Coming Soon: A Must-Listen Conversation with a Key New York Regulator
Ballard Spahr will release a Consumer Finance Monitor podcast episode featuring Max Dubin, Chief of Staff to the Acting Superintendent of Banking at New York’s Department of Financial Services (DFS). The conversation focuses on DFS’s upcoming regulation of the fast‑growing buy‑now‑pay‑later (BNPL) market, as well as broader supervisory and enforcement priorities. Dubin emphasizes a modern, product‑focused framework that balances innovation with consumer protection. The episode promises actionable insights for lawyers, compliance officers, fintech executives, and anyone tracking consumer‑finance policy.
Today’s Podcast Episode: Residential Solar Finance Under Intensifying Scrutiny: Key Regulatory and Litigation Trends
The Consumer Finance Monitor podcast highlighted a shift in residential solar finance from rapid growth to heightened regulatory and litigation pressure. The CFPB’s 2024 spotlight on hidden dealer fees and aggressive state‑attorney‑general investigations are driving a wave of enforcement actions....
Today’s Podcast Episode: CFPB Supervision Reset? What Banks and Non-Banks Should Know About the Emerging Examination Landscape
The Consumer Finance Monitor podcast reveals that the CFPB may slash its annual examinations from roughly 600 to about 70, shift to fully virtual, risk‑focused reviews, and even adopt a “humility pledge” for examiners. Simultaneously, the OCC, FDIC and Federal...
Today’s Podcast Episode: Credit Card Rate Caps and the Credit Card Competition Act: The Right Problem, the Wrong Tools?
The Consumer Finance Monitor podcast examined two Trump‑era proposals: a temporary 10 % cap on credit‑card APRs and the Credit Card Competition Act (CCCA) that would force large issuers to route transactions through at least two unaffiliated networks. Both initiatives are...
Today’s Podcast Episode: A National Strategy to Prevent Scams – “United We Stand”
The Aspen Institute’s Financial Security Program released “United We Stand: A National Strategy to Prevent Scams,” outlining a comprehensive framework to combat a $196 billion annual loss from fraud. The report identifies a four‑stage scam lifecycle and highlights fragmentation across financial...
Today’s Podcast Episode: The Consumerization of Small Business Lending: Federal and State Regulations Accelerate
Today's Consumer Finance Monitor podcast examines the rapid consumerization of small‑business lending, highlighting a surge in state‑level protection statutes. Host Alan Kaplinsky interviews Louis Caditz‑Peck of the Responsible Business Lending Coalition about the shift from self‑regulation to formal legislation, including...
Today’s Podcast Episode: A Sea Change in New York Consumer Protection Law: Inside the FAIR Act
The New York State Fair Business Practices Act (FAIR Act) was signed in December 2025 and becomes effective on February 17, 2026, marking the first major overhaul of General Business Law § 349 in five decades. The legislation expands the scope...