The Fintech Times

The Fintech Times

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Global newspaper dedicated to fintech blending insight opinion and observational journalism.

ADX and Al Ramz Capital Launch Stock Trading Competition Offering 1 Million Etihad Guest Miles
NewsMar 1, 2026

ADX and Al Ramz Capital Launch Stock Trading Competition Offering 1 Million Etihad Guest Miles

The Abu Dhabi Securities Exchange (ADX) and Al Ramz Capital have launched the Al Ramz Investment and Trading Competition, the region’s first hands‑on stock market contest. Participants compete monthly for up to 1 million Etihad Guest Miles, with runner‑up prizes ranging...

By The Fintech Times
Visa Targets North Africa Growth with New Egypt, Libya and Sudan Sub-Region
NewsMar 1, 2026

Visa Targets North Africa Growth with New Egypt, Libya and Sudan Sub-Region

Visa announced a new sub‑regional structure covering Egypt, Libya and Sudan, part of its broader North Africa, Levant and Pakistan growth strategy. The reorganisation appoints Malak El Baba as country manager for the three markets and moves veteran Ahmed Mohey...

By The Fintech Times
NoCFO Taps Salt Edge to Deliver In-App ‘Pay by Bank’ for SMEs in Finland and Germany
NewsFeb 28, 2026

NoCFO Taps Salt Edge to Deliver In-App ‘Pay by Bank’ for SMEs in Finland and Germany

NoCFO, the AI‑native financial management platform, has partnered with open‑banking specialist Salt Edge to embed a Pay‑by‑Bank payment‑initiation service directly into its app. The new feature lets Finnish SMEs approve and pay invoices without leaving the platform, currently serving more than...

By The Fintech Times
Rentify Launches UAE’s First AI-Native Rent Infrastructure with ‘Rentify Pay’
NewsFeb 28, 2026

Rentify Launches UAE’s First AI-Native Rent Infrastructure with ‘Rentify Pay’

Dubai fintech Rentify unveiled Rentify Pay, the UAE’s first AI‑native rent‑infrastructure platform. The service expands beyond its original "Rent Now, Pay Later" model to digitise the entire rental lifecycle for tenants, landlords and property managers. Leveraging AI automation, the platform...

By The Fintech Times
EBay Introduces ‘Pay by Bank’ for UK Shoppers and Backs TrueLayer with Strategic Investment
NewsFeb 27, 2026

EBay Introduces ‘Pay by Bank’ for UK Shoppers and Backs TrueLayer with Strategic Investment

eBay has partnered with TrueLayer to introduce a Pay by Bank option for UK shoppers, allowing payments directly from bank accounts at checkout. The integration promises instant, secure transactions without sharing bank login details, and all eligible purchases remain covered...

By The Fintech Times
Fintech Firms Are Losing Out on Media Coverage by Overcomplicating Press Releases
NewsFeb 27, 2026

Fintech Firms Are Losing Out on Media Coverage by Overcomplicating Press Releases

Fintech companies in the UK have raised £2.6 billion, yet many are sabotaging their own growth with overly technical press releases. JournoLink’s analysis shows 74 percent of founders use AI for internal efficiency, but external communications remain cluttered with jargon. This complexity...

By The Fintech Times
Aria CEO Warns Against ‘Black Box’ AI in High-Stakes B2B Credit Decisions
NewsFeb 27, 2026

Aria CEO Warns Against ‘Black Box’ AI in High-Stakes B2B Credit Decisions

Aria CEO Clément Carrier warns that opaque, black‑box AI models are unsuitable for high‑stakes B2B credit decisions, where a single error can erase profits. He notes that B2B lending differs from consumer credit because of larger ticket sizes, infrequent purchases,...

By The Fintech Times
Botim Money Adds Digital Silver to Its Fractional Investing Suite From AED 10
NewsFeb 27, 2026

Botim Money Adds Digital Silver to Its Fractional Investing Suite From AED 10

Botim Money, the fintech arm of UAE messaging platform botim, has launched a digital silver investing option within its in‑app “Invest” feature. Eligible users can buy, sell and hold fractional silver starting at AED 10, extending the company’s precious‑metal suite that...

