REFLECTION ASSET MANAGEMENT - Filing for Period Ending 12/31/2025

Key Takeaways

• $164.95M AUM across 67 clients
• Top 13F holding NVIDIA, 33.78% concentration
• ESG strategy uses 400 proprietary data points
• Focus on human capital, environment, community
• Gender Equality Strategy mentioned, details scarce

Summary

Reflection Asset Management (RAM), based in Isle of Palms, oversees $164.95 million in discretionary assets for 67 clients and reported $140.68 million in 13F‑registered securities for Q4 2025. Its portfolio is heavily weighted toward NVIDIA, which alone accounts for 33.78% of its top‑ten holdings. Founded in 2019 by CEO Jason Britton, RAM employs a large‑cap ESG strategy that evaluates 400 proprietary social and environmental data points across policy and performance metrics. The firm also references a Gender Equality Strategy, though details remain limited.

Pulse Analysis

Reflection Asset Management has quickly scaled since its 2020 launch, positioning itself as a boutique advisory with over $160 million in assets under management. The firm’s SEC registration and diversified client base give it credibility, while its concentration in high‑growth tech stocks like NVIDIA signals an aggressive tilt toward market leaders. This blend of size and focus makes RAM a noteworthy player among mid‑market advisers.

RAM’s investment methodology distinguishes itself through a rigorous ESG framework that processes roughly 400 quantitative social and environmental indicators. By separating policy disclosures from actual performance, the firm assesses companies across three pillars—human capital, environmental stewardship, and community engagement—before feeding the results into an optimizer that selects fundamentally attractive stocks. Such a systematic, data‑heavy approach mirrors a broader industry shift toward measurable sustainability metrics, catering to investors who demand both financial returns and impact transparency.

The firm’s heavy weighting in NVIDIA, comprising over a third of its top‑ten holdings, illustrates the double‑edged nature of ESG‑focused portfolios: while aligning with high‑growth, innovation‑driven firms can boost returns, it also amplifies concentration risk. As institutional and retail investors increasingly prioritize ESG criteria, firms like RAM that combine quantitative rigor with thematic strategies are likely to attract more capital, provided they manage exposure to volatile sectors. Monitoring RAM’s future filings will reveal how it balances ESG ambitions with diversification imperatives.