Avoid These 5 Crucial Mistakes in the First 5 Years of Retirement — They’re Almost Impossible to Undo
The first five years of retirement set the financial and health trajectory for an average 18.6‑year retirement span. Mistakes such as claiming Social Security too early, neglecting Roth conversions, ignoring health‑peak years, underestimating long‑term‑care costs, and exposing the portfolio to sequence‑of‑returns risk can erode savings permanently. The article quantifies each error—up to a 30% benefit cut, a 24% boost by waiting to age 70, and only about 15% of $100k‑plus households qualifying for Medicaid. Proactive planning can safeguard income, taxes, health experiences, and portfolio resilience.
Mortgage and Refinance Interest Rates Today, April 13, 2026: Will We See Sub-6% Rates Again Soon?
Mortgage rates edged lower this week, with Zillow reporting a 30‑year fixed average of 6.15%, down seven basis points. The 15‑year fixed fell to 5.64% and the 5/1 ARM sits at 6.44%. Refinance rates are slightly higher, with the 30‑year...
Best CD Rates Today, April 13, 2026 (Lock in up to 4.05% APY)
The Federal Reserve’s three rate cuts in 2025 have pushed CD yields to multi‑decade highs. Today’s top offering is a 4.05% APY 9‑month CD from Marcus by Goldman Sachs, far above the 1.52% national average for a one‑year CD. Online...
Best Money Market Account Rates Today, April 13, 2026 (Earn up to 4.01% APY)
Money‑market accounts (MMAs) are offering some of the highest yields in recent history, with TotalBank Online leading at 4.01% APY for balances of $2,500 or more. Other online banks and credit unions such as Quontic, Brilliant Bank, and Zynlo are...
Best High-Yield Savings Interest Rates Today, April 13, 2026 (Earn up to 4% APY)
High‑yield savings accounts are still offering rates well above the national average, with SoFi and Valley Bank Direct topping the list at 4% APY as of April 13, 2026. The Federal Reserve’s three rate cuts in 2025 have begun to pull deposit...
Foreigners Own Nearly $30 Trillion in U.S. Stocks and Bonds. Here Is Why That Number Should Be on Every Investor's...
Foreign investors now control more than $35 trillion in U.S. stocks and bonds, up from roughly $31 trillion a year earlier. Despite the turbulence of April 2025’s tariff‑driven market dip, they increased net purchases to about $1.5 trillion, signaling sustained confidence in America’s financial...
Is Cintas Corp. (CTAS) One of the Best QQQ Stocks to Buy Now?
Cintas Corp. reported Q3 2026 revenue of $2.84 billion, up 8.9% year‑over‑year, and posted an all‑time high gross margin of 51% ($1.45 billion). Operating income rose 8.2% to $659.9 million and net income increased 9.7% to $502.5 million, delivering diluted EPS of $1.24. The company...
Cadence (CDNS), Nvidia (NVDA) Expand Agentic AI Collaboration
Cadence Design Systems announced an expanded partnership with Nvidia to deliver a suite of agentic AI and physical AI‑accelerated tools for electronic design automation. The offerings, optimized for Nvidia Grace CPUs and Blackwell GPUs, will run on Cadence’s Millennium M2000...
Baker Hughes (BKR) Secures Strategic Gas Compression Order in Argentina
On April 7, Baker Hughes announced a strategic order from San Matias Pipeline S.A. to supply three NovaLT16 gas turbines and three centrifugal compressors for a new compressor station near Allen, Río Negro, Argentina. The equipment will move natural gas from the...
IDEXX (IDXX) Launches Canine Cancer Detection Panel in UK
IDEXX Laboratories announced the UK launch of its IDEXX Cancer Dx Panel, a blood‑based test for early detection of lymphoma in dogs. The assay delivers results in 3‑5 business days and boasts 79% sensitivity and 99% specificity, including B‑cell and...
Insmed (INSM): Top QQQ Stock to Buy Now
Insmed (NASDAQ: INSM) reported that its Phase 2b CEDAR study of brensocatib in moderate‑to‑severe hidradenitis suppurativa failed to meet both primary and secondary efficacy endpoints. The trial, which enrolled 214 patients across 72 sites, showed the drug underperformed placebo, with a...
Atlassian (TEAM) Introduces AI-Powered Visual Capabilities in Confluence
Atlassian announced AI‑powered visual capabilities for Confluence, highlighted by the Remix feature now in open beta. Remix instantly transforms text‑based pages into charts, infographics, scorecards and presentation‑ready summaries while keeping the visuals linked to the original document. The company also...
