Efi Pylarinou

Efi Pylarinou

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Independent advisor on blockchain and FinTech policy [cite: 19].

Neobanks Fuel Hiring Surge While Entering New Markets
SocialMar 18, 2026

Neobanks Fuel Hiring Surge While Entering New Markets

Neobanks expanding into new markets, Source: CB Insights, Mar 2026 Fintech hiring is happening as neobanks continue to expand with different strategies https://t.co/qKcdGMmycZ https://t.co/rO2bQPQw7W

By Efi Pylarinou
PingAnGPT-Qwen3-32B Beats GPT‑4o, Leads CNFinBench
SocialMar 18, 2026

PingAnGPT-Qwen3-32B Beats GPT‑4o, Leads CNFinBench

Ping An's PingAnGPT-Qwen3-32B Tops CNFinBench: Strong Reasoning, Accuracy and Wide Deployment Topped CNFinBench leaderboard (March 15, 2026), beating GPT-4o + Claude Sonnet 4 on this benchmark. Evaluated across 5 dimensions: financial expertise, business understanding, reasoning/computation, compliance/risk control, application security. Deployed in...

By Efi Pylarinou
Human Intelligence Drives AI Growth, SurgeAI Skyrockets
SocialMar 17, 2026

Human Intelligence Drives AI Growth, SurgeAI Skyrockets

The Lean AI leaderboard reveals that the real story is in the human intelligence wars. 𝐇𝐮𝐦𝐚𝐧 𝐢𝐧𝐭𝐞𝐥𝐥𝐢𝐠𝐞𝐧𝐜𝐞 𝐢𝐬 𝐭𝐡𝐞 𝐧𝐞𝐰 𝐀𝐈 𝐢𝐧𝐟𝐫𝐚𝐬𝐭𝐫𝐮𝐜𝐭𝐮𝐫𝐞 — 𝐭𝐡𝐞 𝟓𝟎,𝟎𝟎𝟎 𝐞𝐱𝐩𝐞𝐫𝐭 𝐧𝐞𝐭𝐰𝐨𝐫𝐤 𝐬𝐞𝐜𝐫𝐞𝐭 @helloSurgeAI wasn't even on the leaderboard a year ago. Now they're #3 with $1...

By Efi Pylarinou
Data, Not Models, Cause 40% AI Project Failures
SocialMar 17, 2026

Data, Not Models, Cause 40% AI Project Failures

40% of AI projects fail. Not the model. The data. Join me and Tim Brophy at @AmerBanker March 19 webinat to talk about what actually separates AI winners from the rest. 📅 4pm GMT/ 12pm ET https://t.co/HqHwsVzCsj

By Efi Pylarinou
Gig Workers Paid to Film Chores for Robot Training
SocialMar 17, 2026

Gig Workers Paid to Film Chores for Robot Training

Gig workers are getting paid to film their daily chores to train robots 🤖 https://t.co/3zBLxxppUy https://t.co/7xw9dpgPYB

By Efi Pylarinou
Super Funds Ignored AI Risks, Need Immediate Action
SocialMar 17, 2026

Super Funds Ignored AI Risks, Need Immediate Action

A Silicon Valley Wake-Up Call for Big Super Funds: AI Demands Urgent Focus and Capability Building Now Question: If super funds managing hundreds of billions need "10x more attention" on AI AFTER Silicon Valley trip, what were they doing before? Risk:...

By Efi Pylarinou
AI Platforms' Data Control Threatens Fintech Competition
SocialMar 17, 2026

AI Platforms' Data Control Threatens Fintech Competition

When AI platforms - OpenAI, Anthropic, Google,.. - compete with their own customers, who wins? Control over training data & APIs = market power. Foreclosure risk is real for downstream fintechs & innovators. The antitrust playbook needs updating for the AI...

By Efi Pylarinou
Co‑operative Bank IT Collapse Exposes Governance Failures
SocialMar 16, 2026

Co‑operative Bank IT Collapse Exposes Governance Failures

Digital Hubris and the £349 Million Mirage — The Collapse of the Co-operative Bank’s IT Transformation A Masterclass in Governance Failure - Five Lessons to Learn Great read by Frank Schwab https://t.co/sKpx4mOYMF https://t.co/KUTIUvoGyT

By Efi Pylarinou
Bridge Skill Gaps to Successfully Deploy AI
SocialMar 16, 2026

Bridge Skill Gaps to Successfully Deploy AI

🔺 How to Integrate AI into a Business When Its Employees Lack the Skills https://t.co/a1MEGFXrNq https://t.co/sQck7B3jqf

By Efi Pylarinou
AI Adoption Soars, Governance Lags Behind in APAC Finance
SocialMar 16, 2026

AI Adoption Soars, Governance Lags Behind in APAC Finance

Adoption Accelerates but Governance Lags: 61.2% of APAC Finance Firms Run AI in Production @Money2020 data: 61.2% live deployments, 35.3% exploring, 3.5% not adopted. Generative + agentic AI moving beyond chatbots into unstructured data analysis, customer conversations, autonomous tasks. Risk: bias...

