancePlus**,** commented: “Building on our solid performance thus far, we are proud to announce that this year’s contracts will be on the Solana blockchain and will target similar returns.”
Oxbridge Re unveils new tokenized reinsurance sidecar securities with 20% & 42% return targets was published by: www.Artemis.bm
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