How Loomis Pay Is Unifying Cash, Card & Digital Payments | NRF 2025
•February 17, 2026
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Why It Matters
By consolidating cash and digital payments into one managed service, Loomis Pay gives retailers a competitive edge through cost savings, enhanced liquidity insight, and reduced operational risk, accelerating the industry’s move toward unified commerce solutions.
Key Takeaways
- •Loomis Pay bundles cash, card, digital payments into single platform.
- •Acquisition of Chima adds cash‑management hardware to Loomis ecosystem.
- •Retailers gain operational efficiency and improved cash‑flow visibility.
- •Unified legal, pricing, and settlement contracts simplify merchant experience.
- •API ecosystem enables integration with inventory, ERP, and staffing systems.
Summary
Loomis Pay used its NRF 2025 stage to unveil a unified payments solution that combines cash, card and digital transactions into a single, end‑to‑end package. The fintech arm of the Loomis group, celebrating its fifth anniversary, highlighted its presence in the Nordics and Spain and outlined a Europe‑wide expansion plan.
The company’s recent acquisition of Italian cash‑management specialist Chima in October 2023 is central to the offering, adding hardware and software capabilities that close the long‑standing gap between POS digital payments and physical cash handling. Executives described the payments landscape as fragmented and argued that consolidation—both across verticals and borders—is essential for sustainable margins.
Loomis Pay emphasized concrete benefits: a single legal, pricing and settlement contract; a unified reporting file that satisfies auditors, insurers and regulators; and an open API layer that lets retailers plug in inventory, ERP and staff‑management systems. Pilot customers reported a one‑third reduction in cash‑handling touch points and a 50 % cut in internal shrinkage, delivering faster, safer cash flows.
For retailers, the platform promises operational efficiency, better liquidity visibility and lower risk, while enabling shoppers to pay however they prefer. The move signals a broader industry shift toward integrated, modular fintech ecosystems that can scale across markets and simplify merchant operations.
Original Description
At NRF 2025, Loomis Pay — the fintech arm of the Loomis Group — explains how it is reshaping merchant payments across Europe by bundling cash handling, card payments, digital payments, and POS services into one unified platform.
Now active across the Nordics and Spain, Loomis Pay combines its parent company’s global cash logistics expertise with modern digital payments infrastructure to create a true “one package” solution for retailers.
In this interview, Loomis Pay shares how it is:
• Integrating cash, card, and digital payments
• Simplifying merchant operations
• Reducing vendor complexity
• Offering unified contracts and pricing
• Consolidating settlement and reconciliation
• Building open API-based ecosystems
• Preparing for industry consolidation
While digital payments are mature, POS systems remain fragmented. Many retailers still juggle multiple vendors, contracts, and support teams. Loomis Pay’s strategy is to remove that friction by acting as a single partner for payments, technology, and operational services.
Beyond payments, Loomis Pay is building an open platform where retailers can connect staff management, inventory, ERP, and analytics tools — creating a central operational “cockpit” for growth.
This video is for:
• Retail executives
• Payments leaders
• Merchant acquirers
• Fintech founders
• POS providers
• Platform builders
• Investors
If you want to understand how payments, cash, and software are converging into unified retail platforms, this story shows where the market is heading.
Explore how Loomis Pay is bundling cash, card, and digital payments for European merchants :
@NationalRetailFederation @loomisuk3489
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