By Efi Pylarinou
Crypto Indexes Must Beat Bitcoin and Filter Startups Fast
SocialMar 15, 2026

Crypto Indexes Must Beat Bitcoin and Filter Startups Fast

In this interview, Dr. Efi Pylarinou speaks with Jessica Ellerm, co-founder of TheMelia, about the complexities of crypto indexing. They explore why traditional indexing models don't easily translate to the volatile crypto market, the challenges of filtering 50 million+ tokens,...

By Efi Pylarinou
Anthropic Invests $100M in Claude Partner Network
SocialMar 14, 2026

Anthropic Invests $100M in Claude Partner Network

Anthropic invests $100 million into the Claude Partner Network Free + Certification program Cloud- AWS, Google, Msft Accenture, Deloitte, Cognizant, Infosys https://t.co/01kpyXrm0W

By Efi Pylarinou
AI Robot Leverages 3D Maps to Locate Lost Items
SocialMar 13, 2026

AI Robot Leverages 3D Maps to Locate Lost Items

An AI search robot uses 3D maps and internet knowledge to find lost items 🤖 https://t.co/8s2JBU3308 https://t.co/pQCM9RdV1a

By Efi Pylarinou
Travel Miles Sold as Underground Currency, Costing Billions
SocialMar 13, 2026

Travel Miles Sold as Underground Currency, Costing Billions

Going the Extra Mile: Travel Rewards Turn into Underground Currency. 🏖️ ✈️ 💬 Airline miles were designed as rewards, however, in cybercrime markets, they are inventory. In many cases, the theft begins with credential compromise and ends with miles quietly converted...

By Efi Pylarinou
AI Overuse Fuels Brain‑Fry, Deepens Mental Health Crisis
SocialMar 12, 2026

AI Overuse Fuels Brain‑Fry, Deepens Mental Health Crisis

When Using AI Leads to “Brain Fry” https://t.co/MbpLQMDyOd v/ HBR If we combine the brain fry phenomenon with the layoffs attributed to AI (the narrative at least), then we can safely say that AI is worsening the current mental crisis. https://t.co/1wdSkIYBk4

By Efi Pylarinou
Mastercard Partners with Crypto Firms to Scale On-Chain Payments
SocialMar 12, 2026

Mastercard Partners with Crypto Firms to Scale On-Chain Payments

Mastercard Launches Global Crypto Partner Program with Binance, Ripple and More 85+ partners including Binance, Circle, Ripple, Gemini, PayPal, Paxos. Focus: cross-border remittances, B2B transfers, settlement. Blockchain networks: Solana, Avalanche, Aptos, Polygon. Core belief: on-chain payments scale via integration with existing...

By Efi Pylarinou
AI Job Shock Could Threaten 10% of Australian Mortgages
SocialMar 12, 2026

AI Job Shock Could Threaten 10% of Australian Mortgages

When AI Hits Jobs: Macquarie Warns Mortgage Stress Could Ripple Through Australia's Banks AI-driven employment shocks could put 10% of mortgage payments at risk. Banks currently priced for "near-perfect outcomes" with minimal buffer. Australia's steady growth masks historical unemployment spikes: 11%...

By Efi Pylarinou
Link Your Brokerage via Plaid for AI‑Powered Insights
SocialMar 12, 2026

Link Your Brokerage via Plaid for AI‑Powered Insights

Are you ready to share everything? Connect your brokerage account to Perplexity with the help of Plaid (no derivatives) and feel AI-powered. What kind of Trust do you need to get there, and what is your motivation?

By Efi Pylarinou
Revolut Secures Full UK Banking License, Enables Loans
SocialMar 12, 2026

Revolut Secures Full UK Banking License, Enables Loans

Revolut at last launches as an authorised UK bank - UKTN After five years of intense scrutiny, Revolut has officially exited the mobilisation phase and received its full UK banking license today. This allows Revolut to offer FSCS-protected deposits (up...

