Miles to Memories

Miles to Memories

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Independent miles/points and travel deals site; frequent coverage of hotels, loyalty, and travel experiences.

Is Chase Pay Yourself Back Now More Important Than Ever?
NewsApr 9, 2026

Is Chase Pay Yourself Back Now More Important Than Ever?

Chase’s Pay Yourself Back program lets Sapphire Reserve holders redeem Ultimate Rewards points for statement credits at a rate of 1.25 cents per point, a value that now looks more attractive as other UR redemption options lose ground. Recent devaluations across...

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Chase $900 Bonus for Checking and Savings Account Is Back Again
NewsApr 8, 2026

Chase $900 Bonus for Checking and Savings Account Is Back Again

JPMorgan Chase has re‑launched its $900 combo bonus for new checking and savings customers. New Total Checking accounts earn $300 with a qualifying direct deposit, while a new Savings account earns $200 after a $15,000 deposit and a 90‑day balance;...

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Delta Eyes Minneapolis for Next  Delta One Lounge
NewsApr 6, 2026

Delta Eyes Minneapolis for Next Delta One Lounge

Delta Air Lines is evaluating a 20,000‑square‑foot Delta One lounge at Minneapolis‑St. Paul International Airport, though no firm timeline exists. The airport may allocate roughly $1 million in public funds for a feasibility study as part of its capital‑improvement plan. Delta...

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Chase Sapphire Reserve ‘Pay Yourself Back’ Categories Extended
NewsApr 6, 2026

Chase Sapphire Reserve ‘Pay Yourself Back’ Categories Extended

Chase has extended its Pay Yourself Back (PYB) redemption categories for Sapphire Reserve cardholders. Grocery and pet‑store categories now run through June 30, 2026, while annual‑fee credits are available through December 31, 2026. Points redeemed for these purchases are valued at 1.25 cents each, and...

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Bye For Now, United Debit Card
NewsApr 5, 2026

Bye For Now, United Debit Card

The author tested the United MileagePlus Debit Rewards card issued by Sunrise Bank as a credit‑card alternative, but encountered numerous operational hurdles. Linking accounts from non‑partner banks often failed, and the card imposed a $750 transfer limit over any 30‑day...

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The One Card EVERYONE Should Get (Especially Now)
NewsApr 4, 2026

The One Card EVERYONE Should Get (Especially Now)

Charles Schwab’s High‑Yield Investor Checking account offers a debit card that eliminates ATM and foreign‑transaction fees, making it especially valuable for travelers. The account also provides a pathway to the Schwab‑branded American Express Platinum card, which lets users cash out...

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How I Burned 3 Amex Airline Incidental Credits In Minutes
NewsApr 3, 2026

How I Burned 3 Amex Airline Incidental Credits In Minutes

Mark Ostermann outlines a rapid method to generate and burn three Delta Amex airline incidental credits, creating nearly $900 in flight credit without spending cash. He booked a sub‑$100 flight using Business Platinum points at a 35% rebate, then repeatedly...

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New Hyatt Promo Worth Up To 100K Points, JetBlue Raises Bag Fees & Delta Is Ditching Starlink
NewsApr 2, 2026

New Hyatt Promo Worth Up To 100K Points, JetBlue Raises Bag Fees & Delta Is Ditching Starlink

Delta Air Lines and Amazon’s Leo platform announced a partnership to embed next‑generation connectivity and digital services across Delta’s fleet, signaling a strategic shift from satellite‑based solutions like Starlink. Hyatt’s Under Canvas brand launched a limited‑time promotion that rewards glamping...

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Alaska Atmos Rewards Ascent Card Offering 85K Bonus
NewsMar 31, 2026

Alaska Atmos Rewards Ascent Card Offering 85K Bonus

Alaska Airlines has refreshed its Atmos™ Rewards Ascent Visa Signature® card with an 85,000‑mile sign‑up bonus and a $99 companion fare after $4,500 of spending in the first 120 days. The card carries a $95 annual fee and offers 3X...

