PredictionCircle Brings Prediction Market Intelligence to General Audiences
PredictionCircle launched a free platform that aggregates live data from four major prediction‑market sites and translates raw probabilities into plain‑English intelligence. The service adds a proprietary "Crowd vs. Money" signal, showing how many participants back an outcome versus the capital behind it. It refreshes every five minutes and covers politics, economics, sports, crypto, and geopolitics. The launch coincides with mainstream players like DraftKings and Robinhood bringing prediction‑market products to tens of millions of new users.
America’s #1 Choice for Banking Expands Its Lead with the Launch of Chime Prime
Chime announced Chime Prime, a premium membership tier for customers who receive at least $3,000 in monthly direct deposits. The tier offers 5% cash back on a chosen spending category, a 3.75% APY on savings, travel perks, fee‑free overdraft and early‑pay...
Stearns Bank Advances Omnichannel Transformation with Prelim Account Opening
Stearns Bank N.A. has chosen Prelim’s omnichannel account‑opening platform to unify its in‑branch and digital onboarding processes. The fintech solution integrates with the bank’s Fiserv Premier core, automating everything from application intake and identity verification to account issuance while preserving...
Polygraf AI Announces Core AI Patent and Sweeps Major Cybersecurity Awards at RSAC 2026
Polygraf AI announced a core USPTO patent for its Content Source Detection AI model and swept several top cybersecurity honors at RSA Conference 2026, including the Global InfoSec Award for Most Innovative AI Usage Control, a gold win at the...
AI-Powered Home Finance Fintech Smartlayer Set to Close
Smartlayer, a London‑based AI fintech that built a white‑label data platform for residential lending, announced it will cease operations after three years. Founded in 2022, the company raised $835,000 in a 2024 seed round and launched HomeScore, a product co‑developed...
Agentic Commerce in 2026: Where We Stand and What Lies Ahead
Financial services firms are accelerating AI‑driven, autonomous decision‑making to overhaul checkout experiences, a trend dubbed agentic commerce. The model enables software agents to discover, evaluate, purchase, and manage post‑sale tasks within predefined guardrails, shifting the consumer role from shopper to...
Demystify Podcast: Demystifying Vibe Coding and AI Development with Sergio Gago
On April 1, 2026, the Demystify Podcast hosted Dave and Dharmesh interviewed Sergio Gago, CTO of Cloudera, about AI‑driven “vibe coding” and autonomous agents. Vibe coding lets users describe desired applications and have AI generate full code, architecture, and deployment within minutes,...
The New Gold Rush to Become a US Bank
The OCC has seen a surge in U.S. bank charter applications, receiving more in the last six months than in the previous four years combined. Major foreign neobanks such as Brazil's Nubank, Europe's Revolut, and the Dutch Bunq are among...
Doginal Dogs Announces a New Chapter in Community-Led NFTs
Doginal Dogs, a Dogecoin‑native NFT collection of 10,000 hand‑curated Doginals, has entered a new phase emphasizing community‑led development. The project launched with a free mint, no venture capital, and the founders personally covering gas costs, distributing all tokens to holders....
ICYMI Fintech Funding Round-Up: Chexy, Littlefish, Happy Pay, and More
FinTech Futures’ weekly ICYMI roundup highlights a wave of funding across the sector, with nine companies securing between $3.6 million and $14 million. Canadian paytech Chexy raised $14 million to scale its rewards‑based payments platform, while South Africa’s Littlefish secured $9.5 million to expand...
FinTech Futures: Top Five News Stories of the Week – 27 March 2026
Monument Bank announced the UK’s first tokenised retail deposits programme, aiming to mirror up to £250 million ($317 million) of client funds on the Midnight public blockchain while keeping deposits protected under the FSCS. The Prudential Regulation Authority fined The Bank of...
March 2026: Top Five AI Stories of the Month
Mastercard and Banco Santander completed Europe’s first live end‑to‑end payment executed by an AI agent, leveraging Santander’s payment network and Mastercard’s Agent Pay protocol. Visa launched the Agentic Ready programme to ready issuers for agent‑initiated commerce across Europe, enlisting major banks...
PRA Fines The Bank of London Group and Oplyse £2m
The UK Prudential Regulation Authority has fined The Bank of London Group and its parent Oplyse Holdings £2 million (≈ $2.5 million) for deliberately misrepresenting their capital position between October 2021 and May 2024. The regulator said the firms provided fabricated documents, breached capital adequacy...
Fluxa Launches to Enhance Payment Processing for UK SMEs
Fluxa, a UK‑based card payment processor founded by Paul Jones in 2026, launched a platform offering a flat 1.8% transaction fee for online merchants. The service includes a fully hosted checkout with Apple Pay, Google Pay and 3D Secure, plus a real‑time dashboard...
Turning Claims Documents Into Decisions
Wisedocs unveiled an AI‑powered decision intelligence platform that transforms raw claims documents into structured, decision‑ready insights across the entire claims lifecycle. The solution automates document classification, deduplication and timeline creation, while AI analyzers flag risk signals, inconsistencies and treatment outliers....