By Efi Pylarinou
Accredited Investors Get Limited Access to AI & Biotech Gems
SocialMar 11, 2026

Accredited Investors Get Limited Access to AI & Biotech Gems

SoFi and Templum Open Limited Window to Invest in OpenAI, Perplexity, and Colossal via Cosmos Fund March 5-30 window for accredited investors. Choose individual assets or all three: OpenAI (AI infrastructure), Perplexity (AI search, 22M MAUs), Colossal (decacorn biotech). Private market...

By Efi Pylarinou
Autonomous AI Agents Raise Serious Accountability Questions
SocialMar 11, 2026

Autonomous AI Agents Raise Serious Accountability Questions

🔺 Autonomous AI Agents Have an Ethics Problem AI-powered digital assistants can do many complex tasks on their own. But who takes responsibility when they cause harm? https://t.co/rzxqYZmNlh https://t.co/Mi9nk3oVwx

By Efi Pylarinou
AI Agents Redefine Commerce: Insights From Shah Discussion
SocialMar 10, 2026

AI Agents Redefine Commerce: Insights From Shah Discussion

The future of #AI #Agents and #AgenticCommerce Hot off the press, a discussion you can't miss. w/ @jas_shah hosted by @psb_dc https://t.co/LkzDGVaGoa

By Efi Pylarinou
Claude's AI Rebalances Threaten RIA Middleware Stack
SocialMar 9, 2026

Claude's AI Rebalances Threaten RIA Middleware Stack

Claude can now execute portfolio rebalances at scale. Every RIA-focused AI middleware company just became a target. The advisory stack isn't being augmented — it's being bypassed. Agentic AI and Anthropic's Launch of Wealth Management AI Tools https://t.co/eJ7H2Bo1Ml

By Efi Pylarinou
Kraken Bypasses TradFi, Builds Bank for Fed Access
SocialMar 9, 2026

Kraken Bypasses TradFi, Builds Bank for Fed Access

Kraken got fed up of waiting on TradFi so it built its own bank to access the Fed — and it just worked https://t.co/KXiaMBmASC https://t.co/TwTkLEnUYo

By Efi Pylarinou
78% of Firms Anticipate Tokenized Collateral by Year‑end
SocialMar 9, 2026

78% of Firms Anticipate Tokenized Collateral by Year‑end

Nasdaq: 52% of Institutions Expect Live Tokenized Collateral by Year-End Shift from "if" to "when": 78% of North American firms expect tokenized collateral to significantly impact their business. Catalyst = recent SEC + CFTC no-action positions allowing digital assets as margin...

By Efi Pylarinou
XRP Poised as Bridge for BlackRock’s ETF Tokenization
SocialMar 8, 2026

XRP Poised as Bridge for BlackRock’s ETF Tokenization

Analyst Breaks Down Theory On BlackRock's XRP Play Context: 1,700 iShares ETFs globally, $3.6T in US alone. If BlackRock tokenizes even 5-20% of ETF assets on-chain, that's hundreds of billions needing settlement rails. XRP positioned as "killer bridge for TradFi and...

By Efi Pylarinou
Banks Overestimate AI Satisfaction; Prioritize Resolution Over Chit‑Chat
SocialMar 8, 2026

Banks Overestimate AI Satisfaction; Prioritize Resolution Over Chit‑Chat

90% of banks think customers are satisfied with AI interactions. Only 59% of customers agree. Banks are optimizing for realism. Customers want resolution. Wrong metric, wrong investment. Why Your Voice AI Strategy Needs to Prioritize Resolution Over Chit-Chat https://t.co/ywMtrISq9g

By Efi Pylarinou
AI Boosts Productivity, but Also Fuels Fraud Surge
SocialMar 7, 2026

AI Boosts Productivity, but Also Fuels Fraud Surge

AI cuts costs. AI also cuts the cost of fraud. The same tooling driving efficiency is fueling the fraud surge. Financial services can't run an AI productivity strategy without a parallel fraud controls strategy. AI was meant to boost productivity. It...

