How ACI Worldwide Is Reducing Risk and Scaling Transactions

Why It Matters

ACI’s orchestration platform lowers transaction risk and streamlines global payments, giving merchants a competitive edge in an increasingly digital, borderless market.

Key Takeaways

• ACI positions itself as a global payment orchestration platform.
• Uses fraud tools and data analytics to minimize transaction risk.
• Serves 18 of top 20 banks with its Base24 software.
• Consolidates multi‑partner data for seamless cross‑border merchant processing.
• Aims to support multinational merchants as digital payments expand worldwide.

Summary

The video introduces ACI Worldwide’s payment orchestration platform, emphasizing its role in reducing fraud risk while enabling merchants to process cross‑border transactions in local currencies. Carlos Defante explains that ACI aggregates data from schemes, acquirers, and fraud tools to create a unified view of each consumer, ensuring secure authorizations.

Key insights include ACI’s reliance on advanced analytics and rule‑based engines to detect suspicious activity, and its deep integration with the banking sector through the Base24 software, now deployed at 18 of the world’s top 20 banks. The platform also offers merchants a single dashboard to manage multiple payment partners, simplifying global commerce.

Defante highlights that multinational merchants are ACI’s best customers, citing the company’s footprint in every major market and its ability to consolidate disparate data streams into one actionable interface. He notes that the digital payments landscape is rapidly evolving, and ACI’s orchestration solution is designed to keep pace.

The implication is clear: by providing end‑to‑end security and a unified processing layer, ACI enables merchants to expand internationally with reduced friction and lower fraud exposure, positioning the firm for continued growth as digital commerce globalizes.

Original Description

How are businesses managing complexity in global payments?

In this interview, Carlos Dafonte from ACI Worldwide explains how payment orchestration is helping banks and merchants reduce risk, improve security, and enable seamless cross-border transactions.

From fraud prevention to data-driven insights, this discussion explores how modern payment infrastructure is evolving to meet the demands of a digital-first world.

Read the full interview on FF News:

https://ffnews.com/fintech-tv/event/event-videos-2025/merchant-payments-ecosystem-2025/carlos-dafonte-global-partnerships-at-aci-worldwide/

@EmpiriaGroup @ACIWorldwide