Los Angeles Small Business ‘Spreads’ Global Reach with Coupang
Los Angeles‑based organic nut butter maker Spread The Love is expanding into South Korea by partnering with e‑commerce giant Coupang. The partnership leverages Coupang’s AI‑driven export platform, which handled over $5 billion in U.S. export sales in 2025, to manage logistics,...
Superior Credit Union Renews Partnership with Mahalo Banking
Superior Credit Union has renewed its long‑term partnership with Mahalo Banking, extending the use of Mahalo’s Thoughtful Banking® platform. The renewal follows measurable gains in operational efficiency and a steady rise in online banking registrations. Mahalo’s core‑centric architecture delivers real‑time...
The Governance of Agentic AI: From Human-in-the-Loop to Logic-Based Oversight
Agentic AI systems now execute payments, liquidity moves and trades without human clicks, forcing financial institutions to move governance from transaction‑level monitoring to logic‑level auditing. The article argues that human‑in‑the‑loop oversight has become theatrical, as agents optimise across thousands of...
ICYMI Fintech Funding Round-Up: Wealthyhood, Payr, Pluvo, and More
FinTech Futures’ ICYMI roundup highlights a wave of European‑focused funding, with Wealthyhood securing €6 million Series A, Pluvo raising $5 million seed, and TaxDown obtaining €4 million from BBVA Spark. Compliance‑focused AI startups Diligent AI and Vivox AI attracted $2.5 million and £1.3 million respectively, while proptech Payr...
Webinar | 15 April 2026 | Agentic AI in Banking: Exploring Key Applications and Best Practices for Implementation
An upcoming webinar on 15 April 2026 will examine how agentic AI is reshaping banking. It will showcase use cases such as real‑time fraud prevention, predictive credit‑risk analytics, and back‑office automation, while addressing ethical, privacy, and regulatory concerns. Speakers will...
Brighty Launches Banking AI Agents for Corporate Clients
Brighty, a European crypto‑native digital finance platform, unveiled a Banking API that lets AI agents perform full‑cycle business banking functions such as balance queries, payments, currency exchange, payroll, and reconciliation. The developer‑ready infrastructure enables autonomous invoice processing, approvals, and fund...
Banking Technology Magazine March 2026 Issue Out Now
Bank Aston is launching in the Channel Islands with Oracle as its core banking provider, targeting offshore trustees, investment funds and family offices. Albania’s Jet Bank secured preliminary approval and chose Backbase for its digital‑only platform, becoming the country’s first...
Thales Updates and Enhances Naranja X’s Payment Security
Thales announced that Argentina fintech Naranja X has expanded its use of the Thales D1 Platform, adding Entersekt’s authentication suite to secure online payments. The cloud‑native solution enables tokenized Apple Pay and Google Pay wallets and implements 3‑DS protocols for e‑commerce. Naranja X reports over...
ICYMI Fintech Funding Round-Up: Confido, WafR, Burst, and More
Fintech investors continued to pour capital into niche infrastructure this week, with Confido securing $9 million to expand its legal‑tech payment platform, and Morocco‑based WafR raising $4 million to grow a digital network for corner stores. In the U.S., health‑spending paytech Burst...
February 2026: Top Five AI Stories of the Month
In February 2026 fintech firms accelerated AI integration across multiple fronts. BridgeWise bought Context Analytics to power its new pAI wealth‑agent, while accounting platform Basis raised $100 million Series B, reaching a $1.15 billion valuation. Zest AI teamed with Commonwealth Credit Union to...
February 2026: Top Five Fintech M&A Stories of the Month
In February 2026, fintech M&A activity highlighted five marquee deals reshaping banking, asset management, digital payments, and wealth services. Santander agreed to acquire Webster Bank for $12.2 billion, positioning itself among the top‑ten U.S. retail banks. Nuveen’s £9.9 billion purchase of Schroders will...
FinTech Futures: Top Five News Stories of the Week – 20 February 2026
FinTech Futures highlighted five notable developments this week. Vestwell secured a $385 million Series E round, doubling its valuation to roughly $2 billion and earmarking funds for platform expansion and payroll integrations. The UK regulator fined Bank of Ireland UK £3.78 million for a 14‑month...
Remitly Names Former Santander Exec Sebastian Gunningham as New CEO
Remitly announced that Sebastian Gunningham, a former senior executive at Santander, will take over as chief executive officer effective immediately. Gunningham previously led Santander’s consumer banking and digital transformation initiatives across Europe and Latin America. The appointment follows Remitly’s recent...
Banking’s Crisis of Meaning: When Purpose Disappears
Dharmesh Mistry warns that AI‑driven automation is stripping banking jobs of their intrinsic purpose, turning roles into mere button‑pressing tasks. He argues that a superficial brand slogan like “better banking” won’t survive when machines already deliver superior products. Instead, banks...