By The Fintech Times
Souhoola Gains Approval for New Prepaid Card in Partnership with Banque Misr, Visa, and Modupay
NewsFeb 27, 2026

Souhoola Gains Approval for New Prepaid Card in Partnership with Banque Misr, Visa, and Modupay

Egyptian fintech Souhoola has secured initial regulatory approval to launch a reloadable prepaid card in collaboration with Banque Misr, Visa, and payment‑technology firm Modupay. The card will be instantly activatable via an app, allowing real‑time balance tracking, cash withdrawals and...

By The Fintech Times
UK’s First Online Fintech Platform Launched to Help SMEs Manage Debt and Avoid Borrowing Pitfalls
NewsFeb 26, 2026

UK’s First Online Fintech Platform Launched to Help SMEs Manage Debt and Avoid Borrowing Pitfalls

Leeds‑based fintech Debeo has launched what it calls the UK’s first purpose‑built online platform to help small and medium‑sized enterprises (SMEs) understand and manage their debt. The service aggregates loans, overdrafts and asset‑finance agreements into a single, real‑time view, enabling...

By The Fintech Times
Untitled
NewsFeb 26, 2026

Untitled

Wakam UK launched in April 2024 as a fully authorised digital insurer built to serve MGAs, insurtechs and embedded insurance platforms. Leveraging an API‑driven, AI‑native core, the firm can design, underwrite and launch bespoke products in weeks rather than months....

By The Fintech Times
Wio Bank and Kibsons Partner to Bolster UAE Food Supply Chains and Reward Grocery Shoppers
NewsFeb 26, 2026

Wio Bank and Kibsons Partner to Bolster UAE Food Supply Chains and Reward Grocery Shoppers

Wio Bank PJSC has teamed up with UAE fresh‑food retailer Kibsons to embed digital banking services into the grocery ecosystem. The deal provides supply‑chain finance that improves liquidity and cash‑flow visibility across Kibsons’ import, distribution and e‑commerce operations. From now...

By The Fintech Times
Emirates NBD Brings Carbon Tracking to ENBD X App to Drive Sustainable Spending
NewsFeb 26, 2026

Emirates NBD Brings Carbon Tracking to ENBD X App to Drive Sustainable Spending

Emirates NBD has integrated a carbon‑tracking feature, the ENBD X Carbon Calculator, into its ENBD X mobile banking app, targeting roughly two million active users. The tool automatically analyses transaction data to estimate associated CO₂ emissions and presents monthly breakdowns,...

By The Fintech Times
Quantoz Partners with Visa to Unlock Stablecoin Spending at the Checkout
NewsFeb 25, 2026

Quantoz Partners with Visa to Unlock Stablecoin Spending at the Checkout

Quantoz Payments has become a direct Visa principal member, allowing it to issue virtual Visa debit cards and act as a BIN sponsor for fintechs. The partnership lets customers spend regulated e‑money and stablecoins on any Visa‑accepted merchant, including online,...

By The Fintech Times
Penny Software Expands Global Footprint with New UK Office to Drive AI Procurement
NewsFeb 25, 2026

Penny Software Expands Global Footprint with New UK Office to Drive AI Procurement

Penny Software, the Saudi‑based AI procurement platform, has opened a new office in Derby, UK, to serve as a regional hub for its growing European client base. The move follows rapid adoption of its cloud‑native solution across more than 75...

By The Fintech Times
ENovate and Cobi Partner to Launch AI-Powered Digital Payment Infrastructure in Egypt
NewsFeb 25, 2026

ENovate and Cobi Partner to Launch AI-Powered Digital Payment Infrastructure in Egypt

eNovate, a subsidiary of eFinance Investment Group, has teamed with UAE‑based AI platform Cobi under Mastercard’s Engage programme to embed artificial intelligence across Egypt’s digital payment landscape. The partnership will debut in Q1 2026 on eNovate’s Rize digital wallet, delivering real‑time...

