Mortgage Professional America

Mortgage Professional America

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Professional news for mortgage bankers and servicers.

Maine High Court Blocks Receiver-Led Home Sale Before Foreclosure Judgment
NewsMay 29, 2026

Maine High Court Blocks Receiver-Led Home Sale Before Foreclosure Judgment

The Maine Supreme Judicial Court vacated a trial‑court order that had appointed a receiver to secure, repair, and sell a North Berwick home before a foreclosure judgment was rendered. The case stemmed from Towd Point Mortgage Trust’s 2023 foreclosure action against...

By Mortgage Professional America
Developer Loses $8 Million Claim Against Oregon City over a Missed Deadline
NewsMay 29, 2026

Developer Loses $8 Million Claim Against Oregon City over a Missed Deadline

The Oregon Court of Appeals dismissed Siskiyou Pines Developments' $8.16 million claim against the City of Cave Junction and its engineering contractor after finding the developer missed the statutory 180‑day tort‑claim notice deadline. The developer had sued for delays in final...

By Mortgage Professional America
Mortgage Rates in the Sixes: The New Normal?
NewsMay 28, 2026

Mortgage Rates in the Sixes: The New Normal?

Mortgage rates have settled into a 6%‑7% range, with Freddie Mac’s May 2026 survey showing the 30‑year fixed at 6.53%, the highest since August. Lenders report rapid volatility, citing a half‑point swing in three weeks driven by the Iran war and...

By Mortgage Professional America
Spring Nudges US Home Prices Back Toward Last Year's Peak
NewsMay 28, 2026

Spring Nudges US Home Prices Back Toward Last Year's Peak

First American’s April 2026 Home Price Index showed a 0.2% month‑over‑month rise, bringing national prices within a hair of the May 2025 peak. Year‑over‑year growth stalled at 0.0% for the eighth straight month, while a March revision lifted that month’s...

By Mortgage Professional America
California Court Rejects Nonsignatory Firm's Bid to Force Arbitration on Boilerplate
NewsMay 28, 2026

California Court Rejects Nonsignatory Firm's Bid to Force Arbitration on Boilerplate

A California Court of Appeal affirmed a lower‑court ruling that barred Professional Business Management Corporation (PBMC) from compelling arbitration in a foreclosure‑rescue lawsuit. The court held that merely labeling PBMC as an "alter ego" of NACA Law in the complaint...

By Mortgage Professional America
71% of Homeowners Say Insurance Costs Are up, and Exec Warns Buyers Are Being Squeezed Out
NewsMay 27, 2026

71% of Homeowners Say Insurance Costs Are up, and Exec Warns Buyers Are Being Squeezed Out

A Pew Research survey shows 71% of U.S. homeowners say their home‑insurance costs have risen, with 42% reporting sharp increases. The Zebra’s 2026 report puts the average annual premium at $2,966, a 6% jump from 2025, while Florida tops $9,400....

By Mortgage Professional America
Mortgage Rate Rebound Dims Spring Affordability Gains
NewsMay 27, 2026

Mortgage Rate Rebound Dims Spring Affordability Gains

Housing affordability improved 7.8% year‑over‑year in March 2026, helped by lower mortgage rates and faster household‑income growth. The average 30‑year fixed rate rose from 6.05% in February to 6.18% in March and reached 6.51% by late May, trimming the affordability...

By Mortgage Professional America
Fed Independence Under Threat, Says Former Central Bank Executive
NewsMay 27, 2026

Fed Independence Under Threat, Says Former Central Bank Executive

Former Federal Reserve vice chair Donald Kohn warned that political pressure on central‑bank independence is set to intensify as supply‑driven inflation and soaring public debt create fertile ground for interference. Speaking at a Bank of Japan conference, Kohn argued that...

By Mortgage Professional America
Maine Top Court Unwinds Condo Foreclosure over Due Process Failure
NewsMay 26, 2026

Maine Top Court Unwinds Condo Foreclosure over Due Process Failure

Maine's Supreme Judicial Court overturned a $58,885 condo foreclosure judgment after finding the trial judge denied the unit owner a chance to present her disability‑accommodation claim. The decision also questioned a $36,962 attorney‑fee award that included costs unrelated to the...

By Mortgage Professional America
As Treasurys Plummet Again, Is Rate Relief on the Way for the Summer?
NewsMay 26, 2026

As Treasurys Plummet Again, Is Rate Relief on the Way for the Summer?

UWM’s EVP Alex Elezaj says the recent 8‑basis‑point drop in the 10‑year Treasury, now hovering just below 4%, could usher in mortgage‑rate relief later this year. The decline follows hopes that the Iran conflict will ease and that new Fed...

By Mortgage Professional America
Home Insurance Costs Have Doubled Since 2019 — Is Relief Coming?
NewsMay 22, 2026

Home Insurance Costs Have Doubled Since 2019 — Is Relief Coming?

Homeowners’ insurance premiums have more than doubled since 2019, reaching an average of $2,205 in 2025. Rate Insurance’s 2026 Home Insurance Trends Report shows premium growth slowed to 9.16% in 2025, the first notable deceleration after near‑20% annual hikes in...

By Mortgage Professional America
The Magic Number when Nearly 60% of Recent Homebuyers Can Benefit From Refinancing
NewsMay 22, 2026

The Magic Number when Nearly 60% of Recent Homebuyers Can Benefit From Refinancing

LendingTree’s latest study finds that 32.5% of homeowners who financed between 2023 and 2025 could save an average of $2,320 per year by refinancing at the current 6.37% rate. If mortgage rates retreat to the 6% threshold, the eligible pool...

By Mortgage Professional America
Trump Calls for Fed Independence as Warsh Takes the Helm
NewsMay 22, 2026

Trump Calls for Fed Independence as Warsh Takes the Helm

Kevin Warsh was sworn in as Federal Reserve chair at a White House ceremony, ending a contentious confirmation that split 54‑45 in the Senate—the most divided vote in Fed history. President Donald Trump publicly demanded lower rates while insisting the...

By Mortgage Professional America
Key Dates that Will Define Kevin Warsh's Opening Months as Fed Chair
NewsMay 22, 2026

Key Dates that Will Define Kevin Warsh's Opening Months as Fed Chair

Kevin Warsh was sworn in as the Federal Reserve’s 17th chair on May 22, 2026, inheriting a benchmark rate of 3.50%‑3.75% and an inflation rate still above the 2% target. His first FOMC meeting on June 16‑17 will be closely...

By Mortgage Professional America
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