Recent Posts
News•Mar 2, 2026
I Earn $130,000 but Am Terrified of Layoffs. Should I Stop Funding My 401(k) to Pay Off My Mortgage?
A 28‑year‑old earning $130,000 is considering cutting his 401(k) contributions to make extra mortgage payments amid fears of AI‑driven layoffs. Financial experts advise against the move, emphasizing the importance of liquidity and the long‑term benefits of retirement savings. They recommend maintaining maximum 401(k) contributions, building a sizable emergency fund, and watching mortgage rates for potential refinancing. The consensus is that preserving retirement growth outweighs the modest interest saved by accelerating mortgage payoff.
By Money.com
News•Mar 1, 2026
3 Luxury Purchases You May End Up Regretting
The article warns that splurging on luxury items such as high‑end cars, oversized homes, and exclusive club memberships can quickly erode savings and hinder long‑term financial goals. It outlines how each purchase brings hidden costs—depreciation, maintenance, insurance, taxes, and lack...
By Money.com
News•Feb 28, 2026
Why Getting a Digital Wallet Is a Smart Financial Move
Digital wallets have shifted payments from physical cards to smartphones, with services like Apple Pay and Google Pay gaining mainstream traction. By leveraging tokenization and encryption, they protect card data better than traditional chip cards. Consumers can store multiple credit,...
By Money.com
News•Feb 28, 2026
Everything You Need to Know About Roth IRAs in 2026
Roth IRAs let individuals contribute after‑tax dollars and withdraw earnings tax‑free in retirement. For 2026 the contribution cap is $7,500 ($8,600 for those 50+) and eligibility phases out between $153,000‑$168,000 for single filers and $242,000‑$252,000 for married couples. Unlike traditional...
By Money.com
News•Feb 27, 2026
Why States With No Income Tax Aren’t as Affordable as They Seem
Nine U.S. states—Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming—lack a personal income tax, but they often offset that loss with higher property, sales, and insurance costs. Homeowners in Florida face the nation’s most expensive insurance...
By Money.com
News•Feb 26, 2026
Trying to Get Out of Debt? Here Are 6 Tips to Pay It Off Faster
Americans are feeling heightened financial stress as consumer borrowing climbs and interest rates stay high, prompting many to prioritize debt elimination. The article outlines six practical tactics—paying above the minimum, crafting a structured payment plan, targeting high‑interest balances first, tightening...
By Money.com
News•Feb 26, 2026
What Happens If You Claim Social Security at 62, 67 or 70?
Social Security benefits can be claimed as early as age 62, but doing so reduces the monthly payout. In 2026, a 62‑year‑old receives a maximum of $2,969, roughly 30% less than the $4,152 available at full retirement age (67). Waiting...
By Money.com
News•Feb 25, 2026
How to Find a Bankruptcy Attorney
Filing for personal bankruptcy is a federally‑mandated, deadline‑driven process that can be derailed by a single missed form or hearing. While individuals can represent themselves, data shows that pro se filers are less likely to achieve a full discharge than those...
By Money.com
News•Feb 25, 2026
Still Unsure About Retirement Savings? Suze Orman’s Playbook for Catching Up Without Panicking
Suze Orman’s latest guide outlines a four‑step framework for late‑stage retirement savers. First, readers are urged to inventory income, expenses, and debt to gauge how much they can set aside. Second, she recommends building an emergency fund of at least...
By Money.com
News•Feb 25, 2026
How to Buy Marijuana Stocks: A Beginner’s Guide
Investors are eyeing a rapidly expanding U.S. cannabis market projected at $47 billion in 2026, with 24 states legalizing recreational use and 42 permitting medical consumption. A pivotal regulatory change—Executive Order 14370—re‑classified marijuana to Schedule III in late 2025, removing the 280E...
By Money.com
News•Feb 24, 2026
Retirees: How a Small Gold Allocation Can Soften Losses When the Stock Market Wobbles
Gold’s 2025 price surge—up about 60 %—re‑ignited interest in the metal as a portfolio stabilizer amid volatile equities, bonds, crypto and real‑estate markets. Research shows that a modest 5‑10 % gold allocation can lower drawdowns and improve risk‑adjusted returns, especially for retirees...
By Money.com
News•Feb 23, 2026
What Elon Musk Gets Right About Risk — and the 4 Investing Moves People Over 50 Should Avoid
Elon Musk’s high‑profile ventures illustrate a disciplined risk framework that can be adapted for personal finance. While Musk can absorb multi‑year burn rates, most investors—especially those nearing retirement—must manage tighter time horizons and liquidity constraints. Translating his emphasis on scenario...
By Money.com
News•Feb 23, 2026
Fake Skincare, Phony SSA Emails and Amazon Prime Cons on the Rise
Scammers are exploiting the popularity of Korean beauty brands, the credibility of the Social Security Administration, and Amazon Prime’s reach to launch counterfeit product, phishing, and shopping fraud schemes. Fake K‑beauty listings mimic Medicube, Anua and Beauty of Joseon, often...
By Money.com
News•Feb 21, 2026
How to Buy Crypto and Bitcoin Anonymously or Without Verification
The article outlines methods for acquiring cryptocurrency, especially Bitcoin, without identity verification. It highlights privacy‑focused wallets like Wasabi, peer‑to‑peer exchanges, Bitcoin ATMs, and prepaid crypto debit cards. It also discusses trade‑offs such as higher fees, limited liquidity, and regulatory risk....
By Money.com