By The Fintech Times
Milo Hits $100million Milestone in Crypto Mortgages Following Record $12million Deal
NewsFeb 24, 2026

Milo Hits $100million Milestone in Crypto Mortgages Following Record $12million Deal

Fintech firm Milo announced it has originated over $100 million in crypto‑backed mortgages, highlighted by a record $12 million single transaction. The company attributes its growth to AI‑enhanced underwriting, real‑time collateral monitoring, and a zero‑margin‑call track record. Interest rates average...

By The Fintech Times
NPTN by LMS Joins Bank of England Synchronisation Lab to Tackle Remortgage Friction
NewsFeb 24, 2026

NPTN by LMS Joins Bank of England Synchronisation Lab to Tackle Remortgage Friction

LMS, through its NPTN network, has entered the Bank of England’s Synchronisation Lab to pilot a synchronized settlement model for remortgages. The eight‑week test will run in a simulated Real‑Time Gross Settlement (RTGS) environment, splitting payments into earmark and settle...

By The Fintech Times
BVNK Secures MiCA Licence in Malta to Expand European Stablecoin Operations
NewsFeb 24, 2026

BVNK Secures MiCA Licence in Malta to Expand European Stablecoin Operations

BVNK, an enterprise stablecoin infrastructure provider, secured a Crypto‑Asset Services Provider (CASP) licence from Malta’s Financial Services Authority, aligning it with the EU’s MiCA framework. The licence allows BVNK to passport MiCA‑regulated digital‑asset services across all European Economic Area members....

By The Fintech Times
Mashreq Launches First-of-Its-Kind Digital Cross-Border Accounts for Non-Resident Pakistanis in the UAE
NewsFeb 24, 2026

Mashreq Launches First-of-Its-Kind Digital Cross-Border Accounts for Non-Resident Pakistanis in the UAE

Mashreq Bank has introduced a fully digital cross‑border account service that lets UAE‑based Pakistani expatriates open a Mashreq Pakistan account through the UAE mobile app. The offering replaces manual paperwork with a seamless, end‑to‑end digital experience and integrates a unified...

By The Fintech Times
FCA Chief Nikhil Rathi Confirms Regulatory Shift Away From New Rules in Candid Podcast Interview
NewsFeb 23, 2026

FCA Chief Nikhil Rathi Confirms Regulatory Shift Away From New Rules in Candid Podcast Interview

FCA chief Nikhil Rathi told the inaugural Fairer Finance podcast that the regulator is moving away from drafting new rules, opting instead to lean on the existing Consumer Duty and supervisory tools. He framed the shift as an outcomes‑based approach,...

By The Fintech Times
Ari10 Parent Morphic Financial Group Secures Dutch MiCA License for EU Expansion
NewsFeb 23, 2026

Ari10 Parent Morphic Financial Group Secures Dutch MiCA License for EU Expansion

Morphic Financial Group, the London‑based parent of digital payments platform Ari10, has obtained a Markets in Crypto‑Assets (MiCA) licence through its Dutch subsidiary WEB3 Holding B.V. The Dutch regulator’s approval makes Morphic one of the first Central and Eastern European...

By The Fintech Times
Exploring the Future of Crypto and Stablecoins
NewsFeb 23, 2026

Exploring the Future of Crypto and Stablecoins

Fintech Times podcast featured Yap Global founder Samantha Yap discussing the rapid expansion of digital assets and Web3. The conversation highlighted stablecoins as a catalyst for faster, cheaper cross‑border payments and examined the UAE’s proactive regulatory sandbox. Yap noted that...

By The Fintech Times
10x Banking and HassemPrag Partner to Drive Core Banking Modernisation Across Africa
NewsFeb 21, 2026

10x Banking and HassemPrag Partner to Drive Core Banking Modernisation Across Africa

10x Banking, a cloud‑native core banking provider, has teamed up with South African digital platform HassemPrag to offer African banks a low‑risk path to replace legacy systems. The joint solution combines 10x’s modular, cloud infrastructure with HassemPrag’s regional integration expertise,...