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You Can Earn 7 Free Nights From Hyatt Brand Explorer Perk
NewsMar 30, 2026

You Can Earn 7 Free Nights From Hyatt Brand Explorer Perk

Hyatt’s Brand Explorer perk now awards up to seven category 1‑4 free‑night certificates after members stay at five different Hyatt brands, a jump from the original two‑certificate limit. The program currently spans 38 distinct Hyatt brands, from luxury Park Hyatt...

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Chasing Ultimate Rewards Redemption Back to This Entry Level
NewsMar 29, 2026

Chasing Ultimate Rewards Redemption Back to This Entry Level

Chase customers can again cash out Ultimate Rewards points at one cent per point after a six‑year hiatus. The author, Benjy Harmon, describes his shift from high‑value Pay Yourself Back redemptions back to plain cash following recent policy changes that...

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All The Ways I Have Been Burning My Bilt Cash
NewsMar 28, 2026

All The Ways I Have Been Burning My Bilt Cash

The Bilt 2.0 card’s launch introduced a complex Bilt Cash ecosystem, offering credits for dining, travel, shopping, and lifestyle services. Cardholders can redeem cash for monthly GrubHub, Walgreens, Lyft, and restaurant credits, as well as for point accelerators and hotel discounts. Mark...

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6 Months of Free Amazon Prime & Then Pay Half Price For Young Adults / Students
NewsMar 28, 2026

6 Months of Free Amazon Prime & Then Pay Half Price For Young Adults / Students

Amazon introduced a Prime tier for young adults and students that includes a six‑month free trial, then costs $7.49 per month—half the regular $14.99 rate. The discounted membership provides the full suite of Prime benefits, plus extra perks such as...

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Surveys Sent Out About Possible Citi Strata Premier Revamp
NewsMar 27, 2026

Surveys Sent Out About Possible Citi Strata Premier Revamp

Citigroup appears to be testing two revamped versions of its Strata Premier card, each carrying a $195 annual fee. Both proposals retain a 4× points boost on dining during Citi Nights and include a suite of statement credits, such as...

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Earn Up to $825 Bonus Today with New SoFi Checking and Savings Account
NewsMar 27, 2026

Earn Up to $825 Bonus Today with New SoFi Checking and Savings Account

SoFi is rolling out a new checking and savings account promotion that can net new customers up to $825 in cash and points. The core offer provides a $400 bonus for deposits of $5,000 or more within a 30‑day evaluation...

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25% Off Amazon Subscribe & Save Groceries With Promo
NewsMar 27, 2026

25% Off Amazon Subscribe & Save Groceries With Promo

Amazon is offering a limited‑time 25 % discount on a single Subscribe & Save item, valid through April 1, 2026. The rebate is automatically applied at checkout for eligible products, encouraging shoppers to try the program without extra steps. Amazon advises customers to select the...

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Earn $150 with New Varo Money Account, Plus $150 for Referrals
NewsMar 25, 2026

Earn $150 with New Varo Money Account, Plus $150 for Referrals

Varo Bank is offering a $150 cash bonus to new customers who receive at least $500 in qualifying direct deposits within 45 days, with the promotion running through March 31, 2026. The bonus is deposited into the account within 4‑7 business days...

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Earn $500 Bonus with New Relay Financial Account
NewsMar 24, 2026

Earn $500 Bonus with New Relay Financial Account

Relay Financial, a fintech platform backed by Thread Bank, is launching a $500 cash bonus for new business checking customers. To qualify, users must deposit $10,000 within the first 30 days and maintain that balance for 90 days. The reward...

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Credit Card Application Rules By Bank – A Complete Guide
NewsMar 24, 2026

Credit Card Application Rules By Bank – A Complete Guide

The guide outlines each major U.S. issuer’s credit‑card application limits, timing rules, and welcome‑offer eligibility. American Express caps five cards with a two‑approval‑per‑90‑days rule, while Chase enforces the notorious 5/24 rule that excludes business cards. Bank of America, Capital One, Barclays, and others impose...

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Verizon Customers Can Win FIFA World Cup Tickets & More
NewsMar 23, 2026

Verizon Customers Can Win FIFA World Cup Tickets & More

Verizon, the official telecommunications sponsor of the 2026 FIFA World Cup, has launched a series of sweepstakes that let customers win tickets, merchandise, and even an all‑inclusive trip to the championship final in New York/New Jersey. The promotions run from mid‑March...

