The Fintech Times

The Fintech Times

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Global newspaper dedicated to fintech blending insight opinion and observational journalism.

Armenia’s Fintech Awakening Is an ‘Open Goal’ the UK Cannot Afford to Miss
NewsJan 31, 2026

Armenia’s Fintech Awakening Is an ‘Open Goal’ the UK Cannot Afford to Miss

FinTech Armenia’s CEO Stefan Lucas urges the United Kingdom to view Armenia as an emerging fintech hub and an “open goal” for British investment. He highlights a recent UK‑Armenia strategic partnership, a near‑finalized peace framework with Azerbaijan, and a surge...

By The Fintech Times
Nigeria: From Policy Reform to Regulatory Enforcement in the Race for a $1T Economy
NewsJan 31, 2026

Nigeria: From Policy Reform to Regulatory Enforcement in the Race for a $1T Economy

Nigeria has transitioned from policy‑focused reforms to active regulatory enforcement as it pursues a $1 trillion economy. Between 2022 and 2025 the government passed the Nigeria Startup Act, Electricity Act and the 2025 Investments and Securities Act, which are now being...

By The Fintech Times
Invest Qatar Showcases Ecosystem Growth at Web Summit Qatar 2026 via Startup Qatar Pavilion
NewsJan 31, 2026

Invest Qatar Showcases Ecosystem Growth at Web Summit Qatar 2026 via Startup Qatar Pavilion

Invest Qatar will host the Startup Qatar Pavilion at Web Summit Qatar 2026, highlighting the nation’s fast‑growing entrepreneurial ecosystem. The pavilion will unite key agencies such as QFZ, QFC, MCIT, QDB and Media City Qatar to streamline setup, licensing, funding...

By The Fintech Times
London Reforms Set to Spark IPO Surge After Historic Slump, Says deVere
NewsJan 30, 2026

London Reforms Set to Spark IPO Surge After Historic Slump, Says deVere

London has introduced sweeping capital‑markets reforms that replace EU‑era prospectus rules with a new Public Offers and Admissions to Trading regime. The changes aim to simplify listings, cut disclosure costs and speed deal timelines after a historic IPO drought –...

By The Fintech Times
TrueLayer and Stripe Tap Into Finnish E-Commerce with Kustom Checkout Deal
NewsJan 29, 2026

TrueLayer and Stripe Tap Into Finnish E-Commerce with Kustom Checkout Deal

TrueLayer and Stripe have extended their Pay by Bank service to Finland by embedding it in Kustom’s checkout platform. The rollout instantly equips more than 24,000 Kustom merchants with a direct‑bank payment option that eliminates card details. Finland’s high online‑banking...

By The Fintech Times
GoHenry Launches Free Financial Education Lessons on YouTube to Bridge Curriculum Gap
NewsJan 28, 2026

GoHenry Launches Free Financial Education Lessons on YouTube to Bridge Curriculum Gap

GoHenry, the UK‑focused children’s money app, has released more than 80 bite‑sized financial education videos on its YouTube channel, offered free to the public. The lessons, adapted from its in‑app “Money Missions,” cover budgeting, saving, compound interest and investing, and...

By The Fintech Times
Global Asset Manager Mirae Asset Eyes Fund Tokenisation in UAE with Ctrl Alt Deal
NewsJan 28, 2026

Global Asset Manager Mirae Asset Eyes Fund Tokenisation in UAE with Ctrl Alt Deal

Mirae Asset Global Investments, managing over $350 billion, signed an MoU with UAE fintech Ctrl Alt to explore tokenising investment funds. The partnership will develop a compliant framework for issuing and managing tokenised funds under the UAE’s VARA regulations, starting with...

By The Fintech Times
Maximise Return on Equity Through Data Mediation
NewsJan 28, 2026

Maximise Return on Equity Through Data Mediation

Audax Financial Technology urges banks to adopt embedded finance and become data mediators to lift stagnant return on equity. While China and Korea have already scaled such models, most global banks are still in the early, ‘jogging’ phase of a...

