How Yapily Is Scaling Open Banking Payments and Data Infrastructure

Why It Matters

Yapily’s secure, high‑volume open‑banking infrastructure fuels fintech growth and expands digital payment adoption among consumers and small businesses, making it a pivotal player in the evolving financial ecosystem.

Key Takeaways

• Yapily's platform supports high‑volume payments and data for large institutions.
• Open banking simplifies account opening and bill payments for consumers instantly.
• API integration enables SMEs like hairdressers to accept direct bank transfers.
• Robust security and IBM infrastructure underpin Yapily’s reliability claims.
• Fintech innovators rely on Yapily to automate data and accelerate growth.

Summary

The interview with Jason, Yapily’s co‑founder, at Cybos Frankfurt 2025 focuses on how the company is scaling its open‑banking payments and data platform to meet enterprise‑grade demand.

Yapily highlights its robust, IBM‑backed infrastructure that supports large‑volume customers—from major banks to accounting software like QuickBooks—delivering fast, secure payments and real‑time data aggregation. The firm stresses that open banking eliminates manual processes, enabling instant account opening and bill payment for consumers.

Jason quips, “If we went public tomorrow… I’d get that tattooed on my arm,” underscoring confidence in valuation. He also notes everyday use cases: a hairdresser scanning a QR code to pull funds directly from a bank account, and fintech apps such as Moneybox and Plum using round‑up features powered by Yapily.

By providing a reliable API layer, Yapily accelerates fintech innovation, lowers entry barriers for SMEs, and positions itself as a critical infrastructure provider in the rapidly expanding open‑banking ecosystem, potentially driving significant market valuation.

Original Description

Open banking has moved from concept to critical infrastructure.

In this video, we explore how Yapily is scaling its open banking platform to support high-volume payments and financial data access for major institutions.

Recorded at Sibos 2025 at the FF News Tattoo Studio, Jason O’Shaughnessy shares insights just weeks into his new role — highlighting Yapily’s investment in building a robust, enterprise-grade open banking platform.

The focus is clear: when customers have a bad experience, they blame the brand, not the underlying rail. That means reliability, uptime, and support must be built for scale.

Key themes covered in this episode:

• Open banking payments infrastructure

• Account-to-account (A2A) payments

• Open banking data connectivity

• Enterprise API reliability

• QR code A2A transactions

• Embedded finance use cases

• Real-time payment experiences

• Fintech scalability and resilience

Yapily supports large financial institutions, software platforms such as accounting providers, and banks across both payment initiation and data aggregation.

Open banking enables faster onboarding, near-instant payments, and simplified financial management. From paying a credit card bill in seconds to tradespeople connecting bank feeds directly into accounting tools, the value is practical and immediate.

Examples across the ecosystem include savings round-up tools, QR-code-based account-to-account payments, and automated reconciliation via open APIs.

But for these experiences to work, the infrastructure underneath must be dependable.

Yapily’s core message: if open banking powers critical customer journeys, the pipes must be solid so brands can innovate confidently on top.

This isn’t just about APIs.

It’s about:

• Delivering reliable A2A payments

• Enabling seamless financial data access

• Supporting embedded finance growth

• Reducing card dependency

• Improving onboarding speed

• Powering accounting automation

• Building trust in open banking rails

If you work in payments, fintech, banking APIs, embedded finance, digital accounting, or financial infrastructure, this video offers insight into how open banking platforms scale responsibly.

Discover how Yapily is scaling open banking payments and data infrastructure :

https://ffnews.com/fintech-tv/ff-tattoo-studio-yapily-on-scaling-payments-data-with-open-banking/

@SibosTV @yapily4202