Gilead Price Target Raised to $175 From $171 at Morgan Stanley
Morgan Stanley raised its price target for Gilead Sciences (GILD) to $175, up from $171, while keeping an Overweight rating. The adjustment reflects updated valuation models that incorporate recent IQVIA market trends and intra‑quarter data ahead of Gilead’s Q1 earnings...
What AI Fatigue? Anthropic's Red-Hot Growth Is Going to Supercharge These 3 AI Leaders.
Anthropic's Claude platform has surged to a $30 billion annual run‑rate, up from $9 billion three months earlier, as more than 1,000 enterprises spend over $1 million each year on its AI services. The growth fuels demand for Nvidia GPUs, Google TPUs and...
Biogen Price Target Raised to $200 From $190 at Morgan Stanley
Morgan Stanley raised its price target for Biogen Inc. (BIIB) to $200, up from $190, while keeping an Equal Weight rating on the stock. The adjustment reflects updated valuation models that incorporate recent IQVIA industry trends and intra‑quarter data ahead...
I’m a Tax Preparer: The Refund Error That Triggers IRS Letters Most Often
Tax preparer Katrina Martin highlights three refund errors that most often trigger IRS letters: improper Earned Income Tax Credit (EITC) claims, unreported income, and repeated business losses. Errors typically arise from claiming a child who fails relationship, age, residency, or filing‑status...
Here's What the Futures Markets Are Saying About Oil and the Conflict in the Persian Gulf
Oil futures are trading in backwardation, indicating near‑term supply concerns as the Strait of Hormuz remains partially closed. Roughly 34 % of global crude normally passes through the strait, and the curve suggests traders view the disruption as temporary. The market’s...
3 Reasons You Should Buy the Dip on Disney Stock in April
Walt Disney's stock has slumped 50 % over five years and 16 % in 2026, reflecting investor concerns about its shift to direct‑to‑consumer models. Despite the decline, the company’s experiences segment posted $10 billion operating income on $36.2 billion revenue, a 28 % margin, while...
The Stock Market’s Biggest Tailwind Is Fading Under Trump — Here’s Why It Matters
Trump’s energy‑friendly policies once gave U.S. companies a cheap‑fuel tailwind, but U.S. crude output is set to dip in 2026 while Brent crude heads toward $115 a barrel, eroding that advantage. Delta Air Lines reported $14.2 B of Q1 revenue, saw...
3 Real Estate ETFs Paying Over 3% That Retirees Are Using to Hedge Inflation
Retirees seeking inflation protection are turning to three REIT ETFs that each offer at least a 3% dividend yield. iShares Core U.S. REIT ETF (USRT) provides broad market exposure with a ultra‑low 0.08% expense ratio and a 3% yield. iShares...
Binance Launches Pre-IPO Token Trading Ahead of Tech Supercycle
Binance has added pre‑IPO token trading to its Web3 Wallet, listing five tokenized assets through a partnership with PreStocks. The tokens are backed 1:1 by special‑purpose‑vehicle exposure to companies such as SpaceX, OpenAI and Anthropic, but they confer no voting,...
Nexus Mutual Wants to Be the Insurance Policy Your Crypto Never Had
Nexus Mutual, a decentralized insurance marketplace on Ethereum, now serves roughly 10,000 members ranging from retail investors to institutional allocators. The protocol lets users purchase coverage for smart‑contract exploits and hacks using stablecoins, ETH or BTC, while all capital adequacy...
Howard Hanna CEO Confronts Housing Crash Fears
Howard Hanna CEO Hoby Hanna says the U.S. housing market is undergoing a correction, not a crash, citing record homeowner equity, disciplined lending and limited inventory. Home‑price growth slowed to 0.9% year‑over‑year in January 2026, while existing‑home supply remains at...
Lockheed Martin Stock Is Up 30% in 2026 and Yields 2%. Is It a Top Buy While the Iran War...
Lockheed Martin’s shares have surged roughly 30% year‑to‑date, trading at a 2.2% dividend yield, as the ongoing Middle‑East conflict fuels defense spending. The company posted Q4 2025 revenue of $20.3 billion, a 9.1% YoY increase, and a record $193.6 billion backlog, while cash...