By Efi Pylarinou
US Users Test X Money by Donating to Shatner
SocialMar 7, 2026

US Users Test X Money by Donating to Shatner

If you are a US resident, willing to test X Money for feedback (need to donate to @WilliamShatner 's charity). More Greenback digitalization 😉 https://t.co/ZIp8QncQ4J

By Efi Pylarinou
AI Agents Fuel Stablecoin Surge Ahead of Mainnet
SocialMar 6, 2026

AI Agents Fuel Stablecoin Surge Ahead of Mainnet

Circle: AI agents are already driving stablecoin demand. Arc testnet hit 166M transactions. Mainnet hasn't launched yet. The infrastructure race for machine-speed payments is underway — KYC/AML frameworks are not. How Circle Is Marrying Stablecoins With Agentic Commerce https://t.co/QuY14r2lgr

By Efi Pylarinou
UAE Launches World's First Sovereign Financial Cloud
SocialMar 6, 2026

UAE Launches World's First Sovereign Financial Cloud

The UAE Central Bank just built the world's first sovereign financial cloud — AI for AML, fraud, CBDC, zero-trust access, quantum-resistant encryption. Sovereign compute is now a national infrastructure decision, not a vendor one. World's First Sovereign Cloud System for Finance...

By Efi Pylarinou
Elon Musk Announces BAAS Beta Test for X Money
SocialMar 5, 2026

Elon Musk Announces BAAS Beta Test for X Money

Elon Musk confirms the BAAS setup for X money as beta testing has shyly started https://t.co/2l00gddeOG

By Efi Pylarinou
PayPal Tops AI Talent Rankings Despite Business Slump
SocialMar 4, 2026

PayPal Tops AI Talent Rankings Despite Business Slump

HIGHLIGHT OF THE DAY: While Paypal`s business is suffering, it ranks No.1 in the latest PAYTECH EVIDENT AI Rankings of AI talent. Due to the breadth and depth of AI specialization within its diverse product portfolio. Evident AI Index | Payments...

By Efi Pylarinou
EU Still Half Dependent on Visa, Mastercard
SocialMar 4, 2026

EU Still Half Dependent on Visa, Mastercard

How close is the EU to break free from Visa and Mastercard's grip? https://t.co/S2cCelErDw 47% of the eurozone’s card payment value passed through Visa & Mastercard in 2025! This is not only financial, it is strategic.

By Efi Pylarinou
AI‑Powered Stablecoin Cards Operate Within User‑Set Budgets
SocialMar 4, 2026

AI‑Powered Stablecoin Cards Operate Within User‑Set Budgets

AI agents won't run off with your money. Wirex Agents just changed the game. It’s Non-Custodial, meaning you never "give" your money to the AI. You simply set a strict budget (e.g., $50 for groceries), and the AI uses its...

By Efi Pylarinou
Oil Crisis Drives Crypto Survival; AI Rules Written in Blood
SocialMar 4, 2026

Oil Crisis Drives Crypto Survival; AI Rules Written in Blood

@sandy_carter `s POV `Iran War, An Oil Crisis, A Crypto Stress Test, And An AI Reckoning` Oil. Crypto. AI. Most coverage is missing the "Big 3" takeaways: 1️⃣ Crypto’s Dual Identity: It’s a "risk asset" for Western traders but a "survival tool"...

By Efi Pylarinou
UAE Banks Replace SMS OTPs with Biometrics, AI Security
SocialMar 3, 2026

UAE Banks Replace SMS OTPs with Biometrics, AI Security

UAE banks ditch SMS OTPs: biometrics, in-app approvals, and tighter AI governance become the new security baseline UAE banks must stop using SMS and email OTPs by end-March 2026 More UAE banks now tighten security with biometrics logins, AI fraud checks -...

By Efi Pylarinou
Balancing Human and AI Work Is Banking’s Next Challenge
SocialMar 2, 2026

Balancing Human and AI Work Is Banking’s Next Challenge

AI remakes the org chart | Banking Brief | Evident Insights https://t.co/ukJBBM4aRA “The future of AI-first enterprises is ultimately an organization problem,” JPMC’s Waldron wrote on LinkedIn this week. “Work and intelligence needs to be optimally split across humans and AI.”...

By Efi Pylarinou
EU Digital Euro Stalls Amid Offline‑only Push
SocialMar 1, 2026

EU Digital Euro Stalls Amid Offline‑only Push

Brussels proposed a digital form of cash that could be used both online and offline. Navarrete, by contrast, is pushing for an offline-only model. More delays. Can Europe break free of Visa and Mastercard? MEPs stall digital euro https://t.co/SLW3jTmnrB

By Efi Pylarinou
Nasdaq Launches 23‑Hour, AI‑Powered Tokenized Equity Trading
SocialFeb 27, 2026

Nasdaq Launches 23‑Hour, AI‑Powered Tokenized Equity Trading

Nasdaq Advances ‘Always-On’ Markets - Markets Media https://t.co/qx1uN2r2R7 Equities trading for 23 hours each day between Monday and Friday, tokenization of equities and deployment of artificial intelligence. https://t.co/LEFEqDRaFg

By Efi Pylarinou
DBS and Visa Launch AI-Powered Tokenized Payments Pilot
SocialFeb 27, 2026

DBS and Visa Launch AI-Powered Tokenized Payments Pilot

The future of payments is here. DBS and Visa are bridging TradFi and Web3 with the pilot of Visa Intelligent Commerce AI agents can browse, select, and purchase real-world goods securely using tokenized credit card credentials. DBS and Visa collaborate to advance...