By The Fintech Times
DLocal Powers HONOR’s Peru Debut as E-Commerce Sales Set to Hit $59.5bn
NewsJan 27, 2026

DLocal Powers HONOR’s Peru Debut as E-Commerce Sales Set to Hit $59.5bn

Cross‑border payments platform dLocal has partnered with Chinese AI device maker HONOR to launch the brand’s first website in Peru. The deal gives HONOR access to a suite of local payment methods—including credit‑card installments, bank transfers, cash and the Yape...

By The Fintech Times
Nationwide Taps Moneyhub to Bring AI Spending Insights to 16 Million Members
NewsJan 27, 2026

Nationwide Taps Moneyhub to Bring AI Spending Insights to 16 Million Members

Nationwide Building Society has partnered with Moneyhub to embed its AI‑driven categorisation and enrichment engine across its 16 million UK members. The technology will transform raw transaction data into granular insights, delivering detailed merchant information, location tags and real‑time fraud alerts....

By The Fintech Times
Transforming EDI with AI: Faster, Smarter, Scalable
NewsJan 27, 2026

Transforming EDI with AI: Faster, Smarter, Scalable

Artificial intelligence is reshaping electronic data interchange by adding speed, flexibility, and intelligence to a technology that has long been hampered by rigid formats and manual error handling. AI‑driven platforms such as Comarch EDI now offer real‑time validation, automated data...

By The Fintech Times
ANNA Money Secures £10m to Scale AI ‘Auto Accountant’ as MTD Deadline Looms
NewsJan 27, 2026

ANNA Money Secures £10m to Scale AI ‘Auto Accountant’ as MTD Deadline Looms

ANNA Money has raised £10 million in growth debt from Flashpoint Ventures to accelerate its AI‑driven “Auto Accountant” platform. The fintech now reports £30 million in annual recurring revenue and serves over 50,000 UK small businesses each month. Its proprietary AI already...

By The Fintech Times
Thunes and UnionPay International Launch Instant Transfers to Mainland China
NewsJan 27, 2026

Thunes and UnionPay International Launch Instant Transfers to Mainland China

Thunes has partnered with UnionPay International to create a direct technical link that enables instant, pay‑to‑card transfers into mainland China. The integration routes funds in RMB straight to UnionPay debit cards across 79 major Chinese banks, delivering real‑time or within‑12‑hour...

By The Fintech Times
Dotfile and Bastion Partner to Bring AI-Powered Compliance to Enterprise Stablecoins
NewsJan 26, 2026

Dotfile and Bastion Partner to Bring AI-Powered Compliance to Enterprise Stablecoins

Dotfile, an AI AML compliance platform, has partnered with Bastion, a NYDFS‑regulated stablecoin provider, to deliver an AI‑powered onboarding and risk‑management solution for enterprise‑grade stablecoins. The joint offering combines comprehensive KYC/KYB verification, automated sanctions and PEP screening, and multi‑jurisdictional due‑diligence...

By The Fintech Times
The Rise of Digital Assets: A Conversation with Yoni Assia
NewsJan 26, 2026

The Rise of Digital Assets: A Conversation with Yoni Assia

In a Fintech Times podcast recorded at Abu Dhabi Finance Week, eToro co‑founder and CEO Yoni Assa discusses the broker’s transformation from a traditional‑finance pioneer to a leading digital‑assets platform. He outlines how eToro expanded its offering to more than...

By The Fintech Times
NEO PAY and Wio Bank Join Forces to Streamline SME Financing in the UAE
NewsJan 26, 2026

NEO PAY and Wio Bank Join Forces to Streamline SME Financing in the UAE

UAE payment provider NEO PAY has teamed up with digital bank Wio Bank PJSC to launch a point‑of‑sale (PoS) lending product for small and medium‑sized enterprises. The solution taps real‑time sales data from merchants’ PoS terminals to deliver fast working‑capital...