Paysafe’s MoonPay Deal Brings Stablecoin Rails to a Payments Platform That Handled $167B Last Year
Paysafe announced a partnership with MoonPay to embed crypto payment capabilities into its global payments platform. The new “Pay with Crypto” product lets merchants accept USDC, other stablecoins and major cryptocurrencies, converting deposits into U.S. dollars. The service targets e‑commerce,...
Market Update: NFLX, DAL
U.S. equity markets surged more than 2% at midday on Wednesday as investors breathed relief from the newly announced two‑week ceasefire between the United States and Iran. The geopolitical de‑escalation helped lift risk appetite across Communication Services and Industrials, while...
Trump, Senate Want to Ban Institutional Investors From Single-Family Homes. They’re Already Having an Impact on Real Estate.
The Senate, backed by former President Donald Trump, is drafting legislation to bar institutional investors—such as pension funds and REITs—from purchasing single‑family homes for rental portfolios. The proposal follows growing concerns that large‑scale investors are inflating home prices and limiting...
Does Salesforce Pay a Dividend? Yield & Payouts Explained
Salesforce introduced its first dividend in February 2024, paying $0.40 per share, and raised it 5.8% year‑over‑year to $0.44 in February 2026. The quarterly payout now totals $1.66‑$1.76 annually, yielding roughly 0.9% at the April 2026 price—below the S&P 500 average of about 1.2%....
Anthropic Locked In Google & Broadcom While Its Revenue Tripled
Anthropic announced a multi‑gigawatt agreement with Google and Broadcom to secure next‑generation TPU capacity for training its Claude models. The partnership comes as the company’s revenue run‑rate surged to $30 billion, up from $9 billion at the end of 2025. Anthropic’s enterprise‑focused...
Analyst Explains Why Ontology Separates Palantir (PLTR) From Peers
UBS analyst Karl Keirstead said Palantir’s ontology layer, paired with Foundry’s metadata mapping, turns raw enterprise data into actionable insights and creates a hard‑to‑replicate AI moat. He listed Palantir among the eight best U.S. stocks for the next five years....
How Undervalued Is Arista Networks (ANET) Stock Right Now?
Arista Networks was named one of eight best American stocks for the next five years, prompting fresh coverage from Susquehanna and Truist. Susquehanna analyst Mehdi Hosseini set a $160 price target, implying 26% upside, while Truist’s Matthew Niknam issued a...
Industry Checks Show Short Term Traders Are Wrong On AppLovin (APP) Stock
Evercore ISI analyst Robert Coolbrith reaffirmed an Outperform rating on AppLovin (NASDAQ:APP) with a $750 price target, arguing the recent stock dip undervalues the firm’s fundamentals. The stance follows ten in‑depth interviews with user‑acquisition decision‑makers covering roughly $1.9 billion of annualized spend...
Here’s What The ALSO Partnership Means For DoorDash (DASH) Stock
DoorDash announced a strategic partnership with autonomous‑vehicle startup ALSO, coupling a multi‑year commercial agreement with a direct equity investment. ALSO recently closed a $200 million Series C round, and DoorDash’s co‑founder Stanley Tang will serve as a board observer. The collaboration focuses...
This Analyst Sees Oracle (ORCL) Stock Doubling From Here
Analysts at Mizuho and Barclays reaffirmed Buy ratings on Oracle (ORCL), setting price targets of $320 and $240 respectively, implying up to 118% upside from current levels. The endorsements come as Oracle finalizes a $16 billion financing package for a new...
Jim Cramer Says Occidental Petroleum Is a “Big Loser If Peace Breaks Out” And Vice Versa
Jim Cramer highlighted Occidental Petroleum (OXY) as a top S&P 500 performer, noting its 58% year‑to‑date gain driven by soaring crude prices. He warned that Oxy’s fortunes are tightly linked to geopolitical risk, acting as a “big loser” if peace...
Jim Cramer Highlights APA Corporation Stellar Performance in the First Quarter
APA Corporation’s stock vaulted nearly 75% in the first quarter, lifting the company to fifth place among S&P 500 gainers. The rally mirrors a broader 70% year‑to‑date rise in crude oil prices, yet only three oil plays made the index’s top...
Jim Cramer Explains How Persian Gulf Being Blocked Off Benefits CF Industries
CF Industries, a leading producer of ammonia and nitrogen fertilizers, surged nearly 68% in the S&P 500 during Q1, making it the seventh‑best performer. Jim Cramer linked the rally to a burgeoning agricultural bull market and a supply crunch caused...