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Transfer Citi ThankYou Points to Virgin Atlantic with 30% Bonus
NewsMar 23, 2026

Transfer Citi ThankYou Points to Virgin Atlantic with 30% Bonus

Citi is offering a limited‑time transfer bonus that adds 30% more Virgin Atlantic miles when you move ThankYou points to the airline’s program. The promotion runs until 11:59 p.m. ET on April 18, 2026, and is part of a broader set...

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Cracks Already Showing In Capital One’s Purchase Of Discover For Travelers
NewsMar 20, 2026

Cracks Already Showing In Capital One’s Purchase Of Discover For Travelers

Capital One’s ongoing integration of Discover is moving its debit cards—and potentially some credit cards—onto the Discover network. The change surfaced when a traveler experienced repeated ATM denials in Poland and Ireland, discovering the card now bears the Discover logo....

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AAdvantage eShopping: 1,000 Miles Signup Bonus, Plus Up to 5,000 Miles with Referrals
NewsMar 20, 2026

AAdvantage eShopping: 1,000 Miles Signup Bonus, Plus Up to 5,000 Miles with Referrals

American Airlines' AAdvantage eShopping platform is running a limited‑time promotion that rewards new members with a 1,000‑mile signup bonus after a $75 purchase. Existing members can earn 500 miles for each friend they refer, up to ten referrals, for a...

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Amex Launching New Business Card with $250 Annual Fee?
NewsMar 19, 2026

Amex Launching New Business Card with $250 Annual Fee?

American Express is teasing a new premium business credit card, likely the Graphite Business Cash Unlimited Card, via an Instagram post. The card carries a $250 annual fee and offers unlimited 2% cash back on all spend, with a boosted...

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Chase Travel Introduces Price Match Guarantee for Sapphire Reserve Cardmembers
NewsMar 19, 2026

Chase Travel Introduces Price Match Guarantee for Sapphire Reserve Cardmembers

Chase Travel has begun beta‑testing a Price Match Guarantee for Sapphire Reserve for Business cardmembers, allowing refunds when a lower prepaid hotel rate is found. Eligible members must submit a claim within 24 hours to receive the price difference. Early...

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Sad Trombone: Chase Adds Lifetime Language To Another Business Card
NewsMar 18, 2026

Sad Trombone: Chase Adds Lifetime Language To Another Business Card

Chase has introduced a lifetime eligibility clause to the IHG Business Card, preventing members who have ever held the card from receiving the new sign‑up bonus. The previous terms only barred current cardholders or those who earned a bonus within...

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Wyndham Hotel Category Changes Coming Soon
NewsMar 16, 2026

Wyndham Hotel Category Changes Coming Soon

Wyndham Rewards will adjust award‑price categories for its hotels on April 15, 2026. Only 4% of properties will move to a higher tier, while 8% will drop to a lower tier, leaving roughly 88% unchanged. The company has not disclosed...

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Caesars Rewards Amex Offer for Las Vegas, Reno, Lake Tahoe & Atlantic City
NewsMar 15, 2026

Caesars Rewards Amex Offer for Las Vegas, Reno, Lake Tahoe & Atlantic City

American Express cardholders can earn a one‑time $40 statement credit after spending at least $200 on room rates at participating Caesars Rewards hotels in Las Vegas, Reno, Lake Tahoe and Atlantic City between March 6 and May 24, 2026. The credit applies only to room charges...

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Earn Travel Credits for Booking Through Capital One Business Travel
NewsMar 13, 2026

Earn Travel Credits for Booking Through Capital One Business Travel

Capital One is rolling out a limited‑time promotion for select business‑card members, offering up to $600 in travel credits when bookings are made through its Business Travel portal. The program features three tiers—$300, $200 or $150 credits awarded after spending...

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What Still Works For Amex Airline Incidental Credits In 2026?
NewsMar 12, 2026

What Still Works For Amex Airline Incidental Credits In 2026?

American Express continues to offer a $200 airline incidental credit on its Platinum and Business Platinum cards, but the program has grown more restrictive. Cardholders must select a preferred airline and wait 24‑48 hours before charging eligible fees such as baggage,...