By The Fintech Times
US Senate CLARITY Act Stalls Over Stablecoin Yield Restrictions
NewsJan 23, 2026

US Senate CLARITY Act Stalls Over Stablecoin Yield Restrictions

The U.S. Senate Banking Committee postponed the markup of the Digital Asset Market Clarity Act after key industry figures, including Coinbase CEO Brian Armstrong, withdrew support. Central to the dispute is a proposed GENIUS amendment that would bar exchanges from...

By The Fintech Times
UK CFOs Facing ‘Automation Deficit’ as Fragmented Systems Stall Progress
NewsJan 23, 2026

UK CFOs Facing ‘Automation Deficit’ as Fragmented Systems Stall Progress

Corpay’s new research of 150 UK CFOs uncovers an "automation deficit" – while 99% plan to automate finance by 2025, fragmented legacy systems stall progress. Integration challenges top the list, cited by 47% of respondents, followed by resistance to change...

By The Fintech Times
ADIB Names Winners of UAE Cybersecurity Innovation Challenge to Drive Digital Resilience
NewsJan 23, 2026

ADIB Names Winners of UAE Cybersecurity Innovation Challenge to Drive Digital Resilience

Abu Dhabi Islamic Bank (ADIB) announced the three winners of its UAE Cybersecurity Innovation Challenge—Corgea, Nothreat and DTEX Systems—selected from more than 50 global applicants. The competition, run with the UAE Cyber Security Council and DIFC Innovation Hub, featured 10...

By The Fintech Times
IXOPAY Launches ‘Token-First’ Packages to Tackle Payment Stack Fragmentation
NewsJan 22, 2026

IXOPAY Launches ‘Token-First’ Packages to Tackle Payment Stack Fragmentation

IXOPAY introduced three TokenEx tokenization packages—Core, Connect and Alternative Payments—to make token‑first payments the default for enterprise merchants. The bundles aim to curb payment‑stack fragmentation, lower PCI‑DSS scope and eliminate processor‑owned token lock‑in. Core provides universal tokens, Connect adds 20+...

By The Fintech Times
Open Banking Limited Marks 8 Years as Usage Surges to 33 Million Monthly Payments
NewsJan 22, 2026

Open Banking Limited Marks 8 Years as Usage Surges to 33 Million Monthly Payments

Open Banking Limited celebrated its eighth anniversary, highlighting that open banking has moved from a regulatory mandate to a core UK financial infrastructure. The latest data shows 33 million account‑to‑account payments in November 2025 and more than 16.5 million active user connections. The...

By The Fintech Times
First Abu Dhabi Bank Launches ‘World-First’ Fitness and Payment Ring with Mastercard
NewsJan 22, 2026

First Abu Dhabi Bank Launches ‘World-First’ Fitness and Payment Ring with Mastercard

First Abu Dhabi Bank (FAB) has introduced the FAB Rewards Active Credit Card, a joint venture with Mastercard that bundles a contactless payment ring with fitness tracking. The ring uses tokenisation technology from Tappy and syncs with the FAB Mobile...

By The Fintech Times
UK Tech Funding Drops 11% in 2025, but Late-Stage Capital Remains Resilient
NewsJan 21, 2026

UK Tech Funding Drops 11% in 2025, but Late-Stage Capital Remains Resilient

UK tech companies raised $15.3 billion in 2025, an 11 percent drop from the previous year, yet the market retained its rank as the world’s second‑largest tech funding hub behind the United States. Deal volume contracted 35 percent, but late‑stage financing proved resilient,...

By The Fintech Times
Ziina and Lean Technologies Execute UAE’s First Live Customer-Initiated Open Finance Payment
NewsJan 21, 2026

Ziina and Lean Technologies Execute UAE’s First Live Customer-Initiated Open Finance Payment

Lean Technologies and UAE payments platform Ziina have completed the country’s first live customer‑initiated Open Finance payment. The transaction, run under the Central Bank of the UAE’s Open Finance framework, lets users move money instantly between bank accounts via regulated...