Billionaire Investor Shares Two-Step Approach To Positive Returns: 'I Think I Finally Solved The Stock Market'
Billionaire investor John Arnold claims to have "solved the stock market" with a simple 50/50 allocation between the technology ETF XLK and the energy ETF XLE. His data show the blend generated double‑digit returns in six of the last seven...
Will Washington's Millionaires' Tax Drive The Rich Out Of The State?
Washington Governor Bob Ferguson signed Senate Bill 6346, creating a millionaires’ tax on individual incomes above $1 million. The levy will affect fewer than 0.5% of residents but is projected to fund free K‑12 meals, expand the Working Families Tax Credit...
How the ‘Domino Effect’ From a Wonky SEC Policy Shift May Ease Capital Gains Pain
The SEC has begun approving dual‑class fund structures, letting managers offer an ETF share class alongside traditional mutual funds. Vanguard’s patented model, now in the public domain, paved the way, and 48 firms—including Dimensional, BlackRock and Fidelity—have received permission. This...
History Says the Great Rotation Is Just Getting Started. 2 Growth Stocks to Buy Now.
The market’s ongoing "Great Rotation" is shifting capital from over‑valued tech to real‑economy infrastructure, as evidenced by the iShares Expanded Tech‑Software ETF falling over 20% while industrials and consumer staples rise double‑digits. Two under‑the‑radar growth stocks stand out: Clearfield, a...
The Case for Owning a Broad Market ETF Instead of Picking Stocks
Recent studies show that 79% of large‑cap domestic equity funds underperformed the S&P 500 in 2025 and 95% lagged the benchmark over the past ten years. This persistent underperformance has fueled a surge in low‑cost exchange‑traded funds that simply track the...
Mizuho Lowers Its Price Target on Autolus Therapeutics Plc (AUTL) to $10 From $12
Mizuho Securities lowered its price target for Autolus Therapeutics plc (NASDAQ:AUTL) to $10, down from $12, while keeping an Outperform rating. The adjustment follows Autolus' Q4 earnings, which posted a loss per share of $0.34 versus a $0.43 consensus estimate...
Baird Lowers Its Price Target on Nyxoah SA (NYXH) to $4.62 From $5.87
Nyxoah SA, a neurostimulation developer for obstructive sleep apnea, reported Q4 revenue of €5.64 million (≈ $6.2 million), a five‑fold increase from the prior year, and a loss per share of €0.59 (≈ -$0.65). The company’s first full U.S. commercialization period showed strong surgeon...
RBC Capital Lowers Its Price Target on Bicycle Therapeutics Plc (BCYC) to $7 From $11
RBC Capital reduced its price target for Bicycle Therapeutics plc (BCYC) to $7 from $11, citing a near‑term setback after the company deprioritized its zelenectide program. Oppenheimer also trimmed its target, lowering it to $36 from $44, while maintaining an...
4 Tax Tips Every Retiree Should Know To Keep More of Their Money
Retirees can lower taxable income by using qualified charitable distributions (QCDs) that allow up to $111,000 of required minimum distributions (RMDs) to be donated directly to charities in 2026. Converting traditional IRAs or 401(k)s to Roth accounts before the RMD...
What Happens to Your Debt When You Die?
When a person dies, their estate is used to pay outstanding debts before any inheritance is distributed. Assets that have named beneficiaries, such as 401(k)s or IRAs, typically bypass probate and are not subject to creditor claims. In community‑property states,...
I Just Deposited $1,000 Into My Brokerage Account. Here's How I Plan to Invest It In April.
Motley Fool columnist Matt DiLallo transferred $1,000 of excess cash into his brokerage account and outlined a four‑part allocation plan for April. He will place $500 in the iShares 0‑3 Month Treasury Bond ETF to earn roughly 3.5% while building a cash...
Lithia & Driveway Price Target Lowered to $320 From $354 at Goldman Sachs
Goldman Sachs analyst Mark Jordan reduced Lithia & Driveway's price target to $320 from $354, keeping a Neutral rating. The adjustment reflects newer industry data indicating softer vehicle volumes in February and March than previously projected. Goldman’s revised forecasts align...
Jim Cramer on Westlake Corporation: “If the War Is Over, I Think That Stock Is Such a Sale”
Jim Cramer told investors to take profits on Westlake Corporation (WLK) immediately, warning that the stock’s recent parabolic rally could reverse once the geopolitical "war" eases. Westlake, a low‑cost chemicals maker, supplies ethylene, polyethylene, PVC and epoxy resins for construction,...
