SEP IRA Contribution Limits For 2026
The 2026 SEP IRA contribution limit remains at 25% of compensation, capped at $72,000. Contributions can be made up until the tax filing deadline, typically April 15, with an extension to October 15. Self‑employed individuals can calculate their maximum contribution by adjusting revenue for expenses and self‑employment tax, as illustrated by a $200,000 revenue scenario yielding a $34,631 limit. The plan coexists with 401(k) and traditional IRA options, but employer contributions to a SEP IRA affect the allowable Roth or Traditional IRA contributions.
Best Student Loan Rates for April 7, 2026: Abe Leads At 2.65%
Private student loan rates remain low as the Federal Reserve holds rates steady, with Abe Student Loans offering the lowest fixed APR at 2.65% and Student Choice providing the cheapest variable rate at 3.03%. Fixed rates range from 2.65% to...
Best High-Yield Savings Rates for April 6, 2026: Up to 5%
High‑yield savings accounts remain attractive in early 2026, with top online banks offering up to 5.00% APY on limited balances. Varo and Consumers Credit Union each provide the maximum rate on the first $5,000‑$10,000, while PiBank, Axos and CIT Bank...
Best Student Loan Refinance Rates for April 2, 2026: Credible Leads At 3.66%
Student loan refinance rates held steady in Q1 2026, with Credible offering the lowest variable APR at 3.66% and Splash posting the lowest fixed APR at 3.71%. Other lenders such as Earnest, ELFI and LendKey present competitive ranges, often adding...
Prepaid Tuition Plan Vs. 529 Plan: Which Is Best?
Prepaid tuition plans let families lock in today’s college costs, effectively hedging against tuition inflation, while 529 college‑savings plans function as defined‑contribution accounts with a wide range of investment options. Both vehicles provide tax‑free withdrawals for qualified education expenses, but...
Best Student Loan Refinance Rates for March 19, 2026: Credible Leads At 3.67%
The College Investor reports that as of March 19, 2026, student‑loan refinance rates remain low, with Credible offering variable APRs as low as 3.67% and Earnest delivering the cheapest fixed APR at 3.71%. The article lists five top lenders, their...
Dividend Aristocrats List For 2026
The S&P 500 Dividend Aristocrats index for 2026 comprises 69 companies that have raised their cash dividends for at least 25 consecutive years. To qualify, firms must belong to the S&P 500, have a float‑adjusted market cap of at least $3 billion and...
Best 12-Month CD Rates for March 11, 2026: Up to 4.15%
The College Investor lists the top 12‑month certificate of deposit (CD) rates as of March 11 2026, with Credit One Bank leading at 4.15% APY for a $100,000 jumbo CD. Bank of Utah, Live Oak, Navy Federal and Alliant follow with yields...
CIT Bank Platinum Savings APY Boost: Earn 4.10% For 6 Months
CIT Bank is running a limited‑time promotion that gives new Platinum Savings customers a 4.10% APY on balances of $5,000 or more for the first six months when they use the promo code “CITBoost.” The account requires only a $100...
Best Student Loan Refinance Rates for March 5, 2026: Credible Leads At 3.67%
Student loan refinance rates slipped further this week, with variable APRs as low as 3.67% and fixed APRs starting at 3.71% as of March 5, 2026. Credible leads the market on variable rates, while Earnest offers the cheapest fixed rate. The rate...
Best 12-Month CD Rates for March 4, 2026: Up to 4.10%
Certificates of deposit are offering some of the highest short‑term yields in recent memory, with the best 12‑month CD reaching 4.10% APY as of March 4 2026. The national average sits at just 1.55% APY, highlighting a sizable premium for rates‑focused savers....
What To Do If You Can’t Afford Your Student Loan Payment
The article outlines practical steps for borrowers who can’t afford their student loan payments, starting with switching to income‑driven repayment plans that cap monthly outlays at a percentage of discretionary income. It highlights deferment or forbearance as short‑term pauses, while...
Best Student Loan Refinance Rates for February 26, 2026: Credible Leads At 3.69%
Student loan refinance rates remained stable through February 26 2026, with Credible leading the market at a 3.69% fixed APR. Variable rates across lenders start around 3.99% and can climb higher as market conditions shift. Major platforms such as ELFI, LendKey, Splash,...
Best 12-Month CD Rates for February 25, 2026: Up to 4.05%
The College Investor lists the top 12‑month certificates of deposit as of February 25, 2026, with yields topping 4.05% APY. Credit One Bank leads with a 4.05% jumbo CD requiring a $100,000 minimum, while Bank of Utah, Live Oak, Navy Federal and...
529 Plan And College Savings Calculator
The College Investor offers a free 529 plan calculator that lets parents model college savings growth by adjusting a child’s age, current balance, monthly contributions, and expected rate of return. The tool uses a conservative 7% annual return, reflecting post‑fee...