By The Fintech Times
ProgressSoft Secures Business Banking Win at FF Awards 2025
NewsJan 20, 2026

ProgressSoft Secures Business Banking Win at FF Awards 2025

ProgressSoft, a global real‑time payment provider, won the Business Banking category at the 2025 FF Awards in London. The award recognizes its Corporate Banking Suite, which unifies real‑time payments, liquidity, cash management, trade finance and automated workflows on a modular,...

By The Fintech Times
Punjab Provincial Cooperative Bank Taps AlHuda CIBE for Islamic Banking Overhaul
NewsJan 20, 2026

Punjab Provincial Cooperative Bank Taps AlHuda CIBE for Islamic Banking Overhaul

Punjab Provincial Cooperative Bank Limited (PPCBL) has signed an advisory agreement with the AlHuda Center of Islamic Banking and Economics (AlHuda CIBE) to convert its operations to a fully Shariah‑compliant model. The Dubai‑signed pact outlines end‑to‑end support, including a Shariah...

By The Fintech Times
Indonesia’s Payment Revolution: Behind the Breathless Rise of QRIS and the Road to 2030
NewsJan 20, 2026

Indonesia’s Payment Revolution: Behind the Breathless Rise of QRIS and the Road to 2030

Stanchion Payments’ latest Voices from the Market report highlights Indonesia’s QRIS as the cornerstone of its fast‑growing mobile‑first payment ecosystem. The QR code standard now connects tens of millions of consumers with more than 30 million merchants, enabling sub‑second transactions and...

By The Fintech Times
Do Digital Payments Really Promote Financial Inclusion? What the Evidence Shows
NewsJan 14, 2026

Do Digital Payments Really Promote Financial Inclusion? What the Evidence Shows

Academic research shows digital payment platforms can expand access to basic financial services, especially in developing economies, by lowering distance, time, and transaction costs. However, technology alone does not guarantee inclusion; reliable mobile connectivity, affordable devices, and digital skills are...

By The Fintech Times
Fintech Awards London 2026 Launches at House of Lords with S&W as New Headline Sponsor
NewsJan 14, 2026

Fintech Awards London 2026 Launches at House of Lords with S&W as New Headline Sponsor

The Fintech Awards London 2026 officially launched at an exclusive ceremony in the House of Lords, signalling the sector’s growing prominence. S&W announced its partnership with Aon as a new headline sponsor, underscoring confidence in the UK fintech ecosystem. The...

By The Fintech Times
DFSA Shifts to Firm-Led Assessment in Major Crypto Token Framework Update
NewsJan 14, 2026

DFSA Shifts to Firm-Led Assessment in Major Crypto Token Framework Update

On 12 January 2026 the Dubai Financial Services Authority (DFSA) rolled out a major amendment to its crypto‑token regime in the Dubai International Financial Centre. The update eliminates the regulator’s central “Recognised Crypto Tokens” list and requires firms offering trading, custody or...

By The Fintech Times
MariBank Launches S$1 Physical Gold Investment Fund for Singapore
NewsJan 14, 2026

MariBank Launches S$1 Physical Gold Investment Fund for Singapore

Digital bank MariBank, a Sea Limited subsidiary, has introduced Mari Invest Gold, a physical gold fund with a S$1 minimum investment. The product, backed by Lion Global Investors and custodied by Standard Chartered, stores 99.5% pure gold bars in Singapore...

By The Fintech Times
Cross River Selected as Initial Banking Partner for Visa’s Stablecoin Settlement Pilot
NewsJan 13, 2026

Cross River Selected as Initial Banking Partner for Visa’s Stablecoin Settlement Pilot

Cross River Bank has been chosen as the inaugural banking partner for Visa’s stablecoin settlement pilot, which will settle Visa card transactions using Circle’s USDC on the Solana blockchain. Partnering with technology provider Highnote, the program moves stablecoin settlement from...

By The Fintech Times
ACE Money Transfer Leverages Irish License for Strategic European Expansion
NewsJan 13, 2026

ACE Money Transfer Leverages Irish License for Strategic European Expansion

ACE Money Transfer, a UK‑based remittance firm, is using its Irish payment‑institution licence to launch a pan‑European expansion. Regulated by the Central Bank of Ireland, the company plans to replicate its Irish growth across the continent under the EU Payment...