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Vegas Loop Has 11 Miles BUILT AND WAITING + Copperfield’s BIG EXIT & A Pretty A’s Stadium?
NewsMar 11, 2026

Vegas Loop Has 11 Miles BUILT AND WAITING + Copperfield’s BIG EXIT & A Pretty A’s Stadium?

The Boring Company announced that 11 miles of its Vegas Loop tunnels are already constructed and are awaiting city approvals before they can be opened to the public. Meanwhile, legendary illusionist David Copperfield will end his 25‑year residency at the...

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MGM Rewards Status Match Challenge Is Back
NewsMar 11, 2026

MGM Rewards Status Match Challenge Is Back

MGM Rewards has revived its Status Match Challenge, granting new or existing members a complimentary 90‑day Gold or Platinum tier when they present an eligible competitor loyalty card by June 30 2026. After the initial period, members can extend the status through...

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Switch to AT&T And Earn 20,000 AAdvantage Miles
NewsMar 11, 2026

Switch to AT&T And Earn 20,000 AAdvantage Miles

American Airlines is rewarding AAdvantage members with a 20,000‑mile bonus when they switch to AT&T Wireless and keep the service active for 60 days. The promotion requires activating a post‑paid voice and data plan, completing a redemption form within 14...

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Marriott Bonvoy Boundless Card 5 Free Nights Welcome Bonus [Last Day]
NewsMar 11, 2026

Marriott Bonvoy Boundless Card 5 Free Nights Welcome Bonus [Last Day]

Chase’s Marriott Bonvoy Boundless card now offers a limited‑time welcome bonus of five free nights, valued at up to 250,000 points. Cardmembers earn the nights after spending $3,000 within the first three months, and each night can be topped up...

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Lesson Learned – I’ll Now Do This on Every Premium Class Award Booking
NewsMar 8, 2026

Lesson Learned – I’ll Now Do This on Every Premium Class Award Booking

A frequent flyer booked three domestic first‑class award tickets on American Airlines, but one friend was involuntarily downgraded to economy after the flight was cancelled. American refunded 8,400 AAdvantage miles, exactly 40% of the 21,000‑mile award fare, citing a downgrade‑refund...

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New Hilton Timeshare Offer: Get 50,000 Points Plus $100 Gift Card
NewsMar 4, 2026

New Hilton Timeshare Offer: Get 50,000 Points Plus $100 Gift Card

Hilton Grand Vacations is rolling out a limited‑time timeshare promotion that bundles a three‑night stay starting at $249 with 50,000 Hilton Honors points and a $100 prepaid Visa or MasterCard. Buyers must attend a two‑hour sales presentation and purchase the...

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Mile Expiration Policies By Airline: Our Complete Guide
NewsMar 4, 2026

Mile Expiration Policies By Airline: Our Complete Guide

The guide breaks down frequent‑flyer mileage expiration into three models—activity‑reset, fixed‑date, and earning‑only—and lists which airlines use each. It highlights carriers with never‑expiring miles such as Delta, United and Southwest, contrasted with airlines imposing 12‑ to 36‑month caps like Avianca...

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Citi Splurge Credit Issues, Up To 20% Off Gas + Dining & This Tiny Country’s Capital Is Europe’s Most Beautiful
NewsMar 3, 2026

Citi Splurge Credit Issues, Up To 20% Off Gas + Dining & This Tiny Country’s Capital Is Europe’s Most Beautiful

The roundup highlights three distinct stories: Citi’s Strata Elite Splurge credit line has encountered a product change that may affect reward accrual, several banks are promoting up to 20% off gas and dining through IHG and Wells Fargo cards, and Travel+Leisure names...

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Southwest Status Match Promotion, Enjoy Perks for 120 Days Plus Option to Extend to 12 Months
NewsMar 2, 2026

Southwest Status Match Promotion, Enjoy Perks for 120 Days Plus Option to Extend to 12 Months

Southwest Airlines has refreshed its Status Match promotion, granting eligible travelers A‑List or A‑List Preferred membership for 120 days at no cost. Participants can extend the promotional tier to a full 12 months by completing specific flight or point thresholds during...