By The Fintech Times
Embedded Card Programmes Gain Momentum as European Firms Move Beyond Banks for Issuing
NewsFeb 20, 2026

Embedded Card Programmes Gain Momentum as European Firms Move Beyond Banks for Issuing

European firms are rapidly adopting embedded card programmes, bypassing traditional banks thanks to API‑driven platforms. Wallester’s recent webinar with Visa and GF Money shows launch times shrinking from a year to as little as 28 days. Regulatory clarity under PSD2 is...

By The Fintech Times
Lunar Teams Up with Wolt on Subscription Benefit Expansion
NewsFeb 20, 2026

Lunar Teams Up with Wolt on Subscription Benefit Expansion

Lunar, the Nordic challenger bank, has signed a strategic partnership with delivery platform Wolt across Sweden, Denmark and Norway. The deal embeds Wolt+ unlimited delivery into Lunar’s top‑tier Unlimited (personal) and Limitless (business) subscription plans, while lower‑tier customers can redeem...

By The Fintech Times
Criminals Outpacing Banks as Firms Struggle with AI Defence, Report Warns
NewsFeb 19, 2026

Criminals Outpacing Banks as Firms Struggle with AI Defence, Report Warns

A new State of Financial Crime 2026 report from ComplyAdvantage reveals that financial institutions are falling behind AI‑enabled criminal networks. Over 600 senior compliance leaders reported 99% detection weaknesses, with only 33% employing AI for core AML functions and manual...

By The Fintech Times
Paytently Strengthens Regulatory Compliance and Fraud Defence with SEON Partnership
NewsFeb 19, 2026

Paytently Strengthens Regulatory Compliance and Fraud Defence with SEON Partnership

Paytently, a Malta‑licensed payment institution, announced a partnership with fraud‑prevention specialist SEON to embed the latter’s command‑centre technology into its orchestration platform. The integration brings real‑time AML screening, risk scoring, device intelligence and centralized case management to the core of...

By The Fintech Times
Shahbandr and Tabby Partner to Bring BNPL to 20,000 Online Stores
NewsFeb 19, 2026

Shahbandr and Tabby Partner to Bring BNPL to 20,000 Online Stores

Shahbandr, a Saudi e‑commerce enablement platform, has teamed up with fintech app Tabby to embed its Buy‑Now‑Pay‑Later solution across the network. The integration will cover more than 20,000 online stores in Saudi Arabia and Egypt, allowing shoppers to split purchases...

By The Fintech Times
Zodia Custody and LMAX Group Launch ‘Zodia Switch’ to Streamline Institutional Asset Swaps
NewsFeb 18, 2026

Zodia Custody and LMAX Group Launch ‘Zodia Switch’ to Streamline Institutional Asset Swaps

Zodia Custody and LMAX Group have introduced Zodia Switch, a custody‑native trading feature that lets institutional clients swap ERC‑20 tokens directly from their secure wallets. The solution leverages LMAX’s execution venues, eliminating the need to pre‑fund external trading accounts and...

By The Fintech Times
Juspay Opens Dubai Headquarters to Drive Middle East Expansion
NewsFeb 18, 2026

Juspay Opens Dubai Headquarters to Drive Middle East Expansion

Juspay, the global payments‑infrastructure provider, has opened a regional headquarters in the Dubai International Financial Centre. The new hub will focus on serving enterprise merchants, banks and fintech partners across the Middle East and North Africa. By situating itself in...

By The Fintech Times
Standard Chartered Partners with B2C2 to Enhance Institutional Crypto Access
NewsFeb 18, 2026

Standard Chartered Partners with B2C2 to Enhance Institutional Crypto Access

Standard Chartered has teamed up with digital‑asset liquidity provider B2C2 to create a seamless bridge between traditional banking infrastructure and crypto markets. The alliance will give institutional investors—such as asset managers, hedge funds, corporates and family offices—direct access to spot...

By The Fintech Times
Ripple Prime Adds Hyperliquid Support to Bridge DeFi and Institutional Trading
NewsFeb 17, 2026

Ripple Prime Adds Hyperliquid Support to Bridge DeFi and Institutional Trading

Ripple Prime, the institutional brokerage arm of Ripple, announced integration with Hyperliquid, a high‑performance decentralized derivatives protocol. The partnership lets institutional clients trade on‑chain derivatives while keeping the capital‑efficiency and risk controls of a traditional prime broker. Clients can now...