By Efi Pylarinou
Bunq CEO Ali Niknam Challenges EU Stablecoin Rules
SocialFeb 26, 2026

Bunq CEO Ali Niknam Challenges EU Stablecoin Rules

🔵 The banker who sued his central bank and changed European regulation. I sat down with Ali Niknam, founder and CEO of @bunq, at Davos during the WEF 2026 🎥 "𝐛𝐮𝐧𝐪'𝐬 𝐂𝐄𝐎 𝐚𝐭 𝐃𝐚𝐯𝐨𝐬: 𝐀𝐈, 𝐭𝐡𝐞 𝐔𝐒 𝐁𝐞𝐭, 𝐚𝐧𝐝 𝐚 𝐂𝐨𝐧𝐭𝐫𝐚𝐫𝐢𝐚𝐧 𝐓𝐚𝐤𝐞...

By Efi Pylarinou
Circle Surges 30% as USDC Hits $11.9 T
SocialFeb 26, 2026

Circle Surges 30% as USDC Hits $11.9 T

Circle Pops 30% as USDC Prints an $11.9 Trillion Flex The Stock market is seeing an Agentic future in which agents choose regulated USD stablecoins. https://t.co/efPUeNxQsu

By Efi Pylarinou
BoE's Stablecoin Cap Triggers Industry Backlash
SocialFeb 26, 2026

BoE's Stablecoin Cap Triggers Industry Backlash

The Bank of England’s plan to cap stablecoin holdings is sparking an industry revolt BTW. £5,000 and £20,000 for individuals BTW. £1 million to £10 million for businesses. https://t.co/taO9by7gd2

By Efi Pylarinou
Meta Targets 3B-User Stablecoin Launch with Stripe Backing
SocialFeb 25, 2026

Meta Targets 3B-User Stablecoin Launch with Stripe Backing

Mark Zuckerberg's Meta Is Planning Stablecoin Comeback in the Second Half of This Year Stripe CEO Patrick Collison joined Meta board April 2025. Bridge (Stripe) got conditional OCC charter Feb 2026. All pieces aligning for 3B+ user stablecoin integration https://t.co/aSVtygrobm https://t.co/BUcPHl2zTM

By Efi Pylarinou
FinTech-as-a-Service to Hit $1.82 Trillion by 2035
SocialFeb 25, 2026

FinTech-as-a-Service to Hit $1.82 Trillion by 2035

Fintech as a Service Market Forecasted to Reach USD 1.82 Trillion by 2035 Driven by Rising Demand for Embedded Finance, Digital Banking, and Scalable Cloud-Based Solutions https://t.co/i6QoyzAi7r https://t.co/HwNAWxpkN8

By Efi Pylarinou
AWS AI Tool Wipes System, Triggers 13‑hour Outage
SocialFeb 24, 2026

AWS AI Tool Wipes System, Triggers 13‑hour Outage

AWS AI coding tool decided to "delete and recreate" a customer-facing system, causing 13-hour outage. ⚡️ https://t.co/Kx1ofvMwwh https://t.co/lpM618xtFh

By Efi Pylarinou
From Blocking Bots to Trusting Agents: Visa‑Akamai Solution
SocialFeb 23, 2026

From Blocking Bots to Trusting Agents: Visa‑Akamai Solution

AI agent traffic nearly tripled in a year. 25Billion bot requests in 2 months. The question is no longer how to block bots — it's how to trust them. Visa + Akamai are building the answer. "What it takes to secure...

By Efi Pylarinou
Treasury Unveils AI Lexicon and Risk Framework for Finance
SocialFeb 23, 2026

Treasury Unveils AI Lexicon and Risk Framework for Finance

Risk says "model risk." Tech says "ML system." Compliance says "automated decision tool." Legal says "algorithm." US Treasury just fixed this: AI Lexicon + Risk Framework for financial services. 230 control objectives. NIST-adapted. "Treasury releases AI lexicon and sector-specific risk framework"...

By Efi Pylarinou