By The Fintech Times
Nigeria’s Fintech Regulatory Landscape: What Global Investors Should Know
NewsJan 13, 2026

Nigeria’s Fintech Regulatory Landscape: What Global Investors Should Know

Nigeria is rapidly reshaping its fintech regulatory framework through several landmark statutes. The Companies and Allied Matters Act 2020 streamlines company registration, while the Investments and Securities Act 2025 expands the SEC’s authority over digital finance. New SEC rules bring...

By The Fintech Times
Emirates NBD Issues World’s Largest Dual-Tranche Blue-Green Bond by a Financial Institution
NewsJan 13, 2026

Emirates NBD Issues World’s Largest Dual-Tranche Blue-Green Bond by a Financial Institution

Emirates NBD has issued a $1 billion dual‑tranche sustainable bond, the world’s largest blue‑green bond from a financial institution. The offering comprises a $300 million blue tranche with a three‑year tenor and a $700 million green tranche with a five‑year tenor under its...

By The Fintech Times
Zodia Custody Becomes First Global Custodian to Support Australia’s AUDM Stablecoin
NewsJan 13, 2026

Zodia Custody Becomes First Global Custodian to Support Australia’s AUDM Stablecoin

Zodia Custody announced it will provide institutional‑grade custody for AUDM, the Australian dollar‑backed stablecoin issued by Macropod. This makes Zodia the first global custodian to support Australia’s first licensed stablecoin, integrating the token into its cold‑storage infrastructure. The partnership gives...

By The Fintech Times
The Future of Stablecoins: A Global Financial Shift
NewsJan 12, 2026

The Future of Stablecoins: A Global Financial Shift

Mark Walker and Aishwary Gupta explore how stablecoins are reshaping the global financial system, highlighting their role in bridging fiat and crypto markets. They examine the rapid growth of dollar‑pegged tokens, which now hold over $150 billion in circulation, and the...

By The Fintech Times
Hub71 Strengthens UAE-Ireland Ties with Venturewave Capital Partnership
NewsJan 12, 2026

Hub71 Strengthens UAE-Ireland Ties with Venturewave Capital Partnership

Hub71, Abu Dhabi’s global tech hub, has signed a strategic partnership with Ireland’s Venturewave Capital, marking the first Irish venture‑capital partner for the ecosystem. The alliance targets reciprocal growth pathways for startups in both regions, emphasizing impact sectors such as...

By The Fintech Times
FinTech Australia Welcomes Productivity Commission’s Call for Universal Open Banking
NewsJan 12, 2026

FinTech Australia Welcomes Productivity Commission’s Call for Universal Open Banking

FinTech Australia welcomed the Productivity Commission’s final inquiry report on data and digital technology, which estimates the Consumer Data Right (CDR) could add up to $10 billion to Australia’s GDP each year. The report rejects a de‑minimis exemption for small banks,...

By The Fintech Times
Maalexi to Launch World’s First Agricultural Asset Token Exchange on Avalanche
NewsJan 11, 2026

Maalexi to Launch World’s First Agricultural Asset Token Exchange on Avalanche

Maalexi, an Abu Dhabi‑based agri‑trade fintech, is launching MAATEX, the world’s first agricultural asset token exchange built on the Avalanche blockchain. The platform will issue Maalexi Agri Tokens (MATs) that represent insured, audited and legally owned commodities, enabling instant cross‑border...

By The Fintech Times
Ziina Launches ‘Violet’ Lifestyle Membership to Cut Currency Fees and Boost Loyalty
NewsJan 9, 2026

Ziina Launches ‘Violet’ Lifestyle Membership to Cut Currency Fees and Boost Loyalty

Ziina, the UAE’s leading digital wallet, unveiled Ziina Violet, a subscription‑based lifestyle membership priced at AED 100 per month. The service promises over AED 850 in monthly value by eliminating foreign‑exchange fees on the Ziina Card and bundling discounts from partners such...