By The Fintech Times
Fintech Treyd Targets Doubling UK Customer Base as It Hits £200m Lending Milestone
NewsFeb 17, 2026

Fintech Treyd Targets Doubling UK Customer Base as It Hits £200m Lending Milestone

Swedish fintech Treyd has surpassed £200 million in UK lending since its 2022 launch, making Britain its biggest market with more than 500 customers. The company plans to double its UK client base by 2027, targeting underserved SMEs that need rapid...

By The Fintech Times
FINTECH Circle Partners with JournoLink to Bring AI-Powered PR Tools to Fintechs
NewsFeb 16, 2026

FINTECH Circle Partners with JournoLink to Bring AI-Powered PR Tools to Fintechs

FINTECH Circle has struck a strategic partnership with JournoLink to deliver its Volt AI‑powered public‑relations and competitor‑intelligence suite to the Circle’s fintech community. The collaboration gives members automated press‑release distribution, continuous media monitoring and real‑time competitor analysis. By bundling enterprise‑grade...

By The Fintech Times
EToro Launches Shareholder Engagement Initiative in Partnership with Stockperks
NewsFeb 16, 2026

EToro Launches Shareholder Engagement Initiative in Partnership with Stockperks

eToro has launched a shareholder engagement initiative in partnership with Stockperks, a loyalty‑rewards marketplace for public companies. The program invites eligible eToro shareholders to receive exclusive educational content, event invitations, and direct access to company leaders and market experts. By...

By The Fintech Times
GoCab Secures $45million Seed Round to Drive Mobility Fintech in Emerging Markets
NewsFeb 15, 2026

GoCab Secures $45million Seed Round to Drive Mobility Fintech in Emerging Markets

GoCab, a London‑based mobility fintech, closed a $45 million seed round comprising $15 million in equity and $30 million in debt, led by E3 Capital and Janngo VC. The funding supports its drive‑to‑own model that provides vehicle and BNPL financing to gig workers...

By The Fintech Times
Qatar Development Bank Expands Investment Program to QAR 1 Billion as Demand Surges
NewsFeb 15, 2026

Qatar Development Bank Expands Investment Program to QAR 1 Billion as Demand Surges

Qatar Development Bank announced an expansion of its Startup Qatar Investment Program to QAR 1 billion (≈$275 million) by 2030, an eight‑fold increase in capital allocation. The surge follows more than 6,000 startup applications in the past three years, reflecting strong regional...

By The Fintech Times
Zand and Ripple Partner to Power UAE Digital Economy with Stablecoin Innovations
NewsFeb 15, 2026

Zand and Ripple Partner to Power UAE Digital Economy with Stablecoin Innovations

UAE‑based digital bank Zand has signed a strategic partnership with Ripple to accelerate the nation’s digital economy through stablecoin and blockchain solutions. The collaboration will integrate Ripple’s USD‑backed stablecoin (RLUSD) into Zand’s regulated custody platform and explore a direct liquidity...

By The Fintech Times
SumUp Launches ‘Solo Lite’ Card Reader to Target Mobile Merchants in the UK
NewsFeb 14, 2026

SumUp Launches ‘Solo Lite’ Card Reader to Target Mobile Merchants in the UK

SumUp has introduced the Solo Lite card reader in the UK, pricing the hardware at a one‑time £25 fee. The device is built for mobile merchants, featuring a Corning Gorilla Glass screen and a battery that can handle over 1,000...

By The Fintech Times
DLocal Partners with DHL Express Brazil to Automate Pix Payments and Speed up Deliveries
NewsFeb 13, 2026

DLocal Partners with DHL Express Brazil to Automate Pix Payments and Speed up Deliveries

Cross‑border payments specialist dLocal has partnered with DHL Express Brazil to embed Brazil’s instant payment rail Pix directly into DHL’s checkout and CRM workflow. The integration replaces manual bank reconciliation with real‑time confirmation, allowing parcels to be released within minutes....

