Today’s Podcast Episode: Coerced Debt: New York’s Landmark Law and Emerging Trends Nationwide – Part 1
Consumer Finance Monitor launched Part 1 of a two‑episode podcast on coerced debt, expanding on a May 12 webinar. The episode spotlights New York’s newly enacted coerced‑debt statute, which empowers survivors to challenge debts incurred through coercion and obligates creditors to investigate such claims. A panel of scholars, legal‑services attorneys, and consumer‑advocates discusses the law’s evidentiary standards, practical hurdles, and its broader relevance as similar bills surface in multiple states. The series underscores a fast‑moving regulatory frontier that could reshape debt‑collection practices nationwide.
Today’s Podcast Episode: Fireside Chat with Simon Taylor and Adam Maarec
In a Ballard CFS Group podcast, fintech commentator Simon Taylor and legal adviser Adam Maarec discuss the surge of agentic commerce and AI‑driven financial tools reshaping payments and personal finance. They examine liability, authentication, and the divergent regulatory approaches in the...
Today’s Podcast Episode: AI Liability Comes Into Focus: A Conversation with Mark Geistfeld on the ALI’s Civil Liability Principles Project
The American Law Institute (ALI) launched a forward‑looking Principles project to adapt existing tort doctrines for artificial‑intelligence liability. In a Consumer Finance Monitor podcast, NYU law professor Mark Geistfeld explained how the draft framework tackles duty, care, causation and product‑vs‑service classification...
Thursday’s Podcast Episode: CFPB Finalizes Sweeping ECOA Rule Changes: What Lenders Need to Know About Disparate Impact, Discouragement, and SPCPs
The Consumer Finance Monitor podcast breaks down the CFPB’s final rule that overhauls ECOA enforcement. The agency eliminated disparate‑impact liability, narrowed discouragement liability to explicit statements, and revised the framework for Special Purpose Credit Programs. While the federal landscape now...
Today’s Podcast Episode: White House Executive Order on Scams and Fraud Takes Center Stage
The White House issued Executive Order 14390, a federal blueprint aimed at curbing scams and fraud across the United States. The order calls for a coordinated anti‑scam strategy, stronger inter‑agency cooperation, and expanded public‑private information sharing. It also introduces a...
Today’s Podcast Episode: Debt Sales 101 Mini-Series — Episode 6: After the Close: Compliance, Oversight, and Ongoing Risk
In the sixth episode of Ballard CFS Group’s Debt Sales 101 mini‑series, the hosts examine post‑close obligations for sellers of debt portfolios. They explain that regulators treat debt sales as an ongoing managed activity, requiring continuous oversight of buyers, monitoring of...
Today’s Podcast Episode: The White House AI Framework: Ambition, Preemption, and Uncertainty Ahead
The White House released its National Policy Framework for Artificial Intelligence on March 20, 2026, marking a shift from the earlier principles‑based AI Action Plan toward a concise document that favors limited regulation and federal preemption of state AI laws. The framework...
Today’s Podcast Episode: NYC DCWP at the Forefront of Consumer Protection: A Conversation with Commissioner Sam Levine
The New York City Department of Consumer and Worker Protection (DCWP) is intensifying its consumer‑protection agenda under Commissioner Sam Levine, leveraging Mayor Zohran Mamdani’s Executive Orders 9 and 10. The agency has just released a proposed “click‑to‑cancel” rule aimed at curbing subscription‑trap practices...
Today’s Podcast Episode: Debt Sales 101 Mini-Series — Episode 4: The Regulatory Landscape for Debt Sales Today
Episode 4 of Ballard CFS Group’s Debt Sales 101 mini‑series examines today’s fragmented regulatory environment for debt sales. It highlights how state attorneys general and consumer‑protection agencies have become primary overseers, shifting focus upstream to sellers’ documentation, chain‑of‑title, and diligence practices. The...
Today’s Podcast Episode: “True Lender” Doctrine Back in the Spotlight: Key Takeaways on OppFi V. Hewlett Tentative California Superior Opinion
The Los Angeles Superior Court issued a tentative ruling in OppFi v. Hewlett, granting summary judgment to fintech lender OppFi and rejecting the California DFPI’s claim that OppFi, not its partner FinWise Bank, is the true lender. The court emphasized...
New York City’s Consumer Protection Agenda Takes Center Stage — A Conversation with Commissioner Sam Levine
On April 23, Ballard CFS Group will release a Consumer Finance Monitor podcast featuring NYC Consumer and Worker Protection Commissioner Sam Levine. He outlines the city’s new SHIELD Rule, which imposes the nation’s toughest debt‑collection standards, expanding dispute rights and...
Today’s Podcast Episode: DIDMCA Opt-Outs Resurface: Oregon Legislation and the Colorado Case Could Alter the Landscape for Interstate Lending by...
The Consumer Finance Monitor podcast highlighted a resurgence of state opt‑out authority under Section 525 of the 1980 DIDMCA, focusing on Oregon's newly passed HB 4116 and Colorado's ongoing litigation. The core dispute centers on whether a loan is “made” where the...
Today’s Podcast Episode: Debt Sales 101 Mini-Series — Episode 2: What Can Be Sold? Understanding Eligible Debt and Portfolio Composition
Episode 2 of Ballard CFS Group’s Debt Sales 101 podcast shifts focus from why debt is sold to what can be sold, detailing eligible consumer and small‑business receivables, specialty accounts, and high‑risk categories such as fraud or deceased estates. The discussion highlights...
Today’s Podcast Episode: A Deep Dive on BNPL Regulation and Other “Hot” Topics with Max Dubin of the New York...
Ballard CFS Group released a new Consumer Finance Monitor podcast featuring Max Dubin, Chief of Staff to the Acting Superintendent of Banking at the New York Department of Financial Services (DFS). The conversation centers on DFS’s proposed framework to regulate...
Introducing Our New 6-Part Podcast Mini-Series: Debt Sales 101
Ballard Spahr and Franklin Ross Strategies have launched a six‑part podcast series, Debt Sales 101, debuting Monday. The series walks listeners through the full lifecycle of a debt sale, from why firms sell debt to post‑sale compliance. Co‑hosts Joseph Schuster and Chris Eastman...