By The Fintech Times
Nant Global Finance Launches Fully Integrated Blockchain-Enabled Capital Markets Platform
NewsJan 8, 2026

Nant Global Finance Launches Fully Integrated Blockchain-Enabled Capital Markets Platform

Nant Global Finance (NANT) unveiled a fully integrated blockchain‑enabled capital markets platform that combines U.S. broker‑dealer, exchange, and transfer‑agency capabilities. The rollout follows the acquisition of GlobexUS Holdings, BlockAgent, and Equity Stock Transfer, with pending purchases of AOS, Digital Offering...

By The Fintech Times
Arab Financial Services Launches SoftPOS in Egypt Following Central Bank Approval
NewsJan 8, 2026

Arab Financial Services Launches SoftPOS in Egypt Following Central Bank Approval

Arab Financial Services (AFS) has secured a Central Bank of Egypt license and launched its SoftPOS solution nationwide, turning any NFC‑enabled Android smartphone into a fully licensed tap‑to‑phone payment terminal. The technology eliminates the need for traditional point‑of‑sale hardware, offering...

By The Fintech Times
Visa and Akamai Join Forces to Secure the Next Era of ‘Agentic Commerce’
NewsJan 6, 2026

Visa and Akamai Join Forces to Secure the Next Era of ‘Agentic Commerce’

Visa has teamed with cybersecurity leader Akamai to launch a trust layer for the fast‑growing “agentic commerce” market, where autonomous AI agents shop on behalf of users. The collaboration embeds Visa’s Trusted Agent Protocol into Akamai’s behavioral‑intelligence platform to verify...

By The Fintech Times
Payment Accessibility Is Now Business Critical: New Report Reveals Billions Excluded at the Checkout
NewsJan 6, 2026

Payment Accessibility Is Now Business Critical: New Report Reveals Billions Excluded at the Checkout

Castles Technology’s new report warns that billions of consumers are excluded from modern point‑of‑sale systems due to visual, motor, hearing and cognitive impairments. The study estimates UK retailers lose £70 billion each year as disabled shoppers abandon purchases, and highlights the...

By The Fintech Times
TON Foundation Taps OpenPayd for Global Fiat Infrastructure
NewsJan 6, 2026

TON Foundation Taps OpenPayd for Global Fiat Infrastructure

The TON Foundation announced a partnership with OpenPayd to provide a single‑API global fiat infrastructure for its blockchain ecosystem. The integration will enable seamless multi‑currency treasury management and faster grant disbursements across borders. TON’s blockchain, embedded in Telegram’s Mini App...

By The Fintech Times
DTCC Partners with Digital Asset to Tokenize U.S. Treasuries on Canton Network
NewsJan 5, 2026

DTCC Partners with Digital Asset to Tokenize U.S. Treasuries on Canton Network

The Depository Trust & Clearing Corporation (DTCC) has teamed with Digital Asset and the Canton Network to launch a tokenized version of U.S. Treasury securities. The partnership follows a recent SEC no‑action letter that clears the regulatory path for real‑world...

By The Fintech Times
Transparency Analytics Secures Second Funding Round to Transform Private Credit Ratings
NewsJan 5, 2026

Transparency Analytics Secures Second Funding Round to Transform Private Credit Ratings

Transparency Analytics announced its second funding round, led by Deciens Capital and joined by investors such as Allianz Life Ventures, Mouro Capital, FJ Labs, SUM Ventures, and Core Innovation Capital. The fintech aims to bring quantitative, real‑time ratings to the...

By The Fintech Times
Solflare Debuts In-Wallet AI Assistant to Bring ‘Intent-Based’ Trading to Solana Users
NewsJan 5, 2026

Solflare Debuts In-Wallet AI Assistant to Bring ‘Intent-Based’ Trading to Solana Users

Solflare, a leading non‑custodial Solana wallet, unveiled the alpha version of Solflare AI, an in‑wallet large‑language‑model assistant, at Solana Breakpoint 2025. The tool lets users issue plain‑language commands to execute trades, set price alerts, and pull live social‑sentiment data without...

By The Fintech Times