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New American Airlines Targeted Promotions For Bonus Miles & Loyalty Points
NewsFeb 24, 2026

New American Airlines Targeted Promotions For Bonus Miles & Loyalty Points

American Airlines is rolling out a new wave of targeted AAdvantage promotions that award bonus loyalty points for premium‑cabin travel. Members can earn 4,000 points after completing four First, Business or Premium Economy flights, with a 60‑day completion window, while...

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Atmos Rewards Visa Business Card, 85K Bonus Available Again
NewsFeb 24, 2026

Atmos Rewards Visa Business Card, 85K Bonus Available Again

Atmos™ Rewards Visa Business Card reinstates its 85,000‑point welcome bonus, available to new business accounts that spend $5,500 within the first 90 days. The offer also includes a $99 companion fare (plus taxes) and a $95 annual fee. Cardholders earn...

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Waldorf Astoria New York Goes Up for Sale
NewsFeb 24, 2026

Waldorf Astoria New York Goes Up for Sale

The Waldorf Astoria New York has been placed on the market after an eight‑year, $2 billion renovation that transformed the iconic hotel into a mixed‑use property. The hotel component now features 375 enlarged guest rooms, while 372 luxury condominiums range from...

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Perkin’ Up – My Airline Elite Status Strategy with the Domestic Big Three
NewsFeb 22, 2026

Perkin’ Up – My Airline Elite Status Strategy with the Domestic Big Three

Benjy Harmon outlines his elite‑status playbook for the three U.S. legacy carriers. He maintains American Airlines Executive Platinum each year through Loyalty Points, while abandoning United’s traditional status in favor of a credit‑card‑fed Travel Bank that funds first‑class and Polaris...

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Hmm… How I’m Playing the Choice Privileges Program Update
NewsFeb 21, 2026

Hmm… How I’m Playing the Choice Privileges Program Update

Choice Privileges announced a January 2026 update that lets co‑branded credit‑card spend count toward elite qualification, introducing Elite Qualifying Credits (EQCs). The new Titanium tier requires 110 k EQCs, which can be earned with $22 k of spend in the 5× bonus categories....

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Chase Offers: Spend $600 Through Chase Travel, Get $100 Credit
NewsFeb 18, 2026

Chase Offers: Spend $600 Through Chase Travel, Get $100 Credit

Chase has rolled out a new Chase Offer for Sapphire, Freedom, Ink and J.P. Morgan Reserve cardholders that grants a $100 statement credit when a single transaction of $600 or more is booked through Chase Travel. The promotion must be activated...

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Improved Offers for Hilton Cards Coming Soon
NewsFeb 17, 2026

Improved Offers for Hilton Cards Coming Soon

American Express is preparing to re‑launch enhanced welcome offers on its Hilton Honors credit cards. The basic Hilton Honors card will grant a free night reward plus 70,000 bonus points after $2,000 spend, while the Hilton Honors Surpass card will...

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That Other Stuff – The Citi Strata Elite Benefits We’re Using and Ignoring
NewsFeb 15, 2026

That Other Stuff – The Citi Strata Elite Benefits We’re Using and Ignoring

The article reviews the Citi Strata Elite credit card, highlighting the benefits the author actually uses—6x weekend dining points, a $200 annual splurge credit, a $300 hotel credit, Admirals Club passes, and a partial Blacklane credit. It also lists perks...

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Missed Out on World Cup Tickets? Chase Might Give You 5,000 Points
NewsFeb 13, 2026

Missed Out on World Cup Tickets? Chase Might Give You 5,000 Points

Chase opened an exclusive World Cup ticket sale for Sapphire Reserve and Preferred cardmembers on Feb 10, but the platform crashed, leaving many users stuck in queues. The glitch prompted a flood of complaints, and Chase began offering a consolation of...

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Insane Hyatt Mattress Run Prices, Bilt in Real Life & Downgraded (Tiered) Southwest Offers?
NewsFeb 12, 2026

Insane Hyatt Mattress Run Prices, Bilt in Real Life & Downgraded (Tiered) Southwest Offers?

The MTM Travel episode highlighted an eye‑popping Hyatt mattress rebate, introduced Bilt’s phased mobile checkout for dining and travel, and examined Southwest’s new tiered fare structure. Hosts also discussed the ongoing fight for overhead‑bin space on flights. The show underscored...

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