Highnote Named to Forbes Fintech 50 for Second Consecutive Year
New York-Based Fintech Avantos Raises $25m Series A
Tembo Secures over £15m to Accelerate Savings and Mortgage Products
Demystify Podcast: Demystifying How Commody Is Fractionalising the Collector Car Market
Commody is launching a blockchain‑based platform that tokenises collector cars, allowing investors to purchase fractional shares of high‑value vehicles. Co‑founder Vilius Oškeliūnas explained how real‑world asset tokenisation creates liquidity for an otherwise illiquid market. The service leverages smart contracts to...
USAA Names Santander US' Dan Griffiths as CIO
USAA has appointed Dan Griffiths as its new Chief Information Officer, bringing a wealth of experience from major financial institutions. Griffiths has served as Group CIO at Santander US since August 2024 and previously held senior technology roles at JPMorgan,...
Is 2026 a Make-or-Break Year for Stablecoins?
Stablecoins enjoyed rapid growth in 2025, but 2026 will test their durability. Regulators in the United States, Europe and Asia are drafting stricter compliance frameworks that could reshape issuance practices. At the same time, major issuers are expanding into real‑world...
CoinCover Appoints Jeremy Verba as CEO, Succeeding Co-Founder David Janczewski
CoinCover announced Jeremy Verba as its new chief executive officer, replacing co‑founder David Janczewski after nearly eight years at the helm. Janczewski will remain involved as a key advisor and board member, ensuring continuity in strategic direction. The transition signals...
ConnectPay Moves to In-House Core Banking System Mars
ConnectPay announced the deployment of Mars, an in‑house core banking platform designed to replace its previous external provider. The move eliminates the single biggest operational risk for an electronic money institution—dependency on third‑party core systems. By bringing core banking functions...
EToro Reports Fourth Quarter and Full Year 2025 Results
BTG Pactual Boosts Retail Strategy with Acquisition of 48% Meutudo Stake
Mynt's Fuse Financing Lands $30m to Scale MSME Support
Boerse Stuttgart Digital and Tradias Plan Merger in Germany
Boerse Stuttgart Digital and Tradias announced plans to merge, forming a new unit within the Boerse Stuttgart Group. The combined entity will be managed by a joint leadership team operating from Frankfurt and Stuttgart. The merger aims to integrate Boerse...
SME-Focused Zempler Bank Set to Be Acquired by The Access Bank UK
Zempler Bank, a niche lender serving small and medium‑sized enterprises, is being acquired by The Access Bank UK. Both parties announced that regulators have approved the transaction, clearing the final hurdle. The deal is slated to close within the next...
Brite Payments Appoints Robin Paulsson as CFO as Fredrik Strömqvist Departs
Brite Payments announced that Robin Paulsson will assume the role of chief financial officer, succeeding co‑founder Fredrik Strömqvist who is leaving the company. Paulsson brings senior finance experience from a leading Nordic payments platform, while Strömqvist departs after guiding Brite...
Farhan Ahmad Steps Down as PayNet CEO
Farhan Ahmad is stepping down after more than three years as chief executive of PayNet. The fintech firm announced that Praveen Rajan, formerly the chief consumer business officer at CelcomDigi, will assume the CEO role. The leadership transition is positioned...
Array Enhances Embedded Finance Suite with Chimney Acquisition
Array announced the acquisition of fintech startup Chimney, a move aimed at strengthening its embedded finance suite. The deal will integrate Chimney’s consumer‑facing financial decision tools into Array’s existing platform. By combining Chimney’s analytics and recommendation engine with Array’s infrastructure,...
Commonwealth Credit Union Partners Zest AI to Debut CU Lending Collective
Commonwealth Credit Union has announced a partnership with Zest AI to launch the CU Lending Collective, a cooperative credit union service organization (CUSO) focused on AI‑driven lending. The collective will provide smaller credit unions with shared access to Zest AI’s...
Energy One FCU to Integrate Six Appli Financial Calculators Into Its New Site
Energy One Federal Credit Union is embedding six Appli financial calculators into its newly launched website on February 15. The suite includes tools for auto loans, home‑equity lines of credit, mortgages, money‑market accounts, share certificates, and a savings‑goal planner. By...
Ethiopia Launches Instant Payments with BPC
Ethiopia has launched EthioPay-IPS, an instant payment system built on BPC’s SmartVista platform. The service connects banks and payment providers, enabling 24/7 real‑time transfers, QR code payments, alias transfers, and recurring collections. By linking the financial ecosystem, EthioPay-IPS aims to...
HSBC Orion Selected to Pilot UK's Digital Gilt Instrument
HSBC’s Orion platform has been chosen to run the UK’s first digital gilt pilot. The Treasury will use distributed ledger technology to issue and settle sovereign bonds on a test basis. The project aims to assess DLT’s efficiency, transparency and...
Wrisk Acquires Atto for Enhanced Embedded Insurance Offering
Wrisk, the UK‑based embedded insurance platform, announced the acquisition of Edinburgh‑originated financial intelligence firm Atto. While Atto will continue operating as a standalone brand, it will now sit within the Wrisk group. The deal is positioned to blend Atto's data‑driven...