By The Fintech Times
Klarna Backs Google’s Universal Commerce Protocol to Power the Future of ‘Agentic’ Shopping
NewsFeb 10, 2026

Klarna Backs Google’s Universal Commerce Protocol to Power the Future of ‘Agentic’ Shopping

Klarna announced its support for Google’s Universal Commerce Protocol (UCP), a framework designed to standardise AI‑driven, “agentic” shopping experiences. The move extends Klarna’s multi‑year partnership with Google, building on prior collaborations such as the Agent Payments Protocol and Google Pay....

By The Fintech Times
Revolut Secures First Banking License Outside Europe as Full Operations Launch in Mexico
NewsFeb 9, 2026

Revolut Secures First Banking License Outside Europe as Full Operations Launch in Mexico

Revolut has launched full banking operations in Mexico, becoming the first digital‑only bank to secure a banking licence outside Europe. The new entity, Revolut Bank S.A. Institución de Banca Múltiple, entered the market with over $100 million of capital, delivering a...

By The Fintech Times
N26 Launches ‘N26 for Under 18s’ in Strategic Push for Family Banking Market
NewsFeb 9, 2026

N26 Launches ‘N26 for Under 18s’ in Strategic Push for Family Banking Market

N26 has introduced “N26 for under 18s,” a debit‑card and account product for children aged 7‑17. The service launches in Germany and Austria and is embedded as a dedicated “Space” with its own IBAN inside the parent’s existing N26 app....

By The Fintech Times
Exploring the Future of Stablecoins and Digital Transformation
NewsFeb 9, 2026

Exploring the Future of Stablecoins and Digital Transformation

In a Fintech Times podcast, MoneyGram CEO Anthony Soohoo discusses stablecoins, digital transformation, and AI's role in financial services. He outlines MoneyGram’s strategy to integrate stablecoins for faster, lower‑cost cross‑border transfers and highlights ongoing regulatory challenges. Soohoo also emphasizes how...

By The Fintech Times
Sumsub Launches ‘Risk Intolerant’ Registry to Spotlight Crypto and Fintech Safety Champions
NewsFeb 8, 2026

Sumsub Launches ‘Risk Intolerant’ Registry to Spotlight Crypto and Fintech Safety Champions

Sumsub, a global verification and fraud‑prevention platform, has unveiled a public "Risk Intolerant" registry that awards badges to fintech, crypto, gaming, edtech and mobility firms demonstrating strong KYC, AML and fraud‑mitigation controls. The highest "Titan" badge has been granted to...

By The Fintech Times
PayPal and NEO PAY Strike Strategic Alliance to Fuel UAE’s $21B E-Commerce Ambition
NewsFeb 8, 2026

PayPal and NEO PAY Strike Strategic Alliance to Fuel UAE’s $21B E-Commerce Ambition

PayPal has formed a strategic alliance with UAE‑based digital payments firm NEO PAY. The deal embeds PayPal’s checkout into NEO PAY’s acquiring infrastructure, allowing merchants across the Emirates to accept PayPal. The partnership targets the rapidly expanding UAE e‑commerce market, forecast to...

By The Fintech Times
TerraPay Enters Creator Economy with MilX Partnership to Power Global Payouts
NewsFeb 7, 2026

TerraPay Enters Creator Economy with MilX Partnership to Power Global Payouts

TerraPay has launched a cross‑border payout solution for digital creators through a partnership with MilX, the YouTube‑focused financial service. The integrated platform enables creators to receive earnings instantly in local currencies across more than 70 markets, supporting bank accounts, digital...

By The Fintech Times
Fipto Becomes Europe’s First Dual-Licenced Stablecoin Payment Institution
NewsFeb 7, 2026

Fipto Becomes Europe’s First Dual-Licenced Stablecoin Payment Institution

Fipto has secured a Crypto‑Asset Service Provider (CASP) licence from France’s AMF, joining its existing Payment Institution licence from the ACPR. This makes it the first European stablecoin payment provider to hold both licences, creating a unified regulatory framework for...

By The Fintech Times