PingPong and Visa Launch Card-to-Account Payment Solution

Why It Matters

The solution unlocks stranded corporate spend, improving working‑capital efficiency for both buyers and suppliers, and expands the reach of commercial card networks into untapped B2B markets.

Key Takeaways

• Corporate cards now fund invoices where suppliers lack card acceptance
• Funds transferred instantly (T+0‑T+2) without supplier onboarding
• Supports 170+ countries, 25+ currencies via web portal or API
• Visa selects PingPong as one of three BPSP foundational providers

Pulse Analysis

The B2B payments landscape has long suffered from a mismatch between corporate card usage and supplier acceptance. While large enterprises increasingly rely on commercial credit cards to manage cash flow, many of their suppliers lack the infrastructure to process card transactions, leaving a sizable portion of spend idle. Embedded finance platforms like PingPong are bridging this gap by converting card payments into traditional bank transfers, a model that preserves the speed and control of card‑based working capital while respecting the supplier’s preferred payment method.

Visa’s Business Payment Solution Provider (BPSP) programme is designed to extend the reach of its card network into the B2B arena through vetted partners with deep compliance and payout capabilities. By selecting PingPong as one of only three foundational providers, Visa signals confidence in the company’s global licensing, anti‑fraud safeguards, and ability to settle funds in over 25 currencies within one to two business days. This partnership not only enhances liquidity for buyers—who can now leverage existing card programs—but also offers suppliers immediate, predictable cash inflows without the need for new onboarding or workflow changes.

Looking ahead, the rollout to the United States and Singapore in 2026 positions the solution to capture a sizable share of the $30 trillion global B2B payments market. Integration options via a no‑code web portal or API mean that treasury and ERP systems can adopt the service with minimal disruption, accelerating adoption among multinational corporates. As more firms seek to optimize working capital and reduce payment friction, card‑to‑account solutions are likely to become a standard component of embedded finance stacks, prompting traditional banks and fintech rivals to develop comparable offerings.